Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

98,095

178,02

158,94

23,349

74,14

65,18

1. Direct Finance

97,593

171,97

154,42

22,790

68,07

60,26

2. Indirect Finance

502

6,05

4,52

559

6,07

4,92

II.

INDUSTRY

40,518

452,92

342,62

20,610

436,08

381,95

1. Mining & Quarrying

25

3,63

1,98

4

23

19

2. Food Manufacturing & Processing

810

94,95

82,00

477

69,59

48,66

(a) Rice Mills, Flour & Dal Mills

298

5,37

4,67

180

11,24

9,91

(b) Sugar

1

26

26

—

—

—

(c) Edible Oils & Vanaspati

35

1,12

1,27

52

4,08

3,37

(d) Tea Processing

61

82,15

70,76

80

46,28

29,45

(e) Processing of Fruits & Vegetables

1

4

4

7

34

26

(f) Others

414

6,01

5,00

158

7,65

5,67

3. Beverage & Tobacco

1

4

4

3

74

66

4. Textiles

1,345

21,21

13,75

1,012

15,09

16,56

(a) Cotton Textiles

161

3,77

3,53

121

6,60

8,67

(b) Jute Textiles

1

25

27

8

62

35

(c) Handloom Textiles & Khadi

711

3,15

3,00

205

1,70

1,58

(d) Other Textiles

472

14,04

6,95

678

6,17

5,97

5. Paper, Paper Products & Printing

151

3,44

2,83

159

13,33

5,10

6. Leather & Leather Products

15

14

13

36

58

48

7. Rubber & Rubber Products

25

89

89

16

1,43

1,15

8. Chemicals & Chemical Products

103

39,10

12,94

235

32,82

21,06

(a) Heavy Industrial Chemicals

3

64

47

4

2,70

2,69

(b) Fertilisers

—

—

—

2

15,38

8,61

(c) Drugs & Pharmaceuticals

16

2,55

2,74

160

96

94

(d) Non-Edible Oils

—

—

—

3

10,43

6,31

(e) Other Chemicals & Chemical Products

84

35,91

9,74

66

3,35

2,51

9. Petroleum, Coal Products & Nuclear Fuels

14

48,67

42,17

17

174,80

174,06

10. Manufacture of Cement & Cement Products

148

4,57

4,22

39

1,10

1,05

11. Basic Metals & Metal Products

294

63,94

45,54

202

6,32

4,98

(a) Iron & Steel

11

58,06

40,77

5

62

51

(b) Non-Ferrous Metals

3

28

23

3

53

35

(c) Other Metal Products

280

5,60

4,54

194

5,17

4,12

12. Engineering

160

11,57

9,13

181

20,14

9,91

(a) Heavy Engineering

4

19

7

8

61

59

(b) Light Engineering

53

2,76

1,79

42

2,92

2,83

(c) Electrical Machinery & Goods

94

6,23

5,76

126

16,39

6,29

(d) Electronic Machinery & Goods

9

2,38

1,51

5

23

21

13. Vehicles, Vehicle Parts & Transport Equipments

107

3,60

2,01

133

5,27

3,45

14. Other Industries

37,049

148,36

115,98

17,689

87,07

87,22

15. Electricity, Gas & Water

4

25

34

6

51

28

(a) Electricity Generation & Transmission

2

7

8

3

15

10

(b) Non-Conventional Energy

1

16

24

—

—

—

(c) Gas, Steam & Water Supply

1

2

2

3

36

18

16. Construction

267

8,56

8,66

401

7,04

7,15

III.

TRANSPORT OPERATORS

7,949

53,84

45,38

3,491

48,63

37,30

IV.

PROFESSIONAL AND OTHER SERVICES

16,017

43,22

33,88

7,984

35,02

31,11

V.

PERSONAL LOANS

65,528

194,86

169,42

69,272

261,45

224,83

1. Loans for Purchase of Consumer Durables

9,167

24,32

19,42

12,462

33,37

26,14

2. Loans for Housing

5,904

53,32

47,62

7,540

82,81

76,45

3. Rest of the Personal Loans

50,457

117,23

102,38

49,270

145,27

122,24

VI.

TRADE

54,311

143,17

115,00

26,764

178,59

142,18

1. Wholesale Trade

1,112

16,16

12,96

2,138

55,63

38,75

2. Retail Trade

53,199

127,02

102,04

24,626

122,97

103,43

VII.

FINANCE

31

49,57

4,33

29

4,95

3,73

VIII.

