Table 48 : Liabilities and Assets of Scheduled Commercial Banks -1996 -97 (Part 7 of 30) - आरबीआय - Reserve Bank of India
Table 48 : Liabilities and Assets of Scheduled Commercial
Banks -1996 -97 (Part 7 of 30)
OTHER SCHEDULED COMMERCIAL BANKS |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Tamilnad Mercantile | Times Bank | United Western Bank | UTI Bank | Vysya Bank | |||||||||||||
Bank | | | | | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (61) | (62) | | (63) | (64) | | (65) | (66) | | (67) | (68) | | (69) | (70) |
1. | Capital | 28 | 28 | 10000 | 10000 | 2989 | 2989 | 11500 | 11500 | 997 | 1464 | ||||||
- | - | (16.2) | (6.6) | (1.6) | (1.3) | (9.5) | (7.0) | (0.2) | (0.2) | ||||||||
2. | Reserves and Surplus | 7916 | 11317 | 948 | 1960 | 9433 | 10755 | 1352 | 2854 | 36230 | 45875 | ||||||
(5.5) | (7.4) | (1.5) | (1.3) | (5.0) | (4.7) | (1.1) | (1.7) | (6.9) | (7.7) | ||||||||
2.1. | Statutory Reserves | 2457 | 3497 | 152 | 355 | 1928 | 2378 | 270 | 571 | 7930 | 9607 | ||||||
2.2. | Capital Reserves | - | 81 | - | - | - | - | - | 230 | 1390 | 1344 | ||||||
2.3. | Share Premium | - | - | - | - | 5473 | 5473 | - | - | 6292 | 10078 | ||||||
2.4. | Revenue and other Reserves | 5447 | 7724 | 696 | 1605 | 2032 | 2904 | - | - | 20611 | 24842 | ||||||
2.5. | Balance of Profit | 12 | 15 | 100 | - | - | - | 1082 | 2053 | 7 | 4 | ||||||
3. | Deposits | 111687 | 125830 | 35572 | 131569 | 162298 | 204375 | 92566 | 140866 | 430077 | 506945 | ||||||
(78.2) | (82.0) | (57.7) | (87.3) | (86.5) | (88.6) | (76.5) | (85.2) | (81.7) | (84.6) | ||||||||
3.1. | Demand Deposits | 28551 | 28837 | 3560 | 10914 | 22518 | 24704 | 32943 | 18201 | 45656 | 45133 | ||||||
(i) | From Banks | 321 | 100 | - | - | 1549 | 1723 | 1902 | 9 | 3795 | 2283 | ||||||
(ii) | From Others | 28229 | 28737 | 3560 | 10914 | 20969 | 22981 | 31041 | 18192 | 41861 | 42851 | ||||||
3.2. | Savings Deposits | 14550 | 15182 | 881 | 4369 | 32142 | 37503 | 770 | 1364 | 34089 | 39386 | ||||||
3.3. | Term Deposits | 68587 | 81811 | 31131 | 116286 | 107638 | 142168 | 58852 | 121301 | 350333 | 422426 | ||||||
(i) | From Banks | 33 | 246 | 4298 | 17006 | 8488 | 10805 | 4159 | 26642 | 25557 | 21010 | ||||||
(ii) | From Others | 68554 | 81565 | 26833 | 99280 | 99150 | 131362 | 54693 | 94658 | 324776 | 401415 | ||||||
3.A. | Deposits of branches in India | 111687 | 125830 | 35572 | 131569 | 162298 | 204375 | 92566 | 140866 | 430077 | 506945 | ||||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | - | - | ||||||
4. | Borrowings | 15313 | 5778 | 12037 | 327 | 8242 | 4406 | 7989 | 732 | 28889 | 13569 | ||||||
(10.7) | (3.8) | (19.5) | (0.2) | (4.4) | (1.9) | (6.6) | (0.4) | (5.5) | (2.3) | ||||||||
4.1. | Borrowings in India | 15313 | 5778 | 12000 | 327 | 8242 | 4406 | 7989 | 374 | 25450 | 13049 | ||||||
(i) | From Reserve Bank of India | 9230 | - | 7382 | - | - | - | 6386 | - | 16351 | - | ||||||
(ii) | From other Banks | - | - | 3100 | 3 | - | 9 | 1500 | 200 | - | 4001 | ||||||
