Table 48: Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 3 of 30) - आरबीआय - Reserve Bank of India
Table 48: Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 3 of 30)
NATIONALISED BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Indian Overseas Bank | Oriental Bank of | Punjab National Bank | Punjab & Sind Bank | Syndicate Bank | |||||||||||||
| | Commerce | | | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) |
1. | Capital | 133360 | 33360 | 19254 | 19254 | 36362 | 35057 | 55553 | 70553 | 128959 | 128959 | ||||||
(7.4) | (1.9) | (1.8) | (1.7) | (1.2) | (1.0) | (7.7) | (9.3) | (8.3) | (7.4) | ||||||||
2. | Reserves and Surplus | 22427 | 23598 | 63155 | 74885 | 79767 | 99150 | 5867 | 6775 | 17292 | 20136 | ||||||
(1.2) | (1.3) | (6.0) | (6.5) | (2.5) | (2.8) | (0.8) | (0.9) | (1.1) | (1.1) | ||||||||
2.1. | Statutory Reserves | 2483 | 2767 | 20300 | 25800 | 12636 | 17488 | 659 | 659 | 2720 | 2720 | ||||||
2.2. | Capital Reserves | 18214 | 19101 | 2714 | 2714 | 39234 | 39698 | 5208 | 4818 | 14331 | 2963 | ||||||
2.3. | Share Premium | - | - | 32270 | 32270 | - | - | - | - | - | - | ||||||
2.4. | Revenue and other Reserves | 1730 | 1730 | 7865 | 14100 | 37489 | 41964 | - | - | 241 | 14453 | ||||||
2.5. | Balance of Profit | - | - | 7 | 2 | -9592 | - | - | 1297 | - | - | ||||||
3. | Deposits | 1458874 | 1597259 | 871088 | 1005406 | 2712289 | 3080641 | 587742 | 637956 | 1271825 | 1494630 | ||||||
(80.7) | (89.1) | (82.8) | (87.0) | (86.1) | (87.9) | (81.2) | (84.0) | (81.8) | (85.3) | ||||||||
3.1. | Demand Deposits | 203932 | 233918 | 103297 | 121748 | 311605 | 327033 | 52938 | 63419 | 170214 | 217601 | ||||||
(i) | From Banks | 6171 | 6780 | 311 | 2424 | 10294 | 8215 | 1896 | 2378 | 7521 | 12089 | ||||||
(ii) | From Others | 197761 | 227138 | 102986 | 119323 | 301311 | 318818 | 51042 | 61040 | 162693 | 205512 | ||||||
3.2. | Savings Deposits | 276816 | 321408 | 164341 | 193455 | 827327 | 943468 | 136947 | 152240 | 305800 | 343331 | ||||||
3.3. | Term Deposits | 978126 | 1041934 | 603451 | 690203 | 1573357 | 1810141 | 397857 | 422298 | 795811 | 933698 | ||||||
(i) | From Banks | 81421 | 56464 | 17022 | 18460 | 46974 | 58790 | 39730 | 18094 | 112164 | 139100 | ||||||
(ii) | From Others | 896705 | 985470 | 586429 | 671744 | 1526383 | 1751351 | 358127 | 404204 | 683647 | 794599 | ||||||
3.A. | Deposits of branches in India | 1319301 | 1486056 | 871088 | 1005406 | 2712289 | 3080641 | 587742 | 637956 | 1184272 | 1387714 | ||||||
3.B. | Deposits of branches outside India | 139573 | 111203 | - | - | - | - | - | - | 87554 | 106916 | ||||||
4. | Borrowings | 107581 | 33250 | 57545 | 10724 | 131954 | 34486 | 41137 | 11801 | 44417 | 7091 | ||||||
(6.0) | (1.9) | (5.5) | (0.9) | (4.2) | (1.0) | (5.7) | (1.6) | (2.9) | (0.4) | ||||||||
4.1. | Borrowings in India | 70776 | 27334 | 51745 | 8506 | 130343 | 33411 | 41099 | 11801 | 37805 | 5610 | ||||||
(i) | From Reserve Bank of India | 25802 | - | 43899 | - | 90049 | - | 22348 | - | 19400 | - | ||||||
(ii) | From other Banks | 7528 | 61 | 385 | 338 | 4994 | 2730 | 897 | 547 | 332 | 24 | ||||||
(iii) | From other Institutions and Agencies | 37446 | 27273 | 7461 | 8168 | 35300 | 30681 | 17854 | 11254 | 18073 | 5586 | ||||||
