Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

NORTH-EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

24,836

27,91

22,67

1,391

4,34

3,91

1. Direct Finance

24,703

25,92

22,27

1,369

4,07

3,69

2. Indirect Finance

133

2,00

40

22

27

22

II.

INDUSTRY

3,740

21,13

10,80

657

5,25

3,93

1. Mining & Quarrying

10

52

42

1

16

5

2. Food Manufacturing & Processing

25

51

38

5

22

19

(a) Rice Mills, Flour & Dal Mills

2

3

3

1

14

12

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

23

47

35

4

8

7

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

13

14

13

13

7

6

(a) Cotton Textiles

—

—

—

6

4

4

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

9

6

4

5

2

1

(d) Other Textiles

4

9

9

2

1

1

5. Paper, Paper Products & Printing

2

11

9

1

3

3

6. Leather & Leather Products

—

—

—

—

—

—

7. Rubber & Rubber Products

1

1

1

—

—

—

8. Chemicals & Chemical Products

—

—

—

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

—

—

—

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

—

—

—

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

2

12

11

2

41

25

11. Basic Metals & Metal Products

6

10,49

1,23

1

1

1

(a) Iron & Steel

3

10,43

1,19

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

3

6

3

1

1

1

12. Engineering

4

17

14

10

3

2

(a) Heavy Engineering

1

3

1

—

—

—

(b) Light Engineering

3

14

14

8

3

2

(c) Electrical Machinery & Goods

—

—

—

2

1

—

(d) Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

—

—

—

9

6

5

14. Other Industries

3,665

8,87

8,10

611

4,22

3,24

15. Electricity, Gas & Water

—

—

—

—

—

—

(a) Electricity Generation & Transmission

—

—

—

—

—

—

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

—

—

—

16. Construction

12

19

19

4

3

3

III.

TRANSPORT OPERATORS

516

9,16

6,80

268

3,73

2,72

IV.

PROFESSIONAL AND OTHER SERVICES

447

1,56

1,42

139

1,19

98

V.

PERSONAL LOANS

5,961

19,54

17,03

3,466

14,77

12,95

1. Loans for Purchase of Consumer Durables

679

1,44

1,14

503

1,07

78

2. Loans for Housing

224

2,81

2,47

251

3,53

3,06

3. Rest of the Personal Loans

5,058

15,29

13,42

2,712

10,16

9,11

VI.

TRADE

5,524

13,31

11,88

977

7,21

6,62

1. Wholesale Trade

166

74

52

36

1,22

1,19

2. Retail Trade

5,358

12,57

11,36

941

5,99

5,43

VII.

FINANCE

—

—

—

—

—

—

VIII.

ALL OTHERS

1,757

9,86

6,64

1,200

9,27

7,80

TOTAL BANK CREDIT

42,781

102,47

77,24

8,098

45,76

38,90

OF WHICH: 1. Artisans & Village Industries

1,676

2,81

2,43

107

21

15

2. Other Small Scale Industries

1,783

6,87

6,26

529

2,35

2,02

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

752

1,34

1,14

—

—

—

1. Direct Finance

752

1,34

1,14

—

—

—

2. Indirect Finance

—

—

—

—

—

—

II.

INDUSTRY

5,734

48,85

39,49

—

—

—

1. Mining & Quarrying

84

22,09

13,23

—

—

—

2. Food Manufacturing & Processing

10

82

63

—

—

—

(a) Rice Mills, Flour & Dal Mills

2

45

34

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

—

—

—

—

—

—

(d) Tea Processing

—

—

—

—

—

—

(e) Processing of Fruits & Vegetables

—

—

—

—

—

—

(f) Others

8

37

29

—

—

—

3. Beverage & Tobacco

—

—

—

—

—

—

4. Textiles

4

9

9

—

—

—

(a) Cotton Textiles

1

3

3

—

—

—

(b) Jute Textiles

—

—

—

—

—

—

(c) Handloom Textiles & Khadi

—

—

—

—

—

—

(d) Other Textiles

3

6

6

—

—

—

5. Paper, Paper Products & Printing

12

34

27

—

—

—

6. Leather & Leather Products

2

1

1

—

—

—

7. Rubber & Rubber Products

1

3

3

—

—

—

8. Chemicals & Chemical Products

5

1,22

1,20

—

—

—

(a) Heavy Industrial Chemicals

—

—

—

—

—

—

(b) Fertilisers

—

—

—

—

—

—

(c) Drugs & Pharmaceuticals

2

14

11

—

—

—

(d) Non-Edible Oils

—

—

—

—

—

—

(e) Other Chemicals & Chemical Products

3

1,08

1,09

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

—

—

—

—

—

—

10. Manufacture of Cement & Cement Products

1

25

26

—

—

—

11. Basic Metals & Metal Products

8

27

29

—

—

—

(a) Iron & Steel

—

—

—

—

—

—

(b) Non-Ferrous Metals

—

—

—

—

—

—

(c) Other Metal Products

8

27

29

—

—

—

12. Engineering

6

7

4

—

—

—

(a) Heavy Engineering

—

—

—

—

—

—

(b) Light Engineering

6

7

4

—

—

—

(c) Electrical Machinery & Goods

—

—

—

—

—

—

(d) Electronic Machinery & Goods

—

—

—

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

3

8

8

—

—

—

14. Other Industries

5,544

9,73

9,04

—

—

—

15. Electricity, Gas & Water

7

7,02

7,03

—

—

—

(a) Electricity Generation & Transmission

3

6,84

6,84

—

—

—

(b) Non-Conventional Energy

2

10

10

—

—

—

(c) Gas, Steam & Water Supply

2

8

9

—

—

—

16. Construction

47

6,82

7,29

—

—

—

III.

TRANSPORT OPERATORS

404

5,31

4,08

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

685

29,17

27,39

—

—

—

V.

PERSONAL LOANS

11,157

47,92

41,16

—

—

—

1. Loans for Purchase of Consumer Durables

1,971

6,36

5,13

—

—

—

2. Loans for Housing

760

10,81

9,75

—

—

—

3. Rest of the Personal Loans

8,426

30,74

26,27

—

—

—

VI.

TRADE

3,379

33,31

30,47

—

—

—

1. Wholesale Trade

349

15,03

13,29

—

—

—

2. Retail Trade

3,030

18,28

17,18

—

—

—

VII.

FINANCE

11

1,44

55

—

—

—

VIII.

ALL OTHERS

1,805

28,11

24,94

—

—

—

TOTAL BANK CREDIT

23,927

195,44

169,21

—

—

—

OF WHICH: 1. Artisans & Village Industries

330

52

46

—

—

—

2. Other Small Scale Industries

5,226

10,14

9,28

—

—

—