Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

SOUTHERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

11,42,685

3170,51

2874,50

4,76,425

1755,94

1599,63

1. Direct Finance

11,31,586

2966,30

2702,87

4,69,316

1643,66

1520,44

2. Indirect Finance

11,099

204,21

171,63

7,109

112,28

79,20

II.

INDUSTRY

59,784

1332,31

1160,01

69,658

1183,42

982,29

1. Mining & Quarrying

119

13,98

9,18

209

58,72

51,93

2. Food Manufacturing & Processing

2,149

248,95

213,25

1,714

330,48

250,72

(a) Rice Mills, Flour & Dal Mills

697

27,04

21,61

725

41,14

36,40

(b) Sugar

24

76,30

64,53

24

55,02

35,55

(c) Edible Oils & Vanaspati

104

4,96

3,50

200

21,88

19,33

(d) Tea Processing

5

16,80

15,97

8

2,17

1,65

(e) Processing of Fruits & Vegetables

46

2,93

2,68

11

1,22

95

(f) Others

1,273

120,93

104,96

746

209,06

156,85

3. Beverage & Tobacco

49

22,97

22,30

68

20,17

14,95

4. Textiles

855

110,23

94,46

2,139

74,59

55,88

(a) Cotton Textiles

271

46,53

39,51

140

15,70

11,10

(b) Jute Textiles

7

36

27

1

4

5

(c) Handloom Textiles & Khadi

160

1,27

1,28

122

1,39

1,25

(d) Other Textiles

417

62,06

53,39

1,876

57,46

43,48

5. Paper, Paper Products & Printing

357

16,71

15,80

441

75,61

57,72

6. Leather & Leather Products

17

1,51

1,30

129

6,25

7,93

7. Rubber & Rubber Products

63

4,80

4,14

103

5,05

4,83

8. Chemicals & Chemical Products

240

66,02

63,95

488

55,61

38,26

(a) Heavy Industrial Chemicals

11

1,87

1,37

19

3,29

2,17

(b) Fertilisers

3

64

45

7

63

54

(c) Drugs & Pharmaceuticals

36

1,27

1,07

99

6,94

7,85

(d) Non-Edible Oils

7

59

42

16

3,92

1,88

(e) Other Chemicals & Chemical Products

183

61,65

60,63

347

40,82

25,82

9. Petroleum, Coal Products & Nuclear Fuels

14

195,98

190,23

35

5,73

2,32

10. Manufacture of Cement & Cement Products

103

5,10

4,93

162

9,58

10,85

11. Basic Metals & Metal Products

254

110,36

92,33

520

97,95

114,53

(a) Iron & Steel

33

87,84

70,91

66

61,57

87,92

(b) Non-Ferrous Metals

5

13,03

12,97

31

7,61

5,54

(c) Other Metal Products

216

9,50

8,46

423

28,77

21,06

12. Engineering

795

146,16

99,83

1,292

106,40

91,30

(a) Heavy Engineering

134

63,27

42,89

74

30,30

21,66

(b) Light Engineering

388

36,77

15,90

835

30,41

28,57

(c) Electrical Machinery & Goods

241

19,57

14,13

285

29,29

21,11

(d) Electronic Machinery & Goods

32

26,55

26,91

98

16,39

19,95

13. Vehicles, Vehicle Parts & Transport Equipments

993

30,94

28,30

2,047

24,35

18,64

14. Other Industries

53,459

211,60

175,90

59,765

275,94

235,35

15. Electricity, Gas & Water

24

130,51

128,47

38

8,51

6,48

(a) Electricity Generation & Transmission

12

128,66

127,60

27

7,64

5,67

(b) Non-Conventional Energy

—

—

—

6

51

51

(c) Gas, Steam & Water Supply

12

1,85

86

5

36

30

16. Construction

293

16,48

15,64

508

28,50

20,61

III.

TRANSPORT OPERATORS

15,407

160,11

119,77

10,623

157,04

118,14

IV.

PROFESSIONAL AND OTHER SERVICES

67,301

180,92

148,49

49,994

305,03

260,33

V.

PERSONAL LOANS

3,42,262

961,25

852,48

3,53,999

1466,09

1282,86

1. Loans for Purchase of Consumer Durables

26,326

60,91

48,71

31,969

86,16

70,17

2. Loans for Housing

33,259

284,82

256,23

47,852

596,64

530,85

3. Rest of the Personal Loans

2,82,677

615,53

547,55

2,74,178

783,29

681,84

VI.

TRADE

1,56,097

560,37

489,91

94,361

666,80

499,47

1. Wholesale Trade

6,793

226,69

200,54

7,328

215,86

157,80

2. Retail Trade

1,49,304

333,67

289,37

87,033

450,94

341,68

VII.

FINANCE

973

52,48

44,26

972

93,04

66,58

VIII.

ALL OTHERS

1,10,857

283,03

243,89

62,040

362,16

324,30

TOTAL BANK CREDIT

18,95,366

6700,98

5933,31

11,18,072

5989,51

5133,60

OF WHICH: 1. Artisans & Village Industries

25,957

48,84

42,16

14,508

40,20

35,75

2. Other Small Scale Industries

16,701

199,08

158,45

34,519

394,82

317,48

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

82,671

491,28

423,55

5,982

489,89

356,90

1. Direct Finance

80,335

385,99

339,33

4,488

103,11

100,01

2. Indirect Finance

2,336

105,30

84,22

1,494

386,78

256,89

II.

