Table No. 5.6 – State and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation – March 2001

NORTH - EASTERN REGION

(Amount in Rupees Lakh)

STATE BANK OF INDIA

NATIONALISED BANKS

AND ITS ASSOCIATES

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

1

2

3

4

5

6

I.

AGRICULTURE

7,519

15,43

12,17

1,896

6,07

6,52

1.

Direct Finance

7,499

15,24

12,00

1,887

5,04

5,38

2.

Indirect Finance

20

19

17

9

1,03

1,14

II.

INDUSTRY

2,604

28,00

17,58

537

10,96

12,22

1.

Mining & Quarrying

2

7

6

3

18

16

2.

Food Manufacturing & Processing

26

6,29

3,34

37

1,57

1,68

(a)

Rice Mills, Flour & Dal Mills

11

1,68

1,53

22

1,01

99

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

1

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

1

4

7

-

-

-

(f)

Others

13

4,56

1,74

15

56

69

3.

Beverage & Tobacco

2

15

10

1

50

54

4.

Textiles

3

1,81

5

22

25

26

(a)

Cotton Textiles

-

-

-

4

11

11

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

5

2

2

(d)

Other Textiles

3

1,81

5

13

12

13

5.

Paper, Paper Products & Printing

3

32

22

10

13

13

6.

Leather & Leather Products

1

6

3

1

1

1

7.

Rubber & Rubber Products

1

6

5

2

3

3

8.

Chemicals & Chemical Products

2

13

15

3

17

14

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

1

10

12

2

2

2

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

1

3

3

1

15

12

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

2

17

17

-

-

-

11.

Basic Metals & Metal Products

2

90

31

2

1

1

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

2

90

31

2

1

1

12.

Engineering

4

21

16

11

1,04

96

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

5

79

71

(c)

Electrical Machinery & Goods

2

14

12

6

25

26

(d)

Electronic Machinery & Goods

2

7

4

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

8

95

28

14.

Other Industries

2,555

17,78

12,94

437

6,11

8,03

15.

Electricity, Gas & Water

1

4

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

1

4

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

297

2,32

1,72

168

2,24

1,76

IV.

PROFESSIONAL AND OTHER SERVICES

335

3,52

2,16

182

2,14

2,06

V.

PERSONAL LOANS

4,928

18,21

15,29

1,882

16,96

16,43

1.

Loans for Purchase of Consumer Durables

138

27

22

399

89

76

2.

Loans for Housing

304

3,43

3,23

174

1,94

1,92

3.

Rest of the Personal Loans

4,486

14,51

11,83

1,309

14,13

13,75

VI..

TRADE

1,164

16,14

4,92

918

9,30

9,25

1.

Wholesale Trade

72

1,36

1,22

45

1,96

1,78

2.

Retail Trade

1,092

14,78

3,69

873

7,34

7,47

VII.

FINANCE

20

2,06

5

2

6

6

VIII.

ALLOTHERS

1,588

15,56

11,87

667

3,94

3,88

TOTAL BANK CREDIT

18,455

101,23

65,75

6,252

51,67

52,18

OF WHICH:

1. Artisans & Village Industries

560

1,54

1,51

169

1,20

1,16

2. Other Small Scale Industries

2,026

18,19

12,27

220

3,80

4,66

NORTHERN REGION

(Amount in Rupees Lakh)

FOREIGN BANKS

REGIONAL RURAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

7

8

9

10

11

12

I.

AGRICULTURE

-

-

-

112

15

16

1.

Direct Finance

-

-

-

112

15

16

2.

Indirect Finance

-

-

-

-

-

-

II.

INDUSTRY

-

-

-

36

5

6

1.

Mining & Quarrying

-

-

-

-

-

-

2.

Food Manufacturing & Processing

-

-

-

-

-

-

(a)

Rice Mills, Flour & Dal Mills

-

-

-

-

-

-

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

-

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

-

-

-

(f)

Others

-

-

-

-

-

-

3.

Beverage & Tobacco

-

-

-

-

-

-

4.

Textiles

-

-

-

-

-

-

(a)

Cotton Textiles

-

-

-

-

-

-

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

-

-

-

(d)

Other Textiles

-

-

-

-

-

-

5.

Paper, Paper Products & Printing

-

-

-

-

-

-

6.

Leather & Leather Products

-

-

-

-

-

-

7.

Rubber & Rubber Products

-

-

-

-

-

-

8.

Chemicals & Chemical Products

-

-

-

-

-

-

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

-

-

-

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

-

-

-

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

-

-

-

11.

Basic Metals & Metal Products

-

-

-

-

-

-

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

-

-

-

12.

Engineering

-

-

-

-

-

-

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

-

-

-

-

-

-

(c)

Electrical Machinery & Goods

-

-

-

-

-

-

(d)

Electronic Machinery & Goods

-

-

-

-

-

-

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

-

-

-

14.

Other Industries

-

-

-

36

5

6

15.

Electricity, Gas & Water

-

-

-

-

-

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

-

-

-

16.

Construction

-

-

-

-

-

-

III.

