Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 3 of 6) - आरबीआय - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 3 of 6)
Other Scheduled Commercial Banks |
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|
|
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|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||
Items |
Bank of |
Bank of |
Bank of |
|||||
Madura |
Punjab |
Rajasthan |
||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Income |
||||||||
I. |
Interest Earned |
32322 |
37021 |
18645 |
26281 |
35027 |
39974 |
|
a) |
Interest/discount on advances/bills |
14730 |
18506 |
8215 |
12451 |
18233 |
20439 |
|
b) |
Income on Investments |
12461 |
14614 |
9740 |
13115 |
13061 |
14958 |
|
c) |
Interest on balances with |
5110 |
3899 |
690 |
|
2504 |
2646 |
|
RBI and other inter-bank funds |
||||||||
d) |
Others |
21 |
2 |
|
715 |
1229 |
1930 |
|
II. |
Other income |
9857 |
9872 |
4274 |
4624 |
4362 |
5339 |
|
a) |
Commission, exchange and brokerage |
2695 |
3420 |
880 |
1497 |
1976 |
2295 |
|
b) |
Net Profit (loss) on sale of investments |
1165 |
2664 |
1246 |
1021 |
257 |
939 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
investments |
||||||||
d) |
Net Profit (loss) on sale of land, building & |
4 |
4 |
(4) |
(13) |
6 |
(1) |
|
other assets |
||||||||
e) |
Net Profit (loss) on exchange transaction |
2258 |
361 |
923 |
704 |
490 |
337 |
|
f) |
Miscellaneous income |
3735 |
3423 |
1229 |
1414 |
1633 |
1769 |
|
|
Total (I+II) |
42179 |
46894 |
22920 |
30905 |
39389 |
45313 |
|
Expenditure & Provisions |
||||||||
III. |
Interest expended |
25516 |
26609 |
14526 |
18911 |
28575 |
30614 |
|
a) |
Interest on deposits |
23595 |
24156 |
14111 |
17546 |
28198 |
30337 |
|
b) |
Interest on RBI/inter-bank borrowings |
1039 |
731 |
416 |
1365 |
372 |
269 |
|
c) |
Others |
881 |
1722 |
|
|
4 |
8 |
|
IV. |
Operating expenses |
10570 |
10739 |
4224 |
6607 |
11930 |
12862 |
|
a) |
Payments to and provisions for employees |
4843 |
6278 |
717 |
776 |
8174 |
9048 |
|
b) |
Rent, taxes and lighting |
585 |
683 |
816 |
1178 |
751 |
751 |
|
c) |
Printing and stationery |
174 |
175 |
131 |
265 |
126 |
131 |
|
d) |
Advertisement and publicity |
112 |
125 |
183 |
358 |
60 |
52 |
|
e) |
Depreciation on Banks property |
3060 |
1780 |
1142 |
1324 |
1168 |
1193 |
|
f) |
Directors fees, allowances and expenses |
5 |
6 |
28 |
26 |
21 |
10 |
|
g) |
Auditors fees and expenses |
12 |
13 |
20 |
27 |
26 |
26 |
|
h) |
Law charges |
19 |
31 |
10 |
23 |
76 |
110 |
|
i) |
Postage, telegrams, telephones, etc. |
223 |
190 |
163 |
225 |
226 |
211 |
|
j) |
Repairs and maintenance |
226 |
241 |
149 |
281 |
49 |
75 |
|
k) |
Insurance |
140 |
142 |
93 |
119 |
180 |
189 |
|
l) |
Other expenditure |
1172 |
1075 |
772 |
2007 |
1073 |
1066 |
|
V. |
Provisions and contingencies |
3079 |
4987 |
928 |
2075 |
5629 |
629 |
|
Total expenses@ |
36086 |
37348 |
18750 |
25519 |
40505 |
43476 |
||
VI. |
Profit (loss) |
3013 |
4558 |
3242 |
3311 |
(6746) |
1207 |
|
|
Total (III+IV+V+VI) |
42179 |
46894 |
22920 |
30905 |
39389 |
45313 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Benares State |
Bharat Overseas |
Catholic Syrian |
Centurion |
