Table B2 : Earnings and expenses of Scheduled Commercial Banks - 2008-09 and 2009-10 - आरबीआय - Reserve Bank of India
Table B2 : Earnings and expenses of Scheduled Commercial Banks - 2008-09 and 2009-10
STATE BANK OF INDIA & ITS ASSOCIATES |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
State Bank of |
State Bank of |
State Bank of |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Income |
|
|
|
|
|
|
I. Interest Earned |
6378843 |
7099392 |
381028 |
397722 |
570950 |
633412 |
a) Interest/Discount on advances/bills |
4640471 |
5063264 |
298943 |
311741 |
420120 |
469499 |
b) Income on investments |
1557412 |
1773630 |
78396 |
84994 |
137459 |
152126 |
c) Interest on balances with RBI and other inter-bank funds |
139962 |
151192 |
1587 |
479 |
9416 |
10150 |
d) Others |
40999 |
111306 |
2102 |
508 |
3955 |
1637 |
II. Other Income |
1269079 |
1496815 |
57705 |
58268 |
76932 |
84133 |
a) Commission, exchange and brokerage |
761724 |
964086 |
40299 |
45088 |
48008 |
53892 |
b) Net profit (loss) on sale of investments |
256729 |
211679 |
7603 |
9189 |
17687 |
20953 |
c) Net profit (loss) on revaluation of investments |
-56 |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-295 |
-1046 |
- |
- |
-74 |
-100 |
e) Net profit (loss) on exchange transactions |
117925 |
158714 |
6974 |
2288 |
5258 |
5627 |
f) Miscellaneous income |
133053 |
163382 |
2829 |
1703 |
6053 |
3761 |
Total (I+II) |
7647922 |
8596207 |
438733 |
455990 |
647882 |
717545 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
4291529 |
4732248 |
270706 |
276569 |
424271 |
447088 |
a) Interest on deposits |
3793685 |
4333429 |
246448 |
258748 |
391156 |
413982 |
b) Interest on RBI/inter-bank borrowings |
255501 |
122805 |
9498 |
3120 |
7348 |
3281 |
c) Others |
242344 |
276014 |
14760 |
14701 |
25767 |
29825 |
IV. Operating Expenses |
1564870 |
2031868 |
78744 |
89047 |
93314 |
98378 |
a) Payments to and provisions for employees |
974731 |
1275465 |
46078 |
50182 |
55215 |
60256 |
b) Rent, taxes and lighting |
129514 |
158957 |
6869 |
7720 |
9583 |
11120 |
c) Printing and stationery |
23282 |
24232 |
1260 |
1491 |
1385 |
1380 |
d) Advertisement and publicity |
25123 |
22405 |
494 |
511 |
1062 |
1260 |
e) Depreciation on bank’s property |
76314 |
93266 |
4096 |
4942 |
4096 |
4931 |
f) Directors’ fees, allowances and expenses |
100 |
61 |
26 |
30 |
21 |
30 |
g) Auditors’ fees and expenses |
10370 |
11160 |
900 |
1020 |
1216 |
1354 |
h) Law charges |
7461 |
9662 |
222 |
318 |
239 |
266 |
i) Postage, telegrams, telephones, etc. |
27973 |
32158 |
1413 |
1937 |
538 |
721 |
j) Repairs and maintenance |
16059 |
32791 |
1388 |
1741 |
561 |
608 |
k) Insurance |
52902 |
68383 |
3313 |
3963 |
5247 |
4905 |
l) Other expenditure |
221042 |
303328 |
12684 |
15191 |
14151 |
11547 |
V. Net Interest Income (I-III) |
2087314 |
2367144 |
110322 |
121153 |
146679 |
186324 |
VI. Provisions and Contingencies |
879400 |
915486 |
48938 |
44857 |
68716 |
89808 |
VII. Operating Profit (I+II-III-IV) |
1791522 |
1832091 |
89284 |
90373 |
130296 |
172079 |
VIII. Profit (Loss) during the year |
912123 |
916605 |
40345 |
45516 |
61581 |
82271 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
STATE BANK OF INDIA & ITS ASSOCIATES |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
State Bank of Indore |
State Bank of Mysore |
State Bank of Patiala |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Income |
|
|
|
|
|
|
I. Interest Earned |
271308 |
273610 |
324728 |
355892 |
580406 |
597527 |
a) Interest/Discount on advances/bills |
210540 |
212179 |
252864 |
272069 |
450035 |
460993 |
b) Income on investments |
56409 |
57477 |
70555 |
77390 |
116994 |
115645 |
c) Interest on balances with RBI and other inter-bank funds |
2847 |
2648 |
442 |
687 |
11422 |
13959 |
d) Others |
1512 |
1306 |
866 |
5746 |
1955 |
6930 |
II. Other Income |
35040 |
37338 |
48036 |
42572 |
63164 |
67444 |
a) Commission, exchange and brokerage |
21330 |
23029 |
28652 |
32385 |
42700 |
47206 |
b) Net profit (loss) on sale of investments |
7447 |
8494 |
12122 |
3241 |
10815 |
12101 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
-356 |
d) Net profit (loss) on sale of land and other assets |
-51 |
- |
5 |
25 |
- |
- |
e) Net profit (loss) on exchange transactions |
3642 |
2574 |
4446 |
3917 |
4782 |
4187 |
f) Miscellaneous income |
2673 |
3241 |
2811 |
3003 |
4867 |
4307 |
Total (I+II) |
306348 |
310947 |
372764 |
398464 |
643569 |
664971 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
197943 |
192810 |
240902 |
232236 |
467632 |
444105 |
a) Interest on deposits |
173866 |
175884 |
209886 |
209822 |
431415 |
416163 |
b) Interest on RBI/inter-bank borrowings |
8216 |
1788 |
920 |
10174 |
6628 |
947 |
c) Others |
15862 |
15138 |
30096 |
12240 |
29589 |
26995 |
IV. Operating Expenses |
46004 |
50814 |
66509 |
72488 |
79392 |
90095 |
a) Payments to and provisions for employees |
25454 |
25888 |
38455 |
41826 |
44392 |
50057 |
b) Rent, taxes and lighting |
4305 |
5147 |
6727 |
7178 |
7041 |
9126 |
c) Printing and stationery |
491 |
488 |
372 |
711 |
883 |
662 |
d) Advertisement and publicity |
344 |
332 |
452 |
412 |
462 |
637 |
e) Depreciation on bank’s property |
2540 |
3036 |
4260 |
4235 |
3979 |
4672 |
f) Directors’ fees, allowances and expenses |
12 |
15 |
20 |
23 |
16 |
20 |
g) Auditors’ fees and expenses |
514 |
541 |
809 |
956 |
789 |
1058 |
h) Law charges |
77 |
77 |
214 |
276 |
299 |
341 |
i) Postage, telegrams, telephones, etc. |
381 |
423 |
808 |
181 |
1000 |
1147 |
j) Repairs and maintenance |
955 |
1438 |
584 |
565 |
1965 |
1842 |
k) Insurance |
2020 |
2529 |
2948 |
3143 |
5010 |
5682 |
l) Other expenditure |
8911 |
10899 |
10859 |
12981 |
13556 |
14852 |
V. Net Interest Income (I-III) |
73364 |
80799 |
83826 |
123655 |
112774 |
153422 |
VI. Provisions and Contingencies |
34509 |
36546 |
31661 |
49163 |
43391 |
75682 |
VII. Operating Profit (I+II-III-IV) |
62401 |
67323 |
65353 |
93740 |
96545 |
130771 |
VIII. Profit (Loss) during the year |
27892 |
30777 |
33691 |
44577 |
53154 |
55089 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||
STATE BANK OF INDIA & ITS ASSOCIATES |
||
(Amount in ` lakh) |
||
Items |
As on March 31 |
|
State Bank of Travancore |
||
2009 |
2010 |
|
|
(13) |
(14) |
Income |
|
|
I. Interest Earned |
412315 |
437812 |
a) Interest/Discount on advances/bills |
317340 |
336307 |
b) Income on investments |
85746 |
95790 |
c) Interest on balances with RBI and other inter-bank funds |
1884 |
1090 |
d) Others |
7345 |
4624 |
II. Other Income |
57310 |
52796 |
a) Commission, exchange and brokerage |
31185 |
33192 |
b) Net profit (loss) on sale of investments |
14471 |
7899 |
c) Net profit (loss) on revaluation of investments |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-21 |
22 |
e) Net profit (loss) on exchange transactions |
4871 |
5659 |
f) Miscellaneous income |
6804 |
6024 |
Total (I+II) |
469625 |
490608 |
Expenditure & Provisions |
|
|
III. Interest Expended |
284060 |
297794 |
a) Interest on deposits |
249634 |
274517 |
b) Interest on RBI/inter-bank borrowings |
1944 |
988 |
c) Others |
32481 |
22290 |
IV. Operating Expenses |
79937 |
87227 |
a) Payments to and provisions for employees |
48785 |
53154 |
b) Rent, taxes and lighting |
6795 |
7458 |
c) Printing and stationery |
802 |
768 |
d) Advertisement and publicity |
399 |
860 |
e) Depreciation on bank’s property |
4134 |
4282 |
f) Directors’ fees, allowances and expenses |
32 |
39 |
g) Auditors’ fees and expenses |
1246 |
878 |
h) Law charges |
494 |
665 |
i) Postage, telegrams, telephones, etc. |
593 |
515 |
j) Repairs and maintenance |
1137 |
1175 |
k) Insurance |
3759 |
4567 |
l) Other expenditure |
11762 |
12866 |
V. Net Interest Income (I-III) |
128255 |
140018 |
VI. Provisions and Contingencies |
44844 |
37160 |
VII. Operating Profit (I+II-III-IV) |
105627 |
105587 |
VIII. Profit (Loss) during the year |
60784 |
68427 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Allahabad Bank |
Andhra Bank |
Bank of Baroda |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Income |
|
|
|
|
|
|
I. Interest Earned |
736473 |
836920 |
537462 |
637287 |
1509158 |
1669834 |
a) Interest/Discount on advances/bills |
549439 |
639847 |
421506 |
516128 |
1119736 |
1254122 |
b) Income on investments |
184936 |
194476 |
109898 |
118832 |
331067 |
365588 |
c) Interest on balances with RBI and other inter-bank funds |
1074 |
2517 |
3767 |
1583 |
