Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of
Scheduled Commercial Banks According to Occupation - March 1996

EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

9,168

5,13

4,36

5,153

2,99

2,77

-

-

-

1.

Direct Finance

9,167

5,12

4,36

5,153

2,99

2,77

-

-

-

2.

Indirect Finance

1

1

-

-

-

-

-

-

-

II.

INDUSTRY

324

12,60

13,46

365

92

86

-

-

-

1.

Mining & Quarrying

2

5

7

-

-

-

-

-

-

2.

Food Manufacturing and Processing

10

6,23

7,13

5

20

20

-

-

-

(a)

Rice Mills, Flour and Dal Mills

1

1

1

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

6

6,19

7,10

1

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

3

3

2

4

19

19

-

-

-

3.

Beverage and Tobacco

2

1,35

89

-

-

-

-

-

-

4.

Textiles

1

-

-

3

5

5

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

1

-

-

1

-

-

-

-

-

(d)

Other Textiles

-

-

-

2

5

5

-

-

-

5.

Paper, Paper Products and Printing

12

25

32

5

3

3

-

-

-

6.

Leather and Leather Products

1

14

3

-

-

-

-

-

-

7.

Rubber and Rubber Products

7

62

1,32

-

-

-

-

-

-

8.

Chemicals and Chemical Products

5

14

26

4

16

15

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

3

9

24

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

5

1

4

16

15

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

1

-

-

-

-

-

11.

Basic Metals & Metal Products

9

42

59

1

-

-

-

-

-

(a)

Iron and Steel

1

19

19

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

8

23

40

1

-

-

-

-

-

12.

Engineering

10

1,40

1,23

3

21

21

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

7

1,33

1,19

2

1

1

-

-

-

(c)

Electrical Machinery & Goods

2

2

1

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

1

5

3

1

20

21

-

-

-

Vehicles, Vehicle Parts & Transport Equipments

6

93

77

-

-

-

-

-

-

14.

Other Industries

256

1,02

84

342

21

17

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

3

4

2

1

5

5

-

-

-

III.

TRANSPORT OPERATORS

106

1,47

1,07

76

56

53

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

57

69

69

36

1,83

1,09

-

-

-

V.

PERSONAL LOANS

1,360

3,31

2,79

742

2,86

2,58

-

-

-

1.

Loans for Purchase of Consumer Durables

93

15

13

80

17

15

-

-

-

2.

Loans for Housing

18

27

23

43

45

46

-

-

-

3.

Rest of the Personal Loans

1,249

2,90

2,43

619

2,24

1,97

-

-

-

VI.

TRADE

1,417

4,31

3,69

1,327

5,44

5,38

-

-

-

1.

Wholesale Trade

22

32

39

9

21

14

-

-

-

2.

Retail Trade

1,395

3,99

3,29

1,318

5,23

5,24

-

-

-

VII.

FINANCE

1

1,25

86

-

-

-

-

-

-

VIII.

ALL OTHERS

123

42

33

398

1,04

98

-

-

-

TOTAL BANK CREDIT

12,556

29,18

27,25

8,097

15,64

14,20

-

-

-

OF WHICH :

1.

Artisans & Village Industries

189

17

14

181

9

7

-

-

-

2.

Other Small Scale Industries

77

4,12

4,66

182

77

74

-

-

-

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

Accounts

Limit

 Outstanding

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

14,321

8,12

7,14

1.

Direct Finance

-

-

-

-

-

-

14,320

8,11

7,13

2.

Indirect Finance

-

-

-

-

-

-

1

1

-

II.

INDUSTRY

-

-

-

-

-

-

689

13,53

14,32

1.

Mining & Quarrying

-

-

-

-

-

-

2

5

7

2.

Food Manufacturing and Processing

-

-

-

-

-

-

15

6,43

7,32

(a)

Rice Mills, Flour and Dal Mills

-

-

-

-

-

-

1

1

1

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils and Vanaspati

-

-

-

-

-

-

7

6,20

7,10

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

7

23

21

3.

Beverage and Tobacco

-

-

-

-

-

-

2

1,35

89

4.

Textiles

-

-

-

-

-

-

4

6

5

(a)

Cotton Textiles

-

-

-

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

2

1

1

(d)

Other Textiles

-

-

-

-

-

-

2

5

5

5.

Paper, Paper Products and Printing

-

-

-

-

-

-

17

29

35

6.

Leather and Leather Products

-

-

-

-

-

-

1

14

3

7.

Rubber and Rubber Products

-

-

-

-

-

-

7

62

1,32

8.

Chemicals and Chemical Products

-

-

-

-

-

-

9

31

40

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

-

-

-

(b)

Fertilizers

-

-

-

-

-

-

-

-

-

(c)

Drugs and Pharmaceuticals

-

-

-

-

-

-

3

9

24

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

6

22

16

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

1

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

10

43

59

(a)

Iron and Steel

-

-

-

-

-

-

1

19

19

(b)

Non-Ferrous Metals

-

-

-

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

9

24

40

12.

Engineering

-

-

-

-

-

-

13

1,61

1,44

(a)

Heavy Engineering

-

-

-

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

9

1,34

1,20

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

2

2

1

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

2

25

24

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

6

93

77

14.

Other Industries

-

-

-

-

-

-

598

1,22

1,01

15.

Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

4

9

7

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

182

2,03

1,60

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

93

2,52

1,77

V.

PERSONAL LOANS

-

-

-

-

-

-

2,102

6,17

5,38

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

173

31

28

2.

Loans for Housing

-

-

-

-

-

-

61

72

69

3.

Rest of the Personal Loans

-

-

-

-

-

-

1,868

5,14

4,41

VI.

TRADE

-

-

-

-

-

-

2,744

9,75

9,07

1.

Wholesale Trade

-

-

-

-

-

-

31

53

53

2.

Retail Trade

-

-

-

-

-

-

2,713

9,22

8,54

VII.

FINANCE

-

-

-

-

-

-

1

1,25

86

VIII.

ALL OTHERS

-

-

-

-

-

-

521

1,46

1,31

TOTAL BANK CREDIT

-

-

-

-

-

-

20,653

44,82

41,45

OF WHICH :

1.

Artisans & Village Industries

-

-

-

-

-

-

370

26

21

2.

Other Small Scale Industries

-

-

-