Table 54: Earnings and Expenses of Scheduled Commercial Banks: 2000-2001 and 2001-2002 (Part 3 of 6)

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प्रकाशित तारीख जानेवारी 02, 2003

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Table 54: Earnings and Expenses of Scheduled Commercial Banks: 2000-2001 and 2001-2002 (Part 3 of 6)


FOREIGN BANKS
(Amount in Rs. lakh)

		For the year ended March 31

Items		ABN Amro Bank		Abu-dhabi Commercial Bank		American Express Bank		Arab Bangladesh Bank

		2001	2002	2001	2002	2001	2002	2001	2002

		(1)	(2)	(3)	(4)	(5)	(6)	(7)	(8)

Income
I. Interest Earned		85630	75628	12365	18441	30621	30262	605	552
a) Interest/discount on advances/bills		52696	47174	3427	3395	11962	15163	160	428
b) Income on Investments		32237	25054	7620	13924	13675	12195	76	73
c) Interest on balances with		651	1911	1239	966	2438	1221	369	50
	RBI and other inter-bank funds
d) Others		47	1489	78	156	2546	1682	-	-
II. Other income		18066	19613	1539	851	21068	22764	224	248
a) Commission, exchange and brokerage		5376	4630	840	392	15581	11014	176	195
b) Net Profit (loss) on sale of investments		1684	6033	614	359	1336	5487	-	-
c) Net Profit (loss) on revaluation of investments		-	-	-	-	-	(14)	-	-
d) Net Profit (loss) on sale of land, building & other assets		(33)	(6)	(3)	-	(334)	1351	-	-
e) Net Profit (loss) on exchange transaction		9639	5924	87	100	3989	4036	29	24
f) Miscellaneous income		1400	3031	-	-	496	890	19	29

Total (I+II)		103696	95241	13904	19292	51688	53026	829	800

Expenditure & Provisions
III. Interest expended		52493	40886	10512	16743	21075	20342	90	61
a) Interest on deposits		17589	14639	9061	15854	9538	5999	89	61
b) Interest on RBI/inter-bank borrowings		24642	22307	234	759	7676	13678	1	1
c) Others		10262	3940	1217	130	3862	665	-	-
IV. Operating expenses		21692	26955	839	900	24020	19305	186	168
a) Payments to and provisions for employees		6021	9123	347	378	6288	6583	60	58
b) Rent, taxes and lighting		1958	2269	99	118	1934	1745	9	9
c) Printing and stationery		554	533	30	37	387	436	12	15
d) Advertisement and publicity		777	713	19	19	1834	1814	6	3
e) Depreciation on Bank’s property		1760	2637	50	64	1454	1745	36	18
f) Directors’ fees, allowances and expenses		1	1	1	-	1	1	3	2
g) Auditors’ fees and expenses		25	30	4	3	24	28	1	1
h) Law charges		121	130	6	10	51	19	2	1
i) Postage, telegrams, telephones, etc.		1596	1775	38	42	1722	1664	14	18
j) Repairs and maintenance		644	1034	65	68	560	705	5	6
k) Insurance		217	121	36	41	114	102	3	2
l) Other expenditure		8017	8589	144	120	9649	4462	37	36
V. Provisions and contingencies		18672	14622	1723	791	8849	12429	279	319
	Total expenses@	74185	67841	11351	17643	45095	39647	276	229
VI. Profit (loss)		10839	12778	829	858	(2255)	950	273	252

	Total (III+IV+V+VI)	103696	95241	13904	19292	51688	53026	829	800

(Amount in Rs. lakh)

		For the year ended March 31

Items		Bank International Indonesia		Bank Muscat International		Bank of America Bank		Bank of Bahrain & Kuwait

		2001	2002	2001	2002	2001	2002	2001	2002

		(9)	(10)	(11)	(12)	(13)	(14)	(15)	(16)

