Table 4 : Bank Group-Wise Liabilities and Assets of Scheduled Commercial Banks : 1999 and 2000 - आरबीआय - Reserve Bank of India
Table 4 : Bank Group-Wise Liabilities and Assets of Scheduled Commercial Banks : 1999 and 2000
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(Amount in Rs. lakh) |
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As on March 31 |
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Items |
State Bank of India |
Nationalised |
Other Scheduled |
Foreign |
Regional Rural |
Total |
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and its Associates |
Banks |
Commercial Banks |
Banks |
Banks |
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1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
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(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Number of reporting banks |
8 |
8 |
19 |
19 |
33 |
32 |
44 |
42 |
196 |
192 |
300 |
293 |
||
Liabilities |
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1. |
Capital |
103580 |
103580 |
1336983 |
1319788 |
172390 |
197204 |
207202 |
240483 |
164422 |
185425 |
1984577 |
2046480 |
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2. |
Reserves and Surplus |
1216929 |
1448375 |
1527732 |
1733498 |
422019 |
634216 |
512535 |
567325 |
42041 |
80629 |
3721256 |
4464043 |
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2.1. Statutory Reserves |
601830 |
776009 |
394347 |
458417 |
132526 |
172241 |
114789 |
137486 |
30863 |
1285533 |
1575016 |
|||
(i) |
Opening balance |
505244 |
601830 |
336040 |
383779 |
107290 |
131147 |
99837 |
112882 |
21119 |
1090452 |
1250757 |
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(ii) |
Additions during the year |
96586 |
174179 |
65807 |
74638 |
25236 |
41094 |
14952 |
24604 |
9744 |
202581 |
324259 |
||
(iii) |
Deductions during the year |
|
|
7500 |
|
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|
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|
7500 |
|
||
2.2. Capital Reserves |
5385 |
6172 |
285839 |
318705 |
26413 |
27963 |
143140 |
96018 |
2964 |
460777 |
451822 |
|||
(i) |
Opening balance |
32367 |
5385 |
320168 |
327051 |
29995 |
14135 |
138164 |
94284 |
2964 |
520694 |
443819 |
||
(ii) |
Additions during the year |
|
787 |
24757 |
6612 |
647 |
14476 |
9145 |
1869 |
|
34549 |
23744 |
||
(iii) |
Deductions during the year |
26982 |
|
59086 |
14958 |
4229 |
648 |
4169 |
135 |
|
94466 |
15741 |
||
2.3. Share Premium |
408410 |
386347 |
225585 |
206177 |
103311 |
211582 |
14883 |
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1984 |
752189 |
806090 |
|||
(i) |
Opening balance |
401868 |
386347 |
234978 |
198173 |
93975 |
104771 |
11092 |
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1984 |
741913 |
691275 |
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(ii) |
Additions during the year |
6542 |
|
12207 |
9467 |
12435 |
108631 |
3799 |
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|
34983 |
118098 |
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(iii) |
Deductions during the year |
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|
21600 |
1463 |
3099 |
1820 |
8 |
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24707 |
3283 |
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2.4. Revenue and other Reserves |
201267 |
279811 |
606073 |
702664 |
134523 |
197155 |
74611 |
154896 |
40093 |
1016474 |
1374619 |
|||
(i) |
Opening balance |
174111 |
223330 |
521029 |
607990 |
121648 |
146070 |
92079 |
157450 |
29478 |
908867 |
1164318 |
||
(ii) |
Additions during the year |
27497 |
56481 |
146815 |
105137 |
32552 |
59008 |
15592 |
27958 |
10860 |
222456 |
259444 |
||
(iii) |
Deductions during the year |
