Table 2.1 : Business Of Scheduled Banks In India: 2004-05 - आरबीआय - Reserve Bank of India
Table 2.1 : Business Of Scheduled Banks In India: 2004-05
(Amount in Rs. crore) |
|||||||||
As on the last reporting Friday of |
|||||||||
Items |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
||
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
|||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
|||
All |
Scheduled Commercial Banks |
||||||||
No. of reporting banks |
286 |
286 |
285 |
285 |
285 |
285 |
285 |
||
I. |
Liabilities to the banking system |
54487 |
56154 |
55875 |
57225 |
52560 |
53581 |
56497 |
|
(a) |
Demand and time deposits from banks |
36834 |
39426 |
38073 |
38214 |
37244 |
36729 |
35217 |
|
(b) |
Borrowings from banks |
15026 |
13787 |
14754 |
15795 |
13167 |
13417 |
18279 |
|
(c) |
Other demand and time liabilities |
2627 |
2941 |
3048 |
3216 |
2149 |
3435 |
3001 |
|
II. |
Liabilities to others in India |
1677170 |
1728702 |
1720526 |
1736112 |
1750221 |
1774043 |
1765315 |
|
(a) |
Aggregate deposits |
1504416 |
1549167 |
1549387 |
1562420 |
1572251 |
1594008 |
1583462 |
|
(i) Demand deposits |
225022 |
221714 |
212531 |
212867 |
208505 |
226842 |
215144 |
||
(ii) Time Deposits |
1279394 |
1327453 |
1336856 |
1349553 |
1363746 |
1367166 |
1368318 |
||
(b) |
Borrowings (other than from RBI, |
||||||||
NABARD, EXIM Bank) |
24670 |
27127 |
29636 |
30078 |
32495 |
29507 |
30608 |
||
(c) |
Other demand and time liabilities |
148084 |
152408 |
141503 |
143614 |
145475 |
150528 |
151245 |
|
III. |
Assets with the banking system |
48180 |
48249 |
50380 |
49761 |
45889 |
48880 |
51958 |
|
Money at call and short notice |
18058 |
17047 |
19942 |
19141 |
16013 |
18542 |
22488 |
||
IV. |
Cash in Hand & Balances with RBI |
76894 |
92266 |
82369 |
87287 |
84474 |
90621 |
83645 |
|
V. |
Investment in India |
677588 |
713189 |
722324 |
717459 |
730290 |
720001 |
707353 |
|
(a) |
Government securities |
654758 |
690549 |
699709 |
694813 |
707855 |
697778 |
685268 |
|
(b) |
Other approved securities |
22830 |
22640 |
22615 |
22646 |
22435 |
22223 |
22085 |
|
VI. |
Bank Credit |
840785 |
864902 |
863996 |
878870 |
883625 |
903640 |
920476 |
|
(a) |
Loans, cash credit and overdrafts |
789240 |
811240 |
812097 |
828262 |
833285 |
853243 |
869553 |
|
(b) |
Inland bills purchased |
6969 |
8492 |
7517 |
6888 |
6507 |
6205 |
6562 |
|
(c) |
Inland bills discounted |
21730 |
22204 |
21920 |
21347 |
20910 |
21330 |
21177 |
|
(d) |
Foreign bills purchased |
10113 |
9967 |
9447 |
9324 |
9532 |
9338 |
9607 |
|
(e) |
Foreign bills discounted |
12733 |
12999 |
13015 |
13049 |
13391 |
13524 |
13577 |
|
Source :Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, |
(Amount in Rs. crore) |
||||||||
As on the last reporting Friday of |
||||||||
Items |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
||
2004 |
2004 |
2004 |
2005 |
