Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

WESTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,713

11,41

6,30

7,284

48,39

42,11

1.

Direct Finance

1,700

10,63

5,82

7,204

44,80

38,85

2.

Indirect Finance

13

78

47

80

3,58

3,27

II.

INDUSTRY

3,896

286,59

218,54

6,067

603,02

459,95

1.

Mining & Quarrying

22

75,35

26,17

127

220,90

171,66

2.

Food Manufacturing & Processing

34

4,93

3,51

251

21,85

13,57

(a)

Rice Mills, Flour & Dal Mills

3

1,07

72

10

17

15

(b)

Sugar

-

-

-

2

30

37

(c)

Edible Oils & Vanaspati

2

90

1,08

5

36

35

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

3

19

14

13

2,64

1,25

(f)

Others

26

2,77

1,57

221

18,38

11,45

3.

Beverage & Tobacco

21

2,61

1,47

55

10,04

8,63

4.

Textiles

9

89

86

64

3,53

3,09

(a)

Cotton Textiles

-

-

-

3

5

4

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

9

89

86

61

3,48

3,05

5.

Paper, Paper Products & Printing

46

4,02

3,42

120

6,38

5,40

6.

Leather & Leather Products

4

39

11

13

67

59

7.

Rubber & Rubber Products

20

3,53

1,87

27

50

44

8.

Chemicals & Chemical Products

61

29,24

25,13

230

114,52

69,53

(a)

Heavy Industrial Chemicals

-

-

-

5

77

54

(b)

Fertilisers

3

13,66

12,78

3

31,25

1,91

(c)

Drugs & Pharmaceuticals

7

98

88

57

54,65

45,45

(d)

Non-Edible Oils

-

-

-

3

9

7

(e)

Other Chemicals & Chemical Products

51

14,61

11,47

162

27,76

21,56

9.

Petroleum, Coal Products & Nuclear Fuels

2

23

15

4

61

57

10.

Manufacture of Cement & Cement Products

8

6,99

6,61

18

7,29

7,13

11.

Basic Metals & Metal Products

97

60,87

66,49

505

59,60

52,32

(a)

Iron & Steel

35

54,62

61,60

132

49,05

45,07

(b)

Non-Ferrous Metals

7

2,25

1,55

14

4,33

1,95

(c)

Other Metal Products

55

4,00

3,34

359

6,23

5,30

12.

Engineering

41

11,79

12,28

245

31,93

22,21

(a)

Heavy Engineering

2

45

39

11

4,10

1,57

(b)

Light Engineering

5

1,63

59

125

17,55

15,83

(c)

Electrical Machinery & Goods

25

4,83

6,01

90

2,60

1,95

(d)

Electronic Machinery & Goods

9

4,88

5,29

19

7,68

2,86

13.

Vehicles, Vehicle Parts & Transport Equipments

16

9,38

7,30

89

13,68

21,25

14.

Other Industries

3,474

72,29

59,91

3,183

76,52

56,58

15.

Electricity, Gas & Water

9

30

37

11

3,03

2,66

(a)

Electricity Generation & Transmission

1

5

3

7

2,00

2,11

(b)

Non-Conventional Energy

-

-

-

1

50

44

(c)

Gas, Steam & Water Supply

8

25

34

3

53

10

16.

Construction

32

3,79

2,89

1,125

31,98

24,33

III.

TRANSPORT OPERATORS

674

15,25

9,64

2,984

58,61

43,04

IV.

PROFESSIONAL AND OTHER SERVICES

1,537

46,68

23,80

5,598

172,54

134,03

V.

PERSONAL LOANS

14,480

87,99

72,33

39,507

245,83

216,58

1.

Loans for Purchase of Consumer Durables

667

2,45

1,69

5,664

22,26

18,27

2.

Loans for Housing

3,081

38,95

32,49

5,993

67,96

61,04

3.

Rest of the Personal Loans

10,732

46,59

38,15

27,850

155,62

137,27

VI..

TRADE

1,727

48,20

28,28

8,245

154,16

135,12

1.

Wholesale Trade

185

29,84

12,75

510

78,84

71,16

2.

Retail Trade

1,542

18,36

15,53

7,735

75,32

63,96

VII.

FINANCE

8

5,15

4,21

22

4,40

3,41

VIII.

ALL OTHERS

1,374

29,85

26,60

12,109

103,67

85,08

TOTAL BANK CREDIT

25,409

531,11

389,68

81,816

1390,62

1119,33

OF WHICH:

1. Artisans & Village Industries

242

98

74

756

3,52

3,32

2. Other Small Scale Industries

2,137

48,82

38,94

2,315

98,71

74,26

WESTERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

4

57,65

8,75

-

-

-

1.

Direct Finance

1

5,00

5,00

-

-

-

2.

Indirect Finance

3

52,65

3,75

-

-

-

II.

