(Amount in Rs. lakh)

As on 31st March

Uttar Banga

Vaishali

Vallalar

Valsad-Dangs

Varada

Vidisha Bhopal

Kshetriya

Kshetriya

Gramin Bank

Gramin Bank

Gramin Bank

Kshetriya

Items

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

1997

1998

(373)

(374)

(375)

(376)

(377)

(378)

(379)

(380)

(381)

(382)

(383)

(384)

1.

Capital

100

100

84

100

283

283

377

397

466

466

100

100

(0.6)

(0.4)

(0.3)

(0.3)

(6.8)

(6.0)

(6.3)

(5.1)

(8.3)

(8.0)

(2.9)

(2.1)

2.

Reserves and Surplus

-

-

-

-

139

364

-

-

-72

28

-

-

-

-

-

-

(3.4)

(7.7)

-

-

(-1.3)

(0.5)

-

-

3.

Deposits

13286

16932

18545

23238

2142

2801

4317

6023

3133

3280

2914

4034

(73.3)

(75.9)

(74.9)

(78.1)

(51.9)

(59.3)

(72.6)

(78.2)

(55.5)

(56.4)

(85.4)

(84.5)

3.1.

Demand deposits

320

304

477

528

112

118

161

224

77

91

162

289

3.2.

Savings bank deposits

6022

8037

8142

10742

811

1438

2194

3178

612

786

953

1332

3.3.

Term deposits

6944

8591

9926

11968

1218

1244

1962

2621

2444

2403

1799

2412

4.

Borrowings

1001

1233

618

755

1372

1000

891

871

1854

1730

197

249

(5.5)

(5.5)

(2.5)

(2.5)

(33.2)

(21.2)

(15.0)

(11.3)

(32.8)

(29.7)

(5.8)

(5.2)

4.1.

From banks*

85

138

150

12

635

214

105

104

181

244

-

-

4.2.

From others

917

1095

468

743

737

785

786

768

1673

1486

197

249

5.

Other liabilities

3729

4045

5498

5670

193

278

365

410

264

312

199

393

(20.6)

(18.1)

(22.2)

(19.0)

(4.7)

(5.9)

(6.1)

(5.3)

(4.7)

(5.4)

(5.8)

(8.2)

5.1.

Bills Payable

-

-

-

-

5

21

11

25

111

146

23

77

5.2.

Inter-office adjustments

-

42

-

-

13

-

-

-

-

-

-

-

5.3.

Interest accrued

1091

1269

-

-

17

28

185

15

4

5

136

236

5.4.

Others (including provisions)

2639

2734

5498

5670

158

230

169

370

150

161

40

79

Total Liabilities

18117

22310

24744

29763

4128

4726

5951

7701

5646

5817

3410

4775

1.

Cash in hand

97

98

250

276

38

65

28

38

73

54

79

121

(0.5)

(0.4)

(1.0)

(0.9)

(0.9)

(1.4)

(0.5)

(0.5)

(1.3)

(0.9)

(2.3)

(2.5)

2.

Balances with RBI

420

536

542

696

61

89

145

181

94

111

89

127

(2.3)

(2.4)

(2.2)

(2.3)

(1.5)

(1.9)

(2.4)

(2.3)

(1.7)

(1.9)

(2.6)

(2.6)

3.

Balances with banks in India

4273

6882

9363

12612

1592

1930

2470

2484

1831

1960

223

368

(23.6)

(30.8)

(37.8)

(42.4)

(38.5)

(40.8)

(41.5)

(32.3)

(32.4)

(33.7)

(6.5)

(7.7)

4.

Money at call and short notice

-

-

-

-

-

-

-

-

-

-

962

1040

-

-

-

-

-

-

-

-

-

-

(28.2)

(21.8)

5.

Investments

1600

1893

-

18

85

139

795

2072

293

233

225

434

(8.8)

(8.5)

-

(0.1)

(2.1)

(2.9)

(13.4)

(26.9)

(5.2)

(4.0)

(6.6)

(9.1)

6.

Advances

7190

7546

5743

6354

2295

2421

1988

2419

3129

3117

1225

1979

(39.7)

(33.8)

(23.2)

(21.3)

(55.6)

(51.2)

(33.4)

(31.4)

(55.4)

(53.6)

(35.9)

(41.4)

6.1.

Bills purchased and discounted

-

-

-

-

22

34

12

2

2

10

-

27

6.2.

Cash credits, overdrafts & loans

1076

1180

614

658

1488

1589

43

386

804

1186

406

727

6.3.

Term loans

6114

6366

5129

5697

785

799

1933

2031

2323

1921

819

1225

7.

Fixed Assets

33

39

25

22

11

15

18

21

31

72

17

18

(0.2)

(0.2)

(0.1)

(0.1)

(0.3)

(0.3)

(0.3)

(0.3)

(0.6)

(1.2)

(0.5)

(0.4)

8.