(iii) | From other Institutions and Agencies | 6083 | 5778 | 1518 | 324 | 8241 | 4396 | 103 | 174 | 9098 | 9048 | ||||||
4.2. | Borrowings outside India | - | - | 38 | - | - | - | - | 358 | 3440 | 521 | ||||||
5. | Other liabilities | 7941 | 10493 | 3103 | 6858 | 4589 | 8073 | 7540 | 9289 | 30034 | 31370 | ||||||
(5.6) | (6.8) | (5.0) | (4.6) | (2.4) | (3.5) | (6.2) | (5.6) | (5.7) | (5.2) | ||||||||
5.1. | Bills Payable | 5201 | 7227 | 1195 | 2312 | 772 | 3159 | 394 | 677 | 10613 | 13173 | ||||||
5.2. | Inter-office Adjustments | - | - | - | 5 | - | - | 4366 | 5175 | - | 1655 | ||||||
5.3. | Interest Accrued | 1460 | 1553 | 705 | 1909 | 1766 | 1959 | 222 | 16 | 6001 | 5208 | ||||||
5.4. | Others (including provisions) | 1281 | 1713 | | 1203 | 2633 | | 2051 | 2956 | | 2559 | 3420 | | 13420 | 11334 | ||
Total Liabilities | 142886 | 153447 | 61661 | 150714 | 187551 | 230597 | 120947 | 165241 | 526228 | 599222 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | |||||||||||||||||
Tamilnad Mercantile | Times Bank | United Western Bank | UTI Bank | Vysya Bank | |||||||||||||
Bank | | | | | | | | | |||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (61) | (62) | | (63) | (64) | | (65) | (66) | | (67) | (68) | | (69) | (70) |
1. | Cash in hand | 5574 | 4850 | 106 | 290 | 2448 | 3242 | 147 | 272 | 5426 | 5688 | ||||||
(3.9) | (3.2) | (0.2) | (0.2) | (1.3) | (1.4) | (0.1) | (0.2) | (1.0) | (0.9) | ||||||||
2. | Balances with RBI | 17290 | 13395 | 4508 | 14689 | 23063 | 26097 | 21983 | 16340 | 60459 | 55349 | ||||||
(12.1) | (8.7) | (7.3) | (9.7) | (12.3) | (11.3) | (18.2) | (9.9) | (11.5) | (9.2) | ||||||||
3. | Balances with banks in India | 3833 | 3322 | 2772 | 519 | 4303 | 6054 | 485 | 480 | 11925 | 23710 | ||||||
(2.7) | (2.2) | (4.5) | (0.3) | (2.3) | (2.6) | (0.4) | (0.3) | (2.3) | (4.0) | ||||||||
4. | Money at call and short notice | 5000 | - | - | 400 | 19 | - | 11450 | 19400 | - | - | ||||||
(3.5) | - | - | (0.3) | - | - | (9.5) | (11.7) | - | - | ||||||||
5. | Balances with banks outside India | 684 | 453 | 3463 | 3998 | 839 | 1822 | 1368 | 2198 | 515 | 2718 | ||||||
6. | Investments | 34100 | 49698 | 8412 | 38066 | 49582 | 66424 | 22124 | 52239 | 135452 | 190342 | ||||||
(23.9) | (32.4) | (13.6) | (25.3) | (26.4) | (28.8) | (18.3) | (31.6) | (25.7) | (31.8) | ||||||||
6.A. | Investments in India | 34100 | 49698 | 8412 | 38066 | 49582 | 66424 | 22124 | 52239 | 135452 | 190342 | ||||||
(i) | Government securities | 26035 | 37764 | 8212 | 31647 | 36439 | 46008 | 19089 | 30346 | 105351 | 147948 | ||||||
(ii) | Other approved securities | 4176 | 4063 | 200 | 1120 | 4739 | 4686 | 200 | 200 | 12827 | 12445 | ||||||
(iii) | Shares | 107 | 110 | - | 603 | 986 | 1749 | 670 | 1366 | 1925 | 952 | ||||||
(iv) | Debentures and Bonds | 3689 | 7693 | - | 4497 | 4247 | 10504 | 1150 | 1636 | 14307 | 27959 | ||||||
(v) | Subsidiaries and joint ventures | - | - | - | - | 1 | 1 | - | - | 526 | 875 | ||||||
(vi) | Others | 94 | 69 | - | 200 | 3169 | 3476 | 1014 | 18691 | 515 | 163 | ||||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | - | - | ||||||