341 |
|
61771 |
10463 |
19677 |
7923 |
33060 |
30512 |
245 |
114849 |
49143 |
||
2.5. Balance of Profit |
37 |
36 |
15888 |
47535 |
25246 |
25275 |
165112 |
178925 |
4725 |
206283 |
256496 |
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3. |
Deposits (3.1+3.2+3.3) |
21927697 |
25628802 |
41758314 |
48102497 |
8650622 |
11366966 |
4745334 |
4932416 |
2700786 |
3147940 |
79782753 |
93178621 |
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3.1. Demand deposits [(i)+(ii)] |
3921700 |
4541531 |
5015833 |
5704054 |
1101103 |
1622885 |
915634 |
1065442 |
137325 |
146908 |
11091595 |
13080820 |
||
(i) |
From banks |
574859 |
662112 |
219995 |
247393 |
35335 |
59342 |
40920 |
35870 |
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3340 |
871109 |
1008057 |
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(ii) |
From others |
3346841 |
3879419 |
4795838 |
5456661 |
1065768 |
1563543 |
874714 |
1029572 |
137325 |
143568 |
10220486 |
12072763 |
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3.2. Savings bank deposits |
4591878 |
5519763 |
9921485 |
11593230 |
924423 |
1252127 |
387845 |
486175 |
1106560 |
1242756 |
16932191 |
20094051 |
||
3.3. Time deposits [(i)+(ii)] |
13414119 |
15567508 |
26820996 |
30805213 |
6625096 |
8491954 |
3441855 |
3380799 |
1456901 |
1758276 |
51758967 |
60003750 |
||
(i) |
From banks |
665904 |
652137 |
1490520 |
1721847 |
990919 |
1375673 |
352697 |
349474 |
16361 |
20864 |
3516401 |
4119995 |
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(ii) |
From others |
12748215 |
14915371 |
25330476 |
29083366 |
5634177 |
7116281 |
3089158 |
3031325 |
1440540 |
1737412 |
48242566 |
55883755 |
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3.A. Deposits of branches in India |
21048989 |
24710568 |
40518355 |
45893800 |
8626286 |
11347100 |
4745333 |
4932417 |
2700786 |
3147939 |
78518458 |
90031824 |
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3.B. Deposits of branches outside India |
878709 |
918234 |
1239959 |
2208696 |
24337 |
19866 |
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|
1264296 |
3146796 |
||
Total (3.A.+3.B.) |
21927697 |
25628802 |
41758314 |
48102497 |
8650622 |
11366966 |
4745334 |
4932416 |
2700786 |
3147940 |
79782753 |
93178620 |
||
4. |
Borrowings |
1021708 |
1060895 |
815033 |
886506 |
552178 |
704668 |
1635902 |
1883903 |
369251 |
370565 |
4394072 |
4906537 |
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4.1. |
Borrowings in India |
162988 |
309414 |
732936 |
840475 |
541195 |
679837 |
1503066 |
1762292 |
369251 |
370565 |
3309436 |
3962583 |
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(i) From Reserve Bank of India |
19884 |
88457 |
167506 |
354193 |
152091 |
186521 |
260800 |
319536 |
2357 |
2581 |
602638 |
951288 |
||
(ii) From other banks |
3360 |
16106 |
48876 |
46457 |
150832 |
201981 |
911282 |
978893 |
55285 |
98788 |
1169635 |
1342225 |
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(iii) From other institutions and agencies |
139744 |
204851 |
516554 |
439825 |
238272 |
291335 |
330984 |
463863 |
311609 |
269196 |
1537163 |
1669070 |
||
4.2. |
Borrowings outside India |
858720 |
751481 |
82097 |
46031 |
10983 |
24831 |
132836 |
121611 |
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1084636 |
943954 |
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5. |
Other liabilities and provisions |
4320462 |
5391002 |
3003650 |
3420230 |
563183 |
753595 |
561339 |
660857 |
309803 |
340123 |
8758437 |
10565807 |
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(i) |
Bills Payable |
1353762 |
1301200 |
822505 |
804535 |
163379 |
195943 |
121858 |
138967 |
16154 |
15910 |
2477658 |
2456555 |
