Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98 (Part 14 of 17) - आरबीआय - Reserve Bank of India
Table 49 : Liabilities and Assets of Regional Rural Banks - 1997-98
(Part 14 of 17)
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(Amount in Rs. lakh) |
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As on 31st March |
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Sagar Gramin |
Sahyadri Gramin |
Samastipur Kshetriya |
Samyukt Kshetriya |
Sangameshwar |
Santhal Parganas |
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Items |
Bank |
Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
Gramin Bank |
||||||||
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
|||
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|
(301) |
(302) |
(303) |
(304) |
(305) |
(306) |
(307) |
(308) |
(309) |
(310) |
(311) |
(312) |
1. |
Capital |
1427 |
1661 |
100 |
616 |
84 |
100 |
187 |
187 |
100 |
2008 |
88 |
1227 |
|
(5.9) |
(5.5) |
(2.0) |
(10.9) |
(0.8) |
(0.7) |
(0.4) |
(0.3) |
(0.8) |
(13.4) |
(0.5) |
(5.4) |
|||
2. |
Reserves and Surplus |
- |
- |
- |
- |
- |
- |
1458 |
3337 |
1 |
1 |
1119 |
- |
|
- |
- |
- |
- |
- |
- |
(3.3) |
(6.2) |
- |
- |
(6.3) |
- |
|||
3. |
Deposits |
18139 |
23761 |
2712 |
3334 |
7894 |
10381 |
40756 |
48535 |
7503 |
9304 |
13493 |
17806 |
|
(75.5) |
(78.7) |
(55.1) |
(58.7) |
(9.8) |
(77.7) |
(91.1) |
(89.5) |
(59.0) |
(62.2) |
(75.9) |
(78.8) |
|||
3.1. |
Demand deposits |
157 |
185 |
130 |
139 |
371 |
418 |
1933 |
2238 |
815 |
654 |
465 |
619 |
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3.2. |
Savings bank deposits |
8205 |
10081 |
827 |
1067 |
4049 |
5334 |
19012 |
23287 |
2700 |
3281 |
8450 |
11636 |
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3.3. |
Term deposits |
9777 |
13494 |
1755 |
2128 |
3475 |
4629 |
19811 |
23010 |
3987 |
5369 |
4577 |
5552 |
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4. |
Borrowings |
1100 |
1120 |
1419 |
1527 |
806 |
1291 |
1623 |
1633 |
2545 |
2656 |
1211 |
1286 |
|
(4.6) |
(3.7) |
(28.9) |
(26.9) |
(8.1) |
(9.7) |
(3.6) |
(3.0) |
(20.0) |
(17.8) |
(6.8) |
(5.7) |
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4.1. |
From banks* |
- |
- |
172 |
177 |
106 |
261 |
152 |
131 |
514 |
577 |
228 |
183 |
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4.2. |
From others |
1100 |
1120 |
1248 |
1350 |
700 |
1030 |
1471 |
1502 |
2031 |
2079 |
983 |
1103 |
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5. |
Other liabilities |
3369 |
3654 |
687 |
198 |
1107 |
1592 |
726 |
511 |
2560 |
978 |
1873 |
2286 |
|
(14.0) |
(12.1) |
(14.0) |
(3.5) |
(11.2) |
(11.9) |
(1.6) |
(0.9) |
(20.1) |
(6.5) |
(10.5) |
(10.1) |
|||
5.1. |
Bills Payable |
120 |
438 |
87 |
63 |
- |
- |
81 |
98 |
77 |
74 |
305 |
256 |
|
5.2. |
Inter-office adjustments |
39 |
- |
36 |
56 |
- |
- |
12 |
- |
- |
- |
- |
- |
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5.3. |
Interest accrued |
270 |
286 |
20 |
48 |
653 |
969 |