TRANSPORT OPERATORS

-

-

-

14

29

21

IV.

PROFESSIONAL AND OTHER SERVICES

-

-

-

-

-

-

V.

PERSONAL LOANS

-

-

-

539

98

78

1.

Loans for Purchase of Consumer Durables

-

-

-

302

68

52

2.

Loans for Housing

-

-

-

2

2

1

3.

Rest of the Personal Loans

-

-

-

235

28

25

VI..

TRADE

-

-

-

80

15

13

1.

Wholesale Trade

-

-

-

-

-

-

2.

Retail Trade

-

-

-

80

15

13

VII.

FINANCE

-

-

-

-

-

-

VIII.

ALLOTHERS

-

-

-

3

-

1

TOTAL BANK CREDIT

-

-

-

784

1,63

1,34

OF WHICH:

1. Artisans & Village Industries

-

-

-

13

1

2

2. Other Small Scale Industries

-

-

-

10

3

3

NORTHERN REGION

(Amount in Rupees Lakh)

OTHER SCHEDULED

ALL SCHEDULED

COMMERCIAL BANKS

COMMERCIAL BANKS

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Out-

Accounts

Limit

Out-

standing

standing

13

14

15

16

17

18

I.

AGRICULTURE

92

82

1,16

9,619

22,48

20,01

1.

Direct Finance

92

82

1,16

9,590

21,25

18,70

2.

Indirect Finance

-

-

-

29

1,23

1,31

II.

INDUSTRY

24

32

30

3,201

39,32

30,17

1.

Mining & Quarrying

-

-

-

5

25

22

2.

Food Manufacturing & Processing

-

-

-

63

7,86

5,03

(a)

Rice Mills, Flour & Dal Mills

-

-

-

33

2,69

2,53

(b)

Sugar

-

-

-

-

-

-

(c)

Edible Oils & Vanaspati

-

-

-

1

-

-

(d)

Tea Processing

-

-

-

-

-

-

(e)

Processing of Fruits & Vegetables

-

-

-

1

4

7

(f)

Others

-

-

-

28

5,13

2,43

3.

Beverage & Tobacco

-

-

-

3

65

64

4.

Textiles

4

2

2

29

2,09

33

(a)

Cotton Textiles

-

-

-

4

11

11

(b)

Jute Textiles

-

-

-

-

-

-

(c)

Handloom Textiles & Khadi

-

-

-

5

2

2

(d)

Other Textiles

4

2

2

20

1,96

20

5.

Paper, Paper Products & Printing

-

-

-

13

45

35

6.

Leather & Leather Products

-

-

-

2

7

4

7.

Rubber & Rubber Products

-

-

-

3

9

8

8.

Chemicals & Chemical Products

-

-

-

5

30

29

(a)

Heavy Industrial Chemicals

-

-

-

-

-

-

(b)

Fertilisers

-

-

-

-

-

-

(c)

Drugs & Pharmaceuticals

-

-

-

3

12

14

(d)

Non-Edible Oils

-

-

-

-

-

-

(e)

Other Chemicals & Chemical Products

-

-

-

2

18

15

9.

Petroleum, Coal Products & Nuclear Fuels

-

-

-

-

-

-

10.

Manufacture of Cement & Cement Products

-

-

-

2

17

17

11.

Basic Metals & Metal Products

-

-

-

4

91

31

(a)

Iron & Steel

-

-

-

-

-

-

(b)

Non-Ferrous Metals

-

-

-

-

-

-

(c)

Other Metal Products

-

-

-

4

91

31

12.

Engineering

1

2

2

16

1,27

1,14

(a)

Heavy Engineering

-

-

-

-

-

-

(b)

Light Engineering

1

2

2

6

81

73

(c)

Electrical Machinery & Goods

-

-

-

8

39

38

(d)

Electronic Machinery & Goods

-

-

-

2

7

4

13.

Vehicles, Vehicle Parts & Transport Equipments

-

-

-

8

95

28

14.

Other Industries

17

11

9

3,045

24,06

21,12

15.

Electricity, Gas & Water

-

-

-

1

4

-

(a)

Electricity Generation & Transmission

-

-

-

-

-

-

(b)

Non-Conventional Energy

-

-

-

-

-

-

(c)

Gas, Steam & Water Supply

-

-

-

1

4

-

16.

Construction

2

16

16

2

16

16

III.

TRANSPORT OPERATORS

8

9

5

487

4,94

3,74

IV.

PROFESSIONAL AND OTHER SERVICES

8

32

28

525

5,98

4,49

V.

PERSONAL LOANS

202

1,27

1,20

7,551

37,43

33,71

1.

Loans for Purchase of Consumer Durables

1

-

-

840

1,84

1,51

2.

Loans for Housing

4

10

8

484

5,49

5,24

3.

Rest of the Personal Loans

197

1,17

1,13

6,227

30,10

26,96

VI..

TRADE

31

6

7

2,193

25,65

14,36

1.

Wholesale Trade

-

-

-

117

3,32

3,00

2.

Retail Trade

31

6

7

2,076

22,33