50 (a). Flow of Financial Assets and Liabilities of Households - Instrument-wise

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प्रकाशित तारीख मे 17, 2022

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50 (a). Flow of Financial Assets and Liabilities of Households - Instrument-wise

(Amount in ₹ Crore)
Item	2019-20
Item	Q1	Q2	Q3	Q4	Annual
Net Financial Assets (I-II)	252658.0	513118.4	400437.3	446254.3	1612468.0
Per cent of GDP	5.1	10.6	7.8	8.7	8.0
I. Financial Assets	413192.2	604322.7	538186.1	843385.9	2399086.9
Per cent of GDP	8.4	12.4	10.5	16.4	12.0
of which:
1. Total Deposits (a+b)	13020.4	299089.8	138131.8	473183.4	923425.5
(a) Bank Deposits	-9769.4	280588.7	130328.0	465529.7	866677.0
i. Commercial Banks	-13293.8	269475.4	66666.7	446006.7	768855.0
ii. Co-operative Banks	3524.4	11113.2	63661.3	19523.0	97822.0
(b) Non-Bank Deposits	22789.9	18501.2	7803.7	7653.7	56748.5
2. Life Insurance Funds	117394.9	107731.0	109895.6	37236.1	372257.5
3. Provident and Pension Funds (including PPF)	110601.0	113593.0	113676.0	117235.0	455104.9
4. Currency	61244.1	-26104.8	86832.6	160690.2	282662.1
5. Investments	43936.8	43018.8	22655.1	-11953.8	97656.9
of which:
(a) Mutual Funds	23303.5	38382.2	19191.1	-19191.1	61685.7
(b) Equity	18648.2	2172.4	936.2	4981.0	26737.8
6. Small Savings (excluding PPF)	65930.8	65930.8	65930.8	65930.8	263723.4
II. Financial Liabilities	160534.2	91204.3	137748.8	397131.6	786618.9
Per cent of GDP	3.2	1.9	2.7	7.7	3.9
Loans (Borrowings) from
1. Financial Corporations (a+b)	160500.7	91170.8	137715.2	397098.1	786484.7
(a) Banking Sector	141332.5	58250.2	121754.0	200413.2	521749.9
of which:
Commercial Banks	135754.1	57135.0	87377.4	202214.2	482480.6
(b) Other Financial Institutions	19168.2	32920.5	15961.2	196684.8	264734.8
i. Non-Banking Financial Companies	-519.7	22976.7	29930.7	198264.3	250652.0
ii. Housing Finance Companies	17033.0	8093.1	-15710.4	-3093.1	6322.6
iii. Insurance Companies	2655.0	1850.8	1740.9	1513.6	7760.2
2. Non-Financial Corporations (Private Corporate Business)	33.8	33.8	33.8	33.8	135.1
3. General Government	-0.3	-0.3	-0.3	-0.3	-1.0

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.)
(Amount in ₹ Crore)
Item	2020-21
Item	Q1	Q2	Q3	Q4	Annual
Net Financial Assets (I-II)	623053.8	592327.3	506558.3	581769.1	2303708.6
Per cent of GDP	16.1	12.5	9.3	10.1	11.6
I. Financial Assets	828447.4	630907.1	676131.6	973510.9	3108997.0
Per cent of GDP	21.4	13.4	12.4	16.9	15.7
of which:
1. Total Deposits (a+b)	297376.2	278589.7	158113.5	533651.5	1267730.9
(a) Bank Deposits	281155.1	264523.3	147037.2	535157.5	1227873.0
i. Commercial Banks	279010.5	262033.7	143558.6	471730.9	1156333.7
ii. Co-operative Banks	2144.6	2489.6	3478.6	63426.6	71539.3
(b) Non-Bank Deposits	16221.1	14066.4	11076.3	-1506.0	39857.9
2. Life Insurance Funds	122369.1	141443.4	155516.3	100812.3	520141.0
3. Provident and Pension Funds (including PPF)	121582.5	124106.5	124949.5	130185.5	500824.0
4. Currency	202432.7	21286.9	91456.0	66800.5	381976.1
5. Investments	6249.8	-12956.4	67659.3	63624.0	124576.7
of which:
(a) Mutual Funds	-16021.0	-28837.7	57675.4	51267.0	64083.8
(b) Equity	18599.4	8291.5	5307.1	6333.3	38531.2
6. Small Savings (excluding PPF)	77381.6	77381.6	77381.6	77381.6	309526.3
II. Financial Liabilities	205393.5	38579.8	169573.3	391741.8	805288.5
Per cent of GDP	5.3	0.8	3.1	6.8	4.1
Loans (Borrowings) from
1. Financial Corporations (a+b)	205436.7	38623.0	169616.5	391785.8	805462.1
(a) Banking Sector	211005.3	13211.7	139387.5	304100.8	667705.3
of which:
Commercial Banks	211259.3	13213.8	140514.3	242476.0	607463.5
(b) Other Financial Institutions	-5568.6	25411.3	30229.0	87685.1	137756.8
i. Non-Banking Financial Companies	-15450.4	21627.1	15921.2	61326.1	83424.0
ii. Housing Finance Companies	10516.6	2875.1	13048.5	25336.1	51776.2
iii. Insurance Companies	-634.8	909.2	1259.3	1022.9	2556.6
2. Non-Financial Corporations (Private Corporate Business)	33.8	33.8	33.8	33.0	134.4
3. General Government	-77.0	-77.0	-77.0	-77.0	-308.0

No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.)
(Amount in ₹ Crore)
Item	2021-22
Item	Q1	Q2
Net Financial Assets (I-II)	760273.0	388307.9
Per cent of GDP	14.8	6.9
I. Financial Assets	631184.5	567403.7
Per cent of GDP	12.3	10.1
of which:
1. Total Deposits (a+b)	146933.8	207184.4
(a) Bank Deposits	124803.6	201833.5
i. Commercial Banks	123282.3	200159.7
ii. Co-operative Banks	1521.3	1673.8
(b) Non-Bank Deposits	22130.2	5350.9
2. Life Insurance Funds	114617.8	127356.0
3. Provident and Pension Funds (including PPF)	129821.9	132967.9
4. Currency	128660.2	-68631.2
5. Investments	24929.6	82305.4
of which:
(a) Mutual Funds	14573.0	63151.3
(b) Equity	4502.5	13218.5
6. Small Savings (excluding PPF)	85163.8	85163.8
II. Financial Liabilities	-129088.5	179095.8
Per cent of GDP	-2.5	3.2
Loans (Borrowings) from
1. Financial Corporations (a+b)	-129109.8	179074.5
(a) Banking Sector	-105750.5	124240.8
of which:
Commercial Banks	-98583.4	126251.1
(b) Other Financial Institutions	-23359.3	54833.7
i. Non-Banking Financial Companies	-31118.4	28880.1
ii. Housing Finance Companies	7132.0	24403.8
iii. Insurance Companies	627.1	1549.8
2. Non-Financial Corporations (Private Corporate Business)	33.8	33.8
3. General Government	-12.5	-12.5
Notes: 1. Net Financial Savings of households refer to the flow of net financial assets, which represents change in financial assets held by households minus change in their financial liabilities. 2. Data as ratios to GDP have been calculated based on the Second Advance Estimates of National Income 2021-22 released on February 28, 2022. 3. Figures in the columns may not add up to the total due to rounding off.