313 |
391 |
644 |
771 |
1164 |
1408 |
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5.4. |
Others (including provisions) |
2940 |
2930 |
545 |
32 |
454 |
623 |
320 |
22 |
1839 |
133 |
404 |
623 |
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Total Liabilities |
24034 |
30196 |
4919 |
5675 |
9890 |
13364 |
44749 |
54203 |
12709 |
14948 |
17784 |
22605 |
1. |
Cash in hand |
214 |
240 |
96 |
67 |
91 |
85 |
599 |
540 |
199 |
227 |
70 |
95 |
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(0.9) |
(0.8) |
(2.0) |
(1.2) |
(0.9) |
(0.6) |
(1.3) |
(1.0) |
(1.6) |
(1.5) |
(0.4) |
(0.4) |
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2. |
Balances with RBI |
569 |
747 |
83 |
109 |
262 |
346 |
1236 |
1537 |
220 |
307 |
448 |
531 |
|
(2.4) |
(2.5) |
(1.7) |
(1.9) |
(2.6) |
(2.6) |
(2.8) |
(2.8) |
(1.7) |
(2.1) |
(2.5) |
(2.3) |
|||
3. |
Balances with banks in India |
5940 |
7908 |
1704 |
1737 |
4278 |
5704 |
26295 |
26224 |
3042 |
2755 |
1369 |
2058 |
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(24.7) |
(26.2) |
(34.7) |
(30.6) |
(43.3) |
(42.7) |
(58.8) |
(48.4) |
(23.9) |
(18.4) |
(7.7) |
(9.1) |
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4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
8076 |
8751 |
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- |
- |
- |
- |
- |
- |
- |
- |
- |
- |
(45.4) |
(38.7) |
|||
5. |
Investments |
7200 |
9654 |
211 |
577 |
600 |
2049 |
8610 |
15193 |
2548 |
4653 |
1900 |
4235 |
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(30.0) |
(32.0) |
(4.3) |
(10.2) |
(6.1) |
(15.3) |
(19.2) |
(28.0) |
(20.1) |
(31.1) |
(10.7) |
(18.7) |
|||
6. |
Advances |
5673 |
6306 |
2331 |
2695 |
1870 |
2115 |
5495 |
5855 |
4810 |
5404 |
2629 |
3055 |
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(23.6) |
(20.9) |
(47.4) |
(47.5) |
(18.9) |
(15.8) |
(12.3) |
(10.8) |
(37.8) |
(36.2) |
(14.8) |
(13.5) |
|||
6.1. |
Bills purchased and discounted |
- |
- |
1 |
- |
- |
- |
5 |
4 |
- |
- |
- |
- |
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6.2. |
Cash credits, overdrafts & loans |
46 |
84 |
918 |
990 |
691 |
885 |
674 |
700 |
3244 |
2370 |
883 |
1005 |
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6.3. |
Term loans |
5627 |
6222 |
1412 |
1705 |
1179 |
1230 |
4816 |
5151 |
1566 |
3035 |
1746 |
2050 |
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7. |
Fixed Assets |
40 |
50 |
15 |
16 |
15 |
15 |
40 |
47 |
15 |
20 |
8 |
12 |
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(0.2) |
(0.2) |
(0.3) |
(0.3) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
- |
(0.1) |
|||
8. |
Other Assets |
4398 |
5292 |
478 |
474 |
2773 |
3050 |
2474 |
4807 |
1874 |
1582 |
3284 |
3869 |
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(18.3) |
(17.5) |
(9.7) |
(8.4) |
(28.0) |
(22.8) |
(5.5) |
(8.9) |
(14.7) |
(10.6) |
(18.5) |
(17.1) |
|||
8.1. |
Inter - office adjustments (net) |
- |
82 |
- |
- |
177 |
98 |
- |
62 |
24 |
86 |
132 |
73 |
