STATE BANK OF INDIA AND ITS ASSOCIATES

(Amount in Rs. lakh)

As on 31st March

State Bank

State Bank of

State Bank

State Bank

State Bank

Items

of India

Bikaner and Jaipur

of Hyderabad

of Indore

of Mysore

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Capital

52630

52630

3640

5000

1725

1725

1750

1750

3600

3600

(0.3)

(0.3)

(0.4)

(0.6)

(0.2)

(0.2)

(0.5)

(0.4)

(0.7)

(0.6)

2.

Reserves and Surplus

745087

908188

15708

29412

27968

37205

12487

15024

13988

18170

(4.8)

(5.1)

(1.9)

(3.5)

(3.0)

(3.5)

(3.6)

(3.7)

(2.6)

(3.1)

2.1.

Statutory Reserves

281091

432146

4022

6737

7323

10236

4271

6444

2951

4751

2.2.

Capital Reserves

5171

17217

76

1056

-

1018

-

213

-

833

2.3.

Share Premium

351057

351057

4680

10664

-

-

4375

4375

6000

6000

2.4.

Revenue and other Reserves

107735

107735

6929

10954

20645

25951

3841

3991

5037

6586

2.5.

Balance of Profit

33

33

-

-

-

-

1

1

-

-

3.

Deposits

11070117

13109132

539766

652536

723751

864862

279715

336878

436622

476857

(70.7)

(73.0)

(66.3)

(76.6)

(76.8)

(81.5)

(80.4)

(82.3)

(80.2)

(81.3)

3.1.

Demand deposits

2564646

2781365

88952

111666

144986

168324

60602

62030

73650

74548

(i)

From banks

397331

440039

9263

14084

24730

21082

12665

13202

12949

11696

(ii)

From others

2167315

2341326

79688

97582

120256

147242

47938

48828

60701

62852

3.2.

Savings bank deposits

2402813

2920785

138280

169793

143401

171588

68759

87009

94782

106049

3.3.

Term deposits

6102658

7406983

312534

371077

435364

524950

150353

187840

268190

296260

(i)

From banks

257803

347018

8088

10719

11709

18745

1275

1356

5616

5458

(ii)

From others

5844855

7059964

304446

360358

423656

506205

149077

186484

262574

290802

3.A.

Deposits of branches in India

10376734

12354874

539766

652536

723751

864862

279715

336878

436622

476857

3.B.

Deposits of branches outside India

693383

754258

-

-

-

-

-

-

-

-

4.

Borrowings

696053

809345

9370

11163

12152

14247

5266

4121

29558

9682

(4.4)

(4.5)

(1.2)

(1.3)

(1.3)

(1.3)

(1.5)

(1.0)

(5.4)

(1.7)

4.1.

Borrowings in India

88345

83757

1624

1363

10697

13011

3177

3368

18488

5893

(i)

From Reserve Bank of India

6

-

-

-

-

-

-

-

-

-

(ii)

From other banks

1

80

336

76

-

-

-

-

15226

2529

(iii)

From other institutions and agencies

88337

83677

1289

1287

10697

13011

3177

3368

3262

3364

4.2.

Borrowings outside India

607708

725587

7745

9799

1455

1237

2089

752

11070

3789

5.

Other liabilities

3083431

3087972

245805

154182

177295

143764

48823

51548

60983

77986

(19.7)

(17.2)

(30.2)

(18.1)

(18.8)

(13.5)

(14.0)

(12.6)

(11.2)

(13.3)

5.1.

Bills payable

840353

875494

56945

45348

43370

37603

16804

14743

14755

30861

5.2.

Inter-office adjustments

-

-

38803

6868

35932

12325

4886

4929

-

-

5.3.

Interest accrued

733768

761988

49374

51982

58692

51618

21084

24290

29325

28930

5.4.

Others (including provisions)

1509310

1450490

100683

49984

39301

42218

6050

7587

16903

18195

Total Liabilities

15647318

17967267

814289

852292

942891

1061804

348041

409321

544751

586296

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

State Bank of India

State Bank of Bikaner and Jaipur

State Bank of Hyderabad

State Bank of Indore

State Bank of Mysore

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

1.

Cash in hand

49325

50815

2349

2259

3165

3309

1659

1477

2791

3520

(0.3)

(0.3)

(0.3)

(0.3)

(0.3)

(0.3)

(0.5)

(0.4)

(0.5)

(0.6)

2.