4.2. | Borrowings outside India | 36805 | 5917 | 5800 | 2219 | 1612 | 1075 | 37 | - | 6612 | 1481 | ||||||
5. | Other liabilities | 85667 | 105357 | 41361 | 45629 | 188174 | 254984 | 33403 | 32241 | 92846 | 100549 | ||||||
(4.7) | (5.9) | (3.9) | (3.9) | (6.0) | (7.3) | (4.6) | (4.2) | (6.0) | (5.7) | ||||||||
5.1. | Bills Payable | 39042 | 43028 | 17077 | 12095 | 80423 | 83847 | 16049 | 16834 | 26645 | 41659 | ||||||
5.2. | Inter-office Adjustments | - | 5857 | 6176 | 14508 | 6384 | 25136 | - | 1142 | 13871 | 8365 | ||||||
5.3. | Interest Accrued | 8127 | 5697 | 7260 | 6418 | 6385 | 20120 | 4502 | 3996 | 11542 | 11911 | ||||||
5.4. | Others (including provisions) | 38498 | 50775 | | 10848 | 12609 | | 94982 | 125881 | | 12852 | 10270 | | 40788 | 38613 | ||
Total Liabilities | 1807909 | 1792825 | 1052404 | 1155899 | 3148547 | 3504319 | 723701 | 759326 | 1555340 | 1751364 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Indian Overseas Bank | Oriental Bank of | Punjab National Bank | Punjab & Sind Bank | Syndicate Bank | |||||||||||||
| | Commerce | | | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (21) | (22) | | (23) | (24) | | (25) | (26) | | (27) | (28) | | (29) | (30) |
1. | Cash in hand | 13206 | 14103 | 11234 | 13954 | 25329 | 29515 | 5465 | 5975 | 8222 | 9839 | ||||||
(0.7) | (0.8) | (1.1) | (1.2) | (0.8) | (0.8) | (0.8) | (0.8) | (0.5) | (0.6) | ||||||||
2. | Balances with RBI | 170900 | 173561 | 130137 | 96118 | 409713 | 335949 | 87286 | 58858 | 194069 | 152710 | ||||||
(9.5) | (9.7) | (12.4) | (8.3) | (13.0) | (9.6) | (12.1) | (7.8) | (12.5) | (8.7) | ||||||||
3. | Balances with banks in India | 7839 | 15389 | 11964 | 13314 | 7718 | 6236 | 4717 | 4126 | 12270 | 15239 | ||||||
(0.4) | (0.9) | (1.1) | (1.2) | (0.2) | (0.2) | (0.7) | (0.5) | (0.8) | (0.9) | ||||||||
4. | Money at call and short notice | 356 | 772 | 27321 | 34892 | 3181 | 64330 | 4740 | 8017 | 12500 | 50410 | ||||||
(0.0) | (0.0) | (2.6) | (3.0) | (0.1) | (1.8) | (0.7) | (1.1) | (0.8) | (2.9) | ||||||||
5. | Balances with banks outside India | 40263 | 118911 | 7714 | 15327 | 25820 | 25585 | 2815 | 8934 | 1586 | 475 | ||||||
6. | Investments | 608206 | 659265 | 358376 | 438822 | 1193619 | 1397657 | 246241 | 301224 | 609237 | 745310 | ||||||
(33.6) | (36.8) | (34.1) | (38.0) | (37.9) | (39.9) | (34.0) | (39.7) | (39.2) | (42.6) | ||||||||
6.A. | Investments in India | 587800 | 642239 | 358376 | 438822 | 1193619 | 1397582 | 246241 | 301224 | 604942 | 740803 | ||||||
(i) | Government securities | 444441 | 501558 | 239049 | 276028 | 753776 | 897409 | 164924 | 203217 | 445267 | 529305 | ||||||
(ii) | Other approved securities | 69236 | 68554 | 44640 | 43925 | 303168 | 288624 | 60878 | 61771 | 67830 | 63549 | ||||||
(iii) | Shares | 8233 | 8327 | 1808 | 2120 | 6944 | 6169 | 1667 | 1337 | 4051 | 9707 | ||||||
(iv) | Debentures and Bonds | 54592 | 51544 | 68149 | 112416 | 104724 | 162275 | 18106 | 29591 | 33961 | 57373 | ||||||
(v) | Subsidiaries and joint ventures | 120 | 115 | - | - | 7981 | 14953 | - | 508 | 1703 | 3120 | ||||||
(vi) | Others | 11178 | 12142 | 4730 | 4333 | 17026 | 28152 | 667 | 4799 | 52129 | 77750 | ||||||