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(ii) |
Inter-office adjustments |
122002 |
55858 |
297923 |
274091 |
41605 |
64941 |
21091 |
38416 |
19401 |
20866 |
502022 |
454172 |
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(iii) |
Interest accrued |
1380252 |
1745408 |
423761 |
609491 |
97073 |
115403 |
140793 |
100285 |
88886 |
115207 |
2130765 |
2685794 |
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(iv) |
Others (including provisions) |
1464446 |
2288536 |
1459461 |
1732113 |
261126 |
377308 |
277597 |
383189 |
185362 |
188140 |
3647992 |
4969286 |
Total Liabilities |
28590376 |
33632656 |
48441712 |
55462517 |
10360392 |
13656649 |
7662312 |
8284984 |
3586303 |
4124682 |
986410951 |
15161488 |
||
6. |
Cash and balances with RBI |
2337923 |
2521355 |
4514281 |
4556934 |
857964 |
1065819 |
424038 |
392988 |
132077 |
147513 |
8266283 |
8684609 |
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6.1. |
Cash in hand |
68955 |
76029 |
304907 |
340929 |
70215 |
88053 |
14122 |
17840 |
47938 |
51525 |
506137 |
574376 |
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6.2. |
Balances with RBI |
2268968 |
2445326 |
4209374 |
4216005 |
787749 |
977766 |
409916 |
375148 |
84139 |
95988 |
7760146 |
8110233 |
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(i) in current account |
2268968 |
2445326 |
4208881 |
4215512 |
787749 |
977766 |
409873 |
375148 |
84139 |
94525 |
7759610 |
8108277 |
||
(ii) in other account |
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|
493 |
493 |
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43 |
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|
1463 |
536 |
1956 |
||
7. |
Balances with banks and money |
3924328 |
3185342 |
3177492 |
3268504 |
863266 |
1058778 |
920763 |
589303 |
1221939 |
1474547 |
10107788 |
9576474 |
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at call and short notice (7.1+7.2) |
||||||||||||||
7.1. |
In India (7.1.1+7.1.2) |
1442113 |
1451984 |
550836 |
819494 |
536501 |
686060 |
280711 |
155405 |
1221939 |
1474547 |
4032100 |
4587490 |
|
7.1.1. Balances with banks |
251452 |
407268 |
305535 |
500226 |
411946 |
486527 |
171473 |
103971 |
1001673 |
1283394 |
2142079 |
2781386 |
||
(i) in current account |
31450 |
32948 |
224497 |
290377 |
60707 |
84604 |
77296 |
50867 |
126068 |
152804 |
520018 |
611600 |
||
(ii) in other deposit account |
220002 |
374320 |
81038 |
209849 |
351239 |
401923 |
94177 |
53104 |
875605 |
1130590 |
1622061 |
2169786 |
||
7.1.2. Money at call and short notice |
1190661 |
1044716 |
245301 |
319268 |
124555 |
199533 |
109238 |
51434 |
220266 |
191153 |
1890021 |
1806104 |
||
(i) with banks |
1182361 |
1039716 |
184351 |
185891 |
116555 |
176993 |
103843 |
50024 |
220266 |
185741 |
1807376 |
1638365 |
||
(ii) with other institutions |
8300 |
5000 |
60950 |
133377 |
8000 |
22540 |
5395 |
1410 |
- |
5412 |
82645 |
167739 |
||
7.2. |
Outside India (7.2.1+7.2.2) |
2482215 |
1733358 |
2626656 |
2449010 |
326765 |
372718 |
640052 |
433898 |
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|
6075688 |
4988984 |
|
7.2.1. Balances with banks |
617997 |
628740 |
1916839 |
1799501 |
237369 |
212924 |
499189 |
358593 |
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|
3271394 |
2999758 |
||
(i) in current account |
417124 |
426004 |
221390 |
183394 |
52244 |
55205 |
95130 |
158652 |
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|
785888 |
823255 |
||
(ii) in other deposit account |
200873 |
202736 |
1695449 |
1616107 |
185125 |
157719 |
404059 |
199941 |
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|
2485506 |
2176503 |
||
7.2.2. Money at call and short notice |
1864218 |
1104618 |
709817 |
649509 |
89396 |
159794 |