(i) | Government securities | - | - | - | - | - | - | - | - | - | - | ||||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | - | - | ||||||
(iii) | Others | - | - | - | - | - | - | - | - | - | - | ||||||
7. | Advances | 69580 | 74619 | 35119 | 81354 | 89066 | 107627 | 55685 | 63945 | 254181 | 262366 | ||||||
(48.7) | (48.6) | (57.0) | (54.0) | (47.5) | (46.7) | (46.0) | (38.7) | (48.3) | (43.8) | ||||||||
7.1. | Bills purchased and discounted | 9565 | 9102 | 14278 | 39603 | 11731 | 17196 | 10946 | 11439 | 111775 | 32189 | ||||||
7.2. | Cash credits, overdrafts & loans | 41635 | 44900 | 20841 | 30607 | 59713 | 68610 | 32698 | 38892 | 83339 | 144700 | ||||||
7.3. | Term loans | 18379 | 20618 | - | 11144 | 17622 | 21821 | 12041 | 13614 | 59068 | 85477 | ||||||
8. | Fixed Assets | 2328 | 2367 | 2892 | 4854 | 5791 | 7899 | 3586 | 4830 | 25267 | 25785 | ||||||
(1.6) | (1.5) | (4.7) | (3.2) | (3.1) | (3.4) | (3.0) | (2.9) | (4.8) | (4.3) | ||||||||
8.1. | Premises | 1484 | 1561 | 1813 | 2178 | 1701 | 3721 | - | 498 | 4516 | 4664 | ||||||
8.2. | Other Fixed assets | 844 | 806 | 1079 | 2676 | 4090 | 4178 | 3586 | 4332 | 20752 | 21120 | ||||||
9. | Other Assets | 4496 | 4744 | 4389 | 6544 | 12440 | 11432 | 4119 | 5537 | 33003 | 33265 | ||||||
(3.1) | (3.1) | (7.1) | (4.3) | (6.6) | (5.0) | (3.4) | (3.4) | (6.3) | (5.6) | ||||||||
9.1. | Inter - office adjustments (net) | 2 | 2 | - | - | 4801 | 4483 | - | - | 333 | - | ||||||
9.2. | Interest accrued | 1357 | 1710 | 494 | 1325 | 3123 | 3110 | 1140 | 1487 | 5617 | 4541 | ||||||
9.3. | Tax paid | - | - | 53 | 403 | 1508 | 1566 | 1357 | 708 | 3271 | 5469 | ||||||
9.4. | Stationery and Stamps | 4 | 5 | - | - | 118 | 248 | 6 | 13 | 94 | 108 | ||||||
9.5. | Others | 3133 | 3027 | | 3842 | 4816 | | 2889 | 2025 | | 1617 | 3329 | | 23688 | 23146 | ||
Total Assets | 142886 | 153447 | 61661 | 150714 | 187551 | 230597 | 120947 | 165241 | 526228 | 599222 | |||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |
Table 48 : Liabilities and Assets of Scheduled Commercial |
FOREIGN BANKS |
| | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | ||||||||||||||
ABN Amro Bank | Abu-dhabi | American Express | Bank of America | |||||||||||
Bank | Commercial Bank | Bank | | | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) |
1. | Capital | 1500 | 1500 | 20 | 20 | 1568 | 1568 | 20 | 20 | |||||
(0.9) | (0.8) | (0.1) | - | (0.5) | (0.6) | - | - | |||||||
2. | Reserves and Surplus | 10804 | 15915 | 1928 | 2073 | 31995 | 36073 | 33114 | 42559 | |||||
(6.3) | (8.5) | (6.4) | (4.4) | (10.6) | (14.2) | (8.6) | (8.4) | |||||||
2.1. | Statutory Reserves | 2074 | 2850 | 382 | 411 | 7042 | 7858 | 7151 | 9040 | |||||
2.2. | Capital Reserves | 37 | 287 | 12 | 12 | 398 | 398 | 16299 | 25799 | |||||
2.3. | Share Premium | - | - | - | - | - | - | - | - | |||||
2.4. | Revenue and other Reserves | 1643 | 2876 | 1183 | 1183 | 1139 | 1139 | 9664 | 7720 | |||||
2.5. | Balance of Profit | 7049 | 9901 | 351 | 467 | 23415 | 26677 | - | - | |||||