2005 |
2005 |
|||
(8) |
(9) |
(10) |
(11) |
(12) |
(13) |
|||
All |
Scheduled Commercial Banks |
|||||||
No. of reporting banks |
286 |
286 |
286 |
286 |
286 |
285 |
||
I. |
Liabilities to the banking system |
64482 |
65877 |
67206 |
63819 |
66738 |
67049 |
|
(a) |
Demand and time deposits from banks |
34481 |
33943 |
34004 |
34636 |
35666 |
36308 |
|
(b) |
Borrowings from banks |
27187 |
28459 |
29710 |
26513 |
27287 |
27616 |
|
(c) |
Other demand and time liabilities |
2814 |
3475 |
3492 |
2670 |
3785 |
3125 |
|
II. |
Liabilities to others in India |
1848737 |
1841328 |
1853318 |
1890845 |
1920797 |
1962482 |
|
(a) |
Aggregate deposits |
1617726 |
1611773 |
1621255 |
1661992 |
1684605 |
1700199 |
|
(i) Demand deposits |
245892 |
229682 |
230424 |
231260 |
241749 |
248028 |
||
(ii) Time Deposits |
1371834 |
1382091 |
1390831 |
1430732 |
1442856 |
1452171 |
||
(b) |
Borrowings (other than from RBI, |
|||||||
NABARD, EXIM Bank) |
65229 |
67422 |
66072 |
66064 |
65708 |
69523 |
||
(c) |
Other demand and time liabilities |
165782 |
162133 |
165991 |
162789 |
170484 |
192760 |
|
III. |
Assets with the banking system |
50223 |
49003 |
50269 |
49030 |
51444 |
51297 |
|
Money at call and short notice |
21990 |
21212 |
22308 |
19636 |
21865 |
19861 |
||
IV. |
Cash in Hand & Balances with RBI |
95610 |
99107 |
98458 |
103565 |
98256 |
96577 |
|
V. |
Investment in India |
705588 |
702270 |
700202 |
711954 |
724219 |
739154 |
|
(a) |
Government securities |
683844 |
681043 |
679350 |
691110 |
703745 |
718982 |
|
(b) |
Other approved securities |
21744 |
21227 |
20852 |
20844 |
20474 |
20172 |
|
VI. |
Bank Credit |
990757 |
1007097 |
1027877 |
1047322 |
1058331 |
1100429 |
|
(a) |
Loans, cash credit and overdrafts |
936110 |
951767 |
972565 |
983215 |
999659 |
1040212 |
|
(b) |
Inland bills purchased |
7445 |
7535 |
6938 |
7315 |
6963 |
7554 |
|
(c) |
Inland bills discounted |
23027 |
23007 |
23401 |
24707 |
25275 |
25233 |
|
(d) |
Foreign bills purchased |
10070 |
10197 |
10221 |
10398 |
11058 |
10828 |
|
(e) |
Foreign bills discounted |
14105 |
14591 |
14752 |
21687 |
15376 |
16602 |
|
Source :Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, |
(Amount in Rs. crore) |
|||||||||
As on the last reporting Friday of |
|||||||||
Item |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
||
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
|||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
|||
All |
Scheduled Co-operative Banks |
||||||||
No. of reporting banks |
71 |
71 |
71 |
71 |
71 |
71 |
71 |
||
I. |
Liabilities to the banking system |
1375 |
1437 |
1447 |
1586 |
1379 |
1462 |
2092 |
|
(a) |
Demand and time deposits from banks |
1302 |
1369 |
1360 |
1327 |
1316 |
1306 |
2055 |
|
(b) |
Borrowings from banks |
62 |
58 |
76 |
249 |
56 |
155 |
35 |
|
(c) |
Other demand and time liabilities |
11 |
10 |
11 |
10 |
7 |
1 |
