(Amount in Rs. lakh)

As on March 31

Credit Limit

Outstanding

Occupation

No. of

Percent

Amount

Percent

Amount

Percent

Accounts

share

share

share

(1)

(2)

(3)

(4)

(5)

(6)

I.

Agriculture

19788385

37.8

4765640

10.0

4088926

10.7

1.

Direct Finance

19520405

37.3

3889916

8.2

3394114

8.9

2.

Indirect Finance

267980

0.5

875724

1.8

694812

1.8

II.

Industry

4752329

9.1

23903787

50.3

18794690

49.1

1.

Mining and Quarrying

6341

—

457820

1.0

330082

0.9

2.

Food Manufacturing and Processing

72800

0.1

1881826

4.0

1450613

3.8

.

a)

Rice, flour and dal mills

32540

0.1

442068

0.9

340701

0.9

b)

Sugar

1143

—

382093

0.8

317433

0.8

c)

Edible oils & vanaspati

10617

—

312966

0.7

222290

0.6

d)

Tea processing

1428

—

169027

0.4

124417

0.3

e)

Processing of fruits & vegetables

971

—

52967

0.1

45058

0.1

f)

Others

26101

—

522705

1.1

400714

1.0

3.

Beverage and Tobacco

2757

—

269884

0.6

187965

0.5

4.

Textiles

129611

0.2

3718751

7.8

2914720

7.6

a)

Cotton textiles

31733

0.1

1487683

3.1

1177919

3.1

b)

Jute textiles

752

—

61456

0.1

38123

0.1

c)

Handloom textiles & Khadi

11559

—

75679

0.2

61727

0.2

d)

Other textiles and textile goods

85567

0.2

2093932

4.4

1636951

4.3

5.

Paper, Paper Products and Printing

34629

0.1

595895

1.3

476859

1.2

6.

Leather and Leather Products

13357

—

318313

0.7

253192

0.7

7.

Rubber and Rubber Products

11616

—

336135

0.7

255729

0.7

8.

Chemicals & Chemical Products

67567

0.1

3111059

6.5

2372926

6.2

a)

Heavy industrial chemicals

5127

—

495608

1.0

361439

0.9

b)

Fertilisers

1398

—

440604

0.9

362969

0.9

c)

Drugs and pharmaceuticals

13552

—

849763

1.8

642586

1.7

d)

Non-edible oils

784

—

50536

0.1

41814

0.1

e)

Other Chemicals & Chemical Products

46706

0.1

1274548

2.7

964117

2.5

9.

Petroleum, Coal Products & Nuclear Fuels

3347

—

914412

1.9

759656

2.0

10.

Manufacture of Cement & Cement Products

7219

—

363305

0.8

301686

0.8

11.

Basic Metals and Metal Products

66424

0.1

2924168

6.2

2464945

6.4

a)

Iron and steel

17353

—

2037417

4.3

1778027

4.6

b)

Non-ferrous metals

3600

—

249134

0.5

191939

0.5

c)

Other metal products

45471

0.1

637617

1.3

494980

1.3

12.

Engineering

86780

0.2

3120060

6.6

2378915

6.2

a)

Heavy engineering

8510

—

831923

1.7

596922

1.6

b)

Light engineering

40374

0.1

742011

1.6

563096

1.5

c)

Electrical machinery & goods

29111

0.1

814011

1.7

626820

1.6

d)

Electronic machinery & goods

8785

—

732114

1.5

592077

1.5

13.

Vehicles, Vehicle Parts & Transport Equipments

31186

0.1

1059037

2.2

791347

2.1

14.

Other Industries

4160461

8.0

3369208

7.1

2689289

7.0

15.

Electricity, Gas & Water

3461

—

888680

1.9

681156

1.8

a)

Electricity Generation & Transmission

2670

—

834662

1.8

639294

1.7

b)

Non-Conventional Energy

172

—

12892

—

10386

—

c)

Gas, Steam & Water Supply

619

—

41126

0.1

31476

0.1

16.

Construction

54773

0.1

575234

1.2

485610

1.3

III.

Transport operators

830551

1.6

905662

1.9

707339

1.8

IV.

Professional and other services

1684165

3.2

1518281

3.2

1254547

3.3

V.

Personal Loans

12570802

24.0

4902441

10.3

3958946

10.4

1.

Loans for Purchase of Consumer Durables

975815

1.9

228865

0.5

190643

0.5

2.

Loans for Housing

1275149

2.4

1407676

3.0

1237673

3.2

3.

Rest of the Personal Loans

10319838

19.7

3265900

6.9

2530630

6.6

VI.

Trade

7373343

14.1

6277764

13.2

5228099

13.7

1.

Wholesale Trade

429400

0.8

3897736

8.2

3301161

8.6

of which : Food Procurement

149

—

1804729

3.5

1748401

4.5

2.

Retail Trade

6943943

13.3

2380028

5.0

1926938

5.0

VII.

Finance

53389

0.1

2186808

4.6

1581348

4.1

VIII.

All others

5252492

10.0

3084756

6.5

2628610

6.9

Total Bank Credit

52305456

100.0

47545140

100.0

38242503

100.0

Of which :

1. Artisan &Village Industries

1897714

3.6

290830

0.6

251874

0.7

2. Other Small Scale Industries

2029920

3.9

3956943

8.3

3142842

8.2

Note

Data reported here cover banks’ branches in India and include bills rediscounted under the New Bill Market Scheme as also dues from banks. Therefore, the aggregate figure reported here may not tally with those reported in tables 2, 3, 4 and 4A.

Source :Basic Statistical Return - 1.

Graph - 7

Occupation-wise Distribution of Advances by Scheduled Commercial Banks: 1998 and 1999

(As on March 31)