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Table 4.2 : Ownership of Deposits With Scheduled Commercial Banks : 2010 to 2012

(Amount in ` Billion)

Sector of the Economy

As on March 31

Current

Saving

Term

Total

2010

2012

2010

2012

2010

2012

2010

2012

I. Government Sector

921.40

1,129.25

1,053.78

1,755.10

4575.73

6,476.21

6,550.91

9,360.57

 

(15.9)

(16.2)

(8.6)

(10.7)

(15.1)

(15.9)

(13.5)

(14.6)

1. Central & State Governments

436.17

596.69

658.31

1,021.74

1,973.84

2,946.68

3,068.33

4,565.10

 

(7.5)

(8.6)

(5.3)

(6.2)

(6.5)

(7.2)

(6.3)

(7.1)

i) Central Government

95.19

224.18

40.79

95.74

731.85

1,243.22

867.83

1,563.13

 

(1.6)

(3.2)

(0.3)

(0.6)

(2.4)

(3.0)

(1.8)

(2.4)

ii) State Governments

340.98

372.51

617.52

926.00

1,241.99

1,703.46

2,200.49

3,001.97

 

(5.9)

(5.4)

(5.0)

(5.7)

(4.1)

(4.2)

(4.5)

(4.7)

2. Local Authorities

102.69

93.52

200.83

329.30

757.11

851.28

1,060.62

1,274.10

 

(1.8)

(1.3)

(1.6)

(2.0)

(2.5)

(2.1)

(2.2)

(2.0)

3. Quasi-Government Bodies

76.42

79.22

60.59

68.90

406.08

356.34

543.09

504.46

 

(1.3)

(1.1)

(0.5)

(0.4)

(1.3)

(0.9)

(1.1)

(0.8)

Of which: State Electricity Boards

14.84

12.54

0.24

9.45

35.61

42.24

50.69

64.24

 

(0.3)

(0.2)

(-)

(0.1)

(0.1)

(0.1)

(0.1)

(0.1)

4. Public Sector Corporations

306.12

359.83

134.05

335.16

1,438.70

2,321.93

1,878.87

3,016.91

 

(5.3)

(5.2)

(1.1)

(2.0)

(4.8)

(5.7)

(3.9)

(4.7)

i) Non-Departmental Commercial Undertakings

273.06

254.26

77.46

125.30

824.06

815.82

1,174.57

1,195.38

 

(4.7)

(3.7)

(0.6)

(0.8)

(2.7)

(2.0)

(2.4)

(1.9)

ii) Others

33.06

105.56

56.59

209.86

614.64

1,506.10

704.30

1,821.53

 

(0.6)

(1.5)

(0.5)

(1.3)

(2.0)

(3.7)

(1.5)

(2.8)

II. Private Corporate Sector (Non-Financial)

1,913.09

2,062.70

69.65

281.99

5,154.22

7,039.80

7,136.96

9,384.49

 

(33.0)

(29.7)

(0.6)

(1.7)

(17.0)

(17.3)

(14.8)

(14.6)

1. Non-Financial Companies

1,513.61

1,438.86

19.60

188.08

3,658.24

4,582.27

5,191.45

6,209.21

 

(26.1)

(20.7)

(0.2)

(1.1)

(12.1)

(11.2)

(10.7)

(9.7)

2. Non-Credit Co-operative  Instituations

66.89

28.20

13.79

16.31

219.42

96.30

300.10

140.81

 

(1.2)

(0.4)

(0.1)

(0.1)

(0.7)

(0.2)

(0.6)

(0.2)

3. Others

332.58

595.64

36.26

77.60

1,276.56

2,361.23

1,645.41

3,034.47

 

(5.7)

(8.6)

(0.3)

(0.5)

(4.2)

(5.8)

(3.4)

(4.7)

III. Financial Sector

463.79

742.61

48.17

87.27

4,308.48

5,189.16

4,820.43

6,019.04

 

(8.0)

(10.7)

(0.4)

(0.5)

(14.2)

(12.7)

(10.0)

(9.4)

1. Banks

164.74

225.73

7.12

12.82

2,175.65

2,413.56

2,347.51

2,652.10

 

(2.8)

(3.2)

(0.1)

(0.1)

(7.2)

(5.9)

(4.9)

(4.1)

i) Indian Commercial Banks

61.09

106.48

2.97

3.89

1,550.93

1,548.84

1,614.99

1,659.20

 

(1.1)

(1.5)

(-)

(-)

(5.1)

(3.8)

(3.3)

(2.6)

ii) Foreign Resident Banks (Offices of Foreign Banks in India)

14.18

15.31

0.07

0.33

73.72

108.59

87.98

124.23

 

(0.2)

(0.2)

(-)

(-)

(0.2)

(0.3)

