Table No. 5.7 – State and Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation

March 2001

EASTERN REGION

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,13,114

868,53

731,20

1,15,731

244,99

211,32

1. Direct Finance

6,06,830

836,15

708,01

1,15,011

222,79

192,68

2. Indirect Finance

6,284

32,38

23,19

720

22,19

18,65

II.

INDUSTRY

1,19,116

645,39

440,69

26,253

569,17

500,82

1. Mining & Quarrying

49

17,59

16,20

72

47,79

44,67

2. Food Manufacturing & Processing

944

45,59

42,84

665

107,55

96,51

(a) Rice Mills, Flour & Dal Mills

451

27,86

26,36

357

64,67

55,96

(b) Sugar

6

9,55

9,41

8

17,34

17,44

(c) Edible Oils & Vanaspati

56

2,47

2,04

39

11,84

11,14

(d) Tea Processing

1

2

4

2

13

12

(e) Processing of Fruits & Vegetables

12

84

70

1

3

—

(f) Others

418

4,86

4,29

258

13,55

11,86

3. Beverage & Tobacco

7

42

33

15

3,41

2,44

4. Textiles

239

15,39

12,03

123

29,38

26,67

(a) Cotton Textiles

27

47

37

11

15,49

13,07

(b) Jute Textiles

1

18

18

5

1,82

1,60

(c) Handloom Textiles & Khadi

50

1,30

92

21

56

51

(d) Other Textiles

161

13,44

10,55

86

11,51

11,50

5. Paper, Paper Products & Printing

79

3,16

3,08

89

45,98

37,17

6. Leather & Leather Products

11

9

9

10

34

53

7. Rubber & Rubber Products

11

27

28

28

2,21

2,19

8. Chemicals & Chemical Products

119

56,95

46,70

104

22,11

20,16

(a) Heavy Industrial Chemicals

5

3,18

3,24

4

19

18

(b) Fertilisers

5

49,58

40,20

1

1,58

1,56

(c) Drugs & Pharmaceuticals

10

1,59

48

19

87

69

(d) Non-Edible Oils

2

19

17

1

2

—

(e) Other Chemicals & Chemical Products

97

2,41

2,60

79

19,45

17,74

9. Petroleum, Coal Products & Nuclear Fuels

3

17

27

13

5,43

6,54

10. Manufacture of Cement & Cement Products

112

14,90

14,59

59

22,10

16,68

11. Basic Metals & Metal Products

199

79,50

72,52

198

179,43

159,52

(a) Iron & Steel

34

62,72

60,60

53

120,27

104,83

(b) Non-Ferrous Metals

3

53

62

14

45,86

41,94

(c) Other Metal Products

162

16,25

11,31

131

13,30

12,75

12. Engineering

178

228,73

78,79

125

6,66

6,05

(a) Heavy Engineering

10

227,30

77,57

7

69

65

(b) Light Engineering

39

63

51

79

89

84

(c) Electrical Machinery & Goods

127

73

65

34

4,79

4,29

(d) Electronic Machinery & Goods

2

7

6

5

29

28

13. Vehicles, Vehicle Parts & Transport Equipments

56

2,35

93

29

5,04

4,85

14. Other Industries

1,16,834

173,13

145,98

24,672

85,27

70,44

15. Electricity, Gas & Water

18

77

82

8

4,76

4,63

(a) Electricity Generation & Transmission

18

77

82

6

4,59

4,48

(b) Non-Conventional Energy

—

—

—

—

—

—

(c) Gas, Steam & Water Supply

—

—

—

2

17

15

16. Construction

257

6,37

5,25

43

1,74

1,76

III.

TRANSPORT OPERATORS

18,689

126,64

97,95

4,960

57,76

41,50

IV.

PROFESSIONAL AND OTHER SERVICES

68,505

105,62

87,60

18,826

71,66

60,24

V.

PERSONAL LOANS

2,29,049

505,38

436,81

1,19,226

414,74

365,31

1. Loans for Purchase of Consumer Durables

18,818

38,52

29,22

11,353

31,17

26,03

2. Loans for Housing

15,080

106,37

96,13

20,307

159,14

143,36

3. Rest of the Personal Loans

1,95,151

360,49

311,45

87,566

224,43

195,93

VI.

TRADE

2,53,873

379,98

320,38

66,932

284,41

251,28

1. Wholesale Trade

7,064

33,58

28,19

1,858

54,81

47,11

2. Retail Trade

2,46,809

346,39

292,18

65,074

229,61

204,17

VII.

FINANCE

19

31

28

34

10,96

6,85

VIII.