2 |
|
II. |
Liabilities to others in India |
71194 |
75692 |
75052 |
75214 |
75609 |
74803 |
73749 |
|
(a) |
Aggregate deposits |
68924 |
72808 |
72564 |
72459 |
73010 |
72069 |
71096 |
|
(i) Demand deposits |
6897 |
7141 |
7080 |
7170 |
7188 |
6912 |
6959 |
||
(ii) Time Deposits |
62027 |
65667 |
65484 |
65289 |
65822 |
65157 |
64137 |
||
(b) |
Borrowings (other than from RBI, |
||||||||
NABARD, EXIM Bank) |
91 |
359 |
168 |
506 |
344 |
381 |
386 |
||
(c) |
Other demand and time liabilities |
2179 |
2525 |
2320 |
2249 |
2255 |
2353 |
2267 |
|
III. |
Assets with the banking system |
6586 |
9733 |
8843 |
8987 |
9402 |
8463 |
7506 |
|
Money at call and short notice |
2725 |
4733 |
4018 |
4222 |
4622 |
3680 |
3536 |
||
IV. |
Cash in Hand & Balances with RBI |
3813 |
4119 |
3717 |
3787 |
4049 |
4011 |
3865 |
|
V. |
Investment in India |
28403 |
29330 |
30567 |
30887 |
30857 |
31432 |
32749 |
|
(a) |
Government securities |
26662 |
27607 |
28830 |
29157 |
29147 |
29725 |
30575 |
|
(b) |
Other approved securities |
1741 |
1723 |
1737 |
1730 |
1710 |
1707 |
2174 |
|
VI. |
Bank Credit |
55428 |
54884 |
54507 |
54468 |
54124 |
54224 |
54272 |
|
(a) |
Loans, cash credit and overdrafts |
53900 |
53643 |
53164 |
53248 |
52948 |
53029 |
53092 |
|
(b) |
Inland bills purchased |
943 |
638 |
404 |
316 |
354 |
360 |
352 |
|
(c) |
Inland bills discounted |
548 |
580 |
916 |
883 |
475 |
472 |
452 |
|
(d) |
Foreign bills purchased |
29 |
23 |
22 |
20 |
343 |
26 |
27 |
|
(e) |
Foreign bills discounted |
8 |
— |
1 |
1 |
4 |
337 |
349 |
|
Source :Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, Department of |
(Amount in Rs. crore) |
||||||||
As on the last reporting Friday of |
||||||||
Items |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
||
2004 |
2004 |
2004 |
2005 |
2005 |
2005 |
|||
(8) |
(9) |
(10) |
(11) |
(12) |
(13) |
|||
All |
Scheduled Co-operative Banks |
|||||||
No. of reporting banks |
71 |
71 |
71 |
71 |
71 |
71 |
||
I. |
Liabilities to the banking system |
2375 |
2167 |
2187 |
2190 |
1636 |
1670 |
|
(a) |
Demand and time deposits from banks |
2079 |
2091 |
2135 |
2147 |
1528 |
1522 |
|
(b) |
Borrowings from banks |
294 |
74 |
49 |
40 |
105 |
147 |
|
(c) |
Other demand and time liabilities |
2 |
2 |
3 |
3 |
3 |
1 |
|
II. Liabilities to others in India |
73363 |
72550 |
72319 |
72960 |
72906 |
73400 |
||
(a) |
Aggregate deposits |
70437 |
69518 |
69478 |
69873 |
70163 |
70700 |
|
(i) Demand deposits |
7006 |
7051 |
7084 |
7358 |
7317 |
7338 |
||
(ii) Time Deposits |
63431 |
62467 |
62394 |
62515 |
62846 |
63362 |
||
(b) |
Borrowings (other than from RBI, |
|||||||
NABARD, EXIM Bank) |
510 |
636 |
525 |
748 |
438 |
470 |
||
(c) |
Other demand and time liabilities |
2416 |
2396 |
2316 |
2339 |
2305 |
2230 |
|
III. |
Assets with the banking system |
6647 |
6988 |
7573 |
7533 |
7027 |
7487 |
|
Money at call and short notice |