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8.2. |
Interest accrued |
770 |
1262 |
31 |
111 |
114 |
157 |
2286 |
4473 |
116 |
152 |
892 |
1504 |
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8.3. |
Others |
3628 |
3948 |
447 |
363 |
2483 |
2795 |
189 |
272 |
1734 |
1344 |
2260 |
2292 |
Total Assets |
24034 |
30196 |
4919 |
5675 |
9890 |
13364 |
44749 |
54203 |
12709 |
14948 |
17784 |
22605 |
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(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
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(Amount in Rs. lakh) |
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As on 31st March |
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Saran Kshetriya |
Sarayu |
Shahajahanpur |
Shahdol Kshetriya |
Sharda |
Shekhawati |
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Gramin Bank |
Gramin Bank |
Kshetriya |
Gramin Bank |
Gramin Bank |
Gramin Bank |
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Items |
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Gramin Bank |
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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(313) |
(314) |
(315) |
(316) |
(317) |
(318) |
(319) |
(320) |
(321) |
(322) |
(323) |
(324) |
1. |
Capital |
75 |
83 |
279 |
279 |
100 |
652 |
100 |
100 |
100 |
1135 |
1582 |
2081 |
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(1.0) |
(0.9) |
(3.8) |
(2.5) |
(1.8) |
(7.8) |
(2.1) |
(1.6) |
(1.1) |
(10.6) |
(8.2) |
(9.2) |
|||
2. |
Reserves and Surplus |
- |
- |
228 |
575 |
- |
- |
- |
- |
1035 |
- |
- |
- |
|
- |
- |
(3.1) |
(5.2) |
- |
- |
- |
- |
(11.6) |
- |
- |
- |
|||
3. |
Deposits |
6667 |
8574 |
5890 |
8881 |
3858 |
5784 |
4024 |
5595 |
6914 |
8528 |
14010 |
16712 |
|
(88.5) |
(89.6) |
(79.7) |
(80.3) |
(70.8) |
(68.8) |
(86.3) |
(88.3) |
(77.4) |
(80.0) |
(72.4) |
(74.2) |
|||
3.1. |
Demand deposits |
31 |
47 |
196 |
1013 |
150 |
356 |
327 |
538 |
291 |
475 |
207 |
305 |
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3.2. |
Savings bank deposits |
2718 |
3919 |
3615 |
5378 |
2046 |
3252 |
1618 |
2382 |
2280 |
2966 |
4052 |
5192 |
|
3.3. |
Term deposits |
3919 |
4608 |
2079 |
2490 |
1663 |
2176 |
2080 |
2675 |
4344 |
5087 |
9752 |
11215 |
|
4. |
Borrowings |
363 |
397 |
847 |
989 |
1061 |
1314 |
123 |
170 |
297 |
344 |
1852 |
1870 |
|
(4.8) |
(4.1) |
(11.5) |
(8.9) |
(19.5) |
(15.6) |
(2.6) |
(2.7) |
(3.3) |
(3.2) |
(9.6) |
(8.3) |
|||
4.1. |
From banks* |
- |
- |
845 |
211 |
1061 |
195 |
- |
- |
- |
- |
26 |
20 |
|
4.2. |
From others |
363 |
397 |
1 |
779 |
- |
1119 |
123 |
170 |
297 |
344 |
1826 |
1850 |
|
5. |
Other liabilities |
431 |
515 |
147 |
336 |
433 |
657 |
418 |
469 |
583 |
657 |
1900 |
1846 |
|
(5.7) |
(5.4) |
(2.0) |
(3.0) |
(7.9) |
(7.8) |
(9.0) |
(7.4) |
(6.5) |
(6.2) |
(9.8) |
(8.2) |
|||
5.1. |
Bills Payable |
- |
- |
9 |
13 |
18 |
52 |
11 |
7 |
42 |
24 |
38 |
46 |
|
5.2. |
Inter-office adjustments |
- |
- |
- |
