(Amount in Rs. crore)

Items

For the year ended March 31

 State Bank of India & its Associates

 Nationalised Banks $

 Foreign Banks

 Other Scheduled Commercial Banks

All Scheduled Commercial Banks

2008

2009

2008

2009

2008

2009

2008

2009

2008

2009

(1)

(2)

(3)

(4)

(5)

(6)

(7)

(8)

(9)

(10)

Number of reporting banks

8

7

20

20

28

31

23

22

79

80

I. Interest earned

70427

89196

142647

184232

24417

30322

70990

85066

308481

388814

a) Interest/discount on advances/bills

51354

65903

102746

138806

15712

20579

51359

62389

221171

287678

b) Income on Investments

16916

21030

36203

42050

7017

8748

17816

20268

77952

92095

c) Interest on balances with RBI and other inter-Bank Funds

1407

1751

2743

2327

1380

799

1512

1368

7043

6243

d) Others

750

512

955

1049

308

196

303

1041

2315

2798

II. Other income

11817

16072

20980

26108

10587

14891

17007

17948

60388

75021

a) Commission, exchange and brokerage

7926

9739

6874

8736

5357

6699

10579

11887

30734

37060

b) Net Profit(loss) on sale and revaluation of investment

1519

3268

5551

7798

209

1465

2773

2895

10053

15428

c) Net Profit(loss) on sale of land,building and other assets

11

-5

42

93

83

16

79

-2

215

103

d) Net profit(loss) on exchange transactions

932

1479

2059

2833

3936

5839

943

1409

7870

11561

e) Miscellaneous income

1429

1591

6454

6648

1002

872

2633

1759

11516

10869

Total(I+II)

82244

105268

163627

210340

35004

45213

87997

103014

368869

463835

III. Interest expended

47809

61771

101093

131677

10604

12817

48495

56957

208000

263219

a) Interest on deposits

41588

54961

91130

119352

7176

9288

39665

46588

179558

230188

b) Interest on RBI/inter-bank borrowings

3231

2901

2189

3412

2598

2743

2807

3574

10825

12629

c) Others

2990

3909

7774

8913

830

786

6023

6795

17617

20402

IV. Operating expenses

16992

20086

29670

35103

10352

12300

20268

21781

77275

89262

a) Payments to and provisions for employees

10294

12331

18366

21919

4180

4884

7114

8526

39954

47659

b) Rent, taxes and lighting

1367

1708

2338

2735

600

789

1596

2135

5900

7367

c) Printing and stationery

239

285

374

403

164

159

475

467

1251

1313

d) Advertisement and publicity

200

283

348

491

652

700

485

387

1684

1860

e) Depreciation on bank's property

1029

994

1698

1831

347

432

1420

1629

4494

4886

f) Directors' fees, allowances and expenses

2

2

13

17

-

-

8

9

23

27

g) Auditors' fees and expenses

152

158

315

326

4

5

24

27

494

516

h) Law charges

76

90

127

148

74

67

109

168

385

472

i) Postage, telegrams, telephones, etc.

260

327

423

499

379

433

961

913

2022

2171

j) Repairs and maintenance

299

226

571

722

296

313

1031

1229

2195

2490

k) Insurance

613

752

1389

1692

172

200

585

694

2759

3337

l) Other expenditure

2461

2930

3708

4320

3484

4318

6460

5597

16114

17164

V.  Provisions and contingencies

8438

11515

15277

21064

7435

12588

9713

13411

40863

58577

Total expenses@

64801

81857

130763

166780

20956

25117

68763

78738

285275

352481

VI. Profit (loss) during the year

9005

11896

17587

22496

6613

7508

9521

10865

42731

52777

Notes : 1 . $ Includes IDBI Bank Ltd.

2. @ : Excluding Provisions and Contingencies

 Source : Annual accounts of banks of respective years.