(0.2)

(0.2)

iii) Co-operative Banks & Credit Societies

89.47

103.94

4.08

8.60

550.99

756.13

644.54

868.67

 

(1.5)

(1.5)

(-)

(0.1)

(1.8)

(1.9)

(1.3)

(1.4)

a. Co-operative Banks

85.84

86.28

0.64

0.84

531.65

592.92

618.13

680.05

 

(1.5)

(1.2)

(-)

(-)

(1.8)

(1.5)

(1.3)

(1.1)

b. Credit Societies

3.63

17.66

3.43

7.75

19.35

163.21

26.41

188.62

 

(0.1)

(0.3)

(-)

(-)

(0.1)

(0.4)

(0.1)

(0.3)


TABLE 4.2 - OWNERSHIP OF BANK DEPOSITS WITH SCHEDULED COMMERCIAL BANKS BY TYPE OF DEPOSITS AND SECTOR MARCH 2010 AND 2012 (Contd.)

(Amount in ` Billion)

Sector of the Economy

As on March 31

Current

Saving

Term

Total

2010

2012

2010

2012

2010

2012

2010

2012

2. Other Financial Institutions

97.52

117.14

26.86

46.57

1,221.76

1,384.25

1,346.15

1,547.96

 

(1.7)

(1.7)

(0.2)

(0.3)

(4.0)

(3.4)

(2.8)

(2.4)

i) Financial Companies

13.77

39.62

22.80

16.50

90.49

159.47

127.05

215.59

 

(0.2)

(0.6)

(0.2)

(0.1)

(0.3)

(0.4)

(0.3)

(0.3)

a. Housing Finance Companies

8.89

33.08

22.65

16.45

75.79

92.86

107.33

142.39

 

(0.2)

(0.5)

(0.2)

(0.1)

(0.3)

(0.2)

(0.2)

(0.2)

b. Auto Finance Companies

4.88

6.53

0.15

0.05

14.69

66.62

19.72

73.20

 

(0.1)

(0.1)

(-)

(-)

(-)

(0.2)

(-)

(0.1)

ii) Total of Mutual Funds (including Private Sector Mutual Funds)

12.38

4.55

0.36

0.02

645.38

766.26

658.11

770.83

 

(0.2)

(0.1)

(-)

(-)

(2.1)

(1.9)

(1.4)

(1.2)

a. Mutual Funds in Private Sector

7.20

2.34

0.34

0.02

235.18

23.62

242.72

25.98

 

(0.1)

(0.0)

(-)

(-)

(0.8)

(0.1)

(0.5)

(-)

b. Other Mutual Funds

5.17

2.22

0.02

-

410.20

742.64

415.39

744.86

 

(0.1)

(0.0)

(-)

(-)

(1.4)

(1.8)

(0.9)

(1.2)

iii) Unit Trust of India

0.69

0.76

-

0.03

30.32

19.47

31.02

20.26

 

0.0

(0.0)

(-)

(-)

(0.1)

(-)

(0.1)

(0.0)

iv) Insurance Corporations and Companies

67.41

60.76

0.64

18.17

319.05

331.02

387.09

409.95

 

(1.2)

(0.9)

(-)

(0.1)

(1.1)

(0.8)

(0.8)

(0.6)

v) Term Lending Institutions

1.29

2.23

0.17

1.64

36.15

36.42

37.61

40.29

 

(-)

(0.0)

(-)

(-)

(0.1)

(0.1)

(0.1)

(0.1)

vi) Provident Fund Institutions

1.99

9.22

2.90

10.21

100.38

71.61

105.26

91.04

 

(-)

(0.1)

(-)

(0.1)

(0.3)

(0.2)

(0.2)

(0.1)

3. Other Financial Companies

201.52

399.74

14.18

27.88

911.07

1,391.35

1,126.78

1,818.97

 

(3.5)

(5.8)

(0.1)

(0.2)

(3.0)

(3.4)

(2.3)

(2.8)

i) Financial Services Companies

49.17

171.40

0.62

0.29

299.54

358.88

349.32

530.57

 

(0.8)

(2.5)

(-)

(-)

(1.0)

(0.9)

(0.7)

(0.8)

ii) Other Financial Companies

104.01

198.53

4.40

22.35

194.51

434.81

302.92

655.69

 

(1.8)

(2.9)

(-)

(0.1)

(0.6)

(1.1)

(0.6)

(1.0)

iii) Others

48.35

29.82

9.16

5.24

417.02

597.66

474.54

632.71

 

(0.8)

(0.4)

(0.1)

(-)

(1.4)

(1.5)

(1.0)

(1.0)


TABLE 4.2 - OWNERSHIP OF BANK DEPOSITS WITH SCHEDULED COMMERCIAL BANKS BY TYPE OF DEPOSITS AND SECTOR MARCH 2010 AND 2012 (Concld.)

