Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. Of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

940

8,80

7,15

108

5,11

3,16

1. Direct Finance

913

7,75

6,45

102

3,88

2,32

2. Indirect Finance

27

1,05

70

6

1,23

84

II.

INDUSTRY

1,044

4295,50

665,74

450

92,98

84,37

1. Mining & Quarrying

1

94

1,08

—

—

—

2. Food Manufacturing & Processing

41

3,42

1,99

14

2,32

2,26

(a) Rice Mills, Flour & Dal Mills

16

77

26

6

73

69

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

5

1,70

98

2

1,38

1,37

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

1

12

8

—

—

—

(f) Others

19

83

66

6

21

20

3. Beverage & Tobacco

2

12,10

9,50

—

—

—

4. Textiles

20

53,22

25,80

27

11,34

12,22

(a) Cotton Textiles

4

75

59

2

28

29

(b) Jute Textiles

3

1,34

1,31

2

14

58

(c) Handloom Textiles & Khadi

3

16

14

4

35

56

(d) Other Textiles

10

50,98

23,77

19

10,58

10,79

5. Paper, Paper Products & Printing

24

42,62

23,56

14

4,88

1,69

6. Leather & Leather Products

—

—

—

4

1,87

2,18

7. Rubber & Rubber Products

4

21,40

18,27

53

4,15

3,81

8. Chemicals & Chemical Products

76

400,58

198,46

24

9,96

5,35

(a) Heavy Industrial Chemicals

5

4,10

37

1

15

15

(b) Fertilisers

13

353,13

177,61

—

—

—

(c) Drugs & Pharmaceuticals

2

11

11

5

84

95

(d) Non-Edible Oils

—

—

—

1

10

10

(e) Other Chemicals & Chemical Products

56

43,24

20,39

17

8,88

4,15

9. Petroleum, Coal Products & Nuclear Fuels

3

13

12

2

29

22

10. Manufacture of Cement & Cement Products

—

—

—

—

—

—

11. Basic Metals & Metal Products

100

3420,33

268,05

34

29,78

30,79

(a) Iron & Steel

32

3407,21

261,89

10

22,25

28,65

(b) Non-Ferrous Metals

10

9,47

3,14

—

—

—

(c) Other Metal Products

58

3,65

3,01

24

7,53

2,15

12. Engineering

52

34,39

23,51

25

9,97

9,12

(a) Heavy Engineering

26

7,83

4,55

1

37

38

(b) Light Engineering

13

1,20

98

5

4,86

2,94

(c) Electrical Machinery & Goods

9

70

68

15

3,11

3,02

(d) Electronic Machinery & Goods

4

24,66

17,31

4

1,63

2,78

13. Vehicles, Vehicle Parts & Transport Equipments

5

58

57

26

4,60

3,60

14. Other Industries

696

22,33

13,32

225

9,80

9,10

15. Electricity, Gas & Water

2

275,00

75,00

2

4,04

4,03

(a) Electricity Generation & Transmission

1

200,00

50,00

1

4,00

4,00

(b) Non-Conventional Energy

1

75,00

25,00

1

4

3

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

18

8,47

6,52

—

—

—

III.

TRANSPORT OPERATORS

194

2,05

1,65

60

1,58

1,13

IV.

PROFESSIONAL AND OTHER SERVICES

276

11,95

6,65

92

8,96

6,14

V.

PERSONAL LOANS

9,879

58,15

49,75

4,081

23,92

21,00

1. Loans for Purchase of Consumer Durables

251

2,09

1,61

103

55

49

2. Loans for Housing

738

11,97

9,45

227

3,54

3,14

3. Rest of the Personal Loans

8,890

44,09

38,69

3,751

19,83

17,38

VI.

TRADE

2,619

681,55

44,70

564

124,11

129,86

1. Wholesale Trade

87

665,59

30,58

112

119,44

119,42

2. Retail Trade

2,532

15,96

14,12

452

4,68

10,44

VII.

FINANCE

41

27,68

20,10

2

29,00

29,00

VIII.

ALL OTHERS

2,236

161,79

98,28

281

7,83

5,44

TOTAL BANK CREDIT

17,229

5247,47

894,01

5,638

293,50

280,10

OF WHICH: 1. Artisans & Village Industries

107

4,74

3,05

59

64

50

2. Other Small Scale Industries

633

34,70

27,96

249

24,97

18,57

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

12,139

2337,40

1579,21

1. Direct Finance

—

—

—

11,584

828,94

456,95

2. Indirect Finance

—

—

—

555

1508,46

1122,26

II.