40146 |
42215 |
d) Others |
1024 |
80 |
2290 |
744 |
18209 |
7909 |
II. Other Income |
114192 |
151590 |
76538 |
96462 |
275766 |
280636 |
a) Commission, exchange and brokerage |
47939 |
64894 |
19511 |
22541 |
74550 |
89729 |
b) Net profit (loss) on sale of investments |
68634 |
76334 |
22075 |
32473 |
90014 |
72323 |
c) Net profit (loss) on revaluation of investments |
-11364 |
-18679 |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
4 |
-56 |
33 |
55 |
-4 |
5 |
e) Net profit (loss) on exchange transactions |
4439 |
4848 |
5251 |
5796 |
37239 |
38597 |
f) Miscellaneous income |
4541 |
24250 |
29668 |
35598 |
73966 |
79982 |
Total (I+II) |
850665 |
988510 |
614000 |
733749 |
1784924 |
1950470 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
520606 |
571872 |
374771 |
417813 |
996817 |
1075886 |
a) Interest on deposits |
488559 |
534241 |
348713 |
380141 |
918750 |
988075 |
b) Interest on RBI/inter-bank borrowings |
6428 |
3973 |
12102 |
13405 |
29234 |
17493 |
c) Others |
25618 |
33657 |
13957 |
24267 |
48832 |
70318 |
IV. Operating Expenses |
139944 |
161783 |
110426 |
134954 |
357606 |
381058 |
a) Payments to and provisions for employees |
87394 |
101138 |
62406 |
82408 |
234813 |
235088 |
b) Rent, taxes and lighting |
13593 |
17654 |
8852 |
10103 |
26079 |
30186 |
c) Printing and stationery |
1905 |
2076 |
1494 |
1549 |
2666 |
2802 |
d) Advertisement and publicity |
1423 |
2164 |
1050 |
674 |
3997 |
4446 |
e) Depreciation on bank’s property |
5632 |
6270 |
8176 |
10200 |
23050 |
23086 |
f) Directors’ fees, allowances and expenses |
103 |
98 |
95 |
78 |
104 |
102 |
g) Auditors’ fees and expenses |
1435 |
1614 |
1315 |
1479 |
3109 |
3725 |
h) Law charges |
849 |
690 |
456 |
894 |
1349 |
1769 |
i) Postage, telegrams, telephones, etc. |
2278 |
2363 |
2320 |
2523 |
4339 |
7816 |
j) Repairs and maintenance |
2453 |
2437 |
5543 |
5700 |
10481 |
11802 |
k) Insurance |
7531 |
7891 |
5458 |
6495 |
13983 |
17960 |
l) Other expenditure |
15349 |
17388 |
13261 |
12851 |
33635 |
42274 |
V. Net Interest Income (I-III) |
215867 |
265048 |
162690 |
219474 |
512341 |
593949 |
VI. Provisions and Contingencies |
113255 |
134222 |
63498 |
76397 |
207780 |
187693 |
VII. Operating Profit (I+II-III-IV) |
190115 |
254855 |
128803 |
180982 |
430501 |
493526 |
VIII. Profit (Loss) during the year |
76860 |
120633 |
65305 |
104585 |
222720 |
305833 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Bank of India |
Bank of Maharashtra |
Canara Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Income |
|
|
|
|
|
|
I. Interest Earned |
1634736 |
1787799 |
429156 |
473556 |
1711905 |
1875196 |
a) Interest/Discount on advances/bills |
1253925 |
1310323 |
326660 |
336963 |
1281314 |
1394643 |
b) Income on investments |
337031 |
446430 |
98984 |
129790 |
410078 |
457799 |
c) Interest on balances with RBI and other inter-bank funds |
37376 |
24940 |
2267 |
5823 |
20475 |
21042 |
d) Others |
6403 |
6106 |
1244 |
980 |
38 |
1712 |
II. Other Income |
305186 |
261664 |
50002 |
59124 |
231121 |
285790 |
a) Commission, exchange and brokerage |
109165 |
109653 |
24883 |
26466 |
60377 |
72392 |
b) Net profit (loss) on sale of investments |
74606 |
59360 |
17626 |
20428 |
67463 |
87243 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
-11588 |
-14292 |
d) Net profit (loss) on sale of land and other assets |
- |
- |
68 |
17 |
83 |
278 |
e) Net profit (loss) on exchange transactions |
62355 |
37180 |
1580 |
3483 |
17371 |
21521 |
f) Miscellaneous income |
59060 |
55471 |
5845 |
8730 |
97415 |
118649 |
Total (I+II) |
1939922 |
2049462 |
479158 |
532681 |
1943027 |
2160986 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
1084845 |
1212204 |
303503 |
343931 |
1240125 |
1307143 |
a) Interest on deposits |
977650 |
1081219 |
278322 |
318306 |
1145022 |
1228498 |
b) Interest on RBI/inter-bank borrowings |
53259 |
55564 |
4288 |
68 |
38770 |
17314 |
c) Others |
53936 |
75422 |
20894 |
25557 |
56333 |
61332 |
IV. Operating Expenses |
309396 |
366781 |
96302 |
107295 |
306525 |
347762 |
a) Payments to and provisions for employees |
193741 |
229607 |
57962 |
65550 |
187715 |
219370 |
b) Rent, taxes and lighting |
21987 |
24396 |
7842 |
9387 |
30142 |
32325 |
c) Printing and stationery |
3914 |
3862 |
1282 |
1325 |
3331 |
3589 |
d) Advertisement and publicit |
2244 |
4747 |
1771 |
1403 |
2383 |
1986 |
e) Depreciation on bank’s property |
6937 |
10129 |
7576 |
7509 |
17364 |
15513 |
f) Directors’ fees, allowances and expenses |
7 |
10 |
93 |
89 |
67 |
75 |
g) Auditors’ fees and expenses |
2996 |
3245 |
1080 |
1182 |
2290 |
2876 |
h) Law charges |
1155 |
1037 |
398 |
508 |
1341 |
1813 |
i) Postage, telegrams, telephones, etc |
1534 |
3215 |
3042 |
1466 |
3042 |
3070 |
j) Repairs and maintenance |
3952 |
4379 |
1688 |
2276 |
8763 |
12247 |
k) Insurance |
13545 |
16389 |
4492 |
5693 |
15778 |
19013 |
l) Other expenditure |
57385 |
65766 |
9076 |
10907 |
34310 |
35886 |
V. Net Interest Income (I-III) |
549890 |
575594 |
125652 |
129625 |
471781 |
568053 |
VI. Provisions and Contingencies |
244946 |
296370 |
41836 |
37497 |
189135 |
203938 |
VII. Operating Profit (I+II-III-IV) |
545680 |
470477 |
79352 |
81455 |
396377 |
506081 |
VIII. Profit (Loss) during the year |
300735 |
174107 |
37517 |
43958 |
207242 |
302143 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Central Bank of India |
Corporation Bank |
Dena Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
Income |
|
|
|
|
|
|
I. Interest Earned |
1045519 |
1206431 |
606735 |
729460 |
344750 |
401036 |
a) Interest/Discount on advances/bills |
775345 |
864784 |
438487 |
497920 |
256598 |
300933 |
b) Income on investments |
256318 |
330779 |
150767 |
209143 |
82813 |
95987 |
c) Interest on balances with RBI and other inter-bank funds |
13152 |
10265 |
8503 |
375 |
1720 |
2022 |
d) Others |
704 |
603 |
8978 |
22022 |
3619 |
2093 |
II. Other Income |
106997 |
173525 |
110721 |
118642 |
43013 |
58863 |
a) Commission, exchange and brokerage |
44195 |
57355 |
26485 |
30226 |
13232 |
12755 |
b) Net profit (loss) on sale of investments |
40977 |
77238 |
44247 |
30882 |
5432 |
15351 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-35 |
-32 |
-82 |
-232 |
-71 |
-50 |
e) Net profit (loss) on exchange transactions |
6733 |
4534 |
7843 |
9336 |
4386 |
3326 |
f) Miscellaneous income |
15127 |
34430 |
32228 |
48429 |
20033 |
27481 |
Total (I+II) |
1152516 |
1379955 |
717457 |
848103 |
387762 |
459899 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
822672 |
951901 |
437637 |
508435 |
238307 |
291033 |
a) Interest on deposits |
791332 |
912102 |
408283 |
455530 |
225590 |
276120 |
b) Interest on RBI/inter-bank borrowings |
9162 |
2218 |
10600 |
2781 |
1689 |
50 |
c) Others |
22178 |
37581 |
18754 |
50124 |
11028 |
14863 |
IV. Operating Expenses |
186170 |
222202 |
104658 |
125995 |
76819 |
84808 |
a) Payments to and provisions for employees |
127259 |
154419 |
51297 |
63170 |
46789 |
51159 |
b) Rent, taxes and lighting |
14213 |
16269 |
10107 |
11533 |
6886 |
7300 |
c) Printing and stationery |
1788 |
1892 |
1364 |
1333 |
994 |
1053 |
d) Advertisement and publicity |
1533 |
1722 |
1648 |
1825 |
1121 |
1080 |
e) Depreciation on bank’s property |
8359 |
7875 |
5496 |
6593 |
2684 |
2761 |
f) Directors’ fees, allowances and expenses |
145 |
154 |
71 |
88 |
140 |
133 |
g) Auditors’ fees and expenses |
2040 |
1957 |
1009 |
1069 |
745 |
824 |
h) Law charges |
1078 |
1243 |
165 |
207 |
444 |
517 |
i) Postage, telegrams, telephones, etc. |
972 |
471 |
2808 |
3878 |
1288 |
2411 |
j) Repairs and maintenance |
3289 |
2427 |
2609 |
2954 |
1931 |
1804 |
k) Insurance |
9141 |
12120 |
5431 |
6888 |
3847 |
4806 |
l) Other expenditure |
16353 |
21652 |
22652 |
26458 |
9952 |
10961 |
V. Net Interest Income (I-III) |
222847 |
254529 |
169098 |
221026 |
106442 |
110002 |
VI. Provisions and Contingencies |
86550 |
100029 |
85884 |
96648 |
30370 |
32932 |
VII. Operating Profit (I+II-III-IV) |
143674 |
205852 |
175161 |
213673 |
72636 |
84058 |
VIII. Profit (Loss) during the year |
57124 |
105823 |
89277 |
117025 |
42266 |
51125 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Indian Bank |
Indian Overseas Bank |
Oriental Bank of Commerce |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
|
|
|
|
|
|
I. Interest Earned |
683033 |
785706 |
964140 |
1024577 |
885647 |
1025713 |
a) Interest/Discount on advances/bills |
508678 |
579983 |
728955 |
765948 |
651970 |
756747 |