140863 |
75305 |
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|
2804294 |
1989226 |
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8. |
Investments (8.1+8.2) |
9517226 |
12112691 |
18162994 |
21228706 |
3635669 |
5079362 |
2633744 |
2966379 |
668608 |
753004 |
34618241 |
42140142 |
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8.1 |
In India in |
9248181 |
11792697 |
17688511 |
20707748 |
3625145 |
5071440 |
2633744 |
2966379 |
668608 |
753004 |
33864189 |
41291268 |
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(i) Government securities |
7016300 |
9122581 |
11877596 |
14412799 |
2207269 |
3176838 |
1687068 |
1865493 |
66176 |
22788233 |
28643887 |
|||
(ii) Other approved securities |
825425 |
755471 |
1730651 |
1590962 |
151700 |
128273 |
30270 |
26233 |
89523 |
2738046 |
2590462 |
|||
(iii) Shares |
117931 |
133798 |
201694 |
226093 |
141438 |
241086 |
13082 |
7123 |
2578 |
474145 |
610678 |
|||
(iv) Debentures and Bonds |
918084 |
1297121 |
3357293 |
3884695 |
930294 |
1258823 |
830287 |
951881 |
407637 |
6035958 |
7800157 |
|||
(v) Subsidiaries and/or joint ventures |
107038 |
113846 |
94621 |
124126 |
3113 |
4580 |
5 |
10 |
17541 |
204777 |
260103 |
|||
(vi) Others |
263403 |
369880 |
426656 |
469073 |
191331 |
261840 |
73032 |
115639 |
169549 |
954422 |
1385981 |
|||
8.2 |
Outside India in |
269045 |
319994 |
474483 |
520958 |
10524 |
7922 |
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|
|
754052 |
848874 |
|
(i) Government securities |
18524 |
32093 |
202585 |
215065 |
10440 |
7407 |
|
|
|
|
231549 |
254565 |
||
(ii) Subsidiaries and/or joint ventures |
49677 |
50840 |
18211 |
18759 |
|
395 |
|
|
|
|
67888 |
69994 |
||
(iii) Others |
200844 |
237061 |
253687 |
287134 |
84 |
120 |
|
|
|
|
454615 |
524315 |
||
9. |
Advances |
10842511 |
12903364 |
18892515 |
22307567 |
4271317 |
5574220 |
2950674 |
3561718 |
1055757 |
1221272 |
38012774 |
45568141 |
|
9A. |
(i) Bills Purchased and discounted |
992949 |
1178485 |
1503225 |
1646388 |
886861 |
1014586 |
354013 |
467050 |
8469 |
13997 |
3745517 |
4320506 |
|
(ii) Cash credits, overdrafts and loans |
6357352 |
7526764 |
10660025 |
12359972 |
2171958 |
2915399 |
1170699 |
1356047 |
383610 |
462967 |
20743644 |
24621149 |
||
repayable on demand |
||||||||||||||
(iii) Term loans |
3492210 |
4198115 |
6729265 |
8301207 |
1212498 |
1644235 |
1425962 |
1738621 |
663678 |
744308 |
13523613 |
16626486 |
||
Total |
10842511 |
12903364 |
18892515 |
22307567 |
4271317 |
5574220 |
2950674 |
3561718 |
1055757 |
1221272 |
38012774 |
45568141 |
||
9B. |
(i) Secured by tangible assets |
9231981 |
10734400 |
15606036 |
18195050 |
3291176 |
4275954 |
1788852 |
1997974 |
888931 |
1085195 |
30806976 |
36288573 |
|
(ii) Covered by Bank/ Government |
998510 |
1469142 |
1490514 |
1941755 |
645388 |
665273 |
354990 |
287253 |
43820 |
55506 |
3533222 |
4418929 |
||
Guarantees |
||||||||||||||
(iii) Unsecured |
612021 |
699822 |
1795964 |
2170762 |
334753 |
632993 |
806832 |
1276491 |
123006 |
80571 |
3672576 |
4860639 |
||
Total |
10842511 |
12903365 |
18892514 |
22307567 |
4271317 |
5574220 |
2950674 |
3561718 |
1055757 |
1221272 |
38012774 |
45568141 |
||
9C.I.Advances in India |
9712287 |
11627406 |
17438523 |
20718917 |
4257118 |
5558055 |
2950537 |
3561564 |
1055757 |
1221271 |
35414222 |
42687213 |
||
(i) Priority sectors |
3308578 |
3760714 |
6062552 |
7060191 |
1205393 |
1476061 |
651624 |
761403 |
783215 |
933931 |
12011362 |
13992300 |
||
(ii) Public sectors |
1725672 |
1439619 |
2221982 |
3213760 |
245142 |
286945 |
19313 |
51846 |
142 |
3553 |
4212251 |
4995723 |
||
(iii) Banks |
52427 |
42962 |
47552 |
50351 |
257755 |
97777 |
9506 |
43662 |
- |
728 |
367240 |