INDUSTRY

—

—

—

96,727

38313,93

29334,74

1. Mining & Quarrying

—

—

—

119

257,80

186,59

2. Food Manufacturing & Processing

—

—

—

1,026

2762,19

2096,20

(a) Rice Mills, Flour & Dal Mills

—

—

—

308

1544,74

1190,17

(b) Sugar

—

—

—

45

332,37

268,59

(c) Edible Oils & Vanaspati

—

—

—

108

80,45

83,78

(d) Tea Processing

—

—

—

9

2,13

1,65

(e) Processing of Fruits & Vegetables

—

—

—

14

57,26

47,34

(f) Others

—

—

—

542

745,25

504,68

3. Beverage & Tobacco

—

—

—

118

268,90

186,38

4. Textiles

—

—

—

7,781

3768,28

2669,54

(a) Cotton Textiles

—

—

—

970

791,50

558,25

(b) Jute Textiles

—

—

—

13

4,85

4,08

(c) Handloom Textiles & Khadi

—

—

—

151

20,04

18,08

(d) Other Textiles

—

—

—

6,647

2951,90

2089,12

5. Paper, Paper Products & Printing

—

—

—

2,478

717,96

598,72

6. Leather & Leather Products

—

—

—

904

488,97

322,05

7. Rubber & Rubber Products

—

—

—

695

381,58

274,66

8. Chemicals & Chemical Products

—

—

—

3,739

4000,34

3084,74

(a) Heavy Industrial Chemicals

—

—

—

264

167,19

180,59

(b) Fertilisers

—

—

—

122

1498,23

1296,73

(c) Drugs & Pharmaceuticals

—

—

—

689

1336,59

859,35

(d) Non-Edible Oils

—

—

—

36

6,16

5,83

(e) Other Chemicals & Chemical Products

—

—

—

2,628

992,17

742,25

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

303

4233,12

4090,73

10. Manufacture of Cement & Cement Products

—

—

—

181

343,22

215,03

11. Basic Metals & Metal Products

—

—

—

4,528

4864,28

4114,35

(a) Iron & Steel

—

—

—

879

4134,72

3564,66

(b) Non-Ferrous Metals

—

—

—

276

124,98

81,51

(c) Other Metal Products

—

—

—

3,373

604,58

468,18

12. Engineering

—

—

—

9,707

5581,00

3545,75

(a) Heavy Engineering

—

—

—

363

800,23

578,93

(b) Light Engineering

—

—

—

3,134

1235,04

617,69

(c) Electrical Machinery & Goods

—

—

—

4,336

1312,74

922,78

(d) Electronic Machinery & Goods

—

—

—

1,874

2233,00

1426,36

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

3,412

2430,76

1589,87

14. Other Industries

—

—

—

59,608

3971,68

2914,06

15. Electricity, Gas & Water

—

—

—

167

3003,03

2430,62

(a) Electricity Generation & Transmission

—

—

—

105

2895,17

2322,66

(b) Non-Conventional Energy

—

—

—

3

23

24

(c) Gas, Steam & Water Supply

—

—

—

59

107,64

107,72

16. Construction

—

—

—

1,961

1240,83

1015,45

III.

TRANSPORT OPERATORS

—

—

—

6,840

503,15

323,98

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

20,062

2145,95

1550,02

V.

PERSONAL LOANS

—

—

—

14,42,340

9493,05

5435,95

1. Loans for Purchase of Consumer Durables

—

—

—

34,103

287,31

243,50

2. Loans for Housing

—

—

—

53,559

1574,36

1455,74

3. Rest of the Personal Loans

—

—

—

13,54,678

7631,38

3736,71

VI.

TRADE

—

—

—

52,587

12212,30

10877,70

1. Wholesale Trade

—

—

—

20,849

10957,64

9931,20

2. Retail Trade

—

—

—

31,738

1254,65

946,51

VII.

FINANCE

—

—

—

1,483

6367,07

5280,68

VIII.

ALL OTHERS

—

—

—

1,05,038

6833,84

5750,41

TOTAL BANK CREDIT

—

—

—

17,37,216

78206,68

60132,69

OF WHICH: 1. Artisans & Village Industries

—

—

—

4,265

42,62

33,98

2. Other Small Scale Industries

—

—

—

43,553

3360,03

2490,44