b) Income on investments |
168733 |
199738 |
215632 |
238160 |
214103 |
246180 |
c) Interest on balances with RBI and other inter-bank funds |
5622 |
5985 |
16820 |
19261 |
16893 |
20958 |
d) Others |
- |
- |
2734 |
1208 |
2682 |
1827 |
II. Other Income |
103544 |
117372 |
159583 |
114325 |
107132 |
120004 |
a) Commission, exchange and brokerage |
23224 |
22351 |
59378 |
57770 |
40149 |
57212 |
b) Net profit (loss) on sale of investments |
19477 |
21763 |
63665 |
29186 |
48140 |
42355 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-11724 |
-5333 |
- |
- |
d) Net profit (loss) on sale of land and other assets |
7 |
-37 |
6850 |
161 |
-15 |
34 |
e) Net profit (loss) on exchange transactions |
10517 |
11484 |
15734 |
12704 |
10722 |
7593 |
f) Miscellaneous income |
50320 |
61810 |
25679 |
19838 |
8137 |
12811 |
Total (I+II) |
786577 |
903078 |
1123723 |
1138903 |
992779 |
1145717 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
422182 |
455318 |
677181 |
707791 |
685997 |
734969 |
a) Interest on deposits |
406144 |
447417 |
595583 |
627179 |
653189 |
702821 |
b) Interest on RBI/inter-bank borrowings |
10132 |
4650 |
50289 |
41274 |
5001 |
716 |
c) Others |
5906 |
3252 |
31309 |
39338 |
27808 |
31432 |
IV. Operating Expenses |
158813 |
173025 |
194169 |
246650 |
139784 |
168598 |
a) Payments to and provisions for employees |
115276 |
121239 |
127184 |
173475 |
77116 |
97129 |
b) Rent, taxes and lighting |
9965 |
11076 |
20641 |
20447 |
15318 |
17009 |
c) Printing and stationery |
1855 |
1898 |
1558 |
1546 |
1745 |
2044 |
d) Advertisement and publicity |
886 |
1063 |
2695 |
3583 |
1387 |
1173 |
e) Depreciation on bank’s property |
8456 |
8789 |
10094 |
11176 |
8030 |
8619 |
f) Directors’ fees, allowances and expenses |
44 |
33 |
90 |
73 |
41 |
45 |
g) Auditors’ fees and expenses |
1318 |
1520 |
1982 |
1783 |
1587 |
2088 |
h) Law charges |
426 |
362 |
654 |
543 |
1301 |
1860 |
i) Postage, telegrams, telephones, etc. |
556 |
1028 |
1484 |
1588 |
3049 |
3068 |
j) Repairs and maintenance |
3356 |
3715 |
786 |
856 |
2176 |
2351 |
k) Insurance |
6290 |
7218 |
8933 |
11394 |
9124 |
11886 |
l) Other expenditure |
10386 |
15083 |
18069 |
20185 |
18910 |
21326 |
V. Net Interest Income (I-III) |
260851 |
330388 |
286959 |
316786 |
199650 |
290744 |
VI. Provisions and Contingencies |
81051 |
119236 |
119793 |
113766 |
77956 |
128682 |
VII. Operating Profit (I+II-III-IV) |
205583 |
274735 |
252373 |
184462 |
166998 |
242150 |
VIII. Profit (Loss) during the year |
124532 |
155499 |
132579 |
70696 |
89042 |
113468 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Punjab and Sind Bank |
Punjab National Bank |
Syndicate Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
Income |
|
|
|
|
|
|
I. Interest Earned |
324717 |
393418 |
1912722 |
2146691 |
952535 |
1004718 |
a) Interest/Discount on advances/bills |
248613 |
275370 |
1458383 |
1670130 |
737577 |
769722 |
b) Income on investments |
68782 |
109508 |
426495 |
457674 |
202835 |
226802 |
c) Interest on balances with RBI and other inter-bank funds |
6836 |
6613 |
20232 |
14921 |
6951 |
5095 |
d) Others |
486 |
1927 |
7612 |
3966 |
5172 |
3098 |
II. Other Income |
40770 |
41181 |
306469 |
356531 |
91466 |
116746 |
a) Commission, exchange and brokerage |
5884 |
5413 |
137664 |
168216 |
26787 |
28418 |
b) Net profit (loss) on sale of investments |
11890 |
10906 |
66467 |
80335 |
19322 |
38886 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
7 |
8 |
178 |
242 |
17 |
-2 |
e) Net profit (loss) on exchange transactions |
3991 |
3765 |
29431 |
31358 |
8646 |
6817 |
f) Miscellaneous income |
18997 |
21089 |
72729 |
76380 |
36694 |
42628 |
Total (I+II) |
365486 |
434598 |
2219190 |
2503222 |
1044001 |
1121464 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
223531 |
275023 |
1229530 |
1294402 |
697760 |
730737 |
a) Interest on deposits |
209099 |
256769 |
1156432 |
1196563 |
661031 |
678082 |
b) Interest on RBI/inter-bank borrowings |
6912 |
5194 |
11950 |
5412 |
695 |
1094 |
c) Others |
7519 |
13060 |
61149 |
92427 |
36034 |
51561 |
IV. Operating Expenses |
69784 |
71818 |
420620 |
476192 |
179097 |
203357 |
a) Payments to and provisions for employees |
52524 |
52964 |
292438 |
312114 |
112016 |
133776 |
b) Rent, taxes and lighting |
3421 |
3749 |
22627 |
26039 |
12069 |
13360 |
c) Printing and stationery |
695 |
684 |
4543 |
4756 |
1427 |
1586 |
d) Advertisement and publicity |
38 |
54 |
3124 |
4011 |
2252 |
1737 |
e) Depreciation on bank’s property |
3478 |
3068 |
19106 |
22283 |
11302 |
8817 |
f) Directors’ fees, allowances and expenses |
14 |
22 |
135 |
142 |
93 |
74 |
g) Auditors’ fees and expenses |
549 |
586 |
3103 |
3926 |
2012 |
2023 |
h) Law charges |
439 |
787 |
1532 |
1661 |
787 |
868 |
i) Postage, telegrams, telephones, etc. |
641 |
612 |
7659 |
10105 |
1937 |
1892 |
j) Repairs and maintenance |
856 |
887 |
6687 |
7719 |
5794 |
4857 |
k) Insurance |
2722 |
3695 |
16965 |
22091 |
9121 |
10512 |
l) Other expenditure |
4407 |
4710 |
42701 |
61346 |
20286 |
23854 |
V. Net Interest Income (I-III) |
101186 |
118394 |
683191 |
852289 |
254775 |
273981 |
VI. Provisions and Contingencies |
29054 |
36876 |
259952 |
342092 |
75862 |
106038 |
VII. Operating Profit (I+II-III-IV) |
72171 |
87757 |
569040 |
732628 |
167145 |
187370 |
VIII. Profit (Loss) during the year |
43118 |
50880 |
309088 |
390536 |
91282 |
81332 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NATIONALISED BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
UCO Bank |
Union Bank |
United Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
Income |
|
|
|
|
|
|
I. Interest Earned |
812138 |
952632 |
1188938 |
1330268 |
431187 |
524894 |
a) Interest/Discount on advances/bills |
619666 |
710685 |
889336 |
969635 |
300458 |
368024 |
b) Income on investments |
175517 |
218898 |
283086 |
348230 |
127911 |
154568 |
c) Interest on balances with RBI and other inter-bank funds |
14358 |
19887 |
6801 |
5533 |
857 |
617 |
d) Others |
2596 |
3162 |
9715 |
6869 |
1961 |
1685 |
II. Other Income |
101989 |
96593 |
148255 |
197474 |
49086 |
55874 |
a) Commission, exchange and brokerage |
26302 |
24908 |
31327 |
35176 |
13627 |
15885 |
b) Net profit (loss) on sale of investments |
31446 |
24276 |
32147 |
57278 |
21597 |
18047 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
5 |
11 |
924 |
-64 |
4 |
23 |
e) Net profit (loss) on exchange transactions |
8716 |
6624 |
33858 |
32268 |
1608 |
2072 |
f) Miscellaneous income |
35520 |
40773 |
49999 |
72816 |
12250 |
19847 |
Total (I+II) |
914128 |
1049225 |
1337193 |
1527742 |
480273 |
580768 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
647668 |
720220 |
807581 |
911027 |
315036 |
385772 |
a) Interest on deposits |
592454 |
657748 |
738952 |
852777 |
297645 |
367228 |
b) Interest on RBI/inter-bank borrowings |
15149 |
19155 |
32981 |
10102 |
531 |
11 |
c) Others |
40065 |
43318 |
35649 |
48148 |
16859 |
18533 |
IV. Operating Expenses |
146299 |
158442 |
221411 |
250785 |
97513 |
107412 |
a) Payments to and provisions for employees |
99754 |
105762 |
115188 |
135450 |
65757 |
66249 |
b) Rent, taxes and lighting |
8522 |
9466 |
17405 |
20549 |
5454 |
6837 |
c) Printing and stationery |
1970 |
1978 |
2743 |
3214 |
1716 |
1689 |
d) Advertisement and publicity |
1930 |
1887 |
13263 |
3898 |
647 |
907 |
e) Depreciation on bank’s property |
8361 |
7419 |
13658 |
16014 |
6398 |
9855 |
f) Directors’ fees, allowances and expenses |
68 |
70 |
152 |
140 |
107 |
124 |
g) Auditors’ fees and expenses |
1654 |
2045 |
2150 |
2745 |
1065 |
905 |
h) Law charges |
501 |
625 |
1147 |
1120 |
290 |
198 |
i) Postage, telegrams, telephones, etc. |
1891 |
3001 |
3939 |
5823 |
1336 |
1582 |
j) Repairs and maintenance |
546 |
563 |
3876 |
5013 |
662 |
717 |
k) Insurance |
6983 |
9277 |
13023 |
16126 |
4792 |
5773 |
l) Other expenditure |
14118 |
16349 |
34867 |
40693 |
9290 |
12576 |
V. Net Interest Income (I-III) |
164471 |
232413 |
381357 |
419241 |
116151 |
139122 |
VI. Provisions and Contingencies |
64390 |
69345 |
135545 |
158439 |
49252 |
55349 |
VII. Operating Profit (I+II-III-IV) |
120161 |
170563 |
308200 |
365930 |
67723 |
87585 |
VIII. Profit (Loss) during the year |
55772 |
101219 |
172655 |
207492 |
18471 |
32236 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||
NATIONALISED BANKS |
||
(Amount in ` lakh) |
||
Items |
As on March 31 |
|
Vijaya Bank |
||
2009 |
2010 |
|
|
(37) |
(38) |
Income |
|
|
I. Interest Earned |
