Table No. 5.6 - State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 2000

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

FOREIGN BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

1

2

3

4

5

6

7

8

9

I.

AGRICULTURE

459

1,71

1,55

105

18

11

-

-

-

1. Direct Finance

442

1,65

1,52

104

13

8

-

-

-

2. Indirect Finance

17

6

3

1

5

3

-

-

-

II.

INDUSTRY

418

85,37

65,00

426

216,43

155,19

9

21,29

17,40

1. Mining & Quarrying

5

52

14

5

49

29

-

-

-

2. Food Manufacturing & Processing

3

47

63

8

3,19

3,14

-

-

-

(a)

Rice Mills, Flour & Dal Mills

1

25

39

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

2

22

23

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

5

2,72

2,72

-

-

-

(f)

Others

-

-

-

3

47

42

-

-

-

3. Beverage & Tobacco

6

23

14

3

21

14

-

-

-

4. Textiles

7

2,80

2,26

69

46,43

32,02

1

2

38

(a)

Cotton Textiles

1

6

2

16

5,76

3,29

-

-

-

(b)

Jute Textiles

1

12

3

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

5

2,62

2,21

53

40,67

28,73

1

2

38

5. Paper, Paper Products & Printing

11

1,77

1,62

17

2,65

2,24

-

-

-

6. Leather & Leather Products

-

-

-

-

-

-

-

-

-

7. Rubber & Rubber Products

11

2,06

1,70

5

7,04

5,71

-

-

-

8. Chemicals & Chemical Products

51

31,55

25,54

207

123,52

87,46

7

20,67

16,87

(a)

Heavy Industrial Chemicals

1

5

4

2

3,85

3,72

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

3

1,04

38

6

1,93

1,48

2

3,80

5,52

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

47

30,46

25,13

199

117,74

82,25

5

16,87

11,35

9. Petroleum, Coal Products & Nuclear Fuels

1

5

4

-

-

-

-

-

-

10. Manufacture of Cement & Cement Products

1

3

4

-

-

-

-

-

-

11. Basic Metals & Metal Products

11

8,41

2,23

28

18,77

12,76

-

-

-

(a)

Iron & Steel

-

-

-

2

1,85

43

-

-

-

(b)

Non-Ferrous Metals

1

10

2

17

7,25

6,95

-

-

-

(c)

Other Metal Products

10

8,31

2,20

9

9,67

5,38

-

-

-

12. Engineering

16

30,58

24,42

6

1,78

95

-

-

-

(a)

Heavy Engineering

4

4,84

2,34

2

93

21

-

-

-

(b)

Light Engineering

-

-

-

4

85

75

-

-

-

(c)

Electrical Machinery & Goods

9

25,59

21,98

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

3

15

10

-

-

-

-

-

-

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14. Other Industries

290

6,83

6,19

76

12,25

10,35

1

60

15

15. Electricity, Gas & Water

-

-

-

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

5

8

6

2

10

13

-

-

-

III.

TRANSPORT OPERATORS

218

2,21

1,36

21

20

16

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

112

1,70

1,68

81

77

49

-

-

-

V.

PERSONAL LOANS

1,419

6,46

5,16

685

3,64

2,92

-

-

-

1. Loans for Purchase of Consumer Durables

24

5

4

68

33

29

-

-

-

2. Loans for Housing

233

1,53

1,30

106

50

44

-

-

-

3. Rest of the Personal Loans

1,162

4,88

3,81

511

2,80

2,19

-

-

-

VI.

TRADE

345

6,79

3,36

140

1,84

1,72

-

-

-

1. Wholesale Trade

18

5,39

2,42

4

1,43

1,44

-

-

-

2. Retail Trade

327

1,41

94

136

41

28

-

-

-

VII.

FINANCE

13

3

3

2

60

11

-

-

-

VIII. ALL OTHERS

420

8,50

5,60

102

5,29

4,19

-

-

-

TOTAL BANK CREDIT

3,404

112,78

83,75

1,562

228,94

164,89

9

21,29

17,40

OF WHICH:

1. Artisans & Village Industries

124

17

13

21

14

14

-

-

-

2. Other Small Scale Industries

180

39,01

30,94

149

53,29

32,45

3

11,55

7,17

REGIONAL RURAL BANKS

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

   standing

10

11

12

13

14

15

16

17

18

I.