ALL OTHERS

64,349

131,22

115,16

23,456

138,59

121,46

TOTAL BANK CREDIT

13,66,714

2763,05

2230,07

3,75,418

1792,28

1558,78

OF WHICH : 1. Artisans & Village Industries

66,186

71,56

59,62

10,091

12,89

11,03

2. Other Small Scale Industries

27,600

101,20

90,64

10,844

178,71

158,72

URBAN

METROPOLITAN

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

21,149

95,03

81,09

—

—

—

1. Direct Finance

20,674

72,61

61,50

—

—

—

2. Indirect Finance

475

22,42

19,59

—

—

—

II.

INDUSTRY

20,969

974,58

858,77

—

—

—

1. Mining & Quarrying

121

42,43

41,06

—

—

—

2. Food Manufacturing & Processing

690

99,27

88,57

—

—

—

(a) Rice Mills, Flour & Dal Mills

158

27,66

24,66

—

—

—

(b) Sugar

—

—

—

—

—

—

(c) Edible Oils & Vanaspati

20

13,98

11,47

—

—

—

(d) Tea Processing

2

5,32

5,32

—

—

—

(e) Processing of Fruits & Vegetables

6

4,08

2,72

—

—

—

(f) Others

504

48,23

44,40

—

—

—

3. Beverage & Tobacco

12

2,80

4,10

—

—

—

4. Textiles

173

8,78

7,87

—

—

—

(a) Cotton Textiles

28

97

86

—

—

—

(b) Jute Textiles

8

3,37

2,75

—

—

—

(c) Handloom Textiles & Khadi

20

21

21

—

—

—

(d) Other Textiles

117

4,23

4,04

—

—

—

5. Paper, Paper Products & Printing

265

10,23

9,10

—

—

—

6. Leather & Leather Products

22

63

75

—

—

—

7. Rubber & Rubber Products

37

2,33

2,21

—

—

—

8. Chemicals & Chemical Products

529

90,46

69,36

—

—

—

(a) Heavy Industrial Chemicals

28

2,90

3,02

—

—

—

(b) Fertilisers

6

59,92

40,26

—

—

—

(c) Drugs & Pharmaceuticals

95

6,40

5,12

—

—

—

(d) Non-Edible Oils

1

8

8

—

—

—

(e) Other Chemicals & Chemical Products

399

21,17

20,88

—

—

—

9. Petroleum, Coal Products & Nuclear Fuels

35

27,81

27,98

—

—

—

10. Manufacture of Cement & Cement Products

79

44,98

32,64

—

—

—

11. Basic Metals & Metal Products

529

334,21

297,90

—

—

—

(a) Iron & Steel

166

230,61

194,85

—

—

—

(b) Non-Ferrous Metals

29

73,90

75,98

—

—

—

(c) Other Metal Products

334

29,70

27,06

—

—

—

12. Engineering

318

63,30

49,90

—

—

—

(a) Heavy Engineering

19

2,97

2,30

—

—

—

(b) Light Engineering

60

9,20

9,62

—

—

—

(c) Electrical Machinery & Goods

187

17,90

15,13

—

—

—

(d) Electronic Machinery & Goods

52

33,22

22,86

—

—

—

13. Vehicles, Vehicle Parts & Transport Equipments

102

4,56

3,22

—

—

—

14. Other Industries

17,752

196,38

179,76

—

—

—

15. Electricity, Gas & Water

32

27,03

27,06

—

—

—

(a) Electricity Generation & Transmission

20

26,11

26,22

—

—

—

(b) Non-Conventional Energy

1

4

2

—

—

—

(c) Gas, Steam & Water Supply

11

88

82

—

—

—

16. Construction

273

19,37

17,32

—

—

—

III.

TRANSPORT OPERATORS

4,258

46,62

40,57

—

—

—

IV.

PROFESSIONAL AND OTHER SERVICES

11,929

252,28

173,90

—

—

—

V.

PERSONAL LOANS

1,39,636

712,89

634,37

—

—

—

1. Loans for Purchase of Consumer Durables

13,568

36,88

30,24

—

—

—

2. Loans for Housing

32,241

316,41

300,25

—

—

—

3. Rest of the Personal Loans

93,827

359,60

303,88

—

—

—

VI.

TRADE

30,351

359,07

324,62

—

—

—

1. Wholesale Trade

3,020

136,11

123,58

—

—

—

2. Retail Trade

27,331

222,95

201,04

—

—

—

VII.

FINANCE

108

22,13

21,29

—

—

—

VIII.

ALL OTHERS

27,897

361,82

338,88

—

—

—

TOTAL BANK CREDIT

2,56,297

2824,42

2473,50

—

—

—

OF WHICH : 1. Artisans & Village Industries

4,882

12,07

11,40

—

—

—

2. Other Small Scale Industries

10,837

237,36

212,29

—

—

—