523783 |
520065 |
a) Interest/Discount on advances/bills |
382996 |
383851 |
b) Income on investments |
131641 |
128183 |
c) Interest on balances with RBI and other inter-bank funds |
419 |
23 |
d) Others |
8726 |
8007 |
II. Other Income |
69881 |
67945 |
a) Commission, exchange and brokerage |
12880 |
8519 |
b) Net profit (loss) on sale of investments |
30424 |
28343 |
c) Net profit (loss) on revaluation of investments |
- |
- |
d) Net profit (loss) on sale of land and other assets |
23 |
-26 |
e) Net profit (loss) on exchange transactions |
4091 |
4218 |
f) Miscellaneous income |
22463 |
26891 |
Total (I+II) | 593664 |
588010 |
Expenditure & Provisions |
|
|
III. Interest Expended |
411302 |
375157 |
a) Interest on deposits |
380323 |
352398 |
b) Interest on RBI/inter-bank borrowings |
1167 |
95 |
c) Others |
29813 |
22663 |
IV. Operating Expenses |
92470 |
107157 |
a) Payments to and provisions for employees |
59747 |
70562 |
b) Rent, taxes and lighting |
7007 |
7809 |
c) Printing and stationery |
689 |
665 |
d) Advertisement and publicity |
888 |
505 |
e) Depreciation on bank’s property |
3698 |
4893 |
f) Directors’ fees, allowances and expenses |
56 |
61 |
g) Auditors’ fees and expenses |
1003 |
1318 |
h) Law charges |
62 |
61 |
i) Postage, telegrams, telephones, etc. |
803 |
1268 |
j) Repairs and maintenance |
238 |
186 |
k) Insurance |
5084 |
5335 |
l) Other expenditure |
13196 |
14494 |
V. Net Interest Income (I-III) |
112480 |
144908 |
VI. Provisions and Contingencies |
63643 |
54967 |
VII. Operating Profit (I+II-III-IV) |
89891 |
105696 |
VIII. Profit (Loss) during the year |
26248 |
50730 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||
OTHER PUBLIC SECTOR BANK |
||
(Amount in ` lakh) |
||
Items |
As on March 31 |
|
IDBI Bank Ltd. |
||
2009 |
2010 |
|
|
(1) |
(2) |
Income |
|
|
I. Interest Earned |
1154512 |
1527263 |
a) Interest/Discount on advances/bills |
905707 |
1077475 |
b) Income on investments |
219709 |
422414 |
c) Interest on balances with RBI and other inter-bank funds |
8394 |
1005 |
d) Others |
20702 |
26369 |
II. Other Income |
147643 |
229096 |
a) Commission, exchange and brokerage |
72530 |
122545 |
b) Net profit (loss) on sale of investments |
40973 |
74770 |
c) Net profit (loss) on revaluation of investments |
-8580 |
-5100 |
d) Net profit (loss) on sale of land and other assets |
1328 |
-143 |
e) Net profit (loss) on exchange transactions |
8740 |
9840 |
f) Miscellaneous income |
32651 |
27184 |
Total (I+II) |
1302155 |
1756359 |
Expenditure & Provisions |
|
|
III. Interest Expended |
1030572 |
1300522 |
a) Interest on deposits |
662098 |
918316 |
b) Interest on RBI/inter-bank borrowings |
40813 |
46884 |
c) Others |
327661 |
335322 |
IV. Operating Expenses |
133791 |
183143 |
a) Payments to and provisions for employees |
56924 |
75699 |
b) Rent, taxes and lighting |
11400 |
17816 |
c) Printing and stationery |
2639 |
2930 |
d) Advertisement and publicity |
4838 |
4584 |
e) Depreciation on bank’s property |
5270 |
9098 |
f) Directors’ fees, allowances and expenses |
32 |
72 |
g) Auditors’ fees and expenses |
110 |
130 |
h) Law charges |
384 |
465 |
i) Postage, telegrams, telephones, etc. |
4961 |
6406 |
j) Repairs and maintenance |
6470 |
8448 |
k) Insurance |
6947 |
11422 |
l) Other expenditure |
33815 |
46072 |
V. Net Interest Income (I-III) |
123941 |
226742 |
VI. Provisions and Contingencies |
51938 |
169581 |
VII. Operating Profit (I+II-III-IV) |
137792 |
272695 |
VIII. Profit (Loss) during the year |
85854 |
103113 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
OLD PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Bank of Rajasthan |
Catholic Syrian Bank |
City Union Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
Income |
|
|
|
|
|
|
I. Interest Earned |
137584 |
135949 |
55662 |
57796 |
80440 |
95661 |
a) Interest/Discount on advances/bills |
91710 |
90602 |
41152 |
41713 |
65533 |
75583 |
b) Income on investments |
36621 |
43009 |
12744 |
14131 |
14242 |
19367 |
c) Interest on balances with RBI and other inter-bank funds |
8751 |
2302 |
1686 |
1467 |
665 |
711 |
d) Others |
502 |
36 |
80 |
484 |
- |
- |
II. Other Income |
13139 |
12999 |
9958 |
7396 |
12368 |
14350 |
a) Commission, exchange and brokerage |
3787 |
3169 |
1757 |
2003 |
3326 |
2593 |
b) Net profit (loss) on sale of investments |
3601 |
3249 |
4381 |
1285 |
3813 |
3941 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-11 |
-20 |
176 |
-1 |
4 |
52 |
e) Net profit (loss) on exchange transactions |
858 |
548 |
1004 |
640 |
984 |
637 |
f) Miscellaneous income |
4903 |
6054 |
2641 |
3469 |
4242 |
7127 |
Total (I+II) |
150723 |
148948 |
65619 |
65192 |
92808 |
110011 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
99845 |
102448 |
39088 |
45515 |
56183 |
67847 |
a) Interest on deposits |
96908 |
98656 |
38103 |
44604 |
55622 |
67310 |
b) Interest on RBI/inter-bank borrowings |
215 |
19 |
101 |
3 |
182 |
169 |
c) Others |
2722 |
3773 |
885 |
908 |
379 |
368 |
IV. Operating Expenses |
31501 |
49290 |
18651 |
18907 |
13953 |
16585 |
a) Payments to and provisions for employees |
20882 |
38211 |
11922 |
11665 |
6497 |
8012 |
b) Rent, taxes and lighting |
2449 |
2363 |
2040 |
2145 |
1546 |
1920 |
c) Printing and stationery |
356 |
350 |
237 |
212 |
296 |
342 |
d) Advertisement and publicity |
392 |
321 |
84 |
77 |
339 |
620 |
e) Depreciation on bank’s property |
1185 |
1147 |
918 |
1083 |
1594 |
1358 |
f) Directors’ fees, allowances and expenses |
48 |
56 |
57 |
45 |
22 |
26 |
g) Auditors’ fees and expenses |
63 |
246 |
67 |
76 |
49 |
65 |
h) Law charges |
191 |
218 |
80 |
87 |
9 |
8 |
i) Postage, telegrams, telephones, etc. |
610 |
682 |
449 |
484 |
381 |
399 |
j) Repairs and maintenance |
711 |
662 |
550 |
508 |
709 |
860 |
k) Insurance |
1366 |
1491 |
570 |
667 |
710 |
912 |
l) Other expenditure |
3249 |
3545 |
1676 |
1859 |
1800 |
2064 |
V. Net Interest Income (I-III) |
37739 |
33501 |
16573 |
12280 |
24257 |
27814 |
VI. Provisions and Contingencies |
7606 |
7423 |
4162 |
604 |
10459 |
10303 |
VII. Operating Profit (I+II-III-IV) |
19377 |
-2790 |
7880 |
769 |
22672 |
25579 |
VIII. Profit (Loss) during the year |
11771 |
-10213 |
3719 |
165 |
12213 |
15276 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
OLD PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Dhanlaxmi Bank |
Federal Bank |
ING Vysya Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
Income |
|
|
|
|
|
|
I. Interest Earned |
40842 |
53457 |
331538 |
367324 |
223989 |
223289 |
a) Interest/Discount on advances/bills |
29209 |
41939 |
256425 |
284973 |
174763 |
170940 |
b) Income on investments |
7903 |
10785 |
70027 |
78341 |
46984 |
51791 |
c) Interest on balances with RBI and other inter-bank funds |
3729 |
531 |
3666 |
2985 |
1522 |
126 |
d) Others |
- |
201 |
1420 |
1024 |
720 |
433 |
II. Other Income |
7936 |
9099 |
51578 |
53091 |
54767 |
62022 |
a) Commission, exchange and brokerage |
1013 |
703 |
10128 |
10526 |
32930 |
34903 |
b) Net profit (loss) on sale of investments |
737 |
1779 |
8299 |
10771 |
3897 |
7970 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
18 |
71 |
57 |
39 |
460 |
9 |
e) Net profit (loss) on exchange transactions |
378 |
233 |
5102 |
4462 |
11108 |
10329 |
f) Miscellaneous income |
5790 |
6312 |
27991 |
27293 |
6372 |
8810 |
Total (I+II) |
48777 |
62556 |
383115 |
420414 |
278756 |
285311 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
28680 |
39402 |
199992 |
226240 |
159027 |
140305 |
a) Interest on deposits |
27947 |
37023 |
187324 |
216826 |
140104 |
116904 |
b) Interest on RBI/inter-bank borrowings |
64 |
1082 |
2517 |
6 |
5146 |
1305 |
c) Others |
668 |
1298 |
10151 |
9409 |
13777 |
22097 |
IV. Operating Expenses |
11307 |
19286 |
57146 |
67689 |
77247 |
80810 |
a) Payments to and provisions for employees |
6256 |
10908 |
31745 |
36605 |
39222 |
42885 |
b) Rent, taxes and lighting |
1391 |
2160 |
6320 |
7114 |
5971 |
7657 |
c) Printing and stationery |
153 |
307 |
645 |
894 |
1057 |
915 |
d) Advertisement and publicity |
70 |
59 |
841 |
1046 |
419 |
438 |
e) Depreciation on bank’s property |
755 |
1030 |
4284 |
5019 |
4082 |
4096 |
f) Directors’ fees, allowances and expenses |
25 |
31 |
99 |
97 |
28 |
59 |
g) Auditors’ fees and expenses |
53 |
59 |
694 |
688 |
66 |
65 |
h) Law charges |
58 |
15 |
337 |
482 |
424 |
382 |
i) Postage, telegrams, telephones, etc. |
261 |
507 |
909 |
1500 |
2243 |
1866 |
