Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,003

1162,96

663,80

8,691

969,97

741,35

1.

Direct Finance

936

617,82

270,90

8,227

82,75

62,32

2.

Indirect Finance

67

545,14

392,90

464

887,22

679,03

II.

INDUSTRY

20,594

11565,17

6894,47

61,217

18282,60

14578,89

1.

Mining & Quarrying

40

64,47

57,53

57

169,48

115,00

2.

Food Manufacturing & Processing

253

618,49

510,44

598

1624,22

1242,78

(a)

Rice Mills, Flour & Dal Mills

67

295,29

212,28

208

1116,34

864,72

(b)

Sugar

15

113,33

107,07

21

190,89

146,17

(c)

Edible Oils & Vanaspati

34

20,48

38,68

42

34,52

27,58

(d)

Tea Processing

-

-

-

6

1,99

1,65

(e)

Processing of Fruits & Vegetables

1

12

8

12

10,48

12,25

(f)

Others

136

189,26

152,32

309

270,00

190,41

3.

Beverage & Tobacco

11

43,37

25,03

68

92,79

73,21

4.

Textiles

1,011

624,90

448,97

5,452

2210,48

1572,59

(a)

Cotton Textiles

140

128,51

103,49

462

221,04

166,19

(b)

Jute Textiles

5

29

72

7

3,70

3,02

(c)

Handloom Textiles & Khadi

55

1,43

1,45

84

16,20

14,86

(d)

Other Textiles

811

494,68

343,31

4,899

1969,53

1388,53

5.

Paper, Paper Products & Printing

264

95,61

73,01

1,954

426,65

377,43

6.

Leather & Leather Products

110

39,51

28,04

648

385,62

256,93

7.

Rubber & Rubber Products

215

90,50

57,20

423

164,09

115,10

8.

Chemicals & Chemical Products

729

1515,83

1247,45

2,518

1482,87

1029,57

(a)

Heavy Industrial Chemicals

42

20,32

14,83

136

51,97

35,99

(b)

Fertilisers

68

1145,37

963,85

51

565,45

372,91

(c)

Drugs & Pharmaceuticals

98

102,81

89,65

470

471,46

309,83

(d)

Non-Edible Oils

5

1,28

1,28

31

3,95

3,61

(e)

Other Chemicals & Chemical Products

516

246,06

177,83

1,830

390,03

307,24

9.

Petroleum, Coal Products & Nuclear Fuels

48

560,30

796,54

210

2779,83

2511,53

10.

Manufacture of Cement & Cement Products

46

44,55

27,35

102

258,58

156,14

11.

Basic Metals & Metal Products

616

4181,01

850,88

3,628

3456,69

3138,47

(a)

Iron & Steel

195

3988,01

720,08

528

3106,92

2860,14

(b)

Non-Ferrous Metals

40

38,10

7,50

214

72,23

65,14

(c)

Other Metal Products

381

154,91

123,29

2,886

277,54

213,20

12.

Engineering

1,185

736,38

550,63

4,859

1752,75

1420,63

(a)

Heavy Engineering

78

48,80

40,72

208

265,05

232,36

(b)

Light Engineering

306

78,34

67,51

1,559

347,53

263,04

(c)

Electrical Machinery & Goods

508

196,75

125,56

2,456

685,19

551,57

(d)

Electronic Machinery & Goods

293

412,49

316,84

636

454,98

373,65

13.

Vehicles, Vehicle Parts & Transport Equipments

177

214,98

187,28

2,821

697,26

505,11

14.

Other Industries

15,056

708,14

619,94

36,779

1192,00

738,61

15.

Electricity, Gas & Water

45

1924,00

1322,04

91

945,05

804,72

(a)

Electricity Generation & Transmission

39

1848,85

1296,92

47

865,12

730,05

(b)

Non-Conventional Energy

3

75,06

25,05

2

20

22

(c)

Gas, Steam & Water Supply

3

9

7

42

79,72

74,45

16.

Construction

788

103,14

92,13

1,009

644,24

521,06

III.

TRANSPORT OPERATORS

1,654

32,51

26,98

4,766

323,95

244,60

IV.

PROFESSIONAL AND OTHER SERVICES

2,181

180,69

152,46

8,608

1009,76

747,55

V.

PERSONAL LOANS

79,303

511,05

408,17

2,58,571

2216,70

1924,75

1.

Loans for Purchase of Consumer Durables

3,873

23,58

17,58

19,008

90,94

74,40

2.

Loans for Housing

9,495

154,07

130,91

36,271

948,92

868,89

3.

Rest of the Personal Loans

65,935

333,40

259,68

2,03,292

1176,84

981,46

VI..

TRADE

9,337

6488,89

5707,64

39,100

4686,70

3951,37

1.