Other Assets

4502

5317

8821

9784

47

66

507

486

194

270

591

688

(24.9)

(23.8)

(35.6)

(32.9)

(1.1)

(1.4)

(8.5)

(6.3)

(3.4)

(4.6)

(17.3)

(14.4)

8.1.

Inter - office adjustments (net)

43

-

33

30

-

25

6

-

101

104

13

57

8.2.

Interest accrued

359

584

-

-

19

18

74

112

71

143

51

95

8.3.

Others

4100

4733

8788

9754

28

22

428

374

22

23

527

536

Total Assets

18117

22310

24744

29763

4128

4726

5951

7701

5646

5817

3410

4775

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(Amount in Rs. lakh)

As on 31st March

Vidur

Vindhyavasini

Visweshwaraya

Yavatmal

Items

Gramin Bank

Gramin Bank

Gramin Bank

Gramin Bank

1997

1998

1997

1998

1997

1998

1997

1998

(385)

(386)

(387)

(388)

(389)

(390)

(391)

(392)

1.

Capital

96

797

369

369

100

100

430

432

(1.6)

(9.1)

(4.1)

(3.8)

(3.8)

(3.2)

(10.5)

(9.4)

2.

Reserves and Surplus

697

-

-

-

-

-

-

-

(11.5)

-

-

-

-

-

-

-

3.

Deposits

4311

6780

6663

7683

2002

2359

2820

3507

(71.2)

(77.3)

(74.8)

(78.6)

(75.1)

(75.3)

(69.0)

(76.5)

3.1.

Demand deposits

172

312

553

891

84

98

95

113

3.2.

Savings bank deposits

2531

4463

2578

2920

836

761

1607

2067

3.3.

Term deposits

1608

2005

3532

3872

1082

1499

1117

1327

4.

Borrowings

676

682

845

894

380

536

542

387

(11.2)

(7.8)

(9.5)

(9.1)

(14.3)

(17.1)

(13.3)

(8.4)

4.1.

From banks*

81

107

53

68

74

126

101

113

4.2.

From others

595

575

792

826

306

410

441

274

5.

Other liabilities

274

510

1028

824

182

139

293

260

(4.5)

(5.8)

(11.5)

(8.4)

(6.8)

(4.4)

(7.2)

(5.7)

5.1.

Bills Payable

7

89

21

16

-

29

13

40

5.2.

Inter-office adjustments

19

104

22

12

-

-

-

-

5.3.

Interest accrued

17

10

-

-

5

5

15

18

5.4.

Others (including provisions)

230

307

985

796

177

104

265

202

Total Liabilities

6054

8770

8904

9769

2664

3133

4085

4586

1.

Cash in hand

180

157

62

57

65

62

110

128

(3.0)

(1.8)

(0.7)

(0.6)

(2.4)

(2.0)

(2.7)

(2.8)

2.

Balances with RBI

138

210

195

244

61

75

74

102

(2.3)

(2.4)

(2.2)

(2.5)

(2.3)

(2.4)

(1.8)

(2.2)

3.

Balances with banks in India

171

4786

2588

3021

936

784

1625

1632

(2.8)

(54.6)

(29.1)

(30.9)

(35.1)

(25.0)

(39.8)

(35.6)

4.

Money at call and short notice

2450

-

-

-

-

-

-

-

(40.5)

-

-

-

-

-

-

-

5.

Investments

736

1137

1520

1656

114

153

230

507

(12.2)

(13.0)

(17.1)

(16.9)

(4.3)

(4.9)

(5.6)

(11.0)

6.

Advances

1441

1542

3508

3871

1118

1642

1422

1462

(23.8)

(17.6)

(39.4)

(39.6)

(42.0)

(52.4)

(34.8)

(31.9)

6.1.

Bills purchased and discounted

-

-

75

-

38

17

96

36

6.2.

Cash credits, overdrafts & loans

138

162

-

81

40

128

489

606

6.3.

Term loans

1303

1380

3433

3790

1040

1497

838

820

7.

Fixed Assets

8

9

16

17

11

10

9

10

(0.1)

(0.1)

(0.2)

(0.2)

(0.4)

(0.3)

(0.2)

(0.2)

8.

Other Assets

931

930

1017

904

360

408

615

745

(15.4)

(10.6)

(11.4)

(9.3)

(13.5)

(13.0)

(15.1)

(16.3)

8.1.

Inter - office adjustments (net)

-

-

-

-

15

66

233

380

8.2.

Interest accrued

123

206

162

246

40

55

-

-

8.3.

Others

808

724

854

658

305

287

382

365

Total Assets

6054

8770

8904

9769

2664

3133

4085

4586

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

(100.0)

Notes

:

1.

Figures in bracket indicate percent share in total.

2.

*Including Reserve Bank of India.

-

:

Nil or negligible.

Source

:

Annual accounts of banks.