15. Deployment of Gross Bank Credit by Major Sectors

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प्रकाशित तारीख एप्रिल 10, 2015

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15. Deployment of Gross Bank Credit by Major Sectors

(` Billion)
Item	Outstanding as on				Growth (%)
	Mar. 21, 2014	2014	2015		Financial year so far	Y-o-Y
	Mar. 21, 2014	Feb. 21	Jan. 23	Feb. 20	2014-15	2015
	1	2	3	4	5	6
1 Gross Bank Credit	56,572	55,193	59,712	60,327	6.6	9.3
1.1 Food Credit	912	990	1,070	1,041	14.1	5.1
1.2 Non-food Credit	55,660	54,203	58,643	59,286	6.5	9.4
1.2.1 Agriculture & Allied Activities	6,694	6,510	7,549	7,585	13.3	16.5
1.2.2 Industry	25,229	24,648	25,877	26,128	3.6	6.0
1.2.2.1 Micro & Small	3,517	3,404	3,721	3,728	6.0	9.5
1.2.2.2 Medium	1,274	1,275	1,285	1,300	2.0	2.0
1.2.2.3 Large	20,438	19,969	20,872	21,100	3.2	5.7
1.2.3 Services	13,351	12,885	13,511	13,788	3.3	7.0
1.2.3.1 Transport Operators	894	885	872	878	–1.8	–0.7
1.2.3.2 Computer Software	176	175	169	163	–7.4	–7.1
1.2.3.3 Tourism, Hotels & Restaurants	392	392	357	361	–7.9	–8.0
1.2.3.4 Shipping	99	94	92	98	–1.5	3.8
1.2.3.5 Professional Services	705	693	723	729	3.4	5.1
1.2.3.6 Trade	3,237	3,151	3,390	3,485	7.6	10.6
1.2.3.6.1 Wholesale Trade	1,709	1,665	1,705	1,782	4.2	7.0
1.2.3.6.2 Retail Trade	1,528	1,486	1,686	1,703	11.5	14.6
1.2.3.7 Commercial Real Estate	1,544	1,470	1,665	1,681	8.9	14.3
1.2.3.8 Non-Banking Financial Companies (NBFCs)	2,946	2,819	2,962	3,020	2.5	7.1
1.2.3.9 Other Services	3,358	3,205	3,280	3,373	0.5	5.2
1.2.4 Personal Loans	10,386	10,159	11,705	11,786	13.5	16.0
1.2.4.1 Consumer Durables	128	124	149	150	16.9	21.2
1.2.4.2 Housing	5,423	5,291	6,137	6,211	14.5	17.4
1.2.4.3 Advances against Fixed Deposits	639	569	629	608	–4.7	7.0
1.2.4.4 Advances to Individuals against share & bonds	39	36	45	46	17.0	26.5
1.2.4.5 Credit Card Outstanding	249	254	311	312	25.3	22.7
1.2.4.6 Education	600	602	636	635	5.7	5.5
1.2.4.7 Vehicle Loans	1,301	1,285	1,479	1,493	14.7	16.1
1.2.4.8 Other Personal Loans	2,006	1,999	2,319	2,332	16.2	16.7
1.2A Priority Sector	18,412	17,942	19,759	19,842	7.8	10.6
1.2A.1 Agriculture & Allied Activities	6,694	6,510	7,549	7,585	13.3	16.5
1.2A.2 Micro & Small Enterprises	7,142	6,951	7,800	7,836	9.7	12.7
1.2A.2.1 Manufacturing	3,517	3,404	3,721	3,728	6.0	9.5
1.2A.2.2 Services	3,625	3,546	4,079	4,107	13.3	15.8
1.2A.3 Housing	3,034	2,985	3,226	3,217	6.0	7.8
1.2A.4 Micro-Credit	174	175	172	175	0.2	–0.3
1.2A.5 Education Loans	579	571	596	593	2.3	3.7
1.2A.6 State-Sponsored Orgs. for SC/ST	3	1	4	4	7.0	144.1
1.2A.7 Weaker Sections	3,862	3,549	3,965	3,986	3.2	12.3
1.2A.8 Export Credit	483	434	391	405	–16.2	–6.8
Note: Data are provisional and relate to select banks which cover 95 per cent of total non-food credit extended by all scheduled commercial banks. 1.2A.2.1 : Manufacturing include `335 billion and item 1.2A.2.2 : Services includes `34 billion credit to medium enterprises for the month of March 2014 only.