j) Repairs and maintenance |
152 |
200 |
1667 |
1932 |
2217 |
2416 |
k) Insurance |
374 |
518 |
2630 |
3204 |
2381 |
2579 |
l) Other expenditure |
1758 |
3491 |
6974 |
9108 |
19137 |
17452 |
V. Net Interest Income (I-III) |
12162 |
14055 |
131545 |
141083 |
64962 |
82984 |
VI. Provisions and Contingencies |
3045 |
1538 |
75928 |
80030 |
23604 |
39974 |
VII. Operating Profit (I+II-III-IV) |
8790 |
3868 |
125977 |
126485 |
42482 |
64195 |
VIII. Profit (Loss) during the year |
5745 |
2330 |
50049 |
46455 |
18878 |
24222 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
OLD PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Jammu & Kashmir |
Karnataka Bank |
Karur Vysya Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
Income |
|
|
|
|
|
|
I. Interest Earned |
297170 |
305688 |
194876 |
204342 |
144609 |
175795 |
a) Interest/Discount on advances/bills |
229491 |
234171 |
139093 |
138898 |
114034 |
133811 |
b) Income on investments |
64558 |
70459 |
54518 |
63346 |
27641 |
39628 |
c) Interest on balances with RBI and other inter-bank funds |
3121 |
1058 |
552 |
58 |
1439 |
542 |
d) Others |
- |
- |
712 |
2040 |
1496 |
1814 |
II. Other Income |
26148 |
41624 |
32179 |
31126 |
26521 |
24698 |
a) Commission, exchange and brokerage |
8342 |
10390 |
10321 |
12628 |
14019 |
15680 |
b) Net profit (loss) on sale of investments |
7914 |
17345 |
15931 |
11476 |
9358 |
5636 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
- |
1 |
21 |
26 |
44 |
e) Net profit (loss) on exchange transactions |
1467 |
1439 |
2889 |
2453 |
1960 |
1844 |
f) Miscellaneous income |
8425 |
12449 |
3037 |
4548 |
1157 |
1493 |
Total (I+II) |
323317 |
347311 |
227055 |
235468 |
171130 |
200492 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
198786 |
193754 |
144383 |
170779 |
103568 |
119305 |
a) Interest on deposits |
191479 |
184061 |
140689 |
166195 |
101440 |
117641 |
b) Interest on RBI/inter-bank borrowings |
7307 |
8314 |
1032 |
440 |
1571 |
817 |
c) Others |
- |
1380 |
2662 |
4145 |
557 |
846 |
IV. Operating Expenses |
47086 |
57737 |
34651 |
38605 |
25760 |
34865 |
a) Payments to and provisions for employees |
27877 |
36636 |
19041 |
20680 |
12286 |
16327 |
b) Rent, taxes and lighting |
3076 |
3462 |
4369 |
4945 |
2316 |
2932 |
c) Printing and stationery |
454 |
503 |
356 |
399 |
335 |
381 |
d) Advertisement and publicity |
736 |
623 |
295 |
318 |
1042 |
1342 |
e) Depreciation on bank’s property |
3251 |
3693 |
1984 |
2223 |
2053 |
2263 |
f) Directors’ fees, allowances and expenses |
26 |
48 |
44 |
57 |
70 |
47 |
g) Auditors’ fees and expenses |
564 |
629 |
99 |
117 |
75 |
75 |
h) Law charges |
107 |
87 |
131 |
136 |
63 |
77 |
i) Postage, telegrams, telephones, etc. |
499 |
696 |
630 |
779 |
1157 |
1323 |
j) Repairs and maintenance |
645 |
665 |
1194 |
1227 |
721 |
692 |
k) Insurance |
2215 |
2370 |
2098 |
2407 |
1336 |
1596 |
l) Other expenditure |
7636 |
8324 |
4411 |
5316 |
4305 |
7810 |
V. Net Interest Income (I-III) |
98384 |
111934 |
50493 |
33563 |
41041 |
56490 |
VI. Provisions and Contingencies |
36462 |
44583 |
21351 |
9372 |
18218 |
12719 |
VII. Operating Profit (I+II-III-IV) |
77445 |
95820 |
48021 |
26084 |
41802 |
46322 |
VIII. Profit (Loss) during the year |
40984 |
51238 |
26670 |
16712 |
23584 |
33603 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
OLD PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Lakshmi Vilas Bank |
Nainital Bank |
Ratnakar Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
Income |
|
|
|
|
|
|
I. Interest Earned |
65761 |
90932 |
20911 |
22408 |
13787 |
14417 |
a) Interest/Discount on advances/bills |
51792 |
71860 |
13428 |
13253 |
7744 |
9579 |
b) Income on investments |
12614 |
18281 |
4160 |
4785 |
3172 |
3264 |
c) Interest on balances with RBI and other inter-bank funds |
857 |
626 |
3288 |
4329 |
2871 |
1574 |
d) Others |
499 |
165 |
35 |
42 |
- |
- |
II. Other Income |
10699 |
10356 |
1038 |
1638 |
1566 |
1322 |
a) Commission, exchange and brokerage |
4257 |
5456 |
373 |
260 |
477 |
493 |
b) Net profit (loss) on sale of investments |
3037 |
1224 |
91 |
622 |
654 |
85 |
c) Net profit (loss) on revaluation of investments |
- |
- |
-31 |
-117 |
- |
- |
d) Net profit (loss) on sale of land and other assets |
262 |
8 |
- |
- |
10 |
-4 |
e) Net profit (loss) on exchange transactions |
881 |
908 |
- |
- |
- |
- |
f) Miscellaneous income |
2262 |
2759 |
604 |
873 |
426 |
747 |
Total (I+II) |
76460 |
101288 |
21949 |
24047 |
15353 |
15739 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
50407 |
66019 |
11640 |
13059 |
7444 |
8525 |
a) Interest on deposits |
48155 |
64386 |
11466 |
12958 |
7410 |
8491 |
b) Interest on RBI/inter-bank borrowings |
1618 |
1379 |
3 |
3 |
2 |
1 |
c) Others |
634 |
255 |
171 |
97 |
32 |
32 |
IV. Operating Expenses |
15169 |
18648 |
3895 |
4479 |
3325 |
3870 |
a) Payments to and provisions for employees |
7845 |
9247 |
2594 |
2765 |
2050 |
2289 |
b) Rent, taxes and lighting |
1315 |
1697 |
318 |
397 |
404 |
490 |
c) Printing and stationery |
151 |
176 |
56 |
51 |
45 |
54 |
d) Advertisement and publicity |
174 |
178 |
16 |
27 |
35 |
34 |
e) Depreciation on bank’s property |
1272 |
1730 |
148 |
204 |
346 |
403 |
f) Directors’ fees, allowances and expenses |
57 |
67 |
7 |
8 |
8 |
13 |
g) Auditors’ fees and expenses |
31 |
35 |
15 |
18 |
10 |
12 |
h) Law charges |
44 |
47 |
22 |
24 |
10 |
7 |
i) Postage, telegrams, telephones, etc. |
433 |
637 |
61 |
65 |
43 |
55 |
j) Repairs and maintenance |
63 |
96 |
80 |
86 |
71 |
65 |
k) Insurance |
593 |
798 |
169 |
200 |
117 |
134 |
l) Other expenditure |
3191 |
3939 |
408 |
634 |
188 |
316 |
V. Net Interest Income (I-III) |
15354 |
24913 |
9271 |
9350 |
6343 |
5892 |
VI. Provisions and Contingencies |
5855 |
13554 |
2811 |
2172 |
1532 |
1433 |
VII. Operating Profit (I+II-III-IV) |
10884 |
16621 |
6414 |
6509 |
4584 |
3343 |
VIII. Profit (Loss) during the year |
5030 |
3067 |
3603 |
4337 |
3053 |
1911 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
OLD PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
SBI Comm. & Intl. Bank |
South Indian |
Tamilnad Mercantile Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
Income |
|
|
|
|
|
|
I. Interest Earned |
5406 |
4021 |
168692 |
193572 |
97715 |
111841 |
a) Interest/Discount on advances/bills |
3680 |
2600 |
127090 |
151862 |
74216 |
85438 |
b) Income on investments |
1382 |
1362 |
35881 |
37807 |
22760 |
25407 |
c) Interest on balances with RBI and other inter-bank funds |
186 |
39 |
5721 |
3903 |
721 |
881 |
d) Others |
159 |
20 |
- |
- |
17 |
114 |
II. Other Income |
308 |
584 |
16427 |
20846 |
13584 |
17280 |
a) Commission, exchange and brokerage |
137 |
120 |
2816 |
3009 |
4058 |
4693 |
b) Net profit (loss) on sale of investments |
52 |
410 |
3541 |
7802 |
745 |
809 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
1 |
- |
77 |
-5 |
-2 |
5 |
e) Net profit (loss) on exchange transactions |
-55 |
-62 |
2448 |
2041 |
1919 |
1891 |
f) Miscellaneous income |
172 |
117 |
7545 |
7998 |
6864 |
9882 |
Total (I+II) |
5714 |
4605 |
185119 |
214418 |
111299 |
129120 |
Expenditure & Provisions |
|
|
|
|
|
|
III. Interest Expended |
3606 |
3274 |
116404 |
136743 |
64343 |
74385 |
a) Interest on deposits |
3574 |
3268 |
113697 |
133938 |
63810 |
74098 |
b) Interest on RBI/inter-bank borrowings |
32 |
6 |
1429 |
302 |
207 |
- |
c) Others |
- |
- |
1278 |
2502 |
326 |
287 |
IV. Operating Expenses |
957 |
996 |
32848 |
36618 |
20429 |
23145 |
a) Payments to and provisions for employees |
415 |
468 |
21418 |
22632 |
12435 |
14398 |
b) Rent, taxes and lighting |
171 |
142 |
2731 |
3086 |
1662 |
1868 |
c) Printing and stationery |
8 |
9 |
392 |
707 |
448 |
377 |
d) Advertisement and publicity |
4 |
1 |
549 |
765 |
269 |
246 |
e) Depreciation on bank’s property |
82 |
79 |
1390 |
1676 |
932 |
900 |
f) Directors’ fees, allowances and expenses |
21 |
23 |
37 |
24 |
17 |
29 |
g) Auditors’ fees and expenses |
4 |
4 |
130 |
133 |
38 |
38 |
h) Law charges |
8 |
24 |
98 |
114 |
71 |
58 |
i) Postage, telegrams, telephones, etc. |
20 |
12 |
760 |
750 |
510 |
425 |
j) Repairs and maintenance |
25 |
27 |
905 |
1024 |
715 |
647 |
k) Insurance |
65 |
65 |
1557 |
1915 |
813 |
1004 |
l) Other expenditure |
134 |
141 |
2880 |
3791 |
2517 |
3155 |
V. Net Interest Income (I-III) |
1801 |
746 |
52288 |
56829 |
33372 |
37455 |
VI. Provisions and Contingencies |
45 |
20 |
16393 |
17681 |
11507 |
13137 |
VII. Operating Profit (I+II-III-IV) |
1152 |
334 |
