Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

1,30,349

690,66

548,62

2,36,635

1202,75

1031,36

1.

Direct Finance

1,28,698

661,64

533,95

2,32,840

1090,48

940,50

2.

Indirect Finance

1,651

29,02

14,67

3,795

112,27

90,86

II.

INDUSTRY

26,854

1788,43

1268,08

62,185

3763,89

3055,52

1.

Mining & Quarrying

42

3,95

3,15

182

78,81

28,05

2.

Food Manufacturing & Processing

708

325,28

253,62

4,341

781,94

618,50

(a)

Rice Mills, Flour & Dal Mills

544

212,05

160,29

987

633,77

504,72

(b)

Sugar

11

74,30

64,76

14

14,66

9,10

(c)

Edible Oils & Vanaspati

59

18,66

10,45

2,993

40,28

36,99

(d)

Tea Processing

2

8

4

10

1,48

49

(e)

Processing of Fruits & Vegetables

10

60

52

12

96

75

(f)

Others

82

19,59

17,55

325

90,80

66,45

3.

Beverage & Tobacco

10

5,18

5,09

40

13,03

11,66

4.

Textiles

1,556

423,31

236,08

6,413

563,71

450,95

(a)

Cotton Textiles

429

272,21

125,55

3,251

225,43

178,57

(b)

Jute Textiles

9

44

32

7

86

70

(c)

Handloom Textiles & Khadi

717

64,09

45,61

931

120,58

95,68

(d)

Other Textiles

401

86,58

64,60

2,224

216,84

176,00

5.

Paper, Paper Products & Printing

135

24,66

15,52

480

44,78

35,74

6.

Leather & Leather Products

65

22,20

15,71

177

58,07

56,58

7.

Rubber & Rubber Products

152

15,30

11,09

453

139,31

98,28

8.

Chemicals & Chemical Products

368

92,10

93,05

1,820

258,19

245,84

(a)

Heavy Industrial Chemicals

22

3,40

2,56

60

9,55

5,50

(b)

Fertilisers

14

6,49

4,89

16

2,41

2,07

(c)

Drugs & Pharmaceuticals

75

31,01

39,31

228

25,98

26,26

(d)

Non-Edible Oils

7

1,25

79

21

4,61

3,01

(e)

Other Chemicals & Chemical Products

250

49,96

45,51

1,495

215,65

209,01

9.

Petroleum, Coal Products & Nuclear Fuels

19

45,46

20,45

40

6,57

5,24

10.

Manufacture of Cement & Cement Products

29

2,16

2,02

102

18,57

8,23

11.

Basic Metals & Metal Products

824

375,31

276,49

2,265

480,24

409,87

(a)

Iron & Steel

182

287,42

205,50

657

334,99

295,40

(b)

Non-Ferrous Metals

70

14,98

10,56

157

21,29

18,62

(c)

Other Metal Products

572

72,91

60,43

1,451

123,96

95,84

12.

Engineering

629

159,01

110,93

7,385

402,79

298,10

(a)

Heavy Engineering

70

10,91

8,63

168

138,72

113,19

(b)

Light Engineering

352

68,07

48,24

6,528

156,90

88,25

(c)

Electrical Machinery & Goods

142

41,43

24,83

599

51,03

42,21

(d)

Electronic Machinery & Goods

65

38,60

29,24

90

56,14

54,45

13.

Vehicles, Vehicle Parts & Transport Equipments

290

37,60

25,59

1,560

227,64

172,43

14.

Other Industries

21,680

157,07

122,15

35,498

447,95

378,53

15.

Electricity, Gas & Water

31

97,34

75,09

27

230,02

227,14

(a)

Electricity Generation & Transmission

26

97,00

74,76

18

228,54

225,79

(b)

Non-Conventional Energy

3

17

15

1

18

24

(c)

Gas, Steam & Water Supply

2

17

17

8

1,31

1,11

16.

Construction

316

2,48

2,07

1,402

12,25

10,37

III.

TRANSPORT OPERATORS

1,028

15,23

9,27

4,202

53,81

44,47

IV.