Balances with RBI

1035393

1290642

172546

74452

162896

165406

51676

41491

60783

56339

(6.6)

(7.2)

(21.2)

(8.7)

(17.3)

(15.6)

(14.8)

(10.1)

(11.2)

(9.6)

3.

Balances with banks in India

61278

110444

9190

53918

924

1846

2170

2820

3308

7042

(0.4)

(0.6)

(1.1)

(6.3)

(0.1)

(0.2)

(0.6)

(0.7)

(0.6)

(1.2)

4.

Money at call and short notice

1479745

1645094

-

-

-

-

-

-

10000

-

(9.5)

(9.2)

-

-

-

-

-

-

(1.8)

-

5.

Balances with banks outside India

149534

167588

14283

8600

14459

18198

2987

3145

6915

16094

(1.0)

(0.9)

(1.8)

(1.0)

(1.5)

(1.7)

(0.9)

(0.8)

(1.3)

(2.7)

6.

Investments

4682756

5498224

228177

282716

293092

369460

109255

149850

177918

191152

(29.9)

(30.6)

(28.0)

(33.2)

(31.1)

(34.8)

(31.4)

(36.6)

(32.7)

(32.6)

6.A.

Investments in India

4571243

5276078

228177

282716

293092

369460

109255

149850

177918

191152

(i)

Government securities

3397309

3902451

163819

204993

231971

287973

90320

120905

130716

138578

(ii)

Other approved securities

747161

715797

37710

39097

25293

25403

13984

13999

22142

22664

(iii)

Shares

44845

69383

1225

5560

2439

2087

1017

1056

1176

1359

(iv)

Debentures and bonds

292340

413231

25341

32956

24030

33872

2296

11265

17521

24117

(v)

Subsidiaries and joint ventures

87380

98701

79

105

276

500

-

-

975

975

(vi)

Others

2208

76515

5

5

9084

19624

1639

2625

5387

3459

6.B.

Investments outside India

111513

222146

-

-

-

-

-

-

-

-

(i)

Government securities

8666

15276

-

-

-

-

-

-

-

(ii)

Subsidiaries and joint ventures

32504

43740

-

-

-

-

-

-

-

(iii)

Others

70343

163130

-

-

-

-

-

-

-

7.

Advances

6223320

7423733

301182

366048

404100

463019

160696

190165

240685

263199

(39.8)

(41.3)

(37.0)

(42.9)

(42.9)

(43.6)

(46.2)

(46.5)

(44.2)

(44.9)

7.1.

Bills purchased and discounted

665641

793347

24720

30362

25226

39749

17939

20451

27964

30333

7.2.

Cash credits, overdrafts & loans

3847211

4355346

206696

248937

286874

315085

96013

114531

171430

177888

7.3.

Term loans

1710468

2275040

69766

86750

92000

108186

46745

55184

41291

54978

8.

Fixed Assets

117092

150632

4078

4587

5963

7811

2457

2737

2599

2954

(0.7)

(0.8)

(0.5)

(0.5)

(0.6)

(0.7)

(0.7)

(0.7)

(0.5)

(0.5)

8.1.

Premises

41138

49229

1874

1921

2265

2399

847

838

1077

1060

8.2.

Fixed assets under construction

20491

20508

-

-

-

-

188

211

-

-

8.3.

Other fixed assets

55463

80895

2204

2666

3698

5411

1422

1689

1522

1894

9.

Other Assets

1848875

1630096

82483

59712

58290

32755

17140

17635

39752

45996

(11.8)

(9.1)

(10.1)

(7.0)

(6.2)

(3.1)

(4.9)

(4.3)

(7.3)

(7.8)

9.1.

Inter - office adjustments (net)

425882

292435

-

-

-

-

-

-

13897

9271

9.2.

Interest accrued

247414

300548

12839

16325

13192

17837

4907

6047

11016

12952

9.3.

Tax paid

241714

164734

5154

3920

6079

1219

4315

4281

2107

2855

9.4.

Stationery and stamps

6620

7254

391

426

640

494

217

208

318

303

9.5.