(Amount in ` Billion)

Sector of the Economy

As on March 31

Current

Saving

Term

Total

2010

2012

2010

2012

2010

2012

2010

2012

IV. Household Sector  

2,373.17

2,887.01

10,485.73

13,539.42

15,189.85

20,822.41

28,048.75

37,248.84

 

(41.0)

(41.5)

(85.2)

(82.8)

(50.2)

(51.0)

(58.0)

(58.1)

1. Individuals (including Hindu Undivided Families)

1,060.18

1,123.07

9,138.07

11,893.42

11,644.48

15,643.60

21,842.73

28,660.09

 

(18.3)

(16.2)

(74.2)

(72.7)

(38.5)

(38.3)

(45.2)

(44.7)

i) Farmers

42.50

60.00

1,024.52

906.41

1,055.13

1,033.50

2,118.42

1,999.91

 

(0.7)

(0.9)

(8.3)

(5.5)

(3.5)

(2.5)

(4.4)

(3.1)

ii) Bussinessmen, Traders, Professionals
and Self-Employed Persons

471.90

247.17

1,197.50

677.55

1,723.51

1,307.68

3,419.97

2,232.39

 

(8.2)

(3.6)

(9.7)

(4.1)

(5.7)

(3.2)

(7.1)

(3.5)

iii) Wage and Salary Earners

66.15

50.62

2,083.27

1,347.23

2,158.32

1,305.64

4,298.11

2,703.50

 

(1.1)

(0.7)

(16.9)

(8.2)

(7.1)

(3.2)

(8.9)

(4.2)

iv) Shroffs, Money Lenders, Stock Brockers etc.

47.53

10.99

50.44

53.37

193.33

71.13

291.62

135.49

 

(0.8)

(0.2)

(0.4)

(0.3)

(0.6)

(0.2)

(0.6)

(0.2)

v) Other Individuals

432.09

754.28

4,782.34

8,908.86

6,514.19

11,925.66

11,714.61

21,588.80

 

(7.5)

(10.9)

(38.8)

(54.5)

(21.5)

(29.2)

(24.2)

(33.7)

2. Trusts, Associations, Clubs etc.

102.36

156.80

201.46

197.00

668.24

992.16

972.05

1,345.95

 

(1.8)

(2.3)

(1.6)

(1.2)

(2.2)

(2.4)

(2.0)

(2.1)

3. Proprietary and Partenership Concerns

812.93

1,028.96

70.48

57.08

685.23

813.17

1,568.65

1,899.21

 

(14.0)

(14.8)

(0.6)

(0.3)

(2.3)

(2.0)

(3.2)

(3.0)

4. Educational Institutions

16.96

33.99

77.47

80.27

166.65

227.47

261.09

341.73

 

(0.3)

(0.5)

(0.6)

(0.5)

(0.6)

(0.6)

(0.5)

(0.5)

5. Religious Institutions

2.53

0.76

14.46

5.69

35.36

33.14

52.35

39.60

 

(-)

(-)

(0.1)

(-)

(0.1)

(0.1)

(0.1)

(0.1)

6. Others (Not Elsewhere Classified)

378.20

543.44

983.79

1,305.96

1,989.88

3,112.87

3,351.87

4,962.26

 

(6.5)

(7.9)

(8.0)

(8.0)

(6.6)

(7.6)

(6.9)

(7.7)

V. Foreign Sector

117.04

128.82

654.50

692.20

1,035.03

1,275.71

1,806.57

2,096.72

 

(2.0)

(1.9)

(5.3)

(4.2)

(3.4)

(3.1)

(3.7)

(3.3)

1. Foreign Consulates, Embassies, Trade Missions, Information Services, etc.

8.49

7.47

11.14

2.26

15.40

4.75

35.03

14.49

 

(0.1)

(0.1)

(0.1)

(-)

(0.1)

(-)

(0.1)

(-)

2. Non-Residents

23.07

38.35

615.10

680.79

966.98

1,231.61

1,605.15

1,950.75

 

(0.4)

(0.6)

(5.0)

(4.2)

(3.2)

(3.0)

(3.3)

(3.0)

3. Others

85.48

82.99

28.26

9.15

52.64

39.34

166.39

131.49

 

(1.5)

(1.2)

(0.2)

(0.1)

(0.2)

(0.1)

(0.3)

(0.2)

Total Deposits

5,788.48

6,950.39

12,311.82

16,355.97

30,263.31

40,803.30

48,363.62

64,109.67

 

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes: 1. March 2011 data are not published.
2. Figures in brackets indicate percentage to total Deposits.
3.''-'' : Nil or Negligible
Source: Basic Statistical Return-IV, RBI.

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