Income
I. Interest Earned		463	361	2108	2371	57086	45933	6112	5906
a) Interest/discount on advances/bills		173	64	707	1672	40360	31221	3484	3524
b) Income on Investments		263	210	697	367	13323	11906	2040	2019
c) Interest on balances with		28	87	704	331	239	236	589	363
	RBI and other inter-bank funds
d) Others		-	-	-	-	3164	2570	-	-
II. Other income		161	128	342	356	9343	12003	979	2027
a) Commission, exchange and brokerage		62	45	247	181	4719	5202	453	364
b) Net Profit (loss) on sale of investments		28	1	(6)	14	2406	3272	26	1103
c) Net Profit (loss) on revaluation of investments		-	-	-	-	158	-	-	-
d) Net Profit (loss) on sale of land, building & other assets		(1)	0	(2)	1	44	39	2	3
e) Net Profit (loss) on exchange transaction		23	82	58	110	1954	3183	202	260
f) Miscellaneous income		49	-	46	49	62	307	297	297

Total (I+II)		624	489	2450	2726	66429	57937	7091	7933

Expenditure & Provisions
III. Interest expended		211	144	1487	1433	38921	31184	5103	5090
a) Interest on deposits		155	99	591	664	24025	16560	3849	3266
b) Interest on RBI/inter-bank borrowings		54	44	896	387	14886	14625	993	1550
c) Others		2	1	-	382	10	-	260	274
IV. Operating expenses		1031	327	707	878	8876	8856	1071	963
a) Payments to and provisions for employees		60	61	222	285	3401	3855	387	432
b) Rent, taxes and lighting		46	17	59	88	941	883	191	250
c) Printing and stationery		4	2	14	23	175	174	13	12
d) Advertisement and publicity		2	1	10	16	8	-	7	5
e) Depreciation on Bank’s property		74	68	132	158	783	851	110	(78)
f) Directors’ fees, allowances and expenses		1	1	3	3	1	2	4	1
g) Auditors’ fees and expenses		4	3	4	5	8	8	6	8
h) Law charges		15	14	13	40	63	15	12	7
i) Postage, telegrams, telephones, etc.		39	26	22	31	570	505	47	56
j) Repairs and maintenance		76	16	54	83	373	358	51	19
k) Insurance		3	3	6	10	25	103	27	25
l) Other expenditure		709	115	167	137	2528	2101	215	226
V. Provisions and contingencies		(353)	(1)	44	349	11723	9233	417	1019
	Total expenses@	1243	471	2194	2311	47798	40040	6174	6053
VI. Profit (loss)		(265)	19	212	66	6909	8663	500	861

	Total (III+IV+V+VI)	624	489	2450	2726	66429	57937	7091	7933

(Amount in Rs. lakh)

			For the year ended March 31

Items			Bank of Ceylon		Bank of Nova Scotia		Bank of Tokyo Mitsubishi		Barclays Bank

			2001	2002	2001	2002	2001	2002	2001	2002

			(17)	(18)	(19)	(20)	(21)	(22)	(23)	(24)

Income
I. Interest Earned			1284	1406	19508	25450	9968	11072	3180	3651
a) Interest/discount on advances/bills			915	1100	14368	18367	5855	6608	237	144
b) Income on Investments			154	233	4665	6476	2347	2410	2216	2964
c) Interest on balances with			215	73	435	335	1039	1237	545	303
	RBI and other inter-bank funds
d) Others			-	-	41	272	728	817	182	240
II. Other income			407	398	2084	3625	7043	4150	512	4321
a) Commission, exchange and brokerage			131	180	1181	1223	987	687	104	354
b) Net Profit (loss) on sale of investments			(8)	6	138	1063	(15)	3	59	4352
c) Net Profit (loss) on revaluation of investments			-	-	-	-	-	-	-	(1)
d) Net Profit (loss) on sale of land, building & other assets			2	1	1	(11)	89	(11)	5	(3)
e) Net Profit (loss) on exchange transaction			162	133	694	735	1704	1546	293	(485)
f) Miscellaneous income			120	79	71	615	4279	1925	52	104

