Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

2,96,637

1227,21

1033,31

1,42,579

794,28

660,01

1.

Direct Finance

2,93,380

1200,40

1014,42

1,39,354

703,38

593,56

2.

Indirect Finance

3,257

26,81

18,89

3,225

90,89

66,46

II.

INDUSTRY

19,359

2001,47

1344,86

31,473

1600,09

1308,85

1.

Mining & Quarrying

78

10,75

6,97

92

17,11

15,64

2.

Food Manufacturing & Processing

453

168,33

136,21

3,950

432,77

347,37

(a) Rice Mills, Flour & Dal Mills

270

125,88

114,94

849

315,21

251,87

(b) Sugar

1

8

3

4

14,40

14,40

(c) Edible Oils & Vanaspati

66

3,01

2,79

2,893

31,11

26,88

(d) Tea Processing

2

1,01

17

3

12

9

(e) Processing of Fruits & Vegetables

4

32

29

7

31

27

(f) Others

110

38,04

17,99

194

71,61

53,86

3.

Beverage & Tobacco

33

228,25

192,47

7

1,21

1,15

4.

Textiles

208

43,87

29,03

1,036

82,64

67,44

(a) Cotton Textiles

47

7,55

5,22

151

43,92

36,26

(b) Jute Textiles

—

—

—

6

34

26

(c) Handloom Textiles & Khadi

62

66

64

12

35

30

(d) Other Textiles

99

35,66

23,17

867

38,04

30,61

5.

Paper, Paper Products & Printing

97

22,93

21,87

150

17,95

6,78

6.

Leather & Leather Products

58

3,83

3,41

69

7,39

6,89

7.

Rubber & Rubber Products

77

112,33

58,81

107

10,48

8,87

8.

Chemicals & Chemical Products

227

126,01

77,92

419

187,90

168,26

(a) Heavy Industrial Chemicals

9

13,69

2,93

26

3,92

3,06

(b) Fertilisers

5

30,14

8,52

12

5,84

4,01

(c) Drugs & Pharmaceuticals

39

41,20

39,95

115

57,44

34,89

(d) Non-Edible Oils

1

17

16

11

1,76

1,08

(e) Other Chemicals & Chemical Products

173

40,82

26,36

255

118,94

125,22

9.

Petroleum, Coal Products & Nuclear Fuels

5

2,22

1,14

23

6,97

3,45

10.

Manufacture of Cement & Cement Products

8

64

86

79

15,27

5,06

11.

Basic Metals & Metal Products

191

156,11

106,76

976

158,00

118,76

(a) Iron & Steel

67

112,69

81,12

257

96,27

68,89

(b) Non-Ferrous Metals

10

3,65

3,81

119

15,81

11,32

(c) Other Metal Products

114

39,76

21,83

600

45,93

38,55

12.

Engineering

377

682,11

447,60

969

240,50

189,18

(a) Heavy Engineering

72

90,14

62,82

41

105,85

87,13

(b) Light Engineering

195

255,87

173,70

673

33,79

19,42

(c) Electrical Machinery & Goods

66

101,01

37,33

214

35,79

20,49

(d) Electronic Machinery & Goods

44

235,08

173,76

41

65,07

62,14

13.

Vehicles, Vehicle Parts & Transport Equipments

189

352,90

195,00

242

12,33

8,90

14.

Other Industries

16,967

87,40

63,99

23,157

217,56

192,10

15.

Electricity, Gas & Water

3

79

32

17

190,40

167,72

(a) Electricity Generation & Transmission

2

74

31

15

190,30

167,64

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

1

5

1

2

9

9

16.

Construction

388

3,02

2,49

180

1,60

1,29

III.

TRANSPORT OPERATORS

9,941

29,31

19,79

2,226

30,24

25,11

IV.

PROFESSIONAL AND OTHER SERVICES

5,403

27,54

35,42

5,762

50,39

37,52

V.

PERSONAL LOANS

83,011

298,20

253,50

87,419

453,73

389,01

1.

Loans for Purchase of Consumer Durables

7,807

27,99

22,24

6,162

20,77

17,15

2.

Loans for Housing

9,838

67,03

62,17

17,931

192,04

172,99

3.

Rest of the Personal Loans

65,366

203,18

169,09

63,326

240,91

198,87

VI.

TRADE

39,230

126,89

81,75

30,588

267,15

222,52

1.

Wholesale Trade

5,392

50,65

24,17

4,653

64,17

55,40

2.

Retail Trade

33,838

76,24

57,58

25,935

202,99

167,12

VII.

FINANCE

21

69,75

1,29

66

33,28

37,52

VIII.