||||||
Bank |
Bank |
Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
(13) |
(14) |
Income |
||||||||||
I. |
Interest Earned |
8002 |
9284 |
14376 |
13955 |
25476 |
28338 |
39470 |
44280 |
|
a) |
Interest/discount on advances/bills |
2719 |
2459 |
7529 |
7312 |
14550 |
14317 |
21183 |
21558 |
|
b) |
Income on Investments |
5020 |
6496 |
4711 |
4750 |
9272 |
12008 |
9532 |
16823 |
|
c) |
Interest on balances with |
263 |
328 |
2136 |
1893 |
1615 |
1972 |
1244 |
1802 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
|
|
|
|
40 |
41 |
7511 |
4097 |
|
II. |
Other income |
906 |
1666 |
1829 |
1991 |
2434 |
4223 |
4447 |
8879 |
|
a) |
Commission, exchange and brokerage |
275 |
251 |
620 |
777 |
760 |
1032 |
887 |
1430 |
|
b) |
Net Profit (loss) on sale of investments |
287 |
1011 |
279 |
713 |
471 |
2050 |
1448 |
5576 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
(3) |
(1) |
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
3 |
16 |
1 |
3 |
1 |
|
|
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
77 |
146 |
785 |
369 |
491 |
411 |
732 |
814 |
|
f) |
Miscellaneous income |
266 |
257 |
129 |
131 |
711 |
730 |
1380 |
1059 |
|
|
Total (I+II) |
8908 |
10950 |
16205 |
15946 |
27910 |
32561 |
43917 |
53159 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
6701 |
8016 |
11261 |
10475 |
20914 |
22029 |
29614 |
36249 |
|
a) |
Interest on deposits |
6665 |
7986 |
10782 |
10080 |
20265 |
21119 |
19917 |
27388 |
|
b) |
Interest on RBI/inter-bank borrowings |
35 |
30 |
329 |
245 |
56 |
248 |
5509 |
4131 |
|
c) |
Others |
|
|
150 |
150 |
594 |
662 |
4188 |
4730 |
|
IV. |
Operating expenses |
3041 |
2877 |
3252 |
3434 |
6491 |
7977 |
11170 |
10403 |
|
a) |
Payments to and provisions for employees |
2142 |
2003 |
1633 |
1711 |
4466 |
5901 |
1017 |
1091 |
|
b) |
Rent, taxes and lighting |
257 |
258 |
586 |
610 |
591 |
652 |
635 |
714 |
|
c) |
Printing and stationery |
36 |
38 |
56 |
49 |
119 |
129 |
172 |
230 |
|
d) |
Advertisement and publicity |
6 |
10 |
103 |
25 |
19 |
12 |
196 |
275 |
|
e) |
Depreciation on Banks property |
104 |
99 |
137 |
248 |
460 |
439 |
6269 |
4263 |
|
f) |
Directors fees, allowances and expenses |
26 |
10 |
10 |
11 |
16 |
12 |
20 |
20 |
|
g) |
Auditors fees and expenses |
21 |
21 |
10 |
10 |
8 |
9 |
24 |
15 |
|
h) |
Law charges |
4 |
15 |
23 |
101 |
9 |
9 |
113 |
228 |
|
i) |
Postage, telegrams, telephones, etc. |
60 |
53 |
78 |
59 |
131 |
107 |
215 |
283 |
|
j) |
Repairs and maintenance |
30 |
19 |
37 |
24 |
36 |
35 |
213 |
441 |
|
k) |
Insurance |
115 |
124 |
58 |
67 |
110 |
126 |
81 |
146 |
|
l) |
Other expenditure |
241 |
227 |
521 |
518 |
526 |
547 |
2215 |
2697 |
|
V. |
Provisions and contingencies |
1198 |
595 |
566 |
1933 |
466 |
1892 |
989 |
3073 |
|
Total expenses@ |
9741 |
10894 |
14513 |
13909 |
27406 |
30006 |
40784 |
46652 |
||
VI. |
Profit (loss) |
(2031) |
(539) |
1125 |
103 |
38 |
663 |
2144 |
3433 |
|
|
Total (III+IV+V+VI) |
8908 |
10950 |
16205 |
15946 |
27910 |
32561 |
43917 |
53158 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
City Union |
Development Credit |
Dhanalakshmi |
Federal |
||||||
Bank |
Bank |
Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(15) |
(16) |
(17) |
(18) |
(19) |
(20) |
(21) |
(22) |
Income |
||||||||||
I. |
Interest Earned |
14989 |
17587 |
22112 |
26321 |
14239 |
16315 |
85944 |
88179 |
|
a) |
Interest/discount on advances/bills |
9434 |
10675 |
11428 |
15261 |
8423 |
9369 |
50480 |
52899 |
|
b) |
Income on Investments |
4146 |
6419 |
10093 |
10246 |
5011 |
6060 |
32405 |
31834 |
|
c) |
Interest on balances with |
349 |
416 |
590 |
814 |
804 |
876 |
2738 |
2123 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
1060 |
76 |
|
|
|
10 |
321 |
1323 |
|
II. |
Other income |
2760 |
3310 |
3188 |
6712 |
1343 |
2469 |
11298 |
13230 |
|
a) |
Commission, exchange and brokerage |
1103 |
1264 |
1105 |
1707 |
808 |
1055 |
3776 |
4819 |
|
b) |
Net Profit (loss) on sale of investments |
692 |
1197 |
143 |
2671 |
255 |
1062 |
2751 |
3401 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
1 |
(3) |
|
(5) |
2 |
|
9 |
(8) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
402 |
312 |
308 |
366 |
39 |
85 |
1524 |
1525 |
|
f) |
Miscellaneous income |
563 |
539 |
1633 |
1973 |
238 |
268 |
3238 |
3493 |
|
|
Total (I+II) |
17749 |
20897 |
25300 |
33033 |
15581 |
18784 |
97242 |
101409 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
12345 |
12918 |
16732 |
20675 |
11255 |
12341 |
77157 |
70145 |
|
a) |
Interest on deposits |
11926 |
12544 |
15706 |
18911 |
10796 |
11835 |
74180 |
62853 |
|
b) |
Interest on RBI/inter-bank borrowings |
125 |
217 |
620 |
1418 |
21 |
77 |
587 |
1377 |
|
c) |
Others |
294 |
157 |
406 |
347 |
438 |
428 |
2389 |
5915 |
|
IV. |
Operating expenses |
2915 |
3073 |
5572 |
6060 |
2996 |
3432 |
15147 |
17715 |
|
a) |
Payments to and provisions for employees |
1661 |
1973 |
2391 |
2621 |
1918 |
2246 |
9264 |
11812 |
|
b) |
Rent, taxes and lighting |
153 |
207 |
355 |
473 |
385 |
447 |
1148 |
1400 |
|
c) |
Printing and stationery |
72 |
71 |
112 |
119 |
73 |
77 |
201 |
200 |
|
d) |
Advertisement and publicity |
63 |
19 |
93 |
80 |
27 |
28 |
122 |
58 |
|
e) |
Depreciation on Banks property |
273 |
253 |
1432 |
1469 |
199 |
201 |
1959 |
1750 |
|
f) |
Directors fees, allowances and expenses |
3 |
4 |
17 |
17 |
4 |
4 |
16 |
15 |
|
g) |
Auditors fees and expenses |
5 |
4 |
22 |
31 |
6 |
7 |
68 |
64 |
|
h) |
Law charges |
1 |
2 |
26 |
23 |
2 |
1 |
17 |
34 |
|
i) |
Postage, telegrams, telephones, etc. |
110 |
87 |
101 |
123 |
65 |
57 |
159 |
53 |
|
j) |
Repairs and maintenance |
30 |
34 |
181 |
141 |
27 |
42 |
231 |
179 |
|
k) |
Insurance |
93 |
86 |
74 |
102 |
42 |
59 |
299 |
294 |
|
l) |
Other expenditure |
450 |
333 |
768 |
863 |
248 |
263 |
1662 |
1855 |
|
V. |
Provisions and contingencies |
1264 |
2900 |
862 |
3402 |
944 |
1883 |
4686 |
8911 |
|
Total expenses@ |
15260 |
15992 |
22304 |
26735 |
14250 |
15773 |
92303 |
87860 |
||
VI. |
Profit (loss) |
1225 |
2006 |
2133 |
2896 |
387 |
1128 |
253 |
4639 |
|
|
Total (III+IV+V+VI) |
17749 |
20897 |
25300 |
33033 |
15581 |
18784 |
97242 |
101409 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Ganesh Bank of |
Global Trust |
HDFC |
ICICI |
||||||
Kurundwad |
Bank |
Bank* |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(23) |
(24) |
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
Income |