3342 |
3735 |
3620 |
3402 |
2952 |
3157 |
||
IV. |
Cash in Hand & Balances with RBI |
4437 |
4143 |
4326 |
4163 |
3999 |
4085 |
|
V. |
Investment in India |
32473 |
31377 |
30963 |
31620 |
31386 |
32013 |
|
(a) |
Government securities |
30876 |
29806 |
29458 |
30168 |
29963 |
30604 |
|
(b) |
Other approved securities |
1597 |
1571 |
1505 |
1452 |
1423 |
1409 |
|
VI. |
Bank Credit |
54684 |
55410 |
56355 |
57176 |
58258 |
58776 |
|
(a) |
Loans, cash credit and overdrafts |
53284 |
54207 |
55233 |
56057 |
57112 |
57587 |
|
(b) |
Inland bills purchased |
509 |
325 |
304 |
317 |
474 |
325 |
|
(c) |
Inland bills discounted |
486 |
475 |
458 |
449 |
309 |
503 |
|
(d) |
Foreign bills purchased |
27 |
30 |
30 |
30 |
34 |
29 |
|
(e) |
Foreign bills discounted |
378 |
373 |
330 |
323 |
329 |
332 |
|
Source : Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, |
(Amount in Rs. crore) |
|||||||||
As on the last reporting Friday of |
|||||||||
Item |
Mar |
Apr |
May |
Jun |
Jul |
Aug |
Sep |
||
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
2004 |
|||
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
|||
All |
Scheduled Banks |
||||||||
No. of reporting banks |
357 |
357 |
356 |
356 |
356 |
356 |
356 |
||
I. |
Liabilities to the banking system |
55862 |
57591 |
57322 |
58812 |
53939 |
55044 |
58589 |
|
(a) |
Demand and time deposits from banks |
38136 |
40795 |
39433 |
39541 |
38561 |
38035 |
37272 |
|
(b) |
Borrowings from banks |
15088 |
13845 |
14830 |
16044 |
13223 |
13573 |
18315 |
|
(c) |
Other demand and time liabilities |
2638 |
2951 |
3059 |
3227 |
2155 |
3436 |
3002 |
|
II. |
Liabilities to others in India |
1748365 |
1804394 |
1795579 |
1811325 |
1825831 |
1848845 |
1839066 |
|
(a) |
Aggregate deposits |
1573341 |
1621975 |
1621951 |
1634878 |
1645261 |
1666077 |
1654559 |
|
(i) Demand deposits |
231920 |
228855 |
219611 |
220037 |
215693 |
233753 |
222103 |
||
(ii) Time Deposits |
1341421 |
1393120 |
1402340 |
1414841 |
1429568 |
1432324 |
1432456 |
||
(b) |
Borrowings (other than from RBI, |
||||||||
NABARD, EXIM Bank) |
24761 |
27486 |
29804 |
30584 |
32839 |
29887 |
30995 |
||
(c) |
Other demand and time liabilities |
150263 |
154933 |
143824 |
145863 |
147731 |
152881 |
153512 |
|
III. |
Assets with the banking system |
54766 |
57982 |
59223 |
58748 |
55290 |
57344 |
59466 |
|
Money at call and short notice |
20783 |
21780 |
23960 |
23363 |
20635 |
22222 |
26024 |
||
IV. |
Cash in Hand & Balances with RBI |
80708 |
96386 |
86087 |
91074 |
88524 |
94632 |
87510 |
|
V. |
Investment in India |
705990 |
742519 |
752891 |
748346 |
761148 |
751435 |
740102 |
|
(a) |
Government securities |
681419 |
718156 |
728539 |
723970 |
737003 |
727504 |
715843 |
|
(b) |
Other approved securities |
24571 |
24363 |
24352 |
24376 |
24145 |
23931 |
24259 |
|
VI. |
Bank Credit |
896213 |
919787 |
918504 |
933337 |
937748 |
