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Table 6 : Components of Bank Credit of Scheduled Commercial Banks in India - 1997-98

 
 
 
 
 
 
 
 

(Amount in Rs. lakh)


     

As on 31 st March


     

State Bank of India

Nationalised Banks

Other Scheduled

Foreign Banks

Regional Rural

Total

Items

and its Associates


 

Commercial Banks


 

Banks


 
     

1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


1997


1998


 
 
 

(1)


(2)


(3)


(4)


(5)


(6)


(7)


(8)


(9)


(10)


(11)


(12)


Number of reporting banks

8

8

19

19

34

34

33

42

190

196

284

299

A.

(i)

Bills Purchased and discounted

831810

998070

1388737

1512826

536646

754125

296559

291013

8379

6435

3062131

3562469

 

(ii)

Cash credits, overdrafts and

5306256

5972197

8358596

9323887

1572107

1894930

893797

1075401

266374

323900

16397130

18590315

   

loans repayable on demand

                       
 

(iii)

Term loans

2152093


2786398


3987606


5396877


697464


895883


1462456


1562627


496221


570197


8795840


11211982


 
 

Total


8290159


9756665


13734939


16233590


2806217


3544938


2652812


2929041


770974


900532


28255101


33364766


B.

(i)

Secured by tangible assets

7190535

8348335

11277430

13304649

2260090

2709064

1841945

1951382

602013

704755

23172013

27018185

 

(ii)

Covered by Bank/ Government Guarantees

920982

1081387

1231861

1390555

344204

557814

147966

250226

74266

60165

2719279

3340147

 

(iii)

Unsecured

178643


326942


1225648


1538386


201923


278060


662902


727433


94695


135612


2363811


3006433


 
 

Total


8290160


9756664


13734939


16233590


2806217


3544938


2652813


2929041


770974


900532


28255103


33364765


C.

I.

Advances in India

7555704

8729628

12591461

14905805

2792087

3531279

2652582

2928929

770973

900531

26362807

30996172

 

(i)

Priority sectors

2420752

2811069

4472273

5246292

872989

997496

509494

541684

614607

700512

8890115

10297053

 

(ii)

Public sectors

1257350

1519036

1162548

1768450

176060

185835

51326

84188

76

80

2647359

3557589

 

(iii)

Banks

26540

83896

52290

54861

55371

41574

59166

6865

-

-

193367

187196

 

(iv)

Others

3851062

4315627

6904350

7836202

1687667

2306374

2032596

2296192

156291

199939

14631966

16954334

C.

II.

Advances outside India

734455

1027037

1143479

1327785

14131

13659

231

112

-

-

1892296

2368593

 

(i)

Due from Banks

4480

8682

290284

261866

-

-

-

-

-

-

294764

270548

 

(ii)

Due from others

729975

1018355

853195

1065919

14131

13659

231

112

-

-

1597532

2098045

   

a) Bills purchased and
discounted

188510

263676

120964

166525

-

2406

-

-

-

-

309474

432607

   

b) Syndicate loans

114381

197279

118430

169941

2409

-

124

-

-

-

235344

367220

   

c) Others

427084


557400


613801


729453


11722


11253


107


112


-


-


1052714


1298218


 
 
 

8290159


9756665


13734940


16233590


2806218


3544938


2652813


2929041


770973


900531


28255103


33364765


-

:

Nil or negligible.

Source

:

Annual accounts of banks.

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