Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

8,344

15,46

10,53

1,896

5,08

4,56

1.

Direct Finance

8,193

13,40

10,12

1,892

4,87

4,35

2.

Indirect Finance

151

2,06

40

4

21

21

II.

INDUSTRY

7,216

49,56

29,66

868

21,53

20,88

1.

Mining & Quarrying

77

21,69

12,70

15

90

90

2.

Food Manufacturing & Processing

13

90

79

8

32

21

(a)

Rice Mills, Flour & Dal Mills

3

41

37

2

21

11

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

10

49

42

6

11

9

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

10

10

10

13

13

11

(a)

Cotton Textiles

—

—

—

—

—

—

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

5

2

1

9

6

4

(d)

Other Textiles

5

9

8

4

7

7

5.

Paper, Paper Products & Printing

6

26

22

3

11

9

6.

Leather & Leather Products

—

—

—

2

1

1

7.

Rubber & Rubber Products

—

—

—

—

—

—

8.

Chemicals & Chemical Products

3

30

31

1

89

89

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

1

11

11

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

2

20

20

1

89

89

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

1

40

24

3

34

37

11.

Basic Metals & Metal Products

5

10,54

1,31

7

10

11

(a)

Iron & Steel

3

10,43

1,19

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

2

11

11

7

10

11

12.

Engineering

13

19

16

—

—

—

(a)

Heavy Engineering

1

3

1

—

—

—

(b)

Light Engineering

10

16

15

—

—

—

(c)

Electrical Machinery & Goods

2

1

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

8

4

4

1

3

3

14.

Other Industries

7,078

15,06

13,73

757

5,87

4,79

15.

Electricity, Gas & Water

1

3

3

6

6,99

7,00

(a)

Electricity Generation & Transmission

1

3

3

2

6,81

6,81

(b)

Non-Conventional Energy

—

—

—

2

10

10

(c)

Gas, Steam & Water Supply

—

—

—

2

8

9

16.

Construction

1

4

4

52

5,86

6,37

III.

TRANSPORT OPERATORS

447

8,25

5,68

304

3,85

3,11

IV.

PROFESSIONAL AND OTHER SERVICES

638

3,68

2,90

560

28,00

26,69

V.

PERSONAL LOANS

11,415

44,32

37,11

6,959

31,55

28,02

1.

Loans for Purchase of Consumer Durables

1,465

3,94

3,00

1,049

3,64

2,96

2.

Loans for Housing

736

10,00

8,75

389

5,59

5,00

3.

Rest of the Personal Loans

9,214

30,38

25,37

5,521

22,32

20,06

VI..

TRADE

4,321

24,09

20,26

2,975

24,29

23,40

1.

Wholesale Trade

266

8,25

6,83

272

8,32

7,72

2.

Retail Trade

4,055

15,84

13,44

2,703

15,98

15,68

VII.

FINANCE

2

95

16

9

49

40

VIII.

ALLOTHERS

1,408

29,31

22,74

2,578

16,84

15,54

TOTAL BANK CREDIT

33,791

175,63

129,04

16,149

131,64

122,59

OF WHICH:

1. Artisans & Village Industries

1,491

2,58

2,20

126

33

30

2. Other Small Scale Industries

5,646

14,63

13,33

551

2,82

2,59

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

—

—

—

16,738

13,04

12,62

1.

Direct Finance

—

—

—

16,738

13,04

12,62

2.

Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

—

—

—

2,006

2,98

2,65

1.

Mining & Quarrying

—

—

—

3

19

10

2.

Food Manufacturing & Processing

—

—

—

19

33

21

(a)

Rice Mills, Flour & Dal Mills

—

—

—

—

—

—

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

19

33

21

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

—

—

—

7

8

7

(a)

Cotton Textiles

—

—

—

7

8

7

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

—

—

—

(d)

Other Textiles

—

—

—

—

—

—

5.

Paper, Paper Products & Printing

—

—

—

6

11

8

6.

Leather & Leather Products

—

—

—

—

—

—

7.

Rubber & Rubber Products

—

—

—

2

4

4

8.

Chemicals & Chemical Products

—

—

—

—

—

—

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

—

—

—

—

—

—

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

—

—

—

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

1

4

1

11.

Basic Metals & Metal Products

—

—

—

2

3

2

(a)

Iron & Steel

—

—

—

—

—

—

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

—

—

—

2

3

2

12.

Engineering

—

—

—

7

8

4

(a)

Heavy Engineering

—

—

—

—

—

—

(b)

Light Engineering

—

—

—

7

8

4

(c)

Electrical Machinery & Goods

—

—

—

—

—

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

—

—

—

1

2

1

14.

Other Industries

—

—

—

1,953

1,84

1,82

15.

Electricity, Gas & Water

—

—

—

—

—

—

(a)

Electricity Generation & Transmission

—

—

—

—

—

—

(b)

Non-Conventional Energy

—

—

—

—

—

—

(c)

Gas, Steam & Water Supply

—

—

—

—

—

—

16.