Total (I+II)			1691	1804	21591	29075	17011	15222	3692	7972

Expenditure & Provisions
III. Interest expended			696	657	14596	18436	4074	5037	2510	2909
a) Interest on deposits			548	618	9811	13684	3643	4602	1590	1245
b) Interest on RBI/inter-bank borrowings			148	39	4673	4569	417	369	906	1464
c) Others			-	-	113	183	14	66	14	200
IV. Operating expenses			248	218	2136	2754	4218	6274	1220	1487
a) Payments to and provisions for employees			61	70	685	837	1924	1913	566	816
b) Rent, taxes and lighting			28	28	362	421	441	443	210	216
c) Printing and stationery			3	4	44	48	83	76	11	9
d) Advertisement and publicity			1	1	16	45	5	3	1	4
e) Depreciation on Bank’s property			36	13	140	177	394	391	152	85
f) Directors’ fees, allowances and expenses			-	-	-	-	1	1	11	13
g) Auditors’ fees and expenses			1	1	16	13	8	6	6	9
h) Law charges			-	3	18	33	29	19	3	4
i) Postage, telegrams, telephones, etc.			48	47	132	165	181	164	89	128
j) Repairs and maintenance			6	8	148	173	181	179	39	45
k) Insurance			-	1	43	83	53	49	15	17
l) Other expenditure			63	43	532	759	918	3030	118	143
V. Provisions and contingencies			603	925	2504	4979	1549	(1327)	(623)	2165
		Total expenses@	944	876	16732	21190	8292	11311	3730	4396
VI. Profit (loss)			144	3	2355	2907	7170	5238	585	1411

		Total (III+IV+V+VI)	1691	1804	21591	29076	17011	15222	3692	7972

(Amount in Rs. lakh)

		For the year ended March 31

Items		BNP Paribas		Chase Manhattan Bank#		Chinatrust Commercial Bank		Cho Hung Bank

		2001	2002	2001		2001	2002	2001	2002

		(25)	(26)	(27)	(28)	(29)	(30)	(31)	(32)

Income
I. Interest Earned		26240	27862	2552		1637	1661	1309	1271
a) Interest/discount on advances/bills		13912	14464	223		927	980	576	930
b) Income on Investments		10835	11558	2252		703	672	392	250
c) Interest on balances with		1240	1204	72		6	10	340	90
	RBI and other inter-bank funds
d) Others		252	636	5		-	-	1	1
II. Other income		4205	4127	3975		93	166	327	368
a) Commission, exchange and brokerage		1522	1192	392		57	73	262	303
b) Net Profit (loss) on sale of investments		350	98	1175		(38)	(32)	(3)	(3)
c) Net Profit (loss) on revaluation of investments		-	(91)	119		-	-	-	-
d) Net Profit (loss) on sale of land, building & other assets		(13)	(88)	5		-	-	-	-
e) Net Profit (loss) on exchange transaction		1897	2350	653		36	41	59	60
f) Miscellaneous income		448	666	1630		39	84	9	8

Total (I+II)		30445	31989	6527		1729	1827	1636	1639

Expenditure & Provisions
III. Interest expended		19210	20928	1690		991	888	219	173
a) Interest on deposits		11438	14247	170		438	582	219	98
b) Interest on RBI/inter-bank borrowings		6907	6178	1272		464	246	-	75
c) Others		864	503	247		89	60	-	-
IV. Operating expenses		7589	13268	1653		427	416	305	313
a) Payments to and provisions for employees		3507	5619	556		130	134	90	107
b) Rent, taxes and lighting		1216	1373	315		100	108	82	78
c) Printing and stationery		151	227	23		4	4	3	4
d) Advertisement and publicity		103	543	10		3	4	1	2
e) Depreciation on Bank’s property		381	2041	202		104	78	24	23
f) Directors’ fees, allowances and expenses		2	2	-		2	2	1	1
g) Auditors’ fees and expenses		12	13	9		2	3	2	2
h) Law charges		9	2	4		12	14	5	-
i) Postage, telegrams, telephones, etc.		362	547	192		12	12	12	10
j) Repairs and maintenance		461	505	55		8	7	27	30
k) Insurance		81	135	8		4	7	7	5
l) Other expenditure		1303	2261	280		48	44	53	51
V. Provisions and contingencies		2753	1283	1620		214	399	694	541
	Total expenses@	26799	34196	3343		1418	1304	524	486
VI. Profit (loss)		893	(3490)	1563		97	124	418	612

