50 (a). Flow of Financial Assets and Liabilities of Households - Instrument-wise - आरबीआय - Reserve Bank of India
50 (a). Flow of Financial Assets and Liabilities of Households - Instrument-wise
(Amount in ₹ Crore) |
|||||
Item |
2020-21 |
||||
Q1 |
Q2 |
Q3 |
Q4 |
Annual |
|
Net Financial Assets (I-II) |
583412.7 |
554437.6 |
463583.5 |
679174.4 |
2280608.2 |
Per cent of GDP |
15.0 |
11.7 |
8.5 |
11.8 |
11.5 |
I. Financial Assets |
788786.3 |
592945.3 |
633317.9 |
1047276.1 |
3062325.6 |
Per cent of GDP |
20.3 |
12.5 |
11.6 |
18.2 |
15.4 |
of which: |
|
|
|
|
|
1.Total Deposits (a+b) |
297412.4 |
278631.7 |
158172.2 |
506213.3 |
1240429.7 |
(a) Bank Deposits |
281191.3 |
264565.3 |
147096.0 |
507719.3 |
1200571.8 |
i. Commercial Banks |
279010.5 |
262033.7 |
143558.6 |
462689.8 |
1147292.5 |
ii. Co-operative Banks |
2180.8 |
2531.6 |
3537.3 |
45029.5 |
53279.3 |
(b) Non-Bank Deposits |
16221.1 |
14066.4 |
11076.3 |
-1506.0 |
39857.9 |
of which: |
|
|
|
|
|
Other Financial Institutions (i+ii) |
11040.9 |
8886.2 |
5896.0 |
-6686.2 |
19137.0 |
i. Non-Banking Financial Companies |
1441.0 |
3763.0 |
3514.8 |
3521.2 |
12240.0 |
ii. Housing Finance Companies |
9599.9 |
5123.2 |
2381.3 |
-10207.3 |
6897.0 |
2. Life Insurance Funds |
124387.9 |
143462.2 |
157535.1 |
142216.5 |
567601.8 |
3. Provident and Pension Funds (including PPF) |
114496.3 |
107087.9 |
105344.6 |
175769.3 |
502698.2 |
4. Currency |
202432.7 |
21286.9 |
91456.0 |
66800.5 |
381976.1 |
5. Investments |
6249.8 |
-12956.4 |
67659.3 |
63624.0 |
124576.7 |
of which: |
|
|
|
|
|
(a) Mutual Funds |
-16021.0 |
-28837.7 |
57675.4 |
51267.0 |
64083.8 |
(b) Equity |
18599.4 |
8291.5 |
5307.1 |
6333.3 |
38531.2 |
6. Small Savings (excluding PPF) |
42751.6 |
54377.4 |
52095.1 |
91597.0 |
240821.1 |
II. Financial Liabilities |
205373.6 |
38507.7 |
169734.4 |
368101.7 |
781717.4 |
Per cent of GDP |
5.3 |
0.8 |
3.1 |
6.4 |
3.9 |
Loans/Borrowings |
|
|
|
|
|
1. Financial Corporations (a+b) |
205490.3 |
38624.3 |
169851.0 |
368219.1 |
782184.7 |
(a) Banking Sector |
211058.8 |
13213.0 |
139622.0 |
276579.8 |
640473.6 |
of which: |
|
|
|
|
|
i. Commercial Banks |
211259.3 |
13213.8 |
140514.3 |
240050.4 |
605037.9 |
(b) Other Financial Institutions |
-5568.6 |
25411.3 |
30229.0 |
91639.4 |
141711.1 |
i. Non-Banking Financial Companies |
-15450.4 |
21627.1 |
15921.2 |
64881.1 |
86979.0 |
ii. Housing Finance Companies |
10516.6 |
2875.1 |
13048.5 |
25336.1 |
51776.2 |
iii. Insurance Corporations |
-634.8 |
909.2 |
1259.3 |
1422.2 |
2955.9 |
2. Non-Financial Corporations (Private Corporate Business) |
33.8 |
33.8 |
33.8 |
33.0 |
134.4 |
3. General Government |
-150.4 |
-150.4 |