957865 |
974746 |
|
(a) |
Loans, cash credit and overdrafts |
843140 |
864884 |
865261 |
881510 |
886232 |
906273 |
922644 |
|
(b) |
Inland bills purchased |
7912 |
9129 |
7921 |
7204 |
6861 |
6565 |
6914 |
|
(c) |
Inland bills discounted |
22278 |
22785 |
22837 |
22229 |
21385 |
21801 |
21629 |
|
(d) |
Foreign bills purchased |
10142 |
9990 |
9469 |
9344 |
9875 |
9365 |
9633 |
|
(e) |
Foreign bills discounted |
12741 |
12999 |
13016 |
13050 |
13395 |
13861 |
13926 |
|
Source : Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, |
(Amount in Rs. crore) |
||||||||
As on the last reporting Friday of |
||||||||
Items |
Oct |
Nov |
Dec |
Jan |
Feb |
Mar |
||
2004 |
2004 |
2004 |
2005 |
2005 |
2005 |
|||
(8) |
(9) |
(10) |
(11) |
(12) |
(13) |
|||
All |
Scheduled Banks |
|||||||
No. of reporting banks |
357 |
357 |
357 |
357 |
357 |
356 |
||
I. |
Liabilities to the banking system |
66856 |
68043 |
69394 |
66009 |
68375 |
68719 |
|
(a) |
Demand and time deposits from banks |
36560 |
36034 |
36139 |
36783 |
37194 |
37830 |
|
(b) |
Borrowings from banks |
27480 |
28533 |
29760 |
26553 |
27392 |
27763 |
|
(c) |
Other demand and time liabilities |
2816 |
3476 |
3495 |
2673 |
3789 |
3126 |
|
II. |
Liabilities to others in India |
1922100 |
1913876 |
1925637 |
1963805 |
1993701 |
2035881 |
|
(a) |
Aggregate deposits |
1688163 |
1681289 |
1690733 |
1731865 |
1754767 |
1770898 |
|
(i) Demand deposits |
252898 |
236732 |
237508 |
238618 |
249065 |
255365 |
||
(ii) Time Deposits |
1435265 |
1444557 |
1453225 |
1493247 |
1505702 |
1515533 |
||
(b) |
Borrowings (other than from RBI, |
|||||||
NABARD, EXIM Bank) |
65739 |
68058 |
66597 |
66812 |
66145 |
69993 |
||
(c) |
Other demand and time liabilities |
168198 |
164529 |
168307 |
165128 |
172789 |
194990 |
|
III. |
Assets with the banking system |
56871 |
55990 |
57841 |
56564 |
58470 |
58782 |
|
Money at call and short notice |
25333 |
24947 |
25928 |
23038 |
24816 |
23017 |
||
IV. |
Cash in Hand & Balances with RBI |
100047 |
103250 |
102784 |
107729 |
102257 |
100661 |
|
V. |
Investment in India |
738061 |
733648 |
731165 |
743575 |
755604 |
771167 |
|
(a) |
Government securities |
714720 |
710850 |
708807 |
721278 |
733707 |
749586 |
|
(b) |
Other approved securities |
23341 |
22798 |
22358 |
22297 |
21897 |
21581 |
|
VI. |
Bank Credit |
1045441 |
1062507 |
1084234 |
1104498 |
1116590 |
1159204 |
|
(a) |
Loans, cash credit and overdrafts |
989394 |
1005974 |
1027799 |
1039272 |
1056772 |
1097799 |
|
(b) |
Inland bills purchased |
7954 |
7860 |
7242 |
7632 |
7436 |
7878 |
|
(c) |
Inland bills discounted |
23512 |
23482 |
23859 |
25156 |
25584 |
25736 |
|
(d) |
Foreign bills purchased |
10097 |
10227 |
10251 |
10428 |
11092 |
10857 |
|
(e) |
Foreign bills discounted |
14484 |
14964 |
15083 |
22010 |
15706 |
16934 |
|
Source : Form ‘A’ / ‘B’ Return under Section 42(2) of RBI Act, 1934, |