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83141934

9A. Retail Electronic Payment Systems

(Number in Lakh and Amount in Rs. crore)

Year / Period

Total Electronic
Payments

Electronic Clearing Services (ECS)

Electronic Funds
Transfer EFT/NEFT

Card Payments#

NECS/ECS (Credit)

ECS (Debit)

Credit

Debit*

1

2=(3+4+5+6+7)

3

4

5

6

7

 

Volume

Amount

Volume

Amount

Volume

Amount

Volume

Amount

Number
of
Out-
standing
Cards**

Volume

Amount

Number
of
Out-
standing
Cards**

Volume

Amount

2003-04

1,669.55

52,142.78

203.00

10,228.00

79.00

2,253.58

8.19

17,124.81

1,001.79

17,662.72

377.57

4,873.67

2004-05

2,289.04

1,08,749.83

400.51

20,179.81

153.00

2,921.24

25.49

54,601.38

1,294.72

25,686.36

415.32

5,361.04

2005-06

2,850.13

1,46,382.68

442.16

32,324.35

359.58

12,986.50

30.67

61,288.22

173.27

1,560.86

33,886.47

497.63

456.86

5,897.14

2006-07

3,787.09

2,35,693.12

690.19

83,273.09

752.02

25,440.79

47.76

77,446.31

231.23

1,695.36

41,361.31

749.76

601.77

8,171.63

2007-08

5,353.09

10,41,991.93

783.65

7,82,222.30

1,271.20

48,937.20

133.15

1,40,326.48

275.47

2,282.03

57,984.73

1,024.37

883.06

12,521.22

2008-09

6,678.24

5,00,321.79

883.94

97,486.58

1,600.55

66,975.89

321.61

2,51,956.38

246.99

2,595.61

65,355.80

1,374.31

1,276.54

18,547.14

2009-10 (P)

7,192.96

6,88,009.54

985.50

1,17,833.07

1,502.14

69,818.82

663.57

4,11,087.81

183.19

2,340.65

62,851.86

1,813.87

1,701.09

26,417.97

2008-09 (P)

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April

504.99

38,723.13

60.96

8,590.47

127.11

5,009.43

17.02

18,286.34

283.12

215.45

5,611.38

1,049.91

84.44

1,225.51

May

506.95

37,466.82

47.25

5,314.57

132.70

5,129.74

18.71

20,067.09

267.34

214.96

5,581.88

1,082.53

93.33

1,373.54

June

514.71

32,493.74

64.17

7,553.91

132.26

5,196.29

19.16

13,194.69

270.16

206.21

5,261.63

1,101.52

92.91

1,287.22

July

573.60

45,791.13

92.35

10,371.04

133.35

5,447.80

22.93

22,999.52

268.68

224.47

5,578.37

1,130.39

100.49

1,394.40

August

616.33

37,792.91

121.09

9,493.34

133.94

5,546.76

22.61

15,213.86

267.33

226.28

5,801.48

1,140.63

112.41

1,737.47

September

576.27

39,119.45

96.34

9,122.00

131.57

5,627.37

25.25

17,221.08

268.20

219.16

5,635.60

1,197.44

103.96

1,513.40

October

642.60

49,765.73

121.40

9,733.60

134.92

5,906.58

30.77

25,722.44

266.75

236.47

6,442.34

1,219.60

119.03

1,960.77

November

532.91

41,524.54

57.72

6,758.28

137.13

5,755.72

27.19

22,097.04

265.74

205.74

5,355.01

1,255.11

105.13

1,558.49

December

560.72

41,535.94

48.31

7,202.24

135.93

5,901.41

31.95

21,449.44

261.53

225.97

5,311.21

1,275.33

118.56

1,671.64

January

558.77

49,523.22

52.93

9,153.85

137.01

5,845.04

32.27

27,635.01

258.71

217.87

5,171.06

1,314.18

118.69

1,718.27

February

544.10

40,681.80

75.48

8,431.26

129.05

5,688.24

33.21

20,367.58

255.12

195.98

4,659.48

1,342.36

110.38

1,535.25

March

546.29

45,903.38

45.93

5,762.04

135.58

5,921.52

40.54

27,702.30

246.99

207.04

4,946.34

1,374.31

117.21

1,571.18

2009-10

 

 

 

 

 

 

 

 

 

 

 

 

 

 

April

505.71

55,380.45

38.20

11,134.18

122.17

5,807.17

39.42

31,728.54

243.67

185.44

4,932.37

1,405.51

120.47

1,778.20

May

520.52

42,635.99

51.19

6,665.42

121.27

5,792.75

38.94

23,474.15

240.54

182.04

4,815.94

1,430.33

127.08

1,887.71

June

550.17

51,609.91

60.72

8,668.65

127.46

5,750.13

45.04

30,513.06

228.44

191.02

4,863.35

1,463.92

125.93

1,814.71

July

637.01

63,785.64

115.45

12,797.93

126.22

5,671.51

50.97

38,261.03

222.56

202.11

4,957.33

1,512.59

142.27

2,097.84

August

633.43

57,344.37

118.95

15,037.64

117.64

5,714.31

52.22

29,400.62

219.49

196.68

4,858.34

1,550.99

147.94

2,333.46

September

607.92

54,091.91

114.20

11,420.36

116.13

6,069.78

49.49

29,582.34

213.08

191.25

4,905.47

1,590.17

136.86

2,113.96

October (P)

673.66

67,922.96

134.34

10,983.93

130.98

5,051.28

59.48

43,654.55

211.18

204.65

5,660.93

1,628.09

144.22

2,572.28

November (P)

588.45

48,791.52

75.89

7,311.27

122.19

5,815.54

55.82

28,151.66

208.41

193.24

5,256.18

1,658.30

141.32

2,256.87

December (P)

607.09

57,128.01

58.27

7,385.70

126.52

6,035.36

63.07

35,766.61

206.45

204.84

5,506.55

1,705.68

154.39

2,433.80

January (P)

613.65

59,993.14

65.14

7,733.98

125.68

5,895.96

61.95

38,446.69

204.39

202.63

5,425.51

1,741.27

158.25

2,491.00

February (P)

584.02

58,474.34

78.08

9,051.96

111.90

5,623.81

64.22

36,630.78

201.73

182.70

4,947.30

1,779.59

147.13

2,220.50

March (P)

671.33

70,851.30

75.08

9,642.07

153.99

6,591.21

82.96

45,477.78

183.19

204.05

6,722.59

1,813.87

155.25

2,417.65

Total (upto

 

 

 

 

 

 

 

 

 

 

 

 

 

 

Mar, 10)

7,192.96

6,88,009.54

985.50

1,17,833.07

1,502.14

69,818.82

663.57

4,11,087.81

183.19

2,340.65

62,851.86

1,813.87

1,701.09

26,417.97

# : Card Payments figures pertain only to Point of Sale (POS) transactions.
* : Debit Cards figures for 2003-04 and 2004-05 are estimated based on 2005-06 figures.
** : Cards issued by banks (excluding those withdrawn/blocked).

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