235480 |
||
(iv) Others |
4625610 |
6384111 |
9106437 |
10394615 |
2548828 |
3697272 |
2270094 |
2704653 |
272400 |
283059 |
18823369 |
23463710 |
||
9C.II. Advances outside India |
1130224 |
1275957 |
1453992 |
1588653 |
14198 |
16165 |
137 |
154 |
|
|
2598551 |
2880929 |
||
(i) Due from Banks |
13194 |
137551 |
224416 |
372923 |
|
|
|
40 |
|
|
237610 |
510514 |
||
(ii) Due from others |
1117030 |
1138406 |
1229576 |
1215730 |
14198 |
16165 |
137 |
114 |
|
|
2360941 |
2370415 |
||
a) Bills purchased and |
||||||||||||||
discounted |
274937 |
228305 |
153181 |
162736 |
2152 |
2830 |
|
|
|
|
430270 |
393871 |
||
b) Syndicate loans |
258144 |
237763 |
285402 |
295177 |
|
|
|
|
|
|
543546 |
532940 |
||
c) Others |
583949 |
672338 |
790993 |
757817 |
12046 |
13335 |
137 |
114 |
|
|
1387125 |
1443604 |
||
Total (9CI+9CII) |
10842511 |
12903364 |
18892515 |
22307567 |
4271317 |
5574220 |
2950674 |
3561718 |
1055757 |
1221272 |
38012774 |
45568141 |
||
10. |
Fixed Assets (10.1+10.2+10.3) |
258925 |
289329 |
681358 |
712649 |
280169 |
315286 |
229565 |
230763 |
5530 |
6371 |
1455547 |
1554398 |
|
10.1 |
Premises |
159245 |
67275 |
527231 |
527431 |
177860 |
128148 |
155062 |
142110 |
381 |
1024928 |
865345 |
||
(i) At cost as on 31st March of the |
||||||||||||||
preceding year |
110301 |
85341 |
519417 |
522805 |
248206 |
106773 |
144616 |
149603 |
439 |
1022540 |
864961 |
|||
(ii) Additions during the year |
81626 |
9684 |
106568 |
113887 |
31052 |
38608 |
23412 |
9425 |
3 |
242658 |
171607 |
|||
(iii) Deductions during the year |
765 |
409 |
889 |
948 |
8180 |
2265 |
3219 |
5750 |
|
13053 |
9372 |
|||
(iv) Depreciation to date |
31917 |
27341 |
97865 |
108313 |
93218 |
14968 |
9747 |
11168 |
61 |
232747 |
161851 |
|||
10.2 |
Assets under construction |
23549 |
26868 |
2448 |
5491 |
2373 |
5990 |
5790 |
2586 |
45 |
34160 |
40980 |
||
10.3 |
Other Fixed assets |
76131 |
195186 |
151679 |
179727 |
99936 |
181148 |
68713 |
86067 |
5945 |
396459 |
648073 |
||
(i) At cost as on 31st March of the |
||||||||||||||
preceding year |
160200 |
298073 |
307436 |
386481 |
129663 |
306505 |
105639 |
141768 |
10244 |
702938 |
1143071 |
|||
(ii) Additions during the year |
34036 |
63514 |
63862 |
73140 |
31569 |
62141 |
33670 |
33233 |
1901 |
163137 |
233929 |
|||
(iii) Deductions during the year |
2423 |
2581 |
5963 |
6877 |
2083 |
13100 |
5748 |
16156 |
150 |
16217 |
38864 |
|||
(iv) Depreciation to date |
115682 |
163820 |
213656 |
273017 |
59213 |
174398 |
64848 |
72778 |
6050 |
453399 |
690063 |
|||
11. |
Other Assets |
1709463 |
2620573 |
3013068 |
3388160 |
452008 |
563183 |
503528 |
543835 |
502391 |
521977 |
6180458 |
7637728 |
|
(i) |
Inter - office adjustments (net) |
40727 |
905635 |
256239 |
252854 |
24684 |
10527 |
29075 |
23866 |
31744 |
25950 |
382469 |
1218832 |
|
(ii) |
Interest accrued |
444554 |
578533 |
698326 |
838622 |
122917 |
181081 |
101949 |
112352 |
122308 |
157531 |
1490054 |
1868119 |
|
(iii) |
Tax paid in advance/tax deducted |
|||||||||||||
at source |
280648 |
252401 |
479134 |
520338 |
64166 |
74518 |
66668 |
70648 |
|
2066 |
890616 |
919971 |
||
(iv) |
Stationery and Stamps |
9163 |
9438 |
32682 |
9966 |
1998 |
2164 |
374 |
2250 |
|
1581 |
44217 |
25399 |
|
|
(v) |
Others, if any |
934371 |
874566 |
1546687 |
1766380 |
238243 |
294893 |
305462 |
334719 |
348339 |
334849 |
3373102 |
3605407 |
|
Total Assets |
28590376 |
33632656 |
48441708 |
55462517 |
10360392 |
13656649 |
7662312 |
8284984 |
3586303 |
4124682 |
98641095 |
115161488 |
Note |
The figures given in column (11) for the break-up of Reserves and Surplus are exclusive of data for Regional Rural Banks. |
Source : Annual accounts of banks of respective years. |