6.B. | Investments outside India | 20406 | 17026 | - | - | - | 75 | - | - | 4295 | 4507 | ||||||
(i) | Government securities | 10781 | 6709 | - | - | - | - | - | - | - | 4507 | ||||||
(ii) | Subsidiaries and joint ventures | 4485 | 4532 | - | - | - | 75 | - | - | - | - | ||||||
(iii) | Others | 5140 | 5786 | - | - | - | - | - | - | 4295 | - | ||||||
7. | Advances | 750425 | 725402 | 467178 | 488642 | 1267989 | 1406689 | 278984 | 279120 | 539766 | 583248 | ||||||
(41.5) | (40.5) | (44.4) | (42.3) | (40.3) | (40.1) | (38.5) | (36.8) | (34.7) | (33.3) | ||||||||
7.1. | Bills purchased and discounted | 83449 | 91904 | 54164 | 45128 | 137917 | 137841 | 27613 | 30239 | 48934 | 35635 | ||||||
7.2. | Cash credits, overdrafts & loans | 574088 | 532036 | 296426 | 298240 | 821036 | 889425 | 138336 | 125674 | 250176 | 213626 | ||||||
7.3. | Term loans | 92888 | 101461 | 116589 | 145274 | 309035 | 379423 | 113036 | 123206 | 240655 | 333987 | ||||||
8. | Fixed Assets | 24442 | 24588 | 6342 | 7626 | 57322 | 58667 | 8324 | 8256 | 20827 | 20741 | ||||||
(1.4) | (1.4) | (0.6) | (0.7) | (1.8) | (1.7) | (1.2) | (1.1) | (1.3) | (1.2) | ||||||||
8.1. | Premises | 20875 | 20561 | 2720 | 1943 | 46008 | 46371 | 6124 | 5735 | 17620 | 16195 | ||||||
8.2. | Other Fixed assets | 3567 | 4026 | 3622 | 5682 | 11315 | 12296 | 2201 | 2521 | 3208 | 4546 | ||||||
9. | Other Assets | 192270 | 60834 | 32138 | 47205 | 157856 | 179691 | 85128 | 84818 | 156862 | 173392 | ||||||
(10.6) | (3.4) | (3.1) | (4.1) | (5.0) | (5.1) | (11.8) | (11.2) | (10.1) | (9.9) | ||||||||
9.1. | Inter - office adjustments (net) | 23858 | - | - | - | - | - | 601 | - | - | - | ||||||
9.2. | Interest accrued | 24751 | 27558 | 14366 | 19140 | 57933 | 56542 | 9739 | 10380 | 28445 | 34880 | ||||||
9.3. | Tax paid | 17109 | 9905 | 9106 | 16275 | 52059 | 67099 | 9477 | 10464 | 9134 | 11174 | ||||||
9.4. | Stationery and Stamps | 435 | 458 | 30 | 34 | 1811 | 2022 | 153 | 99 | 739 | 851 | ||||||
9.5. | Others | 126118 | 22913 | | 8637 | 11755 | | 46052 | 54028 | | 65157 | 63875 | | 118544 | 126487 | ||
Total Assets | 1807909 | 1792825 | 1052404 | 1155899 | 3148547 | 3504319 | 723701 | 759326 | 1555340 | 1751364 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48: Liabilities and Assets of Scheduled Commercial |
NATIONALISED BANKS |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||||
Union Bank of | United Bank of India | United | Vijaya Bank | |||||||||||
India | | | Commercial Bank | | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) |
1. | Capital | 33800 | 33800 | 137287 | 171087 | 166052 | 171452 | 25431 | 55631 | |||||
(1.6) | (1.5) | (12.7) | (13.4) | (10.7) | (10.5) | (3.5) | (6.9) | |||||||
2. | Reserves and Surplus | 89878 | 105719 | 10986 | 10758 | 37777 | 40256 | 12982 | 15502 | |||||
(4.4) | (4.7) | (1.0) | (0.8) | (2.4) | (2.5) | (1.8) | (1.9) | |||||||
2.1. | Statutory Reserves | 22120 | 28600 | 1087 | 1087 | 1474 | 1474 | 1578 | 1578 | |||||
2.2. | Capital Reserves | - | 3126 | 9899 | 9671 | 117 | 117 | 11326 | 3487 | |||||
2.3. | Share Premium | 4 | 4 | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | 67754 | 73989 | - | - | 36186 | 38665 | 78 | 10437 | |||||