3. | Deposits | 58154 | 112058 | 25192 | 32480 | 231483 | 194064 | 192708 | 315861 | |||||
(33.9) | (60.0) | (84.1) | (69.0) | (76.5) | (76.2) | (50.1) | (62.3) | |||||||
3.1. | Demand Deposits | 11958 | 21721 | 4095 | 5770 | 30470 | 30912 | 37268 | 56179 | |||||
(i) | From Banks | 364 | 921 | 175 | 95 | 1361 | 3099 | 568 | 659 | |||||
(ii) | From Others | 11594 | 20801 | 3920 | 5675 | 29110 | 27813 | 36700 | 55520 | |||||
3.2. | Savings Deposits | 2498 | 3916 | 2232 | 2313 | 9473 | 9100 | 9949 | 14808 | |||||
3.3. | Term Deposits | 43697 | 86420 | 18865 | 24397 | 191540 | 154052 | 145491 | 244875 | |||||
(i) | From Banks | 3249 | - | - | - | 791 | 145 | 4320 | 18245 | |||||
(ii) | From Others | 40449 | 86420 | 18865 | 24397 | 190749 | 153907 | 141172 | 226629 | |||||
3.A. | Deposits of branches in India | 58154 | 112058 | 25192 | 32480 | 231483 | 194064 | 192708 | 315861 | |||||
3.B. | Deposits of branches outside India | - | - | - | - | - | - | - | - | |||||
4. | Borrowings | 77398 | 46792 | 600 | 9432 | 12420 | 37 | 134170 | 110709 | |||||
(45.1) | (25.1) | (2.0) | (20.0) | (4.1) | - | (34.9) | (21.8) | |||||||
4.1. | Borrowings in India | 69979 | 36377 | 600 | 9432 | 3678 | 17 | 132203 | 66131 | |||||
(i) | From Reserve Bank of India | 19363 | 10606 | - | - | - | - | 20334 | 9656 | |||||
(ii) | From other Banks | 40505 | 13937 | 600 | 9432 | 3595 | - | 63545 | 40150 | |||||
(iii) | From other Institutions and Agencies | 10111 | 11835 | - | - | 84 | 17 | 48324 | 16325 | |||||
4.2. | Borrowings outside India | 7419 | 10415 | - | - | 8741 | 20 | 1966 | 44578 | |||||
5. | Other liabilities | 23743 | 10516 | 2204 | 3085 | 24951 | 22774 | 24395 | 38063 | |||||
(13.8) | (5.6) | (7.4) | (6.6) | (8.3) | (8.9) | (6.3) | (7.5) | |||||||
5.1. | Bills Payable | 877 | 1276 | 198 | 472 | 2868 | 3893 | 6018 | 7653 | |||||
5.2. | Inter-office Adjustments | 8 | 1507 | - | 133 | 1593 | 1576 | - | - | |||||
5.3. | Interest Accrued | 1598 | 2711 | 1049 | 1694 | 13076 | 10550 | 2188 | 3199 | |||||
5.4. | Others (including provisions) | 21260 | 5022 | | 957 | 785 | | 7414 | 6755 | | 16189 | 27211 | ||
Total Liabilities | 171598 | 186781 | 29944 | 47090 | 302416 | 254516 | 384407 | 507213 | ||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
| | | | | | | | | | | (Amount in Rs. lakh) | |||
As on 31st March | ||||||||||||||
ABN Amro Bank | Abu-dhabi | American Express | Bank of America | |||||||||||
Bank | Commercial Bank | Bank | | | ||||||||||
Items | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | | 1996 | 1997 | |||
| | | | (1) | (2) | | (3) | (4) | | (5) | (6) | | (7) | (8) |
1. | Cash in hand | 185 | 248 | 21 | 25 | 267 | 626 | 465 | 1267 | |||||
(0.1) | (0.1) | (0.1) | (0.1) | (0.1) | (0.2) | (0.1) | (0.2) | |||||||
2. | Balances with RBI | 14617 | 11986 | 1576 | 1914 | 36789 | 20670 | 47309 | 24706 | |||||
(8.5) | (6.4) | (5.3) | (4.1) | (12.2) | (8.1) | (12.3) | (4.9) | |||||||
3. | Balances with banks in India | 71 | 101 | 1015 | 3275 | 2767 | 1444 | 761 | 954 | |||||