||||||||||
I. |
Interest Earned |
1372 |
1644 |
49136 |
64641 |
37608 |
67987 |
54405 |
85287 |
|
a) |
Interest/discount on advances/bills |
1020 |
1171 |
29228 |
38010 |
14317 |
26700 |
22595 |
34791 |
|
b) |
Income on Investments |
285 |
400 |
18192 |
24719 |
18220 |
36678 |
20850 |
40971 |
|
c) |
Interest on balances with |
28 |
38 |
1381 |
1311 |
5045 |
4563 |
10941 |
9462 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
39 |
35 |
335 |
601 |
26 |
46 |
19 |
64 |
|
II. |
Other income |
110 |
90 |
14632 |
23270 |
6807 |
12535 |
8903 |
19405 |
|
a) |
Commission, exchange and brokerage |
46 |
69 |
3147 |
3635 |
4092 |
8319 |
3741 |
6708 |
|
b) |
Net Profit (loss) on sale of investments |
|
|
3556 |
5951 |
1513 |
2127 |
1244 |
10114 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
|
(26) |
(36) |
1 |
(10) |
(10) |
(13) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
|
|
1805 |
2113 |
1195 |
2091 |
3412 |
2239 |
|
f) |
Miscellaneous income |
63 |
21 |
6150 |
11608 |
6 |
8 |
517 |
358 |
|
|
Total (I+II) |
1482 |
1734 |
63768 |
87912 |
44415 |
80522 |
63309 |
104692 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1115 |
1284 |
43846 |
50719 |
22918 |
37428 |
42552 |
66695 |
|
a) |
Interest on deposits |
1051 |
1243 |
40904 |
44371 |
17601 |
28659 |
37187 |
58050 |
|
b) |
Interest on RBI/inter-bank borrowings |
64 |
41 |
1470 |
2568 |
4014 |
6464 |
2040 |
2355 |
|
c) |
Others |
|
|
1472 |
3780 |
1303 |
2305 |
3325 |
6289 |
|
IV. |
Operating expenses |
300 |
329 |
9466 |
12390 |
8879 |
17139 |
8297 |
15331 |
|
a) |
Payments to and provisions for employees |
175 |
196 |
1316 |
1813 |
2206 |
4853 |
1819 |
3637 |
|
b) |
Rent, taxes and lighting |
24 |
17 |
1088 |
1391 |
1421 |
2219 |
1137 |
1801 |
|
c) |
Printing and stationery |
9 |
11 |
276 |
406 |
511 |
1025 |
324 |
823 |
|
d) |
Advertisement and publicity |
|
1 |
343 |
551 |
499 |
1137 |
339 |
388 |
|
e) |
Depreciation on Banks property |
44 |
49 |
3772 |
4188 |
1502 |
2646 |
1753 |
2479 |
|
f) |
Directors fees, allowances and expenses |
1 |
1 |
7 |
2 |
3 |
82 |
5 |
7 |
|
g) |
Auditors fees and expenses |
|
1 |
21 |
23 |
14 |
29 |
13 |
14 |
|
h) |
Law charges |
2 |
4 |
21 |
19 |
6 |
41 |
96 |
50 |
|
i) |
Postage, telegrams, telephones, etc. |
13 |
13 |
350 |
413 |
929 |
1505 |
433 |
687 |
|
j) |
Repairs and maintenance |
1 |
1 |
386 |
458 |
731 |
1361 |
757 |
1009 |
|
k) |
Insurance |
6 |
7 |
312 |
321 |
158 |
295 |
225 |
369 |
|
l) |
Other expenditure |
24 |
31 |
1575 |
2804 |
899 |
1946 |
1397 |
4066 |
|
V. |
Provisions and contingencies |
57 |
100 |
3370 |
13941 |
4378 |
13951 |
6124 |
12137 |
|
Total expenses@ |
1416 |
1613 |
53312 |
63109 |
31797 |
54567 |
50849 |
82026 |
||
VI. |
Profit (loss) |
10 |
21 |
7086 |
10862 |
8240 |
12004 |
6336 |
10530 |
|
|
Total (III+IV+V+VI) |
1482 |
1734 |
63768 |
87912 |
44415 |
80522 |
63309 |
104692 |
Notes |
1. @ : Excluding Provisions and Contingencies. |
2. Figures in bracket indicate loss. |
|
3. * : With effect from 26th February 2000, Times Bank has been merged with HDFC Bank. The data for the year ended March |
|
31, 2000 represent merged banks figures. |
|
Source |
: Annual accounts of banks of respective years. |