2.5. | Balance of Profit | - | - | - | - | - | - | - | - | |||||
3. | Deposits | 1789173 | 2000499 | 878993 | 1034580 | 1144317 | 1261410 | 598851 | 682730 | |||||
(87.2) | (89.3) | (81.3) | (81.2) | (73.8) | (77.2) | (82.9) | (84.8) | |||||||
3.1. | Demand Deposits | 256669 | 311742 | 103208 | 104101 | 170189 | 176148 | 103027 | 133958 | |||||
(i) | From Banks | 8111 | 6499 | 5793 | 6410 | 11581 | 8687 | 6706 | 5322 | |||||
(ii) | From Others | 248557 | 305243 | 97415 | 97691 | 158608 | 167461 | 96321 | 128637 | |||||
3.2. | Savings Deposits | 395252 | 452280 | 256268 | 285403 | 290946 | 322161 | 126220 | 143608 | |||||
3.3. | Term Deposits | 1137252 | 1236476 | 519517 | 645076 | 683181 | 763101 | 369603 | 405164 | |||||
(i) | From Banks | 67268 | 45037 | 19294 | 27217 | 82255 | 73875 | 4214 | 939 | |||||
(ii) | From Others | 1069984 | 1191439 | 500223 | 617859 | 600926 | 689226 | 365390 | 404225 | |||||
3.A. | Deposits of branches in India | 1789173 | 2000499 | 878993 | 1034580 | 960619 | 1082869 | 598851 | 682730 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | 183698 | 178541 | - | - | |||||
4. | Borrowings | 64529 | 11829 | 24558 | 20648 | 92423 | 11291 | 53627 | 10772 | |||||
(3.1) | (0.5) | (2.3) | (1.6) | (6.0) | (0.7) | (7.4) | (1.3) | |||||||
4.1. | Borrowings in India | 64529 | 11829 | 23146 | 19293 | 87248 | 9039 | 47783 | 5986 | |||||
(i) | From Reserve Bank of India | 50500 | - | 10120 | 9165 | 6719 | - | 9000 | - | |||||
(ii) | From other Banks | - | 480 | 3491 | 393 | 24689 | 665 | 7574 | 10 | |||||
(iii) | From other Institutions and Agencies | 14029 | 11348 | 9534 | 9735 | 55841 | 8374 | 31210 | 5976 | |||||
4.2. | Borrowings outside India | - | - | 1412 | 1355 | 5175 | 2252 | 5844 | 4786 | |||||
5. | Other liabilities | 74187 | 87618 | 29355 | 37099 | 109714 | 150035 | 31482 | 40754 | |||||
(3.6) | (3.9) | (2.7) | (2.9) | (7.1) | (9.2) | (4.4) | (5.1) | |||||||
5.1. | Bills Payable | 35667 | 39707 | 8841 | 12413 | 17452 | 22383 | 19208 | 31634 | |||||
5.2. | Inter-office Adjustments | - | 172 | - | - | 6121 | 14494 | - | - | |||||
5.3. | Interest Accrued | 10569 | 11862 | 9700 | 7934 | 64788 | 87873 | 3501 | 2111 | |||||
5.4. | Others (including provisions) | 27951 | 35877 | | 10814 | 16751 | | 21353 | 25285 | | 8773 | 7009 | ||
Total Liabilities | 2051566 | 2239465 | 1081179 | 1274172 | 1550282 | 1634443 | 722372 | 805387 | ||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | (Amount in Rs. lakh) | |
As on 31st March | ||||||||||||||
Union Bank of | United Bank of India | United | Vijaya Bank | |||||||||||
India | | | Commercial Bank | | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (31) | (32) | | (33) | (34) | | (35) | (36) | | (37) | (38) |
1. | Cash in hand | 12908 | 14080 | 9142 | 10424 | 10373 | 12451 | 5690 | 7621 | |||||
(0.6) | (0.6) | (0.8) | (0.8) | (0.7) | (0.8) | (0.8) | (0.9) | |||||||
2. | Balances with RBI | 272545 | 254311 | 126499 | 106771 | 182231 | 122357 | 83154 | 73233 | |||||
(13.3) | (11.4) | (11.7) | (8.4) | (11.8) | (7.5) | (11.5) | (9.1) | |||||||
3. | Balances with banks in India | 20245 | 11624 | 5212 | 5625 | 7684 | 8048 | 3985 | 10166 | |||||