-150.4 |
-150.4 |
-601.7 |
No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Contd.) |
|||||
(Amount in ₹ Crore) |
|||||
Item |
2021-22 |
||||
Q1 |
Q2 |
Q3 |
Q4 |
Annual |
|
Net Financial Assets (I-II) |
370115.8 |
334234.9 |
489774.4 |
503089.0 |
1696155.6 |
Per cent of GDP |
7.2 |
6.0 |
7.9 |
7.7 |
7.2 |
I. Financial Assets |
364661.7 |
527896.1 |
818355.4 |
887657.3 |
2597511.9 |
Per cent of GDP |
7.1 |
9.4 |
13.1 |
13.6 |
11.1 |
of which: |
|
|
|
|
|
1.Total Deposits (a+b) |
-82726.1 |
204033.6 |
426977.3 |
277625.7 |
824852.1 |
(a) Bank Deposits |
-106428.9 |
197105.1 |
422392.9 |
264882.9 |
777952.1 |
i. Commercial Banks |
-107940.7 |
195441.8 |
418267.0 |
262326.1 |
768094.3 |
ii. Co-operative Banks |
1511.8 |
1663.4 |
4125.9 |
2556.8 |
9857.8 |
(b) Non-Bank Deposits |
23702.8 |
6928.5 |
4584.5 |
12742.8 |
46900.0 |
of which: |
|
|
|
|
|
Other Financial Institutions (i+ii) |
16950.0 |
170.7 |
-2178.3 |
5960.0 |
20902.3 |
i. Non-Banking Financial Companies |
4972.6 |
-765.5 |
73.3 |
4211.8 |
8492.2 |
ii. Housing Finance Companies |
11977.3 |
936.2 |
-2251.6 |
1748.2 |
12410.1 |
2. Life Insurance Funds |
114711.5 |
127449.8 |
103248.6 |
121541.6 |
466951.5 |
3. Provident and Pension Funds (including PPF) |
127624.0 |
115463.1 |
98146.0 |
221372.4 |
562605.5 |
4. Currency |
128660.2 |
-68631.2 |
62793.3 |
146845.0 |
269667.4 |
5. Investments |
24929.6 |
82305.4 |
69760.9 |
50972.1 |
227967.9 |
of which: |
|
|
|
|
|
(a) Mutual Funds |
14573.0 |
63151.3 |
37912.2 |
44963.7 |
160600.1 |
(b) Equity |
4502.5 |
13218.5 |
27808.2 |
3084.1 |
48613.3 |
6. Small Savings (excluding PPF) |
50405.2 |
66218.1 |
56372.0 |
68243.2 |
241238.4 |
II. Financial Liabilities |
-5454.1 |
193661.2 |
328581.0 |
384568.3 |
901356.3 |
Per cent of GDP |
-0.1 |
3.5 |
5.3 |
5.9 |
3.8 |
Loans/Borrowings |
|
|
|
|
|
1. Financial Corporations (a+b) |
-5562.3 |
193553.0 |
328472.8 |
384460.1 |
900923.7 |
(a) Banking Sector |
21436.5 |
138722.6 |
267950.7 |
348360.4 |
776470.2 |
of which: |
|
|
|
|
|
i. Commercial Banks |
26978.6 |
140268.7 |
265271.5 |
337009.8 |
769528.5 |
(b) Other Financial Institutions |
-26998.8 |
54830.4 |
60522.2 |
36099.7 |
124453.5 |
i. Non-Banking Financial Companies |
-34757.9 |
28876.8 |
29476.5 |
-2163.2 |
21432.2 |
ii. Housing Finance Companies |
7132.0 |
24403.8 |
29494.8 |
37436.2 |
98466.8 |
iii. Insurance Corporations |
627.1 |
1549.8 |
1550.9 |
826.7 |
4554.5 |
2. Non-Financial Corporations (Private Corporate Business) |
33.8 |
33.8 |
33.8 |
33.8 |
135.1 |
3. General Government |
74.4 |
74.4 |
74.4 |
74.4 |
297.4 |
No. 50 (a): Flow of Financial Assets and Liabilities of Households - Instrument-wise (Concld.) |
