Table 6 : Components of Bank Credit of Scheduled Commercial Banks in India - 1997-98 - आरबीआय - Reserve Bank of India
Table 6 : Components of Bank Credit of Scheduled Commercial Banks in India - 1997-98
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(Amount in Rs. lakh) |
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As on 31 st March |
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State Bank of India |
Nationalised Banks |
Other Scheduled |
Foreign Banks |
Regional Rural |
Total |
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Items |
and its Associates |
|
Commercial Banks |
|
Banks |
|
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1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
1997 |
1998 |
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|
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Number of reporting banks |
8 |
8 |
19 |
19 |
34 |
34 |
33 |
42 |
190 |
196 |
284 |
299 |
||
A. |
(i) |
Bills Purchased and discounted |
831810 |
998070 |
1388737 |
1512826 |
536646 |
754125 |
296559 |
291013 |
8379 |
6435 |
3062131 |
3562469 |
(ii) |
Cash credits, overdrafts and |
5306256 |
5972197 |
8358596 |
9323887 |
1572107 |
1894930 |
893797 |
1075401 |
266374 |
323900 |
16397130 |
18590315 |
|
loans repayable on demand |
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(iii) |
Term loans |
2152093 |
2786398 |
3987606 |
5396877 |
697464 |
895883 |
1462456 |
1562627 |
496221 |
570197 |
8795840 |
11211982 |
|
|
|
Total |
8290159 |
9756665 |
13734939 |
16233590 |
2806217 |
3544938 |
2652812 |
2929041 |
770974 |
900532 |
28255101 |
33364766 |
B. |
(i) |
Secured by tangible assets |
7190535 |
8348335 |
11277430 |
13304649 |
2260090 |
2709064 |
1841945 |
1951382 |
602013 |
704755 |
23172013 |
27018185 |
(ii) |
Covered by Bank/ Government Guarantees |
920982 |
1081387 |
1231861 |
1390555 |
344204 |
557814 |
147966 |
250226 |
74266 |
60165 |
2719279 |
3340147 |
|
(iii) |
Unsecured |
178643 |
326942 |
1225648 |
1538386 |
201923 |
278060 |
662902 |
727433 |
94695 |
135612 |
2363811 |
3006433 |
|
|
|
Total |
8290160 |
9756664 |
13734939 |
16233590 |
2806217 |
3544938 |
2652813 |
2929041 |
770974 |
900532 |
28255103 |
33364765 |
C. |
I. |
Advances in India |
7555704 |
8729628 |
12591461 |
14905805 |
2792087 |
3531279 |
2652582 |
2928929 |
770973 |
900531 |
26362807 |
30996172 |
(i) |
Priority sectors |
2420752 |
2811069 |
4472273 |
5246292 |
872989 |
997496 |
509494 |
541684 |
614607 |
700512 |
8890115 |
10297053 |
|
(ii) |
Public sectors |
1257350 |
1519036 |
1162548 |
1768450 |
176060 |
185835 |
51326 |
84188 |
76 |
80 |
2647359 |
3557589 |
|
(iii) |
Banks |
26540 |
83896 |
52290 |
54861 |
55371 |
41574 |
59166 |
6865 |
- |
- |
193367 |
187196 |
|
(iv) |
Others |
3851062 |
4315627 |
6904350 |
7836202 |
1687667 |
2306374 |
2032596 |
2296192 |
156291 |
199939 |
14631966 |
16954334 |
|
C. |
II. |
Advances outside India |
734455 |
1027037 |
1143479 |
1327785 |
14131 |
13659 |
231 |
112 |
- |
- |
1892296 |
2368593 |
(i) |
Due from Banks |
4480 |
8682 |
290284 |
261866 |
- |
- |
- |
- |
- |
- |
294764 |
270548 |
|
(ii) |
Due from others |
729975 |
1018355 |
853195 |
1065919 |
14131 |
13659 |
231 |
112 |
- |
- |
1597532 |
2098045 |
|
a) Bills purchased and |
188510 |
263676 |
120964 |
166525 |
- |
2406 |
- |
- |
- |
- |
309474 |
432607 |
||
b) Syndicate loans |
114381 |
197279 |
118430 |
169941 |
2409 |
- |
124 |
- |
- |
- |
235344 |
367220 |
||
c) Others |
427084 |
557400 |
613801 |
729453 |
11722 |
11253 |
107 |
112 |
- |
- |
1052714 |
1298218 |
||
|
|
|
8290159 |
9756665 |
13734940 |
16233590 |
2806218 |
3544938 |
2652813 |
2929041 |
770973 |
900531 |
28255103 |
33364765 |
- |
: |
Nil or negligible. |
Source |
: |
Annual accounts of banks. |