Others

927246

865124

64100

39042

38379

13206

7702

7100

12413

20614

Total Assets

15647318

17967267

814289

852292

942891

1061804

348041

409321

544751

586296

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

State Bank of Patiala

State Bank of Saurashtra

State Bank of Travancore

1997

1998

1997

1998

1997

1998

(11)

(12)

(13)

(14)

(15)

(16)

1.

Capital

2475

2475

31400

31400

3500

5000

(0.3)

(0.3)

(6.4)

(6.0)

(0.4)

(0.5)

2.

Reserves and Surplus

40808

54192

7178

7617

17384

30159

(4.7)

(5.6)

(1.5)

(1.5)

(2.2)

(3.3)

2.1.

Statutory Reserves

23275

29770

3739

3739

9166

11419

2.2.

Capital Reserves

2633

9522

-

439

-

2904

2.3.

Share Premium

-

-

-

-

6750

14250

2.4.

Revenue and other Reserves

14900

14900

3440

3440

1467

1567

2.5.

Balance of Profit

-

-

-

-

-

18

3.

Deposits

722935

773743

369967

399470

646369

746806

(83.4)

(80.3)

(75.2)

(76.8)

(83.0)

(81.8)

3.1.

Demand deposits

144093

159939

70495

72939

73201

96868

(i)

From banks

8816

10089

10052

12579

16193

27261

(ii)

From others

135278

149850

60443

60360

57009

69607

3.2.

Savings bank deposits

156973

180490

66656

82460

131265

158238

3.3.

Term deposits

421869

433313

232815

244071

441903

491700

(i)

From banks

395

925

5519

8526

17202

15580

(ii)

From others

421473

432388

227296

235546

424701

476120

3.A.

Deposits of branches in India

722935

773743

369967

399470

646369

746806

3.B.

Deposits of branches outside India

-

-

-

-

-

-

4.

Borrowings

13895

2404

21776

21529

9164

12600

(1.6)

(0.2)

(4.4)

(4.1)

(1.2)

(1.4)

4.1.

Borrowings in India

1430

2404

2416

1890

7461

7053

(i)

From Reserve Bank of India

-

-

-

-

-

-

(ii)

From other banks

-

-

-

-

-

4

(iii)

From other institutions and agencies

1430

2404

2416

1890

7460

7049

4.2.

Borrowings outside India

12465

-

19360

19639

1703

5547

5.

Other liabilities

87125

131244

61719

60352

102601

118745

(10.0)

(13.6)

(12.5)

(11.6)

(13.2)

(13.0)

5.1.

Bills payable

33613

38837

9853

8710

30397

33407

5.2.

Inter-office adjustments

-

-

16872

13923

-

1779

5.3.

Interest accrued

46641

54893

28338

30784

42565

54487

5.4.

Others (including provisions)

6871

37513

6657

6935

29639

29072

Total Liabilities

867237

964057

492040

520368

779017

913310

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Items

State Bank of Patiala

State Bank of Saurashtra

State Bank of Travancore

1997

1998

1997

1998

1997

1998

(11)

(12)

(13)

(14)

(15)

(16)

1.

Cash in hand

3146

2866

1567

1500

3153

3341

(0.4)

(0.3)

(0.3)

(0.3)

(0.4)

(0.4)

2.

Balances with RBI

139634

144853

40089

47458

74594

60876

(16.1)

(15.0)

(8.1)

(9.1)

(9.6)

(6.7)

3.

Balances with banks in India

3124

5802

4579

8507

2844

9848

(0.4)

(0.6)

(0.9)

(1.6)

(0.4)

(1.1)

4.

Money at call and short notice

-

16500

25812

32168

-

26500

-

(1.7)

(5.2)

(6.2)

-

(2.9)

5.

Balances with banks outside India

16983

16528

18096

14745

32179

45503

(2.0)

(1.7)

(3.7)

(2.8)

(4.1)

(5.0)

6.

Investments

266224

295087

154540

153773

262621

330078

(30.7)

(30.6)

(31.4)

(29.6)

(33.7)

(36.1)

6.A.

Investments in India

266224

295087

154540

153773

262621

330078

(i)

Government securities

194068

203305

119039

119936

213307

271071

(ii)

Other approved securities

44611

48550

9357

9436

29116

29320

(iii)

Shares

1255

1859

1489

1734

1020

2416

(iv)

Debentures and bonds

23756

31675

19447

20049

13269

15843

(v)

Subsidiaries and joint ventures

35

35

665