(Amount in Rs. lakh)

As on 31st March

Adhiyaman

Akola

Alaknanda

Aligarh Gramin

Allahabad Kshetriya

Alwar Bharatpur

Items

Gramin Bank

Gramin Bank

Gramin Bank

Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

(11)

(12)

1.

Capital

373

373

100

100

100

100

96

100

100

100

88

100

(9.9)

(8.6)

(2.0)

(2.0)

(2.1)

(1.6)

(0.4)

(0.4)

(0.6)

(0.5)

(0.9)

(0.8)

2.

Reserves and Surplus

-

-

-

-

-

-

1506

1772

-

-

-

-

-

-

-

-

-

-

(6.4)

(6.3)

-

-

-

-

3.

Deposits

2158

2920

3264

3290

3686

4732

16386

21480

14556

18291

8984

10447

(57.2)

(67.3)

(66.2)

(66.0)

(77.5)

(76.9)

(69.5)

(76.1)

(88.2)

(87.5)

(88.7)

(86.8)

3.1.

Demand deposits

58

58

107

97

71

139

420

482

697

898

452

600

3.2.

Savings bank deposits

890

1435

2022

1776

1589

2081

5749

7812

6965

8923

3103

3929

3.3.

Term deposits

1209

1427

1135

1416

2027

2512

10217

13186

6894

8470

5429

5918

4.

Borrowings

1057

792

695

659

312

430

4095

3661

829

723

557

900

(28.0)

(18.3)

(14.1)

(13.2)

(6.5)

(7.0)

(17.4)

(13.0)

(5.0)

(3.5)

(5.5)

(7.5)

4.1.

From banks*

1057

187

134

117

30

27

618

668

-

-

46

43

4.2.

From others

-

605

561

542

282

403

3476

2993

829

723

511

857

5.

Other liabilities

186

251

873

935

659

891

1487

1202

1012

1782

496

586

(4.9)

(5.8)

(17.7)

(18.8)

(13.9)

(14.5)

(6.3)

(4.3)

(6.1)

(8.5)

(4.9)

(4.9)

5.1.

Bills Payable

-

-

1

5

27

16

121

205

37

26

27

46

5.2.

Inter-office adjustments

-

14

-

-

4

15

708

205

65

790

51

57

5.3.

Interest accrued

24

31

31

41

378

497

97

75

71

96

17

23

5.4.

Others (including provisions)

162

207

841

888

250

363

560

717

839

870

401

460

Total Liabilities

3775

4337

4932

4984

4757

6152

23570

28214

16497

20896

10125

12033

1.

Cash in hand

45

41

84

66

47

71

440

501

188

208

169

220

(1.2)

(1.0)

(1.7)

(1.3)

(1.0)

(1.2)

(1.9)

(1.8)

(1.1)

(1.0)

(1.7)

(1.8)

2.

Balances with RBI

64

89

90

102

123

155

510

645

460

600

268

323

(1.7)

(2.0)

(1.8)

(2.0)

(2.6)

(2.5)

(2.2)

(2.3)

(2.8)

(2.9)

(2.6)

(2.7)

3.

Balances with banks in India

1096

1261

1447

1332

2508

3359

6171

6822

4416

6062

2442

2980

(29.0)

(29.1)

(29.3)

(26.7)

(52.7)

(54.6)

(26.2)

(24.2)

(26.8)

(29.0)

(24.1)

(24.8)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

-

5.

Investments

80

187

-

-

629

632

6305

10190

2842

3814

1780

2363

(2.1)

(4.3)

-

-

(13.2)

(10.3)

(26.8)

(36.1)

(17.2)

(18.3)

(17.6)

(19.6)

6.

Advances

2177

2514

1927

2040

770

1001

8004

8814

4580

4163

2365

3036

(57.7)

(58.0)

(39.1)

(40.9)

(16.2)

(16.3)

(34.0)

(31.2)

(27.8)

(19.9)

(23.4)

(25.2)

6.1.

Bills purchased and discounted

29

1

39

1

-

-

2

-

1

1

-

1

6.2.

Cash credits, overdrafts & loans

1626

1888

455

481

263

290

3454

2863

231

202

703

762

6.3.

Term loans

522

625

1432

1559

507

711

4547

5951

4349

3961

1661

2273

7.

Fixed Assets

13

16

9

11

7

7

30

35

31

33

16

18

(0.4)

(0.4)

(0.2)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

(0.2)

(0.2)

(0.2)

(0.1)

8.

Other Assets

299

228

1375

1432

674

926

2110

1207

3980

6016

3086

3094

(7.9)

(5.3)

(27.9)

(28.7)

(14.2)

(15.1)

(9.0)

(4.3)

(24.1)

(28.8)

(30.5)

(25.7)

8.1.

Inter - office adjustments (net)

-

-

131

24

258

-

-

-

-

-

-

-

8.2.

Interest accrued

9

13

-

-

-

585

517

572

-

-

145

165

8.3.