PROFESSIONAL AND OTHER SERVICES

2,102

35,26

25,50

13,644

118,73

90,57

V.

PERSONAL LOANS

73,242

433,98

372,40

1,63,930

962,15

841,35

1.

Loans for Purchase of Consumer Durables

4,067

13,41

10,83

14,112

52,66

43,38

2.

Loans for Housing

16,608

228,76

205,60

32,034

389,26

355,63

3.

Rest of the Personal Loans

52,567

191,81

155,97

1,17,784

520,23

442,34

VI..

TRADE

18,486

266,45

218,23

46,434

660,93

520,05

1.

Wholesale Trade

2,723

109,48

87,20

4,170

266,54

210,24

2.

Retail Trade

15,763

156,97

131,03

42,264

394,40

309,81

VII.

FINANCE

16

5,81

4,82

159

25,27

21,72

VIII.

ALL OTHERS

6,951

160,15

118,72

37,528

442,20

369,62

TOTAL BANK CREDIT

2,59,028

3395,95

2565,64

5,64,717

7229,75

5974,64

OF WHICH:

1. Artisans & Village Industries

1,414

5,74

4,54

6,373

27,43

23,79

2. Other Small Scale Industries

18,665

687,92

525,47

31,613

1183,52

936,59

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

1,16,962

377,93

315,15

1.

Direct Finance

-

-

-

1,14,743

371,50

310,40

2.

Indirect Finance

-

-

-

2,219

6,42

4,75

II.

INDUSTRY

364

1637,99

1016,07

11,801

18,82

14,36

1.

Mining & Quarrying

-

-

-

5

13

13

2.

Food Manufacturing & Processing

6

17,51

3,21

77

61

58

(a)

Rice Mills, Flour & Dal Mills

-

-

-

10

25

23

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

6

7

6

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

6

17,51

3,21

61

29

29

3.

Beverage & Tobacco

29

226,58

190,84

1

7

4

4.

Textiles

11

22,81

12,29

1

1

-

(a)

Cotton Textiles

1

37

32

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

10

22,44

11,97

1

1

-

5.

Paper, Paper Products & Printing

4

1,75

49

5

10

9

6.

Leather & Leather Products

-

-

-

6

4

3

7.

Rubber & Rubber Products

18

104,99

68,14

4

2

2

8.

Chemicals & Chemical Products

21

152,88

46,98

5

10

10

(a)

Heavy Industrial Chemicals

2

10,49

2,28

-

-

-

(b)

Fertilisers

2

30,00

8,33

-

-

-

(c)

Drugs & Pharmaceuticals

6

101,82

32,24

1

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

11

10,57

4,14

4

10

10

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

1

1,00

66

1

5

5

11.

Basic Metals & Metal Products

19

56,88

28,54

13

19

14

(a)

Iron & Steel

10

31,04

16,85

1

5

5

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

9

25,84

11,69

12

14

9

12.

Engineering

185

717,89

477,81

32

53

33

(a)

Heavy Engineering

37

90,40

69,18

3

24

13

(b)

Light Engineering

97

325,31

228,11

22

25

17

(c)

Electrical Machinery & Goods

20

90,12

25,38

7

4

3

(d)

Electronic Machinery & Goods

31

212,06

155,14

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

51

314,24

174,23

46

42

32

14.

Other Industries

18

20,66

12,12

11,600

16,45

12,48

15.

Electricity, Gas & Water

-

-

-

1

5

1

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

5

1

16.

Construction

1

80

75

4

4

4

III.

TRANSPORT OPERATORS

1

18

10

9,716

24,29

15,29

IV.

PROFESSIONAL AND OTHER SERVICES

17

8,39

6,26

4,463

21,05

15,37

V.

PERSONAL LOANS

529

11,42

8,86

51,700

138,62

114,16

1.

Loans for Purchase of Consumer Durables

101

3,85

3,41

6,833

21,67

17,68

2.

Loans for Housing

9

66

58

6,757

22,45

19,73

3.

Rest of the Personal Loans

419

6,90

4,87

38,110

94,51

76,75

VI..

TRADE

41

37,93

12,98

38,214

56,62

43,24

1.