ALL OTHERS

16,991

133,75

113,08

16,804

151,48

125,39

TOTAL BANK CREDIT

4,70,593

3914,13

2883,00

3,16,917

3380,63

2805,94

OF

WHICH: 1. Artisans & Village Industries

9,642

20,48

15,79

3,145

10,83

9,34

2. Other Small Scale Industries

6,193

196,55

146,49

19,504

535,49

407,97

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

45,165

253,06

204,23

—

—

—

1. Direct Finance

43,851

222,13

178,49

—

—

—

2. Indirect Finance

1,314

30,93

25,74

—

—

—

II.

INDUSTRY

52,307

4195,15

3196,93

—

—

—

1. Mining & Quarrying

60

55,21

8,79

—

—

—

2. Food Manufacturing & Processing

764

527,27

394,08

—

—

—

(a) Rice Mills, Flour & Dal Mills

437

406,39

299,05

—

—

—

(b) Sugar

20

74,48

59,43

—

—

—

(c) Edible Oils & Vanaspati

101

26,06

18,53

—

—

—

(d) Tea Processing

7

42

28

—

—

—

(e) Processing of Fruits & Vegetables

11

94

71

—

—

—

(f) Others

188

18,99

16,08

—

—

—

3. Beverage & Tobacco

41

15,47

14,01

—

—

—

4. Textiles

6,857

912,45

625,86

—

—

—

(a) Cotton Textiles

3,516

452,91

267,66

—

—

—

(b) Jute Textiles

10

96

75

—

—

—

(c) Handloom Textiles & Khadi

1,603

184,73

141,34

—

—

—

(d) Other Textiles

1,728

273,85

216,11

—

—

—

5. Paper, Paper Products & Printing

407

39,24

29,75

—

—

—

6. Leather & Leather Products

131

72,76

63,17

—

—

—

7. Rubber & Rubber Products

455

142,61

114,66

—

—

—

8. Chemicals & Chemical Products

1,614

221,56

165,75

—

—

—

(a) Heavy Industrial Chemicals

49

5,82

4,34

—

—

—

(b) Fertilisers

16

2,96

2,75

—

—

—

(c) Drugs & Pharmaceuticals

171

81,77

42,74

—

—

—

(d) Non-Edible Oils

16

3,93

2,56

—

—

—

(e) Other Chemicals & Chemical Products

1,362

127,07

113,36

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

33

42,90

21,14

—

—

—

10. Manufacture of Cement & Cement Products

48

6,27

5,45

—

—

—

11. Basic Metals & Metal Products

2,158

649,84

531,94

—

—

—

(a) Iron & Steel

599

476,45

393,50

—

—

—

(b) Non-Ferrous Metals

101

18,97

16,16

—

—

—

(c) Other Metal Products

1,458

154,43

122,29

—

—

—

12. Engineering

6,986

475,53

329,21

—

—

—

(a) Heavy Engineering

165

44,27

41,19

—

—

—

(b) Light Engineering

6,207

303,30

186,63

—

—

—

(c) Electrical Machinery & Goods

503

58,48

41,76

—

—

—

(d) Electronic Machinery & Goods

111

69,48

59,64

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

2,451

275,15

209,95

—

—

—

14. Other Industries

29,090

596,39

524,03

—

—

—

15. Electricity, Gas & Water

39

136,23

134,19

—

—

—

(a) Electricity Generation & Transmission

27

134,50

132,60

—

—

—

(b) Non-Conventional Energy

4

35

39

—

—

—

(c) Gas, Steam & Water Supply

8

1,38

1,20

—

—

—

16. Construction

1,173

26,28

24,93

—

—

—

III.

TRANSPORT OPERATORS

2,841

35,82

25,58

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

9,346

127,90

90,24

—

—

—

V.

PERSONAL LOANS

1,23,489

829,15

721,13

—

—

—

1. Loans for Purchase of Consumer Durables

11,494

45,61

37,86

—

—

—

2. Loans for Housing

27,899

386,20

350,32

—

—

—

3. Rest of the Personal Loans

84,096

397,34

332,95

—

—

—

VI.

TRADE

34,430

680,77

532,33

—

—

—

1. Wholesale Trade

3,574

326,82

253,70

—

—

—

2. Retail Trade

30,856

353,95

278,62

—

—

—

VII.

FINANCE

468

24,47

20,43

—

—

—

VIII.

ALL OTHERS

22,752

340,75

267,62

—

—

—

TOTAL BANK CREDIT

2,90,798

6487,07

5058,47

—

—

—

OF WHICH: 1. Artisans & Village Industries

4,774

12,80

11,64

—

—

—

2. Other Small Scale Industries

26,189

1238,73

973,76

—

—

—