|||||
(Amount in ₹ Crore) |
|||||
Item |
2022-23 |
||||
Q1 |
Q2 |
Q3 |
Q4 |
Annual |
|
Net Financial Assets (I-II) |
297770.4 |
293705.1 |
279460.1 |
505937.8 |
1376873.5 |
Per cent of GDP |
4.6 |
4.5 |
4.0 |
7.0 |
5.1 |
I. Financial Assets |
586920.5 |
646714.8 |
750856.7 |
974558.5 |
2959050.5 |
Per cent of GDP |
9.0 |
9.8 |
10.8 |
13.6 |
10.9 |
of which: |
|
|
|
|
|
1.Total Deposits (a+b) |
183072.0 |
315216.2 |
276593.9 |
324746.6 |
1099628.6 |
(a) Bank Deposits |
163162.9 |
299545.0 |
256363.7 |
307491.6 |
1026563.1 |
i. Commercial Banks |
158613.3 |
300565.0 |
248459.8 |
284968.0 |
992606.2 |
ii. Co-operative Banks |
4549.6 |
-1020.1 |
7903.8 |
22523.6 |
33956.9 |
(b) Non-Bank Deposits |
19909.1 |
15671.3 |
20230.2 |
17255.0 |
73065.5 |
of which: |
|
|
|
|
|
Other Financial Institutions (i+ii) |
6314.4 |
2076.7 |
6635.6 |
3660.4 |
18687.1 |
i. Non-Banking Financial Companies |
4040.2 |
3267.2 |
1800.9 |
5372.2 |
14480.5 |
ii. Housing Finance Companies |
2274.2 |
-1190.5 |
4834.7 |
-1711.8 |
4206.6 |
2. Life Insurance Funds |
73669.9 |
152049.5 |
167894.1 |
141206.6 |
534820.1 |
3. Provident and Pension Funds (including PPF) |
155604.2 |
132126.0 |
140204.4 |
235093.2 |
663027.7 |
4. Currency |
66438.9 |
-54579.3 |
76760.1 |
148990.2 |
237609.8 |
5. Investments |
51603.2 |
48630.6 |
49879.2 |
64168.5 |
214281.5 |
of which: |
|
|
|
|
|
(a) Mutual Funds |
35443.5 |
44484.0 |
40205.9 |
58954.5 |
179087.8 |
(b) Equity |
13560.9 |
1378.2 |
6434.1 |
1664.9 |
23038.1 |
6. Small Savings (excluding PPF) |
54375.1 |
51114.5 |
37367.7 |
58196.2 |
201053.5 |
II. Financial Liabilities |
289150.0 |
353009.7 |
471396.5 |
468620.7 |
1582177.0 |
Per cent of GDP |
4.4 |
5.4 |
6.8 |
6.5 |
5.8 |
Loans/Borrowings |
|
|
|
|
|
1. Financial Corporations (a+b) |
289141.6 |
353001.2 |
471388.1 |
468612.3 |
1582143.3 |
(a) Banking Sector |
234845.3 |
263782.5 |
368167.4 |
349555.0 |
1216350.1 |
of which: |
|
|
|
|
|
i. Commercial Banks |
230283.8 |
261265.3 |
365304.6 |
331292.5 |
1188146.3 |
(b) Other Financial Institutions |
54296.3 |
89218.8 |
103220.8 |
119057.3 |
365793.1 |
i. Non-Banking Financial Companies |
29281.6 |
54439.6 |
75878.8 |
80295.9 |
239895.9 |
ii. Housing Finance Companies |
22336.7 |
33031.2 |
24903.3 |
36745.8 |
117017.0 |
iii. Insurance Corporations |
2678.0 |
1747.9 |
2438.7 |
2015.6 |
8880.3 |
2. Non-Financial Corporations (Private Corporate Business) |
33.7 |
33.7 |
33.7 |
33.7 |
135.0 |
3. General Government |
-25.3 |
-25.3 |
-25.3 |
-25.3 |
-101.3 |
Notes :1. Net Financial Savings of households refer to the net financial assets, which are measured as difference of financial asset and liabilities flows. |