Others

290

215

1244

1409

416

341

1593

635

3980

6016

2941

2928

Total Assets

3775

4337

4932

4984

4757

6152

23570

28214

16497

20896

10125

12033

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Ambala Kurukshetra

Aravali Kshetriya

Arunachal Pradesh

Aurangabad Jalana

Avadh

Baitarani Gramya

Items

Gramin Bank

Gramin Bank

Rural Bank

Gramin Bank

Gramin Bank

Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(13)

(14)

(15)

(16)

(17)

(18)

(19)

(20)

(21)

(22)

(23)

(24)

1.

Capital

88

96

96

100

311

311

545

545

100

100

100

100

(1.2)

(1.0)

(1.9)

(1.5)

(15.1)

(11.0)

(4.2)

(4.5)

(0.4)

(0.3)

(0.9)

(0.7)

2.

Reserves and Surplus

-

-

-2028

-2063

-

-

-

-

164

678

-

-

-

-

(-40.9)

(-33.3)

-

-

-

-

(0.7)

(2.2)

-

-

3.

Deposits

5518

6832

5972

7669

1438

2019

9265

8091

21712

27424

8046

10501

(74.0)

(72.9)

(120.6)

(112.2)

(69.8)

(71.5)

(71.5)

(66.2)

(86.6)

(87.1)

(72.2)

(76.3)

3.1.

Demand deposits

52

18

363

454

65

147

2452

578

859

1603

75

128

3.2.

Savings bank deposits

1658

1968

1647

2461

816

1052

4840

5375

10522

13410

3344

4441

3.3.

Term deposits

3808

4846

3962

4754

558

820

1973

2137

10331

12411

4627

5932

4.

Borrowings

1106

1500

711

1091

151

324

1903

2160

1768

1768

1731

1729

(14.8)

(16.0)

(14.3)

(16.0)

(7.3)

(11.5)

(14.7)

(17.7)

(7.0)

(5.6)

(15.5)

(12.6)

4.1.

From banks*

81

93

18

32

-

-

268

299

173

143

240

136

4.2.

From others

1025

1407

693

1059

151

324

1635

1860

1595

1626

1541

1593

5.

Other liabilities

742

942

203

243

161

172

1241

1422

1335

1501

1270

1434

(10.0)

(10.1)

(4.1)

(3.6)

(7.8)

(6.1)

(9.6)

(11.6)

(5.3)

(4.8)

(11.4)

(10.4)

5.1.

Bills Payable

-

22

39

36

1

1

283

237

42

68

94

176

5.2.

Inter-office adjustments

-

33

-

-

15

-

27

125

31

22

-

-

5.3.

Interest accrued

5

6

42

54

68

94

200

186

28

26

9

7

5.4.

Others (including provisions)

737

881

122

153

77

77

731

874

1234

1386

1164

1252

Total Liabilities

7454

9370

4954

6840

2060

2826

12954

12217

25078

31472

11148

13764

1.

Cash in hand

106

150

171

187

37

49

375

420

272

414

135

203

(1.4)

(1.6)

(3.4)

(2.7)

(1.8)

(1.7)

(2.9)

(3.4)

(1.1)

(1.3)

(1.2)

(1.5)

2.

Balances with RBI

162

195

186

258

42

50

243

248

661

815

259

316

(2.2)

(2.1)

(3.7)

(3.8)

(2.0)

(1.8)

(1.9)

(2.0)

(2.6)

(2.6)

(2.3)

(2.3)

3.

Balances with banks in India

1804

2397

1609

2434

898

331

5261

537

12288

16140

2016

2894

(24.2)

(25.6)

(32.5)

(35.6)

(43.6)

(11.7)

(40.6)

(4.4)

(49.0)

(51.3)

(18.1)

(21.0)

4.

Money at call and short notice

-

-

-

-

-

316

-

-

-

-

-

-

-

-

-

-

-

(11.2)

-

-

-

-

-

-

5.

Investments

1213

1699

260

505

60

60

1543

4726

5964

6731

1575

1834

(16.3)

(18.1)

(5.2)

(7.4)

(2.9)

(2.1)

(11.9)

(38.7)

(23.8)

(21.4)

(14.1)

(13.3)

6.

Advances

3474

4219

2530

3258

774

1736

4183

4763

4610

5386

3713

4531

(46.6)

(45.0)

(51.1)

(47.6)

(37.6)

(61.4)

(32.3)

(39.0)

(18.4)

(17.1)

(33.3)

(32.9)

6.1.

Bills purchased and discounted

199

4

12

11

360

-

640

698

-

-

-

17

6.2.

Cash credits, overdrafts & loans

389

421

726

933

-

580

584

828

197

1180

3713

969

6.3.

Term loans

2887

3794

1792

2314

415

1156

2958

3237

4414

4206

-

3545

7.

Fixed Assets

17

18

28

28

7

7

16

24

36

45

-

18

(0.2)

(0.2)

(0.6)

(0.3)

(0.4)

(0.3)

(0.1)

(0.2)

(0.1)

(0.1)

(0.1)

(0.1)

8.

Other Assets

678

692

171

170

241

277

1334

1500

1246

1939

3441

3967

(9.1)

(7.4)

(3.5)

(2.8)

(11.7)

(9.8)

(10.3)

(12.3)

(5.0)

(6.2)

(30.9)

(28.8)

8.1.

Inter - office adjustments (net)

31

-

20