35868 |
41057 |
26527 |
31590 |
VIII. Profit (Loss) during the year |
1107 |
314 |
19475 |
23376 |
15021 |
18453 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NEW PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Axis Bank |
Development Credit Bank |
HDFC Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
Income |
||||||
I. Interest Earned |
1083549 |
1163802 |
64521 |
45940 |
1633226 |
1617290 |
a) Interest/Discount on advances/bills |
746586 |
798660 |
49459 |
35989 |
1213675 |
1209828 |
b) Income on investments |
305150 |
342831 |
12593 |
9509 |
400796 |
398129 |
c) Interest on balances with RBI and other inter-bank funds |
21019 |
12000 |
2468 |
443 |
18426 |
8096 |
d) Others |
10793 |
10310 |
- |
- |
330 |
1238 |
II. Other Income |
289688 |
394578 |
12006 |
10709 |
329060 |
380761 |
a) Commission, exchange and brokerage |
217326 |
256520 |
7675 |
6637 |
245730 |
283059 |
b) Net profit (loss) on sale of investments |
28843 |
71405 |
196 |
1778 |
41054 |
34808 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
-2799 |
-301 |
d) Net profit (loss) on sale of land and other assets |
-820 |
-387 |
473 |
-25 |
419 |
402 |
e) Net profit (loss) on exchange transactions |
35950 |
46810 |
2241 |
635 |
59861 |
61021 |
f) Miscellaneous income |
8388 |
20231 |
1422 |
1684 |
-15204 |
1772 |
Total (I+II) | 1373236 |
1558380 |
76527 |
56649 |
1962286 |
1998051 |
Expenditure & Provisions |
||||||
III. Interest Expended |
714927 |
663353 |
44795 |
31742 |
891110 |
778630 |
a) Interest on deposits |
620892 |
571453 |
40138 |
28301 |
801545 |
699771 |
b) Interest on RBI/inter-bank borrowings |
28528 |
14936 |
2931 |
2182 |
88476 |
74552 |
c) Others |
65508 |
76964 |
1726 |
1259 |
1089 |
4307 |
IV. Operating Expenses |
285821 |
370972 |
24198 |
20081 |
553281 |
576448 |
a) Payments to and provisions for employees |
99766 |
125582 |
10442 |
8805 |
223820 |
228918 |
b) Rent, taxes and lighting |
37030 |
49609 |
3544 |
3145 |
50740 |
56105 |
c) Printing and stationery |
7523 |
8310 |
344 |
199 |
16706 |
16454 |
d) Advertisement and publicity |
4632 |
4727 |
203 |
144 |
10868 |
8312 |
e) Depreciation on bank’s property |
18867 |
23432 |
1505 |
1538 |
35991 |
39439 |
f) Directors’ fees, allowances and expenses |
72 |
51 |
46 |
46 |
42 |
45 |
g) Auditors’ fees and expenses |
83 |
105 |
41 |
43 |
133 |
103 |
h) Law charges |
1072 |
1474 |
25 |
34 |
1931 |
3231 |
i) Postage, telegrams, telephones, etc. |
15024 |
17566 |
622 |
347 |
33437 |
32588 |
j) Repairs and maintenance |
22354 |
30233 |
704 |
567 |
30293 |
45380 |
k) Insurance |
11368 |
14143 |
620 |
467 |
13875 |
16106 |
l) Other expenditure |
68030 |
95740 |
6101 |
4747 |
135446 |
129769 |
V. Net Interest Income (I-III) |
368621 |
500450 |
19725 |
14198 |
742116 |
838660 |
VI. Provisions and Contingencies |
190952 |
272602 |
16343 |
12672 |
293402 |
348103 |
VII. Operating Profit (I+II-III-IV) |
372488 |
524056 |
7534 |
4827 |
517895 |
642973 |
VIII. Profit (Loss) during the year |
181536 |
251453 |
-8810 |
-7845 |
224494 |
294870 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
NEW PRIVATE SECTOR BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
ICICI Bank |
IndusInd Bank |
Kotak Mahindra |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Income |
||||||
I. Interest Earned |
3109255 |
2570693 |
230947 |
270699 |
306514 |
325562 |
a) Interest/Discount on advances/bills |
2232383 |
1737273 |
179331 |
211295 |
249373 |
252691 |
b) Income on investments |
740306 |
646635 |
48324 |
55915 |
55840 |
72686 |
c) Interest on balances with RBI and |
51871 |
62499 |
1577 |
1094 |
1172 |
106 |
d) Others |
84695 |
124286 |
1715 |
2395 |
129 |
80 |
II. Other Income | 760373 |
747765 |
45625 |
55348 |
27363 |
62824 |
a) Commission, exchange and brokerage |
562589 |
483081 |
13910 |
19355 |
22375 |
30551 |
b) Net profit (loss) on sale of investments |
180047 |
54642 |
12155 |
11103 |
-8535 |
5224 |
c) Net profit (loss) on revaluation of investments |
-51403 |
18522 |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
1751 |
13452 |
-3063 |
-3400 |
27 |
-294 |
e) Net profit (loss) on exchange transactions |
841 |
110605 |
7188 |
8445 |
1310 |
5678 |
f) Miscellaneous income |
66547 |
67463 |
15435 |
19844 |
12186 |
21666 |
Total (I+II) | 3869628 |
3318458 |
276573 |
326047 |
333877 |
388386 |
Expenditure & Provisions | ||||||
III. Interest Expended | 2272593 |
1759257 |
185044 |
182058 |
154660 |
139748 |
a) Interest on deposits |
1578516 |
1151347 |
157597 |
156006 |
109669 |
98008 |
b) Interest on RBI/inter-bank borrowings |
200459 |
119513 |
11997 |
4829 |
21991 |
19922 |
c) Others |
493619 |
488397 |
15450 |
21223 |
23000 |
21818 |
IV. Operating Expenses | 704511 |
585983 |
54703 |
73600 |
119642 |
118939 |
a) Payments to and provisions for employees |
197170 |
192579 |
18714 |
29056 |
58363 |
58348 |
b) Rent, taxes and lighting |
62580 |
59243 |
4964 |
6883 |
12975 |
15034 |
c) Printing and stationery |
12003 |
9160 |
1309 |
1397 |
3356 |
1765 |
d) Advertisement and publicity |
14028 |
11080 |
1551 |
626 |
1986 |
1929 |
e) Depreciation on bank’s property |
67860 |
61950 |
4417 |
4529 |
6956 |
9000 |
f) Directors’ fees, allowances and expenses |
36 |
42 |
55 |
61 |
18 |
19 |
g) Auditors’ fees and expenses |
227 |
225 |
100 |
106 |
111 |
112 |
h) Law charges |
9240 |
9874 |
1287 |
1482 |
1519 |
1647 |
i) Postage, telegrams, telephones, etc. |
25385 |
20077 |
2747 |
3477 |
4191 |
3283 |
j) Repairs and maintenance |
48969 |
47246 |
4170 |
4780 |
5591 |
6077 |
k) Insurance |
22829 |
20056 |
2022 |
2987 |
1563 |
1748 |
l) Other expenditure |
244182 |
154451 |
13366 |
18216 |
23012 |
19978 |
V. Net Interest Income (I-III) |
836661 |
811436 |
45903 |
88642 |
151855 |
185815 |
VI. Provisions and Contingencies |
516709 |
570720 |
21991 |
35359 |
31966 |
73589 |
VII. Operating Profit (I+II-III-IV) | 892523 |
973218 |
36825 |
70389 |
59575 |
129700 |
VIII. Profit (Loss) during the year | 375813 |
402498 |
14834 |
35031 |
27610 |
56111 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||
NEW PRIVATE SECTOR BANKS |
||
(Amount in ` lakh) |
||
Items |
As on March 31 |
|
Yes Bank |
||
2009 |
2010 |
|
(1) |
(2) |
|
Income |
||
I. Interest Earned |
200143 |
236971 |
a) Interest/Discount on advances/bills |
148781 |
177150 |
b) Income on investments |
49960 |
58589 |
c) Interest on balances with RBI and other inter-bank funds |
1151 |
869 |
d) Others |
252 |
363 |
II. Other Income | 43690 |
57553 |
a) Commission, exchange and brokerage |
22577 |
37911 |
b) Net profit (loss) on sale of investments |
14864 |
9862 |
c) Net profit (loss) on revaluation of investments |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-16 |
-59 |
e) Net profit (loss) on exchange transactions |
2811 |
4412 |
f) Miscellaneous income |
3454 |
5427 |
Total (I+II) |
243834 |
294524 |
Expenditure & Provisions |
||
III. Interest Expended |
149214 |
158176 |
a) Interest on deposits |
122705 |
125344 |
b) Interest on RBI/inter-bank borrowings |
25314 |
30257 |
c) Others |
1194 |
2574 |
IV. Operating Expenses | 41855 |
50015 |
a) Payments to and provisions for employees |
21802 |
25689 |
b) Rent, taxes and lighting |
5634 |
7305 |
c) Printing and stationery |
431 |
396 |
d) Advertisement and publicity |
148 |
1079 |
e) Depreciation on bank’s property |
3010 |
3026 |
f) Directors’ fees, allowances and expenses |
38 |
35 |
g) Auditors’ fees and expenses |
38 |
42 |
h) Law charges |
65 |
80 |
i) Postage, telegrams, telephones, etc. |
904 |
721 |
j) Repairs and maintenance |
390 |
454 |
k) Insurance |
135 |
160 |
l) Other expenditure |
9258 |
11029 |
V. Net Interest Income (I-III) |
50930 |
78795 |
VI. Provisions and Contingencies |
22381 |
38559 |
VII. Operating Profit (I+II-III-IV) |
52765 |
86333 |
VIII. Profit (Loss) during the year |
30384 |
47774 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
AB Bank |
Abu Dhabi Commercial Bank |
American Express Banking Corp. |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(1) |
(2) |
(3) |
(4) |
(5) |
(6) |
|
Income |
||||||
I. Interest Earned |
455 |
330 |
4780 |
4110 |
7738 |
6382 |
a) Interest/Discount on advances/bills |
319 |
232 |
1757 |
1226 |
5913 |
5655 |
b) Income on investments |
68 |
54 |
1200 |
1008 |
1825 |
713 |
c) Interest on balances with RBI and other inter-bank funds |
68 |
44 |
1620 |
1230 |
- |
14 |
d) Others |
- |
- |
202 |
646 |
- |
- |
II. Other Income |
760 |
1246 |
532 |
328 |
33479 |