85 |
48 |
174 |
- |
- |
- |
22 |
33 |
34 |
|
5.3. |
Interest accrued |
36 |
50 |
33 |
46 |
11 |
17 |
15 |
18 |
5 |
6 |
44 |
46 |
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5.4. |
Others (including provisions) |
395 |
465 |
106 |
192 |
356 |
415 |
392 |
443 |
536 |
606 |
1786 |
1720 |
|
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Total Liabilities |
7535 |
9568 |
7390 |
11060 |
5452 |
8407 |
4665 |
6334 |
8929 |
10664 |
19344 |
22508 |
1. |
Cash in hand |
63 |
53 |
189 |
142 |
35 |
27 |
39 |
73 |
118 |
107 |
377 |
585 |
|
(0.8) |
(0.6) |
(2.6) |
(1.3) |
(0.6) |
(0.3) |
(0.8) |
(1.2) |
(1.3) |
(1.0) |
(1.9) |
(2.6) |
|||
2. |
Balances with RBI |
199 |
258 |
180 |
270 |
120 |
200 |
121 |
160 |
204 |
252 |
441 |
509 |
|
(2.6) |
(2.7) |
(2.4) |
(2.4) |
(2.2) |
(2.4) |
(2.6) |
(2.5) |
(2.3) |
(2.4) |
(2.3) |
(2.3) |
|||
3. |
Balances with banks in India |
3020 |
4357 |
176 |
434 |
1782 |
3250 |
1997 |
1536 |
3885 |
4622 |
3366 |
5690 |
|
(40.1) |
(45.5) |
(2.4) |
(3.9) |
(32.7) |
(38.7) |
(42.8) |
(24.3) |
(43.5) |
(43.3) |
(17.4) |
(25.3) |
|||
4. |
Money at call and short notice |
- |
- |
- |
- |
- |
- |
- |
1183 |
- |
- |
- |
- |
|
- |
- |
- |
- |
- |
- |
- |
(18.7) |
- |
- |
- |
- |
|||
5. |
Investments |
- |
25 |
4804 |
7511 |
1007 |
2025 |
- |
325 |
1350 |
2003 |
3802 |
3986 |
|
- |
(0.3) |
(65.0) |
(67.9) |
(18.5) |
(24.1) |
- |
(5.1) |
(15.1) |
(18.8) |
(19.7) |
(17.7) |
|||
6. |
Advances |
1960 |
2072 |
1639 |
2274 |
1774 |
2350 |
983 |
1153 |
1514 |
1745 |
7579 |
7981 |
|
(26.0) |
(21.7) |
(22.2) |
(20.6) |
(32.5) |
(27.9) |
(21.1) |
(18.2) |
(17.0) |
(16.4) |
(39.2) |
(35.5) |
|||
6.1. |
Bills purchased and discounted |
- |
- |
1 |
- |
- |
- |
127 |
95 |
- |
- |
14 |
55 |
|
6.2. |
Cash credits, overdrafts & loans |
200 |
211 |
687 |
1083 |
631 |
1029 |
57 |
80 |
58 |
140 |
1055 |
1177 |
|
6.3. |
Term loans |
1760 |
1861 |
951 |
1190 |
1142 |
1321 |
799 |
979 |
1456 |
1605 |
6510 |
6749 |
|
7. |
Fixed Assets |
5 |
5 |
16 |
21 |
6 |
11 |
6 |
6 |
11 |
10 |
14 |
11 |
|
(0.1) |
(0.1) |
(0.2) |
(0.2) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
(0.1) |
|||
8. |
Other Assets |
2289 |
2798 |
386 |
408 |
728 |
545 |
1519 |
1896 |
1848 |
1925 |
3766 |
3746 |
|
(30.4) |
(29.2) |
(5.2) |
(3.7) |
(13.3) |
(6.5) |
(32.6) |
(29.9) |
(20.7) |
(18.1) |
(19.5) |
(16.6) |
|||
8.1. |
Inter - office adjustments (net) |
34 |
12 |
87 |
- |
- |
- |
41 |
55 |
7 |
- |
- |
- |
|
8.2. |
Interest accrued |
110 |
255 |
248 |
391 |
12 |
17 |
112 |
275 |
136 |
162 |
519 |
530 |
|
|
8.3. |
Others |
2145 |
2531 |
51 |
17 |
716 |
529 |
1365 |
1566 |
1705 |
1763 |
3247 |
3216 |
Total Assets |
7535 |
9568 |
7390 |
11060 |
5452 |
8407 |
4665 |
6334 |
8929 |
10664 |
19344 |
22508 |
||
|
|
|
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
(100.0) |
Notes |
: |
1. |
Figures in bracket indicate percent share in total. |
2. |
*Including Reserve Bank of India. |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |