Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 6 of 6) - आरबीआय - Reserve Bank of India
Table 50 : Earnings and Expenses of Scheduled Commercial Banks : 1998-99 and 1999-2000 (Part 6 of 6)
Foreign Banks |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Dresdner |
Grindlays |
Hanil |
Hongkong & |
||||||
Bank |
Bank |
Bank * |
Shanghai Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(47) |
(48) |
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
Income |
||||||||||
I. |
Interest Earned |
4551 |
3802 |
118401 |
117974 |
306 |
76323 |
99252 |
||
a) |
Interest/discount on advances/bills |
2364 |
1830 |
55433 |
52539 |
85 |
36891 |
39897 |
||
b) |
Income on Investments |
1433 |
1879 |
50774 |
53394 |
162 |
32307 |
52368 |
||
c) |
Interest on balances with |
743 |
92 |
11857 |
10421 |
58 |
6930 |
6783 |
||
RBI and other inter-bank funds |
||||||||||
d) |
Others |
10 |
|
337 |
1620 |
2 |
196 |
205 |
||
II. |
Other income |
1099 |
466 |
21143 |
28332 |
100 |
19084 |
25518 |
||
a) |
Commission, exchange and brokerage |
238 |
421 |
18196 |
20925 |
2 |
10250 |
12297 |
||
b) |
Net Profit (loss) on sale of investments |
(14) |
(44) |
(4037) |
537 |
(13) |
1034 |
4322 |
||
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
||
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
4 |
(139) |
27 |
|
9 |
(36) |
||
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
875 |
85 |
7011 |
6695 |
2 |
7617 |
7414 |
||
f) |
Miscellaneous income |
|
|
112 |
147 |
109 |
|
174 |
1522 |
|
|
Total (I+II) |
5650 |
4268 |
139544 |
146306 |
406 |
|
95407 |
124770 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
3058 |
1889 |
74904 |
68522 |
7 |
51570 |
64472 |
||
a) |
Interest on deposits |
2057 |
1308 |
66370 |
60570 |
5 |
46031 |
53193 |
||
b) |
Interest on RBI/inter-bank borrowings |
1001 |
581 |
4728 |
3952 |
1 |
5509 |
9542 |
||
c) |
Others |
|
|
3806 |
4000 |
1 |
30 |
1737 |
||
IV. |
Operating expenses |
1865 |
1783 |
30785 |
31843 |
311 |
25770 |
29822 |
||
a) |
Payments to and provisions for employees |
505 |
506 |
15666 |
16715 |
59 |
9778 |
10103 |
||
b) |
Rent, taxes and lighting |
466 |
561 |
2523 |
2726 |
108 |
3029 |
3866 |
||
c) |
Printing and stationery |
15 |
14 |
840 |
646 |
|
623 |
702 |
||
d) |
Advertisement and publicity |
|
1 |
987 |
875 |
|
1752 |
1595 |
||
e) |
Depreciation on Banks property |
209 |
210 |
2133 |
2390 |
42 |
2634 |
3183 |
||
f) |
Directors fees, allowances and expenses |
3 |
3 |
27 |
25 |
|
12 |
11 |
||
g) |
Auditors fees and expenses |
2 |
2 |
18 |
20 |
3 |
10 |
13 |
||
h) |
Law charges |
3 |
|
366 |
99 |
|
35 |
63 |
||
i) |
Postage, telegrams, telephones, etc. |
116 |
93 |
1665 |
1692 |
5 |
1299 |
1557 |
||
j) |
Repairs and maintenance |
21 |
27 |
1565 |
1856 |
|
1105 |
1268 |
||
k) |
Insurance |
9 |
11 |
148 |
140 |
|
525 |
660 |
||
l) |
Other expenditure |
513 |
356 |
4846 |
4660 |
94 |
4969 |
6801 |
||
V. |
Provisions and contingencies |
1292 |
4490 |
16265 |
27928 |
128 |
12691 |
18316 |
||
Total expenses@ |
4923 |
3672 |
105689 |
100366 |
318 |
77340 |
94294 |
|||
VI. |
Profit (loss) |
(565) |
(3895) |
17591 |
18013 |
(40) |
|
5376 |
12159 |
|
|
Total (III+IV+V+VI) |
5650 |
4268 |
139544 |
146306 |
406 |
|
95407 |
124770 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
ING |
KBC |
Krung Thai |
Mashreq |
||||||
Bank |
Bank |
Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
(61) |
(62) |
Income |
||||||||||
I. |
Interest Earned |
6688 |
5471 |
58 |
2466 |
325 |
425 |
3861 |
3534 |
|
a) |
Interest/discount on advances/bills |
3988 |
2748 |
|
815 |
58 |
59 |
2588 |
1745 |
|
b) |
Income on Investments |
2643 |
2435 |
3 |
1578 |
20 |
21 |
1059 |
1705 |
|
c) |
Interest on balances with |
56 |
289 |
54 |
65 |
10 |
346 |
108 |
70 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
|
|
|
8 |
236 |
|
105 |
14 |
|
II. |
Other income |
1288 |
2284 |
(18) |
295 |
153 |
20 |
439 |
563 |
|
a) |
Commission, exchange and brokerage |
989 |
942 |
|
103 |
4 |
5 |
288 |
471 |
|
b) |
Net Profit (loss) on sale of investments |
122 |
1147 |
|
98 |
|
|
8 |
1 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
1 |
|
(19) |
|
|
|
3 |
(41) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
176 |
81 |
|
94 |
136 |
15 |
114 |
76 |
|
f) |
Miscellaneous income |
|
114 |
|
1 |
13 |
1 |
26 |
55 |
|
|
Total (I+II) |
7976 |
7755 |
39 |
2761 |
477 |
446 |
4299 |
4097 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
4414 |
3456 |
|
1490 |
18 |
65 |
3018 |
2738 |
|
a) |
Interest on deposits |
2851 |
1226 |
|
422 |
8 |
62 |
2474 |
2209 |
|
b) |
Interest on RBI/inter-bank borrowings |
1559 |
2230 |
|
999 |
9 |
|
544 |
523 |
|
c) |
Others |
4 |
|
|
69 |
|
3 |
|
6 |
|
IV. |
Operating expenses |
2815 |
2212 |
93 |
850 |
205 |
215 |
1263 |
1211 |
|
a) |
Payments to and provisions for employees |
918 |
841 |
54 |
458 |
40 |
42 |
353 |
389 |
|
b) |
Rent, taxes and lighting |
249 |
202 |
13 |
73 |
104 |
96 |
471 |
389 |
|
c) |
Printing and stationery |
34 |
27 |
2 |
10 |
1 |
1 |
9 |
9 |
|
d) |
Advertisement and publicity |
20 |
27 |
1 |
3 |
1 |
1 |
2 |
9 |
|
e) |
Depreciation on Banks property |
220 |
211 |
4 |
79 |
11 |
11 |
133 |
136 |
|
f) |
Directors fees, allowances and expenses |
3 |
3 |
|
|
|
1 |
|
1 |
|
g) |
Auditors fees and expenses |
4 |
4 |
1 |
4 |
2 |
3 |
5 |
4 |
|
h) |
Law charges |
|
|
|
6 |
|
|
11 |
9 |
|
i) |
Postage, telegrams, telephones, etc. |
244 |
151 |
9 |
21 |
4 |
3 |
84 |
44 |
|
j) |
Repairs and maintenance |
35 |
53 |
3 |
14 |
7 |
11 |
13 |
15 |
|
k) |
Insurance |
36 |
15 |
|
5 |
1 |
1 |
22 |
16 |
|
l) |
Other expenditure |
1052 |
678 |
7 |
177 |
35 |
46 |
160 |
191 |
|
V. |
Provisions and contingencies |
725 |
3383 |
|
230 |
78 |
153 |
997 |
1434 |
|
Total expenses@ |
7229 |
5668 |
93 |
2340 |
223 |
280 |
4281 |
3948 |
||
VI. |
Profit (loss) |
22 |
(1295) |
(54) |
191 |
177 |
12 |
(978) |
(1286) |
|
|
Total (III+IV+V+VI) |
7976 |
7755 |
39 |
2761 |
477 |
446 |
4299 |
4097 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Morgan Guaranty |
Oman International |
Overseas |
Sakura |
||||||
Trust |
Bank |
Chinese Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(63) |
(64) |
(65) |
(66) |
(67) |
(68) |
(69) |
(70) |
Income |
||||||||||
I. |
Interest Earned |
408 |
2029 |
4007 |
5032 |
489 |
545 |
9331 |
7348 |
|
a) |
Interest/discount on advances/bills |
|
|
2289 |
2163 |
79 |
292 |
6968 |
4988 |
|
b) |
Income on Investments |
377 |
1145 |
1160 |
1740 |
88 |
99 |
1611 |
1697 |
|
c) |
Interest on balances with |
31 |
884 |
504 |
1139 |
153 |
153 |
735 |
652 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
|
|
53 |
(10) |
169 |
1 |
17 |
10 |
|
II. |
Other income |
113 |
2131 |
1012 |
906 |
195 |
138 |
(1878) |
(743) |
|
a) |
Commission, exchange and brokerage |
|
|
379 |
255 |
55 |
58 |
574 |
486 |
|
b) |
Net Profit (loss) on sale of investments |
112 |
1378 |
|
53 |
|
|
|
|
|
c) |
Net Profit (loss) on revaluation of |
|
|
(50) |
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
|
1 |
7 |
|
|
|
|
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
|
489 |
580 |
572 |
136 |
74 |
(2457) |
(1258) |
|
f) |
Miscellaneous income |
1 |
264 |
102 |
19 |
4 |
6 |
5 |
29 |
|
|
Total (I+II) |
521 |
4160 |
5019 |
5938 |
684 |
682 |
7453 |
6605 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
233 |
1370 |
4273 |
5311 |
100 |
136 |
4658 |
3651 |
|
a) |
Interest on deposits |
70 |
3 |
3869 |
4915 |
33 |
67 |
1461 |
1101 |
|
b) |
Interest on RBI/inter-bank borrowings |
108 |
1295 |
403 |
395 |
67 |
69 |
3196 |
2550 |
|
c) |
Others |
55 |
72 |
|
|
|
|
|
|
|
IV. |
Operating expenses |
1420 |
2047 |
726 |
750 |
313 |
304 |
1178 |
1251 |
|
a) |
Payments to and provisions for employees |
819 |
1086 |
174 |
205 |
110 |
116 |
341 |
447 |
|
b) |
Rent, taxes and lighting |
115 |
137 |
32 |
35 |
132 |
123 |
436 |
438 |
|
c) |
Printing and stationery |
42 |
36 |
16 |
13 |
2 |
2 |
23 |
20 |
|
d) |
Advertisement and publicity |
|
2 |
1 |
13 |
1 |
|
|
1 |
|
e) |
Depreciation on Banks property |
99 |
368 |
164 |
170 |
14 |
14 |
137 |
103 |
|
f) |
Directors fees, allowances and expenses |
|
2 |
2 |
1 |
|
|
|
|
|
g) |
Auditors fees and expenses |
1 |
|
3 |
12 |
2 |
2 |
4 |
4 |
|
h) |
Law charges |
11 |
42 |
19 |
23 |
|
1 |
2 |
3 |
|
i) |
Postage, telegrams, telephones, etc. |
83 |
137 |
34 |
23 |
22 |
21 |
47 |
34 |
|
j) |
Repairs and maintenance |
2 |
35 |
29 |
26 |
4 |
7 |
36 |
34 |
|
k) |
Insurance |
142 |
12 |
18 |
27 |
1 |
1 |
18 |
12 |
|
l) |
Other expenditure |
106 |
191 |
235 |
202 |
24 |
19 |
134 |
156 |
|
V. |
Provisions and contingencies |
|
93 |
1358 |
5266 |
36 |
257 |
4207 |
2149 |
|
Total expenses@ |
1653 |
3417 |
4999 |
6060 |
412 |
440 |
5836 |
4902 |
||
VI. |
Profit (loss) |
(1132) |
650 |
(1338) |
(5388) |
236 |
(14) |
(2590) |
(446) |
|
|
Total (III+IV+V+VI) |
521 |
4160 |
5019 |
5938 |
684 |
682 |
7453 |
6605 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||
For the year ended March 31 |
||||||||||
Items |
Sanwa |
Societe |
Sonali |
Standard Chartered |
||||||
Bank |
Generale |
Bank |
Bank |
|||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|||
|
|
|
(71) |
(72) |
(73) |
(74) |
(75) |
(76) |
(77) |
(78) |
Income |
||||||||||
I. |
Interest Earned |
3214 |
2348 |
10272 |
6660 |
208 |
110 |
87600 |
96723 |
|
a) |
Interest/discount on advances/bills |
2442 |
1695 |
5720 |
2968 |
96 |
26 |
52824 |
54454 |
|
b) |
Income on Investments |
681 |
552 |
3862 |
3050 |
71 |
29 |
25832 |