Wholesale Trade

2,354

6307,10

5564,84

14,180

3910,15

3375,90

2.

Retail Trade

6,983

181,79

142,79

24,920

776,56

575,47

VII.

FINANCE

138

1606,41

1204,73

987

3134,41

2707,87

VIII.

ALL OTHERS

13,982

783,78

583,67

79,709

4906,20

4188,69

TOTAL BANK CREDIT

1,28,192

22331,45

15641,92

4,61,649

35530,29

29085,08

OF WHICH:

1. Artisans & Village Industries

548

3,47

2,48

2,516

34,53

28,48

2. Other Small Scale Industries

12,329

758,78

600,40

26,691

2028,22

1531,31

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

31

69,75

63,42

-

-

-

1.

Direct Finance

28

66,03

62,69

-

-

-

2.

Indirect Finance

3

3,72

73

-

-

-

II.

INDUSTRY

2,651

8111,91

5143,03

-

-

-

1.

Mining & Quarrying

12

22,17

13,79

-

-

-

2.

Food Manufacturing & Processing

103

339,20

186,13

-

-

-

(a)

Rice Mills, Flour & Dal Mills

4

5,22

91

-

-

-

(b)

Sugar

7

18,15

4,68

-

-

-

(c)

Edible Oils & Vanaspati

5

16,14

12,08

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

46,68

35,00

-

-

-

(f)

Others

86

253,01

133,46

-

-

-

3.

Beverage & Tobacco

24

90,24

47,36

-

-

-

4.

Textiles

311

354,98

243,15

-

-

-

(a)

Cotton Textiles

82

217,97

147,26

-

-

-

(b)

Jute Textiles

1

5

5

-

-

-

(c)

Handloom Textiles & Khadi

2

6

6

-

-

-

(d)

Other Textiles

226

136,89

95,77

-

-

-

5.

Paper, Paper Products & Printing

121

192,77

127,93

-

-

-

6.

Leather & Leather Products

28

19,49

8,36

-

-

-

7.

Rubber & Rubber Products

59

63,72

63,08

-

-

-

8.

Chemicals & Chemical Products

288

1048,76

693,84

-

-

-

(a)

Heavy Industrial Chemicals

75

77,24

111,81

-

-

-

(b)

Fertilisers

1

1,68

5,16

-

-

-

(c)

Drugs & Pharmaceuticals

83

699,66

400,35

-

-

-

(d)

Non-Edible Oils

1

1,03

1,03

-

-

-

(e)

Other Chemicals & Chemical Products

128

269,14

175,49

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

33

466,22

355,79

-

-

-

10.

Manufacture of Cement & Cement Products

24

27,94

25,63

-

-

-

11.

Basic Metals & Metal Products

119

276,98

168,78

-

-

-

(a)

Iron & Steel

46

171,13

100,39

-

-

-

(b)

Non-Ferrous Metals

14

10,73

7,05

-

-

-

(c)

Other Metal Products

59

95,13

61,34

-

-

-

12.

Engineering

693

2351,64

1348,90

-

-

-

(a)

Heavy Engineering

54

475,62

293,87

-

-

-

(b)

Light Engineering

397

628,66

276,98

-

-

-

(c)

Electrical Machinery & Goods

61

223,90

175,14

-

-

-

(d)

Electronic Machinery & Goods

181

1023,46

602,91

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

169

1004,43

474,09

-

-

-

14.

Other Industries

560

1640,05

1224,50

-

-

-

15.

Electricity, Gas & Water

24

69,96

44,11

-

-

-

(a)

Electricity Generation & Transmission

12

42,58

11,33

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

12

27,39

32,78

-

-

-

16.

Construction

83

143,35

117,60

-

-

-

III.

TRANSPORT OPERATORS

215

79,42

33,87

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

933

357,55

182,08

-

-

-

V.

PERSONAL LOANS

10,88,799

6553,20

2935,45

-

-

-

1.

Loans for Purchase of Consumer Durables

8,278

141,80

124,99

-

-

-

2.

Loans for Housing

7,437

394,34

391,04

-

-

-

3.

Rest of the Personal Loans

10,73,084

6017,06

2419,43

-

-

-

VI..

TRADE

3,072

801,36

686,94

-

-

-

1.

Wholesale Trade

2,882

747,51

658,67

-

-

-

2.

Retail Trade

190

53,85

28,27

-

-

-

VII.

FINANCE

131

752,79

606,81

-

-

-

VIII.

ALL OTHERS

2,560

639,11

493,17

-

-

-

TOTAL BANK CREDIT

10,98,392

17365,09

10144,79

-

-

-

OF WHICH:

1. Artisans & Village Industries

3

3

2

-

-

-

2. Other Small Scale Industries

289

188,05

123,94

-

-

-

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

3,462

148,65

120,94

13,187

2351,32

1589,52

1.