ALL OTHERS

34,072

336,74

323,92

18,011

126,57

116,10

TOTAL BANK CREDIT

3,16,521

1452,33

1193,49

1,69,510

1165,43

1002,39

OF WHICH: 1. Artisans & Village Industries

13,280

24,36

23,72

5,108

12,77

14,59

2. Other Small Scale Industries

17,346

84,29

71,58

10,640

108,25

90,81

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

5,371

63,59

53,78

—

—

—

1. Direct Finance

5,308

33,90

30,39

—

—

—

2. Indirect Finance

63

29,69

23,39

—

—

—

II.

INDUSTRY

19,849

686,16

614,69

—

—

—

1. Mining & Quarrying

16

104,85

85,64

—

—

—

2. Food Manufacturing & Processing

335

83,99

76,54

—

—

—

(a) Rice Mills, Flour & Dal Mills

89

8,47

8,02

—

—

—

(b) Sugar

2

95

1,50

—

—

—

(c) Edible Oils & Vanaspati

7

5,96

6,51

—

—

—

(d) Tea Processing

86

58,26

53,21

—

—

—

(e) Processing of Fruits & Vegetables

6

36

29

—

—

—

(f) Others

145

9,99

7,00

—

—

—

3. Beverage & Tobacco

3

20

21

—

—

—

4. Textiles

213

26,41

29,20

—

—

—

(a) Cotton Textiles

20

4,24

5,34

—

—

—

(b) Jute Textiles

18

1,65

1,86

—

—

—

(c) Handloom Textiles & Khadi

31

45

57

—

—

—

(d) Other Textiles

144

20,06

21,44

—

—

—

5. Paper, Paper Products & Printing

201

10,76

8,47

—

—

—

6. Leather & Leather Products

26

1,48

1,46

—

—

—

7. Rubber & Rubber Products

33

3,95

3,80

—

—

—

8. Chemicals & Chemical Products

169

18,15

17,13

—

—

—

(a) Heavy Industrial Chemicals

1

1,37

1,38

—

—

—

(b) Fertilisers

5

56

1,57

—

—

—

(c) Drugs & Pharmaceuticals

59

3,34

3,49

—

—

—

(d) Non-Edible Oils

6

1,13

1,14

—

—

—

(e) Other Chemicals & Chemical Products

98

11,76

9,56

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

8

54,24

54,40

—

—

—

10. Manufacture of Cement & Cement Products

34

14,79

14,26

—

—

—

11. Basic Metals & Metal Products

303

53,12

42,92

—

—

—

(a) Iron & Steel

57

34,00

32,42

—

—

—

(b) Non-Ferrous Metals

1

90

8

—

—

—

(c) Other Metal Products

245

18,22

10,42

—

—

—

12. Engineering

241

17,59

17,75

—

—

—

(a) Heavy Engineering

9

65

45

—

—

—

(b) Light Engineering

68

2,32

2,15

—

—

—

(c) Electrical Machinery & Goods

132

6,71

6,68

—

—

—

(d) Electronic Machinery & Goods

32

7,92

8,47

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

72

55,14

54,46

—

—

—

14. Other Industries

17,956

214,48

182,48

—

—

—

15. Electricity, Gas & Water

7

3,04

3,10

—

—

—

(a) Electricity Generation & Transmission

4

2,86

2,97

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

3

17

13

—

—

—

16. Construction

232

23,97

22,88

—

—

—

III.

TRANSPORT OPERATORS

2,332

30,63

24,81

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

8,098

55,99

47,06

—

—

—

V.

PERSONAL LOANS

67,764

337,71

295,00

—

—

—

1. Loans for Purchase of Consumer Durables

13,678

43,40

35,50

—

—

—

2. Loans for Housing

8,863

127,41

118,60

—

—

—

3. Rest of the Personal Loans

45,223

166,90

140,90

—

—

—

VI.

TRADE

14,119

204,89

183,48

—

—

—

1. Wholesale Trade

2,085

84,19

75,82

—

—

—

2. Retail Trade

12,034

120,69

107,66

—

—

—

VII.

FINANCE

59

19,57

17,56

—

—

—

VIII.

ALL OTHERS

38,058

347,81

327,54

—

—

—

TOTAL BANK CREDIT

1,55,650

1746,33

1563,91

—

—

—

OF WHICH: 1. Artisans & Village Industries

4,757

14,99

13,37

—

—

—

2. Other Small Scale Industries

7,408

105,49

87,35

—

—

—