36713 |
|
c) |
Interest on balances with |
91 |
101 |
613 |
642 |
38 |
27 |
5257 |
4193 |
|
RBI and other inter-bank funds |
||||||||||
d) |
Others |
|
|
77 |
|
3 |
28 |
3687 |
1363 |
|
II. |
Other income |
454 |
309 |
1707 |
1657 |
569 |
386 |
21496 |
22938 |
|
a) |
Commission, exchange and brokerage |
165 |
78 |
609 |
598 |
377 |
287 |
14316 |
16669 |
|
b) |
Net Profit (loss) on sale of investments |
52 |
5 |
(56) |
206 |
|
|
572 |
893 |
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
investments |
||||||||||
d) |
Net Profit (loss) on sale of land, building & |
|
|
|
(1) |
|
|
442 |
(354) |
|
other assets |
||||||||||
e) |
Net Profit (loss) on exchange transaction |
223 |
178 |
1079 |
767 |
189 |
97 |
5731 |
5608 |
|
f) |
Miscellaneous income |
15 |
48 |
74 |
88 |
4 |
2 |
435 |
122 |
|
|
Total (I+II) |
3668 |
2657 |
11979 |
8318 |
777 |
496 |
109096 |
119660 |
|
Expenditure & Provisions |
||||||||||
III. |
Interest expended |
1619 |
1248 |
8304 |
5930 |
91 |
54 |
58485 |
57698 |
|
a) |
Interest on deposits |
1261 |
715 |
5356 |
3594 |
37 |
39 |
50139 |
41863 |
|
b) |
Interest on RBI/inter-bank borrowings |
347 |
532 |
2948 |
2335 |
10 |
|
8330 |
14748 |
|
c) |
Others |
11 |
|
|
|
44 |
15 |
16 |
1087 |
|
IV. |
Operating expenses |
566 |
626 |
1811 |
1896 |
212 |
196 |
25167 |
28359 |
|
a) |
Payments to and provisions for employees |
146 |
135 |
704 |
753 |
111 |
99 |
8997 |
7426 |
|
b) |
Rent, taxes and lighting |
167 |
226 |
115 |
115 |
35 |
37 |
2039 |
1945 |
|
c) |
Printing and stationery |
20 |
20 |
25 |
24 |
6 |
5 |
1037 |
1047 |
|
d) |
Advertisement and publicity |
|
1 |
4 |
7 |
1 |
2 |
1250 |
1356 |
|
e) |
Depreciation on Banks property |
82 |
74 |
337 |
321 |
5 |
6 |
1024 |
2252 |
|
f) |
Directors fees, allowances and expenses |
|
|
1 |
1 |
|
|
9 |
3 |
|
g) |
Auditors fees and expenses |
2 |
2 |
2 |
2 |
|
1 |
17 |
11 |
|
h) |
Law charges |
1 |
9 |
1 |
|
1 |
1 |
919 |
1085 |
|
i) |
Postage, telegrams, telephones, etc. |
29 |
28 |
139 |
139 |
9 |
11 |
2325 |
1981 |
|
j) |
Repairs and maintenance |
19 |
22 |
57 |
56 |
8 |
1 |
2929 |
3142 |
|
k) |
Insurance |
2 |
1 |
28 |
26 |
3 |
1 |
535 |
767 |
|
l) |
Other expenditure |
98 |
109 |
399 |
453 |
32 |
31 |
4085 |
7345 |
|
V. |
Provisions and contingencies |
1194 |
748 |
4109 |
478 |
228 |
118 |
8537 |
15067 |
|
Total expenses@ |
2185 |
1873 |
10115 |
7826 |
303 |
250 |
83653 |
86057 |
||
VI. |
Profit (loss) |
289 |
36 |
(2245) |
14 |
246 |
128 |
16906 |
18536 |
|
|
Total (III+IV+V+VI) |
3668 |
2657 |
11979 |
8318 |
777 |
496 |
109096 |
119660 |
|
|
|
|
|
|
|
|
(Amount in Rs. lakh) |
||||
For the year ended March 31 |
||||||||||||
Items |
State Bank of |
Sumitomo |
The Fuji |
The Siam |
Toronto Dominion |
|||||||
Mauritius |
Bank |
Bank |
Commercial Bank |
Bank |
||||||||
1999 |
2000 |
1999 |
2000 |
1999 |
2000 |
|
|
1999 |
2000 |
|||
|
|
|
(79) |
(80) |
(81) |
(82) |
(83) |
(84) |
(85) |
(86) |
(87) |
(88) |
Income |
||||||||||||
I. |
Interest Earned |
2357 |
3370 |
3752 |
3693 |
2516 |
2408 |
1688 |
1797 |
629 |
771 |
|
a) |
Interest/discount on advances/bills |
1653 |
2538 |
3347 |
3094 |
1890 |
1543 |
1301 |
1400 |