	Total (III+IV+V+VI)	30445	31989	6527		1729	1827	1636	1639

(Amount in Rs. lakh)

		For the year ended March 31

Items		Citibank		Commerz Bank		Credit Agricole Indosuez		Credit Lyonnais

		2001	2002	2001	2002	2001	2002	2001	2002

		(33)	(34)	(35)	(36)	(37)	(38)	(39)	(40)

Income
I. Interest Earned		175040	191016	6088	3250	7722	8313	16186	14209
a) Interest/discount on advances/bills		112403	131271	1870	703	2942	3593	9057	7833
b) Income on Investments		50066	51076	3697	2406	3412	4307	6318	5160
c) Interest on balances with		12275	8669	471	136	1213	380	773	1216
	RBI and other inter-bank funds
d) Others		296	-	51	5	154	32	38	-
II. Other income		52197	80281	891	462	906	1596	2798	3781
a) Commission, exchange and brokerage		34295	33765	413	152	819	663	817	732
b) Net Profit (loss) on sale of investments		9630	30336	(13)	(41)	(85)	52	832	1131
c) Net Profit (loss) on revaluation of investments		-	-	-	-	-	-	-	-
d) Net Profit (loss) on sale of land, building & other assets		(258)	216	15	1	(16)	534	-	(6)
e) Net Profit (loss) on exchange transaction		7964	12933	434	141	97	325	925	1649
f) Miscellaneous income		566	3031	42	209	91	22	223	275

Total (I+II)		227237	271297	6979	3712	8628	9909	18984	17990

Expenditure & Provisions
III. Interest expended		97852	110280	4743	2308	6117	6981	12119	12113
a) Interest on deposits		76989	92089	2475	388	2073	1474	10135	10073
b) Interest on RBI/inter-bank borrowings		13230	14042	1836	1372	4016	5455	1449	1631
c) Others		7632	4149	432	548	28	52	534	409
IV. Operating expenses		60104	75742	1640	2253	2495	2249	2277	2803
a) Payments to and provisions for employees		13922	16254	722	882	1298	1003	1150	1309
b) Rent, taxes and lighting		3230	4352	231	215	135	161	126	276
c) Printing and stationery		1700	2171	20	5	19	15	16	17
d) Advertisement and publicity		8750	4908	2	2	18	11	43	32
e) Depreciation on Bank’s property		6672	6178	241	169	84	238	117	168
f) Directors’ fees, allowances and expenses		14	12	2	2	1	1	3	2
g) Auditors’ fees and expenses		33	27	2	2	2	2	2	3
h) Law charges		456	600	7	8	33	16	12	8
i) Postage, telegrams, telephones, etc.		4347	5138	60	44	81	95	109	70
j) Repairs and maintenance		4213	5192	77	45	155	99	36	12
k) Insurance		1152	1370	19	16	56	7	32	13
l) Other expenditure		15617	29540	258	863	614	602	631	893
V. Provisions and contingencies		40757	52730	491	(3)	1801	(698)	4333	2650
	Total expenses@	157956	186022	6383	4561	8612	9229	14396	14916
VI. Profit (loss)		28523	32545	106	(846)	(1785)	1378	255	423

	Total (III+IV+V+VI)	227237	271297	6979	3712	8628	9909	18984	17989

Notes
@: Excluding 'Provisions and Contingencies'.
# : See 'Explanatory Notes'.
1. Figures in brackets indicate loss.
Source: Annual accounts of banks of respective years.