31460 |
a) Commission, exchange and brokerage |
641 |
1160 |
184 |
185 |
29736 |
28906 |
b) Net profit (loss) on sale of investments |
- |
- |
7 |
1 |
- |
- |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
- |
- |
- |
102 |
41 |
e) Net profit (loss) on exchange transactions |
53 |
25 |
270 |
142 |
- |
- |
f) Miscellaneous income |
65 |
61 |
70 |
- |
3642 |
2513 |
Total (I+II) | 1214 |
1576 |
5312 |
4438 |
41218 |
37842 |
Expenditure & Provisions |
||||||
III. Interest Expended |
72 |
43 |
2002 |
2008 |
8117 |
3215 |
a) Interest on deposits |
53 |
37 |
1955 |
1998 |
2860 |
2575 |
b) Interest on RBI/inter-bank borrowings |
19 |
6 |
47 |
11 |
5237 |
630 |
c) Others |
- |
- |
- |
- |
20 |
9 |
IV. Operating Expenses |
415 |
671 |
1315 |
1313 |
37458 |
32142 |
a) Payments to and provisions for employees |
99 |
104 |
541 |
693 |
10199 |
8626 |
b) Rent, taxes and lighting |
56 |
60 |
137 |
153 |
1197 |
1369 |
c) Printing and stationery |
8 |
7 |
19 |
21 |
540 |
391 |
d) Advertisement and publicity |
8 |
8 |
5 |
4 |
9895 |
5961 |
e) Depreciation on bank’s property |
16 |
80 |
39 |
31 |
3277 |
3077 |
f) Directors’ fees, allowances and expenses |
1 |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
3 |
2 |
4 |
4 |
22 |
22 |
h) Law charges |
2 |
- |
19 |
3 |
48 |
47 |
i) Postage, telegrams, telephones, etc. |
31 |
37 |
45 |
47 |
1875 |
1275 |
j) Repairs and maintenance |
14 |
15 |
86 |
102 |
952 |
960 |
k) Insurance |
3 |
3 |
47 |
50 |
49 |
54 |
l) Other expenditure |
174 |
355 |
373 |
205 |
9404 |
10359 |
V. Net Interest Income (I-III) |
383 |
287 |
2778 |
2101 |
-379 |
3168 |
VI. Provisions and Contingencies |
348 |
390 |
359 |
354 |
6128 |
7518 |
VII. Operating Profit (I+II-III-IV) |
728 |
862 |
1995 |
1116 |
-4358 |
2486 |
VIII. Profit (Loss) during the year |
380 |
472 |
1636 |
762 |
-10486 |
-5032 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Antwerp Diamond |
Bank Internasional |
Bank of America |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(7) |
(8) |
(9) |
(10) |
(11) |
(12) |
|
Income |
||||||
I. Interest Earned |
4837 |
3429 |
24 |
93 |
60691 |
56862 |
a) Interest/Discount on advances/bills |
3327 |
2578 |
- |
- |
38415 |
26560 |
b) Income on investments |
1404 |
850 |
23 |
93 |
19967 |
28905 |
c) Interest on balances with RBI and other |
50 |
2 |
1 |
- |
821 |
38 |
d) Others |
55 |
- |
- |
- |
1488 |
1359 |
II. Other Income |
1337 |
1527 |
118 |
-9 |
39333 |
49286 |
a) Commission, exchange and brokerage |
987 |
1340 |
- |
- |
6389 |
6047 |
b) Net profit (loss) on sale of investments |
- |
- |
- |
- |
7273 |
-2606 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
-333 |
-3 |
d) Net profit (loss) on sale of land and other assets |
1 |
1 |
1 |
- |
11 |
27 |
e) Net profit (loss) on exchange transactions |
210 |
94 |
101 |
-10 |
21472 |
42667 |
f) Miscellaneous income |
140 |
92 |
17 |
- |
4520 |
3153 |
Total (I+II) |
6174 |
4956 |
142 |
84 |
100023 |
106147 |
Expenditure & Provisions |
||||||
III. Interest Expended |
2252 |
802 |
- |
- |
15189 |
18599 |
a) Interest on deposits |
99 |
146 |
- |
- |
9399 |
14537 |
b) Interest on RBI/inter-bank borrowings |
2065 |
607 |
- |
- |
3520 |
534 |
c) Others |
87 |
48 |
- |
- |
2270 |
3528 |
IV. Operating Expenses |
850 |
1078 |
58 |
25 |
17515 |
24386 |
a) Payments to and provisions for employees |
364 |
437 |
- |
- |
8044 |
12679 |
b) Rent, taxes and lighting |
56 |
55 |
4 |
- |
1424 |
1592 |
c) Printing and stationery |
6 |
4 |
- |
- |
175 |
187 |
d) Advertisement and publicity |
3 |
2 |
- |
- |
- |
- |
e) Depreciation on bank’s property |
13 |
16 |
- |
- |
784 |
797 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
6 |
6 |
4 |
3 |
28 |
23 |
h) Law charges |
2 |
35 |
21 |
18 |
27 |
86 |
i) Postage, telegrams, telephones, etc. |
53 |
56 |
2 |
- |
393 |
412 |
j) Repairs and maintenance |
31 |
27 |
1 |
- |
469 |
430 |
k) Insurance |
7 |
3 |
- |
- |
421 |
622 |
l) Other expenditure |
309 |
437 |
26 |
4 |
5749 |
7559 |
V. Net Interest Income (I-III) |
2585 |
2628 |
24 |
93 |
45502 |
38262 |
VI. Provisions and Contingencies |
1516 |
3266 |
9 |
9 |
33620 |
28117 |
VII. Operating Profit (I+II-III-IV) | 3072 |
3077 |
84 |
58 |
67319 |
63162 |
VIII. Profit (Loss) during the year |
1557 |
-189 |
75 |
49 |
33699 |
35045 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Bank of Bahrain & Kuwait |
Bank of Ceylon |
Bank of Nova Scotia |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(13) |
(14) |
(15) |
(16) |
(17) |
(18) |
|
Income |
||||||
I. Interest Earned |
4856 |
4053 |
1380 |
1146 |
54525 |
42381 |
a) Interest/Discount on advances/bills |
3492 |
3060 |
612 |
553 |
40811 |
34482 |
b) Income on investments |
1131 |
946 |
212 |
245 |
13209 |
7753 |
c) Interest on balances with RBI and other |
215 |
48 |
- |
- |
67 |
4 |
d) Others |
19 |
- |
556 |
349 |
438 |
142 |
II. Other Income |
1484 |
1018 |
1539 |
610 |
17141 |
13337 |
a) Commission, exchange and brokerage |
583 |
521 |
239 |
236 |
2284 |
1799 |
b) Net profit (loss) on sale of investments |
185 |
180 |
- |
- |
172 |
-180 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-4 |
-2 |
- |
5 |
- |
-1 |
e) Net profit (loss) on exchange transactions |
266 |
225 |
76 |
41 |
9899 |
7316 |
f) Miscellaneous income |
454 |
94 |
1224 |
328 |
4785 |
4403 |
Total (I+II) |
6341 |
5071 |
2919 |
1756 |
71666 |
55718 |
Expenditure & Provisions |
||||||
III. Interest Expended |
2497 |
2651 |
322 |
378 |
37103 |
18081 |
a) Interest on deposits |
2177 |
2541 |
283 |
376 |
25252 |
11370 |
b) Interest on RBI/inter-bank borrowings |
135 |
19 |
- |
- |
11059 |
3415 |
c) Others |
184 |
91 |
40 |
2 |
792 |
3295 |
IV. Operating Expenses |
1681 |
1682 |
320 |
357 |
5857 |
4565 |
a) Payments to and provisions for employees |
742 |
725 |
105 |
130 |
1788 |
1920 |
b) Rent, taxes and lighting |
452 |
381 |
41 |
46 |
534 |
764 |
c) Printing and stationery |
26 |
27 |
7 |
5 |
64 |
61 |
d) Advertisement and publicity |
9 |
4 |
3 |
5 |
6 |
7 |
e) Depreciation on bank’s property |
121 |
171 |
19 |
27 |
183 |
194 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
6 |
10 |
1 |
1 |
33 |
23 |
h) Law charges |
7 |
4 |
21 |
11 |
18 |
19 |
i) Postage, telegrams, telephones, etc. |
56 |
77 |
52 |
63 |
196 |
205 |
j) Repairs and maintenance |
46 |
53 |
14 |
11 |
214 |
260 |
k) Insurance |
51 |
54 |
1 |
1 |
217 |
185 |
l) Other expenditure |
166 |
177 |
58 |
57 |
2604 |
927 |
V. Net Interest Income (I-III) |
2360 |
1402 |
1058 |
768 |
17422 |
24300 |
VI. Provisions and Contingencies |
422 |
496 |
301 |
465 |
13419 |
13193 |
VII. Operating Profit (I+II-III-IV) |
2163 |
738 |
2276 |
1022 |
28706 |
33072 |
VIII. Profit (Loss) during the year |
1741 |
241 |
1976 |
557 |
15287 |
19879 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Bank of Tokyo-Mitsubishi, UFJ |
Barclays Bank |
BNP Paribas |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(19) |
(20) |
(21) |
(22) |
(23) |
(24) |
|
Income |
||||||
I. Interest Earned |
31537 |
25642 |
203654 |
165926 |
63658 |
58496 |
a) Interest/Discount on advances/bills |
23942 |
20400 |
157223 |
121206 |
37817 |
28254 |
b) Income on investments |
6804 |
3703 |
43914 |
41835 |
25461 |
25494 |
c) Interest on balances with RBI and other |
545 |
1538 |
2375 |
2540 |
250 |
4675 |
d) Others |
246 |
- |
142 |
346 |
132 |
73 |
II. Other Income |
6271 |
7734 |
58920 |
14922 |
24318 |
19471 |
a) Commission, exchange and brokerage |
3376 |
3557 |
32397 |
25818 |
11115 |
11462 |
b) Net profit (loss) on sale of investments |
- |
- |
21406 |
-3410 |
-4427 |
-4662 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
-10 |
-5 |
-5 |
- |
-38 |
-32 |
e) Net profit (loss) on exchange transactions |
2902 |
3901 |
4857 |
-8569 |
16819 |
11801 |
f) Miscellaneous income |
2 |
280 |
266 |
1084 |
849 |
902 |
Total (I+II) |
37808 |
33376 |
262574 |
180848 |
87976 |
77967 |
Expenditure & Provisions |
||||||
III. Interest Expended |
17434 |
12637 |
97851 |
69808 |
27225 |
14299 |
a) Interest on deposits |
11464 |
8936 |
89574 |
66120 |
12967 |
11383 |
b) Interest on RBI/inter-bank borrowings |
2737 |
371 |
6994 |
1216 |
14253 |
2916 |
c) Others |
3232 |
3330 |
1284 |
2472 |
5 |
- |
IV. Operating Expenses |
4080 |
5078 |
89246 |
78014 |
19344 |
23815 |
a) Payments to and provisions for employees |
1870 |
2076 |
26482 |
32521 |
9114 |
10184 |
b) Rent, taxes and lighting |
400 |
421 |
6429 |
6299 |
1655 |
1596 |
c) Printing and stationery |
71 |
78 |
860 |
438 |
176 |