Construction

—

—

—

5

23

25

III.

TRANSPORT OPERATORS

—

—

—

423

6,02

4,72

IV.

PROFESSIONAL AND OTHER SERVICES

—

—

—

62

15

14

V.

PERSONAL LOANS

—

—

—

1,951

4,95

4,72

1.

Loans for Purchase of Consumer Durables

—

—

—

615

1,23

1,06

2.

Loans for Housing

—

—

—

108

1,52

1,50

3.

Rest of the Personal Loans

—

—

—

1,228

2,20

2,16

VI..

TRADE

—

—

—

2,537

4,61

4,51

1.

Wholesale Trade

—

—

—

11

2

2

2.

Retail Trade

—

—

—

2,526

4,60

4,49

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALLOTHERS

—

—

—

681

55

56

TOTAL BANK CREDIT

—

—

—

24,398

32,31

29,91

OF WHICH:

1. Artisans & Village Industries

—

—

—

471

61

53

2. Other Small Scale Industries

—

—

—

1,333

1,77

1,54

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

1

1

—

26,979

33,59

27,71

1.

Direct Finance

1

1

—

26,824

31,32

27,09

2.

Indirect Finance

—

—

—

155

2,27

62

II.

INDUSTRY

41

1,15

1,03

10,131

75,22

54,22

1.

Mining & Quarrying

—

—

—

95

22,77

13,70

2.

Food Manufacturing & Processing

—

—

—

40

1,54

1,20

(a)

Rice Mills, Flour & Dal Mills

—

—

—

5

62

49

(b)

Sugar

—

—

—

—

—

—

(c)

Edible Oils & Vanaspati

—

—

—

—

—

—

(d)

Tea Processing

—

—

—

—

—

—

(e)

Processing of Fruits & Vegetables

—

—

—

—

—

—

(f)

Others

—

—

—

35

92

72

3.

Beverage & Tobacco

—

—

—

—

—

—

4.

Textiles

—

—

—

30

30

28

(a)

Cotton Textiles

—

—

—

7

8

7

(b)

Jute Textiles

—

—

—

—

—

—

(c)

Handloom Textiles & Khadi

—

—

—

14

8

5

(d)

Other Textiles

—

—

—

9

15

15

5.

Paper, Paper Products & Printing

—

—

—

15

48

39

6.

Leather & Leather Products

—

—

—

2

1

1

7.

Rubber & Rubber Products

—

—

—

2

4

4

8.

Chemicals & Chemical Products

1

3

—

5

1,22

1,20

(a)

Heavy Industrial Chemicals

—

—

—

—

—

—

(b)

Fertilisers

—

—

—

—

—

—

(c)

Drugs & Pharmaceuticals

1

3

—

2

14

11

(d)

Non-Edible Oils

—

—

—

—

—

—

(e)

Other Chemicals & Chemical Products

—

—

—

3

1,08

1,09

9.

Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10.

Manufacture of Cement & Cement Products

—

—

—

5

78

62

11.

Basic Metals & Metal Products

1

10

9

15

10,77

1,53

(a)

Iron & Steel

—

—

—

3

10,43

1,19

(b)

Non-Ferrous Metals

—

—

—

—

—

—

(c)

Other Metal Products

1

10

9

12

34

33

12.

Engineering

—

—

—

20

27

20

(a)

Heavy Engineering

—

—

—

1

3

1

(b)

Light Engineering

—

—

—

17

23

19

(c)

Electrical Machinery & Goods

—

—

—

2

1

—

(d)

Electronic Machinery & Goods

—

—

—

—

—

—

13.

Vehicles, Vehicle Parts & Transport Equipments

2

5

5

12

14

13

14.

Other Industries

32

6

4

9,820

22,83

20,38

15.

Electricity, Gas & Water

—

—

—

7

7,02

7,03

(a)

Electricity Generation & Transmission

—

—

—

3

6,84

6,84

(b)

Non-Conventional Energy

—

—

—

2

10

10

(c)

Gas, Steam & Water Supply

—

—

—

2

8

9

16.

Construction

5

91

85

63

7,04

7,51

III.

TRANSPORT OPERATORS

14

8

8

1,188

18,21

13,59

IV.

PROFESSIONAL AND OTHER SERVICES

11

7

6

1,271

31,91

29,79

V.

PERSONAL LOANS

259

1,40

1,27

20,584

82,22

71,13

1.

Loans for Purchase of Consumer Durables

24

6

4

3,153

8,87

7,05

2.

Loans for Housing

2

4

3

1,235

17,15

15,28

3.

Rest of the Personal Loans

233

1,30

1,20

16,196

56,20

48,80

VI..

TRADE

47

83

80

9,880

53,83

48,97

1.

Wholesale Trade

2

40

44

551

16,99