INDUSTRY

9

7,35

3,62

-

-

-

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

2

1,60

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

2

1,60

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

4

4,35

2,34

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

2

2,60

1,66

-

-

-

(d)

Electronic Machinery & Goods

2

1,75

68

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

3

1,40

1,29

-

-

-

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

-

-

-

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

90

2,45

2,45

-

-

-

1.

Loans for Purchase of Consumer Durables

-

-

-

-

-

-

2.

Loans for Housing

-

-

-

-

-

-

3.

Rest of the Personal Loans

90

2,45

2,45

-

-

-

VI..

TRADE

-

-

-

-

-

-

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

-

-

-

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALL OTHERS

-

-

-

-

-

-

TOTAL BANK CREDIT

103

67,45

14,83

-

-

-

OF WHICH:

1. Artisans & Village Industries

-

-

-

-

-

-

2. Other Small Scale Industries

3

2,35

68

-

-

-

WESTERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

28

1,21

1,16

9,029

118,65

58,32

1.

Direct Finance

25

40

36

8,930

60,83

50,03

2.

Indirect Finance

3

81

80

99

57,82

8,30

II.

INDUSTRY

451

126,00

122,35

10,423

1022,95

804,47

1.

Mining & Quarrying

11

14,60

13,96

160

310,85

211,79

2.

Food Manufacturing & Processing

7

3,08

1,94

292

29,87

19,01

(a)

Rice Mills, Flour & Dal Mills

-

-

-

13

1,24

87

(b)

Sugar

-

-

-

2

30

37

(c)

Edible Oils & Vanaspati

-

-

-

7

1,26

1,43

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

16

2,83

1,39

(f)

Others

7

3,08

1,94

254

24,23

14,96

3.

Beverage & Tobacco

8

75

66

84

13,40

10,76

4.

Textiles

7

19,71

20,49

80

24,13

24,45

(a)

Cotton Textiles

1

15,36

15,94

4

15,41

15,98

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

6

4,35

4,55

76

8,72

8,46

5.

Paper, Paper Products & Printing

3

4

2

169

10,43

8,83

6.

Leather & Leather Products

-

-

-

17

1,05

70

7.

Rubber & Rubber Products

-

-

-

47

4,02

2,31

8.

Chemicals & Chemical Products

10

44,71

44,47

303

190,07

139,13

(a)

Heavy Industrial Chemicals

1

80

80

6

1,57

1,34

(b)

Fertilisers

2

40,25

40,01

8

85,16

54,70

(c)

Drugs & Pharmaceuticals

4

3,17

3,15

68

58,80

49,48

(d)

Non-Edible Oils

1

2

3

4

11

10

(e)

Other Chemicals & Chemical Products

2

47

48

217

44,44

33,51

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

6

84

73

10.

Manufacture of Cement & Cement Products

-

-

-

26

14,28

13,74

11.

Basic Metals & Metal Products

12

18,64

17,46

614

139,11

136,27

(a)

Iron & Steel

6

18,53

17,39

173

122,20

124,06

(b)

Non-Ferrous Metals

-

-

-

21

6,58

3,50

(c)

Other Metal Products

6

11

7

420

10,34

8,70

12.

Engineering

11

1,65

1,46

301

49,71

38,30

(a)

Heavy Engineering

1

16

16

14

4,71

2,12

(b)

Light Engineering

4

16

16

134

19,35

16,58

(c)

Electrical Machinery & Goods

6

1,33

1,14

123

11,35

10,76

(d)

Electronic Machinery & Goods

-

-

-

30

14,31

8,84

13.

Vehicles, Vehicle Parts & Transport Equipments

43

69

21

148

23,75

28,76

14.

Other Industries

178

10,19

10,67

6,838

160,40

128,45

15.

Electricity, Gas & Water

2

10

6

22

3,43

3,09

(a)

Electricity Generation & Transmission

-

-

-

8

2,05

2,15

(b)

Non-Conventional Energy

-

-

-

1

50

44

(c)

Gas, Steam & Water Supply

2

10

6

13

89

50

16.

Construction

159

11,84

10,95

1,316

47,60

38,17

III.

TRANSPORT OPERATORS

75

4,29

4,02

3,733

78,15

56,69

IV.

PROFESSIONAL AND OTHER SERVICES

316

18,40

15,26

7,451

237,61

173,09

V.

PERSONAL LOANS

5,209

47,19

41,57

59,286

383,47

332,92

1.

Loans for Purchase of Consumer Durables

362

1,84

1,50

6,693

26,55

21,46

2.

Loans for Housing

474

13,05

11,61

9,548

119,95

105,13

3.

Rest of the Personal Loans

4,373

32,31

28,46

43,045

236,96

206,34

VI..

TRADE

468

33,37

204,39

10,440

235,73

367,79

1.

Wholesale Trade

34

6,28

5,35

729

114,96