539 |
557 |
|
b) |
Income on Investments |
493 |
728 |
373 |
577 |
422 |
556 |
267 |
233 |
6 |
123 |
|
c) |
Interest on balances with |
212 |
105 |
31 |
23 |
205 |
308 |
120 |
164 |
84 |
71 |
|
RBI and other inter-bank funds |
||||||||||||
d) |
Others |
|
|
|
|
|
|
|
|
|
20 |
|
II. |
Other income |
522 |
666 |
582 |
346 |
152 |
191 |
152 |
254 |
29 |
101 |
|
a) |
Commission, exchange and brokerage |
150 |
214 |
375 |
237 |
67 |
71 |
125 |
197 |
20 |
93 |
|
b) |
Net Profit (loss) on sale of investments |
34 |
184 |
113 |
|
|
|
10 |
(8) |
|
|
|
c) |
Net Profit (loss) on revaluation of |
|
|
|
|
|
|
|
|
|
|
|
investments |
||||||||||||
d) |
Net Profit (loss) on sale of land, building & |
(1) |
(1) |
(1) |
|
|
|
(1) |
|
|
1 |
|
other assets |
||||||||||||
e) |
Net Profit (loss) on exchange transaction |
328 |
225 |
87 |
101 |
85 |
120 |
8 |
56 |
|
|
|
f) |
Miscellaneous income |
11 |
45 |
7 |
8 |
|
|
10 |
10 |
9 |
7 |
|
|
Total (I+II) |
2879 |
4037 |
4334 |
4039 |
2668 |
2599 |
1840 |
2051 |
658 |
872 |
|
Expenditure & Provisions |
||||||||||||
III. |
Interest expended |
1484 |
2070 |
2214 |
2515 |
1402 |
1862 |
829 |
909 |
1 |
99 |
|
a) |
Interest on deposits |
1258 |
1345 |
912 |
813 |
840 |
1299 |
295 |
537 |
|
99 |
|
b) |
Interest on RBI/inter-bank borrowings |
212 |
718 |
1293 |
1697 |
562 |
563 |
535 |
372 |
1 |
|
|
c) |
Others |
13 |
7 |
9 |
5 |
|
|
|
|
|
|
|
IV. |
Operating expenses |
387 |
385 |
925 |
708 |
933 |
816 |
316 |
338 |
237 |
229 |
|
a) |
Payments to and provisions for employees |
97 |
138 |
466 |
303 |
449 |
259 |
54 |
59 |
64 |
73 |
|
b) |
Rent, taxes and lighting |
16 |
22 |
121 |
175 |
348 |
348 |
89 |
86 |
62 |
59 |
|
c) |
Printing and stationery |
4 |
5 |
5 |
6 |
3 |
4 |
1 |
2 |
2 |
2 |
|
d) |
Advertisement and publicity |
33 |
2 |
|
1 |
|
1 |
|
|
1 |
1 |
|
e) |
Depreciation on Banks property |
87 |
84 |
44 |
41 |
19 |
21 |
27 |
19 |
19 |
20 |
|
f) |
Directors fees, allowances and expenses |
1 |
|
|
|
|
|
4 |
5 |
|
|
|
g) |
Auditors fees and expenses |
2 |
2 |
7 |
9 |
2 |
9 |
|
|
2 |
2 |
|
h) |
Law charges |
4 |
|
1 |
1 |
6 |
3 |
1 |
1 |
12 |
12 |
|
i) |
Postage, telegrams, telephones, etc. |
54 |
50 |
44 |
57 |
18 |
23 |
7 |
8 |
26 |
21 |
|
j) |
Repairs and maintenance |
5 |
15 |
10 |
23 |
9 |
35 |
8 |
10 |
9 |
14 |
|
k) |
Insurance |
8 |
9 |
|
92 |
6 |
5 |
1 |
1 |
1 |
1 |
|
l) |
Other expenditure |
78 |
58 |
226 |
|
74 |
107 |
124 |
150 |
39 |
25 |
|
V. |
Provisions and contingencies |
440 |
965 |
603 |
741 |
295 |
806 |
324 |
449 |
231 |
288 |
|
Total expenses@ |
1871 |
2455 |
3139 |
3223 |
2336 |
2678 |
1146 |
1247 |
237 |
328 |
||
VI. |
Profit (loss) |
568 |
617 |
592 |
75 |
37 |
(884) |
371 |
355 |
190 |
256 |
|
|
Total (III+IV+V+VI) |
2879 |
4037 |
4334 |
4039 |
2668 |
2599 |
1840 |
2051 |
658 |
872 |
Notes |
1. @ : Excluding Provisions and Contingencies. |
2. Figures in bracket indicate loss. |
|
3. * : Hanil Bank has been excluded from the Second Schedule to RBI Act 1934, vide RBI notification dated August 28, 1999. The data reported here pertain to the period ended January 31, 1999. |
|
Source |
: Annual accounts of banks of respective years. |