AGRICULTURE

-

-

-

-

-

-

564

1,89

1,66

1. Direct Finance

-

-

-

-

-

-

546

1,78

1,60

2. Indirect Finance

-

-

-

-

-

-

18

11

6

II.

INDUSTRY

-

-

-

48

47,55

50,51

901

370,64

288,09

1. Mining & Quarrying

-

-

-

-

-

-

10

1,02

44

2. Food Manufacturing & Processing

-

-

-

5

5,45

9,97

16

9,11

13,73

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

1

25

39

(b)

Sugar

-

-

-

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

2

22

23

(d)

Tea Processing

-

-

-

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

5

5,45

9,97

10

8,17

12,69

(f)

Others

-

-

-

-

-

-

3

47

42

3. Beverage & Tobacco

-

-

-

2

1,24

1,25

11

1,68

1,53

4. Textiles

-

-

-

10

6,37

6,07

87

55,62

40,74

(a)

Cotton Textiles

-

-

-

1

7

7

18

5,89

3,38

(b)

Jute Textiles

-

-

-

-

-

-

1

12

3

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

9

6,30

6,00

68

49,61

37,32

5. Paper, Paper Products & Printing

-

-

-

-

-

-

28

4,42

3,86

6. Leather & Leather Products

-

-

-

1

5

2

1

5

2

7. Rubber & Rubber Products

-

-

-

-

-

-

16

9,10

7,40

8. Chemicals & Chemical Products

-

-

-

11

11,92

9,55

276

187,65

139,42

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

3

3,90

3,76

(b)

Fertilisers

-

-

-

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

2

5,80

1,97

13

12,57

9,35

(d)

Non-Edible Oils

-

-

-

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

9

6,12

7,58

260

171,18

126,31

9. Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

1

5

4

10. Manufacture of Cement & Cement Products

-

-

-

-

-

-

1

3

4

11. Basic Metals & Metal Products

-

-

-

5

3,76

3,03

44

30,94

18,02

(a)

Iron & Steel

-

-

-

-

-

-

2

1,85

43

(b)

Non-Ferrous Metals

-

-

-

1

2,16

2,18

19

9,51

9,15

(c)

Other Metal Products

-

-

-

4

1,60

85

23

19,58

8,43

12. Engineering

-

-

-

7

8,95

10,64

29

41,30

36,01

(a)

Heavy Engineering

-

-

-

1

50

33

7

6,27

2,87

(b)

Light Engineering

-

-

-

4

7,53

9,72

8

8,38

10,47

(c)

Electrical Machinery & Goods

-

-

-

2

92

59

11

26,51

22,57

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

3

15

10

13. Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

-

-

-

14. Other Industries

-

-

-

5

3,39

3,28

372

23,06

19,98

15. Electricity, Gas & Water

-

-

-

1

6,40

6,66

1

6,40

6,66

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

1

6,40

6,66

1

6,40

6,66

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

-

-

-

16. Construction

-

-

-

1

3

3

8

22

22

III.

TRANSPORT OPERATORS

-

-

-

73

4

3

312

2,46

1,55

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

4

2,93

2,82

197

5,40

4,99

V.

PERSONAL LOANS

-

-

-

52

19

17

2,156

10,28

8,24

1. Loans for Purchase of Consumer Durables

-

-

-

-

-

-

92

38

33

2. Loans for Housing

-

-

-

4

2

2

343

2,05

1,75

3. Rest of the Personal Loans

-

-

-

48

18

15

1,721

7,85

6,16

VI.

TRADE

-

-

-

13

39

38

498

9,02

5,46

1. Wholesale Trade

-

-

-

2

28

28

24

7,09

4,14

2. Retail Trade

-

-

-

11

12

10

474

1,93

1,32

VII.

FINANCE

-

-

-

-

-

-

15

63

15

VIII. ALL OTHERS

-

-

-

15

6

6

537

13,85

9,84

TOTAL BANK CREDIT

-

-

-

205

51,16

53,95

5,180

414,17

319,99

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

145

30

27

2. Other Small Scale Industries

-

-

-

29

13,50

11,66

361

117,35

82,22