(0.0) | (0.1) | (3.4) | (7.0) | (0.9) | (0.6) | (0.2) | (0.2) | |||||||
4. | Money at call and short notice | 5444 | - | - | - | 3804 | 6652 | - | - | |||||
(3.2) | - | - | - | (1.3) | (2.6) | - | - | |||||||
5. | Balances with banks outside India | 19777 | 11466 | 110 | 5192 | 4277 | 3871 | 63 | 151 | |||||
6. | Investments | 26073 | 34544 | 11969 | 11405 | 93009 | 88776 | 74908 | 131964 | |||||
(15.2) | (18.5) | (40.0) | (24.2) | (30.8) | (34.9) | (19.5) | (26.0) | |||||||
6.A. | Investments in India | 26073 | 34544 | 11969 | 11405 | 93009 | 88776 | 74908 | 131964 | |||||
(i) | Government securities | 24134 | 31076 | 5797 | 9470 | 74639 | 62953 | 69190 | 99794 | |||||
(ii) | Other approved securities | 997 | 2146 | 659 | 659 | - | - | - | - | |||||
(iii) | Shares | 500 | - | 38 | 39 | 284 | 239 | 6 | 6 | |||||
(iv) | Debentures and Bonds | 100 | 500 | 3243 | 1006 | 13182 | 12949 | 5214 | 28109 | |||||
(v) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | |||||
(vi) | Others | 342 | 821 | 2231 | 231 | 4904 | 12634 | 498 | 4055 | |||||
6.B. | Investments outside India | - | - | - | - | - | - | - | - | |||||
(i) | Government securities | - | - | - | - | - | - | - | - | |||||
(ii) | Subsidiaries and joint ventures | - | - | - | - | - | - | - | - | |||||
(iii) | Others | - | - | - | - | - | - | - | - | |||||
7. | Advances | 93971 | 114999 | 13499 | 22538 | 130665 | 107669 | 202713 | 294259 | |||||
(54.8) | (61.6) | (45.1) | (47.9) | (43.2) | (42.3) | (52.6) | (58.0) | |||||||
7.1. | Bills purchased and discounted | 23412 | 26165 | 4682 | 10898 | 5816 | 5708 | 10260 | 4967 | |||||
7.2. | Cash credits, overdrafts & loans | 61607 | 41204 | 7828 | 10111 | 112132 | 79751 | 125733 | 121765 | |||||
7.3. | Term loans | 8952 | 47630 | 988 | 1529 | 12717 | 22210 | 60120 | 167526 | |||||
8. | Fixed Assets | 3054 | 3891 | 191 | 307 | 4865 | 5812 | 3960 | 4858 | |||||
(1.8) | (2.1) | (0.6) | (0.7) | (1.6) | (2.3) | (1.0) | (1.0) | |||||||
8.1. | Premises | 1767 | 1691 | 101 | 98 | 2522 | 2495 | 1709 | 2456 | |||||
8.2. | Other Fixed assets | 1287 | 2200 | 91 | 209 | 2344 | 3317 | 2252 | 2402 | |||||
9. | Other Assets | 8406 | 9546 | 1563 | 2434 | 25973 | 18996 | 54827 | 49055 | |||||
(4.9) | (5.1) | (5.2) | (5.2) | (8.6) | (7.5) | (14.3) | (9.7) | |||||||
9.1. | Inter - office adjustments (net) | - | - | 23 | - | - | - | 23191 | 4142 | |||||
9.2. | Interest accrued | 2654 | 1929 | 582 | 778 | 6737 | 2820 | 4001 | 8305 | |||||
9.3. | Tax paid | - | 182 | 838 | 1321 | 4110 | 3685 | 5977 | 6828 | |||||
9.4. | Stationery and Stamps | - | - | - | - | - | - | 28 | 28 | |||||
9.5. | Others | 5751 | 7434 | | 120 | 335 | | 15126 | 12492 | | 21630 | 29751 | ||
Total Assets | 171598 | 186781 | 29944 | 47090 | 302416 | 254516 | 384407 | 507213 | ||||||
| | | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) | | (100.0) | (100.0) |
Note | : | Figures in brackets indicate percent share in total. |
- | : | Nil or negligible. |
Source | : | Annual accounts of banks. |