INDUSTRY

48,402

2514,03

1907,50

1,34,087

13716,59

9844,70

1. Mining & Quarrying

165

36,55

24,40

338

243,18

205,31

2. Food Manufacturing & Processing

1,518

357,08

252,01

813

597,64

443,41

(a) Rice Mills, Flour & Dal Mills

559

92,39

63,99

76

16,62

14,78

(b) Sugar

25

82,93

66,04

51

106,60

90,58

(c) Edible Oils & Vanaspati

193

28,66

19,09

64

11,70

14,14

(d) Tea Processing

5

9,02

5,50

9

13,41

8,70

(e) Processing of Fruits & Vegetables

23

3,73

1,81

74

60,20

41,42

(f) Others

713

140,34

95,58

539

389,11

273,79

3. Beverage & Tobacco

83

107,09

68,19

152

291,57

254,08

4. Textiles

1,256

110,56

87,38

2,421

1373,26

1019,01

(a) Cotton Textiles

172

74,62

55,22

229

153,85

131,13

(b) Jute Textiles

5

54

49

8

3,84

3,38

(c) Handloom Textiles & Khadi

55

2,52

2,06

39

98,12

24,11

(d) Other Textiles

1,024

32,88

29,61

2,145

1117,46

860,38

5. Paper, Paper Products & Printing

770

60,72

46,17

1,367

200,85

148,76

6. Leather & Leather Products

113

15,96

8,10

273

101,21

85,94

7. Rubber & Rubber Products

192

40,04

29,60

509

49,76

39,94

8. Chemicals & Chemical Products

898

104,46

83,69

2,142

794,37

625,55

(a) Heavy Industrial Chemicals

46

5,46

5,51

113

53,03

34,66

(b) Fertilisers

18

5,89

3,71

44

24,78

16,63

(c) Drugs & Pharmaceuticals

190

14,86

11,00

419

299,57

242,78

(d) Non-Edible Oils

11

8,05

5,47

8

1,76

85

(e) Other Chemicals & Chemical Products

633

70,19

57,99

1,558

415,22

330,63

9. Petroleum, Coal Products & Nuclear Fuels

32

191,58

159,58

102

73,75

35,86

10. Manufacture of Cement & Cement Products

148

16,79

18,12

188

64,71

62,23

11. Basic Metals & Metal Products

1,187

345,21

315,97

2,087

792,76

660,80

(a) Iron & Steel

331

277,97

262,09

376

446,23

408,29

(b) Non-Ferrous Metals

44

28,93

21,18

95

55,45

37,06

(c) Other Metal Products

812

38,32

32,70

1,616

291,09

215,46

12. Engineering

1,541

202,72

116,81

5,708

5110,73

3339,22

(a) Heavy Engineering

146

33,00

22,61

406

1357,99

828,62

(b) Light Engineering

763

36,80

30,31

2,463

1396,16

930,82

(c) Electrical Machinery & Goods

481

99,96

40,03

1,792

820,65

499,22

(d) Electronic Machinery & Goods

151

32,96

23,87

1,047

1535,93

1080,55

13. Vehicles, Vehicle Parts & Transport Equipments

738

66,75

64,22

634

371,29

203,13

14. Other Industries

38,911

533,07

433,64

1,15,836

1912,20

1377,05

15. Electricity, Gas & Water

35

58,65

52,52

168

1304,43

979,65

(a) Electricity Generation & Transmission

21

57,28

51,37

86

1142,23

937,93

(b) Non-Conventional Energy

7

84

77

49

5,04

4,39

(c) Gas, Steam & Water Supply

7

53

38

33

157,16

37,32

16. Construction

815

266,80

147,07

1,349

434,87

364,77

III.

TRANSPORT OPERATORS

10,492

143,84

109,62

18,610

332,84

262,36

IV.

PROFESSIONAL AND OTHER SERVICES

35,104

525,93

411,75

23,457

1202,03

870,31

V.

PERSONAL LOANS

3,27,923

1724,13

1513,62

4,52,083

2888,99

2173,63

1. Loans for Purchase of Consumer Durables

32,219

101,07

81,69

37,234

135,53

102,78

2. Loans for Housing

64,869

812,24

728,04

50,330

1001,73

910,47

3. Rest of the Personal Loans

2,30,835

810,83

703,89

3,64,519

1751,73

1160,38

VI.

TRADE

69,659

818,61

615,04

49,380

1374,41

1130,22

1. Wholesale Trade

9,078

285,40

217,08

15,014

689,52

567,38

2. Retail Trade

60,581

533,21

397,96

34,366

684,88

562,84

VII.

FINANCE

343

98,84

85,13

437

1496,53

1211,69

VIII.

ALL OTHERS

51,432

532,77

451,70

1,10,394

1613,79

1421,40

TOTAL BANK CREDIT

6,26,026

6849,44

5517,91

7,94,430

23115,06

17271,21

OF WHICH: 1. Artisans & Village Industries

6,082

24,49

21,08

6,310

30,44

28,90

2. Other Small Scale Industries

25,103

655,48

504,21

54,151

1662,81

1346,79