Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

WESTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

5,45,652

1549,38

1380,83

2,72,843

912,62

760,86

1. Direct Finance

5,42,501

1419,22

1267,33

2,69,880

832,42

695,12

2. Indirect Finance

3,151

130,16

113,50

2,963

80,20

65,73

II.

INDUSTRY

35,613

4074,07

2673,31

43,004

2971,57

2331,58

1. Mining & Quarrying

86

189,12

132,46

107

16,94

13,87

2. Food Manufacturing & Processing

390

136,79

49,46

680

172,57

116,32

(a) Rice Mills, Flour & Dal Mills

133

16,67

12,47

107

32,21

26,97

(b) Sugar

1

1,17

1,17

6

7,41

7,68

(c) Edible Oils & Vanaspati

46

33,99

14,37

195

51,39

24,01

(d) Tea Processing

5

73

45

3

64

48

(e) Processing of Fruits & Vegetables

2

3,07

11

15

5,18

4,11

(f) Others

203

81,16

20,88

354

75,73

53,06

3. Beverage & Tobacco

72

8,21

6,53

95

13,65

9,76

4. Textiles

944

399,53

312,03

1,440

295,11

249,97

(a) Cotton Textiles

198

253,67

188,98

964

184,92

146,41

(b) Jute Textiles

1

12

3

1

4

4

(c) Handloom Textiles & Khadi

163

8,74

7,19

26

4,31

3,70

(d) Other Textiles

582

137,00

115,83

449

105,84

99,82

5. Paper, Paper Products & Printing

146

20,15

14,50

772

192,65

138,44

6. Leather & Leather Products

18

51

21

35

2,49

2,67

7. Rubber & Rubber Products

40

6,72

3,94

81

5,50

4,53

8. Chemicals & Chemical Products

1,038

1105,24

720,90

2,261

946,45

678,13

(a) Heavy Industrial Chemicals

98

239,20

68,07

318

219,68

192,12

(b) Fertilisers

44

141,41

107,90

13

182,34

114,05

(c) Drugs & Pharmaceuticals

184

61,73

48,83

369

152,95

110,91

(d) Non-Edible Oils

18

7,94

9,49

21

8,23

5,57

(e) Other Chemicals & Chemical Products

694

654,95

486,62

1,540

383,24

255,48

9. Petroleum, Coal Products & Nuclear Fuels

33

820,96

382,99

51

263,43

218,99

10. Manufacture of Cement & Cement Products

86

123,53

97,56

122

47,52

43,09

11. Basic Metals & Metal Products

596

486,75

374,77

1,124

141,17

124,94

(a) Iron & Steel

159

317,92

247,23

370

67,69

71,71

(b) Non-Ferrous Metals

32

7,20

6,79

47

19,36

14,76

(c) Other Metal Products

405

161,63

120,75

707

54,11

38,46

12. Engineering

421

130,18

70,16

808

169,97

138,83

(a) Heavy Engineering

52

38,89

18,47

126

45,98

29,12

(b) Light Engineering

124

7,54

6,04

278

46,43

40,27

(c) Electrical Machinery & Goods

210

47,45

33,14

325

52,84

45,63

(d) Electronic Machinery & Goods

35

36,31

12,52

79

24,71

23,82

13. Vehicles, Vehicle Parts & Transport Equipments

1,803

37,64

22,72

347

28,10

18,21

14. Other Industries

29,818

363,96

297,40

34,840

285,56

226,58

15. Electricity, Gas & Water

18

191,03

134,95

22

357,19

321,41

(a) Electricity Generation & Transmission

15

190,94

134,87

15

356,58

321,16

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

3

10

8

7

61

26

16. Construction

104

53,75

52,75

219

33,30

25,84

III.

TRANSPORT OPERATORS

8,631

71,69

51,62

7,571

62,54

46,98

IV.

PROFESSIONAL AND OTHER SERVICES

21,849

156,77

138,03

28,547

174,80

141,27

V.

PERSONAL LOANS

1,16,007

422,89

377,82

1,48,135

655,63

567,13

1. Loans for Purchase of Consumer Durables

10,762

28,64

22,81

10,459

29,60

22,99

2. Loans for Housing

13,969

110,11

102,90

41,217

290,47

259,38

3. Rest of the Personal Loans

91,276

284,14

252,11

96,459

335,56

284,76

VI.

TRADE

44,108

510,82

456,73

43,382

365,84

271,70

1. Wholesale Trade

3,422

360,62

335,61

5,100

143,78

93,09

2. Retail Trade

40,686

150,20

121,11

38,282

222,05

178,62

VII.

FINANCE

76

4,56

2,53

210

174,01

151,39

VIII.

ALL OTHERS

18,865

159,14

116,73

35,957

305,27

226,85

TOTAL BANK CREDIT

7,90,801

6949,31

5197,60

5,79,649

5622,28

4497,76

OF WHICH : 1. Artisans & Village Industries

16,670

28,60

22,44

10,532

26,65

21,69

2. Other Small Scale Industries

8,616

187,67

131,53

17,418

603,62

454,76

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

26,263

211,26

174,89

5,534

462,94

291,54

1. Direct Finance

26,017

152,18

129,36

5,128

93,82

51,28

2. Indirect Finance

246

59,08

45,53

406

369,12

240,26

II.

INDUSTRY

23,909

2467,08

1666,90

81,409

12441,38

10071,41

1. Mining & Quarrying

118

38,65

33,76

104

150,16

104,44

2. Food Manufacturing & Processing

589

249,67

128,42

521

332,33

248,86

(a) Rice Mills, Flour & Dal Mills

53

9,46

7,25

91

30,82

29,92

(b) Sugar

2

78

75

2

19

19

(c) Edible Oils & Vanaspati

194

32,92

20,35

149

117,59

92,45

(d) Tea Processing

4

54

46

12

19,85

7,46

(e) Processing of Fruits & Vegetables

14

34,24

28,78

29

5,77

3,68

(f) Others

322

171,73

70,82

238

158,12

115,15

3. Beverage & Tobacco

34

8,66

7,07

44

54,02

10,85

4. Textiles

376

182,80

140,68

9,082

2861,17

2453,84

(a) Cotton Textiles

108

52,53

45,59

1,509

1655,91

1430,53

(b) Jute Textiles

13

82

40

14

25,74

27,00

(c) Handloom Textiles & Khadi

34

10,68

10,52

546

31,34

23,68

(d) Other Textiles

221

118,77

84,17

7,013

1148,18

972,64

5. Paper, Paper Products & Printing

212

46,28

36,36

574

151,63

115,32

6. Leather & Leather Products

17

3,85

2,88

110

6,79

4,79

7. Rubber & Rubber Products

84

6,29

4,99

205

27,81

19,57

8. Chemicals & Chemical Products

1,459

406,54

312,04

4,197

2989,78

2262,67

(a) Heavy Industrial Chemicals

63

58,11

49,07

497

451,61

346,33

(b) Fertilisers

15

77,62

61,47

60

406,40

321,06

(c) Drugs & Pharmaceuticals

182

32,55

24,48

738

1049,33

756,44

(d) Non-Edible Oils

7

57

42

35

77,19

70,65

(e) Other Chemicals & Chemical Products

1,192

237,69

176,60

2,867

1005,24

768,19

9. Petroleum, Coal Products & Nuclear Fuels

52

160,98

124,07

165

275,35

155,09

10. Manufacture of Cement & Cement Products

111

60,49

61,06

113

85,57

119,47

11. Basic Metals & Metal Products

2,005

418,71

261,42

2,058

923,96

754,98

(a) Iron & Steel

402

245,35

137,80

565

660,56

556,68

(b) Non-Ferrous Metals

182

76,72

63,52

113

31,38

32,99

(c) Other Metal Products

1,421

96,64

60,10

1,380

232,02

165,31

12. Engineering

1,592

235,43

155,60

2,787

1170,13

925,44

(a) Heavy Engineering

453

127,40

73,21

430

237,09

209,85

(b) Light Engineering

881

71,23

56,76

1,179

261,66

238,83

(c) Electrical Machinery & Goods

194

8,46

6,11

913

519,65

351,23

(d) Electronic Machinery & Goods

64

28,34

19,52

265

151,73

125,53

13. Vehicles, Vehicle Parts & Transport Equipments

340

19,60

14,97

468

132,04

84,37

14. Other Industries

16,719

502,67

300,63

60,257

1263,94

968,43

15. Electricity, Gas & Water

36

37,15

27,48

154

1505,48

1406,87

(a) Electricity Generation & Transmission

19

29,74

21,72

121

1388,63

1299,79

(b) Non-Conventional Energy

—

—

—

12

20,70

15,23

(c) Gas, Steam & Water Supply

17

7,41

5,76

21

96,15

91,86

16. Construction

165

89,33

55,48

570

511,20

436,42

III.

TRANSPORT OPERATORS

3,847

56,84

47,55

5,480

115,83

92,05

IV.

PROFESSIONAL AND OTHER SERVICES

17,839

262,72

172,13

19,695

384,28

278,09

V.

PERSONAL LOANS

1,32,867

666,88

562,50

2,26,600

1543,99

1313,66

1. Loans for Purchase of Consumer Durables

8,717

29,07

22,27

8,179

34,05

26,42

2. Loans for Housing

37,420

319,67

281,89

64,449

641,29

581,45

3. Rest of the Personal Loans

86,730

318,14

258,34

1,53,972

868,64

705,79

VI.

TRADE

29,219

661,25

573,12

34,509

2294,28

1808,07

1. Wholesale Trade

3,125

450,98

409,09

11,415

1859,20

1422,51

2. Retail Trade

26,094

210,27

164,03

23,094

435,08

385,56

VII.

FINANCE

136

57,70

42,17

456

1264,44

687,81

VIII.

ALL OTHERS

29,078

577,66

429,55

77,832

1777,93

1576,18

TOTAL BANK CREDIT

2,63,158

4961,38

3668,81

4,51,515

20285,07

16118,83

OF WHICH: 1. Artisans & Village Industries

3,133

10,03

7,50

3,429

19,23

16,35

2. Other Small Scale Industries

12,331

607,83

354,92

24,534

1754,84

1292,57