Wholesale Trade

34

37,72

12,80

6,377

6,57

5,39

2.

Retail Trade

7

21

18

31,837

50,05

37,85

VII.

FINANCE

4

94,53

30,97

79

76

64

VIII.

ALL OTHERS

10

50

51

10,715

13,06

9,57

TOTAL BANK CREDIT

966

1790,93

1075,75

2,43,650

651,13

527,80

OF WHICH:

1. Artisans & Village Industries

-

-

-

9,673

10,80

8,03

2. Other Small Scale Industries

66

50,28

29,12

1,040

2,63

2,08

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

435

3,21

2,42

4,84,381

2274,55

1897,55

1.

Direct Finance

304

2,29

1,62

4,76,585

2125,91

1786,47

2.

Indirect Finance

131

92

80

7,796

148,64

111,08

II.

INDUSTRY

1,935

587,60

496,62

1,03,139

7796,71

5850,64

1.

Mining & Quarrying

1

16

8

230

83,06

31,40

2.

Food Manufacturing & Processing

35

3,03

1,75

5,167

1128,36

877,66

(a)

Rice Mills, Flour & Dal Mills

15

1,41

62

1,556

847,47

665,86

(b)

Sugar

-

-

-

25

88,96

73,86

(c)

Edible Oils & Vanaspati

2

1,17

70

3,060

60,18

48,20

(d)

Tea Processing

-

-

-

12

1,56

54

(e)

Processing of Fruits & Vegetables

-

-

-

22

1,57

1,26

(f)

Others

18

45

43

492

128,63

87,94

3.

Beverage & Tobacco

1

6

-

81

244,93

207,63

4.

Textiles

120

29,13

23,00

8,101

1038,96

722,33

(a)

Cotton Textiles

33

6,36

4,69

3,714

504,37

309,14

(b)

Jute Textiles

-

-

-

16

1,30

1,02

(c)

Handloom Textiles & Khadi

29

1,07

99

1,677

185,74

142,28

(d)

Other Textiles

58

21,70

17,32

2,694

347,55

269,89

5.

Paper, Paper Products & Printing

30

8,83

6,56

654

80,12

58,40

6.

Leather & Leather Products

10

3,67

1,15

258

83,98

73,47

7.

Rubber & Rubber Products

12

5,79

4,82

639

265,42

182,34

8.

Chemicals & Chemical Products

46

32,20

25,96

2,260

535,48

411,93

(a)

Heavy Industrial Chemicals

-

-

-

84

23,44

10,33

(b)

Fertilisers

1

4

1

33

38,94

15,29

(c)

Drugs & Pharmaceuticals

15

21,60

19,78

325

180,41

117,58

(d)

Non-Edible Oils

-

-

-

28

5,86

3,80

(e)

Other Chemicals & Chemical Products

30

10,56

6,17

1,790

286,84

264,93

9.

Petroleum, Coal Products & Nuclear Fuels

2

5

5

61

52,09

25,73

10.

Manufacture of Cement & Cement Products

2

40

41

135

22,18

11,37

11.

Basic Metals & Metal Products

204

51,33

42,42

3,325

963,96

757,46

(a)

Iron & Steel

73

31,91

25,71

923

685,41

543,51

(b)

Non-Ferrous Metals

3

2,15

2,10

230

38,42

31,29

(c)

Other Metal Products

128

17,27

14,61

2,172

240,12

182,67

12.

Engineering

101

117,92

78,82

8,332

1398,14

965,99

(a)

Heavy Engineering

-

-

-

278

240,26

191,13

(b)

Light Engineering

76

42,43

14,99

7,075

592,96

379,75

(c)

Electrical Machinery & Goods

15

12,67

7,13

783

195,28

99,57

(d)

Electronic Machinery & Goods

10

62,83

56,70

196

369,63

295,53

13.

Vehicles, Vehicle Parts & Transport Equipments

935

60,48

41,28

2,882

640,38

413,85

14.

Other Industries

418

259,22

254,85

69,214

901,35

780,13

15.

Electricity, Gas & Water

-

-

-

59

327,41

302,24

(a)

Electricity Generation & Transmission

-