Direct Finance

3,408

73,98

69,80

12,599

840,58

465,71

2.

Indirect Finance

54

74,67

51,15

588

1510,74

1123,81

II.

INDUSTRY

13,759

4742,73

3468,47

98,221

42702,42

30084,85

1.

Mining & Quarrying

11

2,62

1,34

120

258,74

187,66

2.

Food Manufacturing & Processing

127

186,03

161,10

1,081

2767,93

2100,45

(a)

Rice Mills, Flour & Dal Mills

51

129,38

113,21

330

1546,24

1191,12

(b)

Sugar

2

10,00

10,67

45

332,37

268,59

(c)

Edible Oils & Vanaspati

34

12,39

7,78

115

83,52

86,12

(d)

Tea Processing

3

14

-

9

2,13

1,65

(e)

Processing of Fruits & Vegetables

1

10

9

15

57,38

47,42

(f)

Others

36

34,02

29,35

567

746,29

505,54

3.

Beverage & Tobacco

17

54,59

50,29

120

281,00

195,88

4.

Textiles

1,054

642,48

442,86

7,828

3832,83

2707,56

(a)

Cotton Textiles

292

225,00

142,20

976

792,52

559,13

(b)

Jute Textiles

5

2,28

2,18

18

6,32

5,97

(c)

Handloom Textiles & Khadi

17

2,85

2,41

158

20,54

18,78

(d)

Other Textiles

740

412,35

296,07

6,676

3013,45

2123,68

5.

Paper, Paper Products & Printing

177

50,42

45,61

2,516

765,45

623,97

6.

Leather & Leather Products

122

46,22

30,90

908

490,84

324,22

7.

Rubber & Rubber Products

55

88,83

61,35

752

407,14

296,74

8.

Chemicals & Chemical Products

304

363,43

317,69

3,839

4410,88

3288,56

(a)

Heavy Industrial Chemicals

17

21,91

18,48

270

171,44

181,11

(b)

Fertilisers

15

138,86

132,42

135

1851,36

1474,34

(c)

Drugs & Pharmaceuticals

45

63,61

60,57

696

1337,54

860,40

(d)

Non-Edible Oils

-

-

-

37

6,26

5,93

(e)

Other Chemicals & Chemical Products

227

139,05

106,23

2,701

1044,28

766,79

9.

Petroleum, Coal Products & Nuclear Fuels

17

427,18

427,21

308

4233,53

4091,06

10.

Manufacture of Cement & Cement Products

9

12,14

5,90

181

343,22

215,03

11.

Basic Metals & Metal Products

299

399,69

255,06

4,662

8314,39

4413,19

(a)

Iron & Steel

152

298,12

174,59

921

7564,18

3855,20

(b)

Non-Ferrous Metals

18

13,39

4,96

286

134,45

84,65

(c)

Other Metal Products

129

88,18

75,52

3,455

615,76

473,34

12.

Engineering

3,047

784,59

258,23

9,784

5625,35

3578,39

(a)

Heavy Engineering

50

18,96

16,90

390

808,43

583,85

(b)

Light Engineering

890

186,57

14,08

3,152

1241,10

621,61

(c)

Electrical Machinery & Goods

1,335

210,70

74,20

4,360

1316,54

926,48

(d)

Electronic Machinery & Goods

772

368,36

153,04

1,882

2259,29

1446,44

13.

Vehicles, Vehicle Parts & Transport Equipments

276

519,27

427,54

3,443

2435,93

1594,03

14.

Other Industries

8,134

463,62

353,43

60,529

4003,81

2936,47

15.

Electricity, Gas & Water

11

343,06

338,78

171

3282,07

2509,65

(a)

Electricity Generation & Transmission

9

342,62

338,36

107

3099,17

2376,66

(b)

Non-Conventional Energy

-

-

-

5

75,27

25,27

(c)

Gas, Steam & Water Supply

2

45

42

59

107,64

107,72

16.

Construction

99

358,56

291,19

1,979

1249,29

1021,97

III.

TRANSPORT OPERATORS

459

70,89

21,30

7,094

506,77

326,75

IV.

PROFESSIONAL AND OTHER SERVICES

8,708

618,87

480,72

20,430

2166,85

1562,81

V.

PERSONAL LOANS

29,627

294,17

238,33

14,56,300

9575,12

5506,70

1.

Loans for Purchase of Consumer Durables

3,298

33,63

28,63

34,457

289,95

245,60

2.

Loans for Housing

1,321

92,53

77,50

54,524

1589,87

1468,34

3.

Rest of the Personal Loans

25,008

168,01

132,21

13,67,319

7695,30

3792,77

VI..

TRADE

4,261

1041,00

706,31

55,770

13017,96

11052,26

1.

Wholesale Trade

1,632

777,91

481,79

21,048

11742,67