(1.0) | (0.5) | (0.5) | (0.4) | (0.5) | (0.5) | (0.6) | (1.3) | |||||||
4. | Money at call and short notice | 50000 | 45700 | - | - | 15181 | 30216 | - | 32700 | |||||
(2.4) | (2.0) | - | - | (1.0) | (1.8) | - | (4.1) | |||||||
5. | Balances with banks outside India | 35336 | 73418 | 5876 | 2285 | 58072 | 54024 | 3239 | 10061 | |||||
6. | Investments | 651897 | 775759 | 445602 | 613160 | 534325 | 646465 | 282925 | 309917 | |||||
(31.8) | (34.6) | (41.2) | (48.1) | (34.5) | (39.6) | (39.2) | (38.5) | |||||||
6.A. | Investments in India | 649298 | 774524 | 445601 | 613159 | 515981 | 604068 | 282925 | 309917 | |||||
(i) | Government securities | 435880 | 534771 | 354336 | 472863 | 399017 | 447261 | 215106 | 241979 | |||||
(ii) | Other approved securities | 105920 | 107351 | 60042 | 60806 | 87982 | 83480 | 20350 | 18893 | |||||
(iii) | Shares | 5418 | 5906 | 1122 | 900 | 8149 | 7800 | 2568 | 2259 | |||||
(iv) | Debentures and Bonds | 98667 | 102209 | 26607 | 75199 | 14655 | 59326 | 33388 | 33594 | |||||
(v) | Subsidiaries and joint ventures | 123 | 140 | 1403 | 1445 | 3801 | 4014 | 480 | 480 | |||||
(vi) | Others | 3290 | 24147 | 2091 | 1945 | 2377 | 2188 | 11034 | 12711 | |||||
6.B. | Investments outside India | 2599 | 1235 | 1 | 1 | 18345 | 42397 | - | - | |||||
(i) | Government securities | 1364 | - | - | - | 9150 | 31750 | - | - | |||||
(ii) | Subsidiaries and joint ventures | 1235 | 1235 | - | - | 904 | - | - | - | |||||
(iii) | Others | - | - | 1 | 1 | 8291 | 10647 | - | - | |||||
7. | Advances | 868108 | 916836 | 285113 | 302731 | 498213 | 489586 | 244370 | 247528 | |||||
(42.3) | (40.9) | (26.4) | (23.8) | (32.1) | (30.0) | (33.8) | (30.7) | |||||||
7.1. | Bills purchased and discounted | 93732 | 84449 | 16491 | 29731 | 87270 | 91173 | 24178 | 21719 | |||||
7.2. | Cash credits, overdrafts & loans | 456098 | 524710 | 155365 | 142489 | 251430 | 232175 | 120488 | 103462 | |||||
7.3. | Term loans | 318278 | 307678 | 113258 | 130511 | 159512 | 166237 | 99703 | 122347 | |||||
8. | Fixed Assets | 74064 | 74526 | 11970 | 11792 | 42469 | 41408 | 17957 | 17359 | |||||
(3.6) | (3.3) | (1.1) | (0.9) | (2.7) | (2.5) | (2.5) | (2.2) | |||||||
8.1. | Premises | 60485 | 60053 | 10361 | 10108 | 39962 | 38998 | 13517 | 12557 | |||||
8.2. | Other Fixed assets | 13578 | 14473 | 1609 | 1684 | 2508 | 2410 | 4440 | 4802 | |||||
9. | Other Assets | 66463 | 73211 | 191765 | 221384 | 201734 | 229889 | 81052 | 96802 | |||||
(3.2) | (3.3) | (17.7) | (17.4) | (13.0) | (14.1) | (11.2) | (12.0) | |||||||
9.1. | Inter - office adjustments (net) | 2081 | - | 6020 | 11601 | - | - | 21165 | 33684 | |||||
9.2. | Interest accrued | 25442 | 28262 | 20341 | 27648 | 24562 | 24329 | 12130 | 12205 | |||||
9.3. | Tax paid | 28678 | 24136 | 16131 | 17872 | 9606 | 11497 | 3818 | 4770 | |||||
9.4. | Stationery and Stamps | 143 | 213 | 450 | 413 | 330 | 342 | 403 | 415 | |||||
9.5. | Others | 10118 | 20600 | | 148824 | 163850 | | 167236 | 193722 | | 43536 | 45728 | ||
Total Assets | 2051566 | 2239465 | 1081179 | 1274172 | 1550282 | 1634443 | 722372 | 805387 | ||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |