Debits to Deposit Accounts with Scheduled Commercial Banks During 1997-98 (Part 2 of 2) - आरबीआय - Reserve Bank of India
Debits to Deposit Accounts with Scheduled Commercial Banks During 1997-98 (Part 2 of 2)
Table 9 : Bank Group and Population Group-Wise Turnover of Deposits, Cash Credit and Overdrafts, 1997-98 |
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Current |
Savings |
Cash |
Current |
All |
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BANK GROUP AND POPULATION GROUP |
Deposits |
Deposits |
Credit and |
Deposits, |
Deposits |
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Overdrafts |
Cash Credit |
& Limits and |
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Overdrafts |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
STATE BANK OF INDIA & |
RURAL |
42.7 |
3.9 |
6.3 |
14.0 |
9.4 |
ITS ASSOCIATES |
SEMI-URBAN |
50.0 |
4.5 |
12.0 |
32.7 |
17.8 |
URBAN |
70.7 |
5.7 |
12.5 |
33.3 |
24.8 |
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METROPOLITAN |
73.5 |
7.2 |
12.8 |
28.3 |
23.6 |
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NATIONALISED BANKS |
RURAL |
19.1 |
3.9 |
9.8 |
13.8 |
6.8 |
SEMI-URBAN |
38.1 |
4.8 |
14.5 |
23.4 |
11.6 |
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URBAN |
39.2 |
5.1 |
16.2 |
25.1 |
16.4 |
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METROPOLITAN |
58.4 |
6.1 |
10.8 |
23.7 |
18.9 |
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REGIONAL RURAL BANKS |
RURAL |
1.7 |
3.3 |
6.9 |
2.3 |
3.2 |
SEMI-URBAN |
16.2 |
4.0 |
7.8 |
12.5 |
5.5 |
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URBAN |
21.6 |
5.6 |
11.9 |
19.2 |
9.7 |
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METROPOLITAN |
0.0 |
0.0 |
2.9 |
2.2 |
0.4 |
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OTHER SCHEDULED |
RURAL |
15.7 |
4.4 |
5.5 |
9.5 |
6.0 |
COMMERCIAL BANKS |
SEMI-URBAN |
27.7 |
6.8 |
11.7 |
17.5 |
12.5 |
URBAN |
52.1 |
10.1 |
15.1 |
25.9 |
21.5 |
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METROPOLITAN |
81.2 |
10.3 |
14.9 |
34.9 |
30.1 |
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FOREIGN BANKS |
SEMI-URBAN |
1.1 |
1.1 |
4.2 |
1.3 |
1.2 |
URBAN |
27.9 |
5.7 |
20.8 |
24.7 |
16.6 |
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METROPOLITAN |
66.3 |
20.8 |
12.9 |
28.3 |
27.1 |
Statement I: Distribution of Deposits and Approved Limits in Cash Credit, Overdrafts and Debits by Population Group |
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(Rupees Crore) |
POPULATTION |
YEAR |
CURRENT DEPOSITS A/CS |
SAVING DEPOSITS A/CS |
CASH CREDIT AND OVERDRAFT A/CS |
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GROUP |
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DEPOSITS |
DEBITS |
DEPOSITS |
DEBITS |
LIMITS |
DEBITS |
1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
Rural |
1995-96 |
3,026 |
62,337 |
28,620 |
1,05,500 |
6,291 |
44,558 |
(5.4) |
(1.9) |
(26.0) |
(17.4) |
(5.8) |
(2.3) |
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1997-98 |
6,738 |
1,16,332 |
44,615 |
1,57,652 |
9,370 |
68,928 |
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(8.8) |
(2.8) |
(28.8) |
(18.7) |
(5.8) |
(3.5) |
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Semi-Urban |
1995-96 |
6,737 |
3,68,161 |
23,692 |
1,38,728 |
12,080 |
1,62,245 |
(12.1) |
(11.3) |
(21.5) |
(22.8) |
(11.1) |
(8.4) |
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1997-98 |
11,535 |
5,04,327 |
34,602 |
1,64,742 |
13,567 |
1,77,058 |
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(15.1) |
(12.1) |
(22.3) |
(19.5) |
(8.4) |
(9.0) |
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Urban |
1995-96 |
13,422 |
8,03,647 |
24,101 |
1,43,148 |
19,674 |
4,18,925 |
(24.2) |
(24.6) |
(21.9) |
(23.6) |
(18.0) |
(21.7) |
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1997-98 |
18,009 |
9,53,651 |
29,541 |
1,67,031 |
30,755 |
4,44,404 |
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(23.6) |
(22.9) |
(19.1) |
(19.8) |
(19.1) |
(22.7) |
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Metropolitan |
1995-96 |
32,358 |
20,29,792 |
33,853 |
2,19,970 |
71,061 |
13,02,673 |
(58.3) |
(62.2) |
(30.7) |
(36.2) |
(65.1) |
(67.6) |
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1997-98 |
39,870 |
25,82,380 |
46,207 |
3,55,443 |
1,07,045 |
12,69,074 |
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(52.4) |
(62.1) |
(29.8) |
(42.1) |
(66.6) |
(64.8) |
All-India |
1995-96 |
6,06,715 |
32,63,937 |
1,10,266 |
6,07,345 |
1,09,106 |
19,28,400 |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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1997-98 |
76,152 |
41,56,690 |
1,54,965 |
8,44,868 |
1,60,736 |
19,59,464 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes: |
1. |
Figures in brackets indicate percentages to total. |
2. |
"Rural" group includes all centres with population less than 10,000, "Semi-urban" group includes centres with population between 10,000 and 1 lakh. "Urban" group includes centres having population over 1 lakh and upto 10 lakhs and "metropolitan" group includes centres with population over 10 lakhs. |
Statement II : State-Wise Classification of Deposits, Approved Limits, Debits to Deposit Accounts and Cash Credit and Overdrafts |
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(Rupees Crore) |
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STATE/ |
YEAR |
CURRENT DEPOSIT |
SAVINGS DEPOSIT |
CASH CREDIT AND OVERDRAFTS |
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UNION |
ACCOUNTS |
ACCOUNTS |
ACCOUNTS |
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TERRITORY |
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DEPOSITS |
DEBITS |
DEPOSITS |
DEBITS |
LIMITS |
DEBITS |
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1 |
2 |
3 |
4 |
5 |
6 |
7 |
8 |
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Andhra |
1995-96 |
2,232 |
1,23,166 |
4,267 |
45,273 |
4,567 |
93,290 |
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Pradesh |
1997-98 |
5,116 |
1,72,902 |
5,607 |
46,353 |
10,779 |
1,23,660 |
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Assam |
1995-96 |
414 |
10,590 |
1,150 |
4,264 |
405 |
5,993 |
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1997-98 |
824 |
27,157 |
1,761 |
6,732 |
379 |
4,892 |
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Bihar |
1995-96 |
2,153 |
62,807 |
6,930 |
26,629 |
1,500 |
34,718 |
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1997-98 |
2,079 |
62,171 |
8,704 |
25,931 |
1,415 |
20,049 |
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Gujarat |
1995-96 |
3,582 |
2,45,084 |
6,062 |
31,961 |
5,407 |
99,123 |
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1997-98 |
4,973 |
2,75,758 |
7,001 |
37,380 |
6,622 |
1,56,387 |
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Haryana |
1995-96 |
548 |
47,452 |
2,515 |
12,983 |
1,403 |
21,227 |
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1997-98 |
962 |
80,617 |
3,491 |
17,731 |
2,039 |
33,997 |
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Jammu & |
1995-96 |
281 |
5,605 |
637 |
1,992 |
355 |
3,032 |
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Kashmir |
1997-98 |
862 |
17,798 |
2,104 |
6,897 |
1,208 |
11,732 |
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Karnataka |
1995-96 |
2,758 |
1,70,419 |
6,914 |
47,656 |
8,983 |
1,35,648 |
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1997-98 |
4,204 |
2,05,138 |
6,933 |
50,905 |
8,892 |
1,46,121 |
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Kerala |
1995-96 |
1,284 |
84,476 |
4,538 |
42,188 |
2,191 |
45,319 |
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1997-98 |
1,728 |
79,072 |
5,700 |
38,394 |
3,401 |
35,614 |
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Madhya |
1995-96 |
1,931 |
1,42,747 |
4,528 |
28,949 |
3,841 |
59,351 |
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Pradesh |
1997-98 |
3,374 |
2,09,246 |
16,108 |
77,397 |
5,012 |
77,774 |
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Maharashtra |
1995-96 |
13,970 |
9,94,710 |
14,761 |
88,777 |
31,988 |
7,05,608 |
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1997-98 |
15,231 |
13,01,831 |
20,365 |
1,19,990 |
59,513 |
5,21,485 |
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Orissa |
1995-96 |
508 |
16,617 |
1,335 |
6,513 |
555 |
14,181 |
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1997-98 |
2,001 |
24,172 |
2,147 |
11,292 |
1,213 |
14,679 |
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Punjab |
1995-96 |
1,651 |
66,819 |
13,858 |
52,425 |
3,484 |
32,475 |
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1997-98 |
3,832 |
1,81,588 |
8,258 |
36,848 |
4,474 |
79,185 |
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Rajasthan |
1995-96 |
1,474 |
1,27,587 |
2,968 |
16,205 |
2,886 |
47,223 |
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1997-98 |
1,867 |
94,680 |
3,652 |
17,579 |
2,959 |
41,777 |
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Tamil Nadu |
1995-96 |
4,404 |
2,55,312 |
6,032 |
45,746 |
12,529 |
1,76,947 |
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1997-98 |
6,958 |
3,34,540 |
10,086 |
1,28,017 |
17,701 |
2,09,554 |
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Uttar Pradesh |
1995-96 |
3,754 |
1,63,358 |
12,508 |
46,308 |
4,838 |
57,695 |
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1997-98 |
6,273 |
3,17,202 |
28,455 |
90,283 |
5,154 |
1,02,695 |
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West Bengal |
1995-96 |
6,080 |
3,56,298 |
9,869 |
50,060 |
12,436 |
1,91,691 |
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1997-98 |
5,467 |
2,47,097 |
9,593 |
48,178 |
7,937 |
1,23,869 |
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Delhi |
1995-96 |
7,191 |
3,31,879 |
8,647 |
44,854 |
10,152 |
1,68,251 |
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1997-98 |
8,150 |
4,51,306 |
10,883 |
61,301 |
13,652 |
2,11,566 |
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Others |
1995-96 |
1,328 |
59,011 |
2,747 |
14,562 |
1,584 |
36,127 |
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1997-98 |
2,252 |
74,416 |
4,119 |
23,660 |
8,386 |
44,429 |
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All-India |
1995-96 |
55,544 |
32,63,937 |
1,10,266 |
6,07,345 |
1,09,106 |
19,28,400 |
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1997-98 |
76,152 |
41,56,690 |
1,54,965 |
8,44,868 |
1,60,736 |
19,59,464 |