160 |
d) Advertisement and publicity |
3 |
6 |
3022 |
1907 |
127 |
225 |
e) Depreciation on bank’s property |
682 |
659 |
3240 |
5175 |
631 |
638 |
f) Directors’ fees, allowances and expenses |
1 |
1 |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
10 |
11 |
42 |
37 |
29 |
29 |
h) Law charges |
104 |
34 |
159 |
571 |
12 |
23 |
i) Postage, telegrams, telephones, etc. |
74 |
83 |
2577 |
1665 |
371 |
341 |
j) Repairs and maintenance |
179 |
214 |
319 |
512 |
866 |
1741 |
k) Insurance |
151 |
237 |
654 |
686 |
385 |
435 |
l) Other expenditure |
535 |
1257 |
45461 |
28205 |
5977 |
8442 |
Net Interest Income (I-III) |
14103 |
13004 |
105803 |
96118 |
36433 |
44197 |
VI. Provisions and Contingencies |
9518 |
8335 |
72467 |
88433 |
24409 |
21812 |
VII. Operating Profit (I+II-III-IV) |
16294 |
15660 |
75477 |
33026 |
41406 |
39853 |
VIII. Profit (Loss) during the year |
6776 |
7326 |
3010 |
-55407 |
16997 |
18041 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Chinatrust Commercial Bank |
Citibank |
Credit Agricole |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(25) |
(26) |
(27) |
(28) |
(29) |
(30) |
|
Income |
||||||
I. Interest Earned |
1859 |
1693 |
684024 |
607047 |
34660 |
32976 |
a) Interest/Discount on advances/bills |
1638 |
1611 |
493470 |
401888 |
18053 |
12820 |
b) Income on investments |
195 |
71 |
162663 |
179320 |
16305 |
20010 |
c) Interest on balances with RBI and other |
26 |
11 |
27711 |
24229 |
270 |
122 |
d) Others |
- |
- |
179 |
1610 |
31 |
24 |
II. Other Income |
304 |
361 |
358230 |
159134 |
25493 |
23975 |
a) Commission, exchange and brokerage |
101 |
116 |
112532 |
88562 |
4197 |
8857 |
b) Net profit (loss) on sale of investments |
- |
- |
60423 |
-23079 |
1642 |
-814 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
1 |
-32 |
1334 |
-325 |
-7 |
-7 |
e) Net profit (loss) on exchange transactions |
86 |
121 |
182556 |
92345 |
19452 |
15844 |
f) Miscellaneous income |
115 |
155 |
1384 |
1629 |
208 |
95 |
Total (I+II) |
2163 |
2054 |
1042254 |
766180 |
60152 |
56951 |
Expenditure & Provisions |
||||||
III. Interest Expended |
644 |
297 |
242884 |
201676 |
17370 |
10132 |
a) Interest on deposits |
393 |
266 |
191404 |
167068 |
3023 |
3587 |
b) Interest on RBI/inter-bank borrowings |
251 |
30 |
36090 |
15847 |
13103 |
5049 |
c) Others |
- |
1 |
15390 |
18761 |
1244 |
1497 |
IV. Operating Expenses |
859 |
1238 |
258723 |
235432 |
9959 |
8030 |
a) Payments to and provisions for employees |
303 |
380 |
88062 |
87512 |
5762 |
4250 |
b) Rent, taxes and lighting |
155 |
164 |
13840 |
11535 |
687 |
705 |
c) Printing and stationery |
5 |
4 |
3952 |
4266 |
32 |
23 |
d) Advertisement and publicity |
- |
2 |
15527 |
10038 |
95 |
126 |
e) Depreciation on bank’s property |
23 |
51 |
9074 |
8060 |
350 |
342 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
6 |
6 |
66 |
65 |
4 |
4 |
h) Law charges |
23 |
29 |
846 |
930 |
120 |
83 |
i) Postage, telegrams, telephones, etc. |
10 |
14 |
12880 |
14996 |
125 |
90 |
j) Repairs and maintenance |
8 |
65 |
6753 |
6112 |
355 |
179 |
k) Insurance |
10 |
7 |
4635 |
5222 |
91 |
113 |
l) Other expenditure |
315 |
517 |
103087 |
86695 |
2338 |
2115 |
V. Net Interest Income (I-III) |
1215 |
1396 |
441140 |
405371 |
17290 |
22844 |
VI. Provisions and Contingencies |
95 |
192 |
323339 |
243034 |
17270 |
30969 |
VII. Operating Profit (I+II-III-IV) | 660 |
519 |
540647 |
329073 |
32824 |
38789 |
VIII. Profit (Loss) during the year | 565 |
328 |
217308 |
86039 |
15554 |
7820 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
DBS Bank |
Deutsche Bank |
First Rand Bank # |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(31) |
(32) |
(33) |
(34) |
(35) |
(36) |
|
Income |
||||||
I. Interest Earned |
80864 |
87981 |
188144 |
157887 |
565 |
|
a) Interest/Discount on advances/bills |
23891 |
27625 |
118214 |
94513 |
71 |
|
b) Income on investments |
40315 |
58902 |
66005 |
62127 |
248 |
|
c) Interest on balances with RBI and other |
16658 |
1454 |
2261 |
1245 |
245 |
|
d) Others |
- |
- |
1665 |
2 |
- |
|
II. Other Income |
30220 |
15487 |
101969 |
81705 |
1194 |
|
a) Commission, exchange and brokerage |
19490 |
17039 |
43024 |
45848 |
66 |
|
b) Net profit (loss) on sale of investments |
-536 |
2504 |
20354 |
-2736 |
-9 |
|
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
|
d) Net profit (loss) on sale of land and other assets |
3 |
3 |
-20 |
-749 |
-3 |
|
e) Net profit (loss) on exchange transactions |
11207 |
-4084 |
35731 |
34134 |
20 |
|
f) Miscellaneous income |
55 |
24 |
2878 |
5208 |
1120 |
|
Total (I+II) |
111084 |
103468 |
290113 |
239592 |
1759 |
|
Expenditure & Provisions |
||||||
III. Interest Expended |
49392 |
31760 |
58793 |
30235 |
98 |
|
a) Interest on deposits |
22380 |
20516 |
23115 |
15672 |
- |
|
b) Interest on RBI/inter-bank borrowings |
27012 |
11244 |
35241 |
14331 |
52 |
|
c) Others |
- |
- |
438 |
232 |
45 |
|
IV. Operating Expenses |
16482 |
16755 |
115508 |
95638 |
5386 |
|
a) Payments to and provisions for employees |
9152 |
7328 |
42421 |
51057 |
3952 |
|
b) Rent, taxes and lighting |
2196 |
3676 |
5625 |
3262 |
321 |
|
c) Printing and stationery |
42 |
56 |
1267 |
710 |
7 |
|
d) Advertisement and publicity |
428 |
278 |
1014 |
1497 |
- |
|
e) Depreciation on bank’s property |
866 |
1290 |
3291 |
3327 |
291 |
|
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
|
g) Auditors’ fees and expenses |
4 |
5 |
28 |
50 |
5 |
|
h) Law charges |
46 |
81 |
405 |
264 |
69 |
|
i) Postage, telegrams, telephones, etc. |
299 |
467 |
4277 |
3883 |
129 |
|
j) Repairs and maintenance |
219 |
339 |
3558 |
3566 |
71 |
|
k) Insurance |
266 |
440 |
2365 |
-367 |
60 |
|
l) Other expenditure |
2965 |
2795 |
51257 |
28388 |
482 |
|
V. Net Interest Income (I-III) |
31472 |
56220 |
129351 |
127652 |
467 |
|
VI. Provisions and Contingencies |
19306 |
27949 |
72806 |
69083 |
8 |
|
VII. Operating Profit (I+II-III-IV) | 45210 |
54952 |
115812 |
113718 |
-3724 |
|
VIII. Profit (Loss) during the year | 25904 |
27003 |
43006 |
44635 |
-3732 |
|
Note : # See ‘Explantory Notes’ |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
HSBC |
J. P. Morgan Chase Bank |
JSC VTB Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(37) |
(38) |
(39) |
(40) |
(41) |
(42) |
|
Income |
||||||
I. Interest Earned |
632693 |
516588 |
51320 |
43810 |
683 |
523 |
a) Interest/Discount on advances/bills |
392105 |
264483 |
7363 |
2862 |
83 |
131 |
b) Income on investments |
222705 |
244772 |
42252 |
32910 |
- |
3 |
c) Interest on balances with RBI and other |
15479 |
6600 |
1562 |
7730 |
600 |
389 |
d) Others |
2403 |
733 |
144 |
309 |
- |
- |
II. Other Income |
269942 |
213548 |
72094 |
-10100 |
14 |
27 |
a) Commission, exchange and brokerage |
130700 |
105866 |
13846 |
11673 |
10 |
12 |
b) Net profit (loss) on sale of investments |
21657 |
-9284 |
2691 |
-3362 |
- |
- |
c) Net profit (loss) on revaluation of investments |
7747 |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
17 |
-100 |
- |
2 |
- |
- |
e) Net profit (loss) on exchange transactions |
112831 |
91033 |
44595 |
-19336 |
4 |
8 |
f) Miscellaneous income |
-3009 |
26034 |
10961 |
923 |
- |
7 |
Total (I+II) |
902635 |
730137 |
123414 |
33711 |
697 |
550 |
Expenditure & Provisions |
||||||
III. Interest Expended |
266100 |
191466 |
23078 |
17988 |
- |
- |
a) Interest on deposits |
228596 |
170433 |
11905 |
13388 |
- |
- |
b) Interest on RBI/inter-bank borrowings |
34757 |
19910 |
5379 |
2484 |
- |
- |
c) Others |
2747 |
1122 |
5795 |
2115 |
- |
- |
IV. Operating Expenses |
219467 |
195012 |
13783 |
16300 |
697 |
768 |
a) Payments to and provisions for employees |
87429 |
82230 |
7823 |
9806 |
233 |
272 |
b) Rent, taxes and lighting |
14678 |
14301 |
750 |
896 |
297 |
335 |
c) Printing and stationery |
2738 |
1653 |
50 |
65 |
8 |
7 |
d) Advertisement and publicity |
7776 |
8957 |
2 |
3 |
- |
1 |
e) Depreciation on bank’s property |
9308 |
8783 |
206 |
313 |
9 |
32 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
29 |
45 |
22 |
20 |
10 |
10 |
h) Law charges |
748 |
655 |
104 |
306 |
10 |
- |
i) Postage, telegrams, telephones, etc. |
7468 |
5949 |
584 |
505 |
7 |
8 |
j) Repairs and maintenance |
4698 |
4061 |
540 |
933 |
9 |
11 |
k) Insurance |
4963 |
7179 |
322 |
454 |
1 |
1 |
l) Other expenditure |
79631 |
61199 |
3378 |
3000 |
113 |
90 |
V. Net Interest Income (I-III) |
366593 |
325122 |
28242 |
25823 |
683 |
523 |
VI. Provisions and Contingencies |
287940 |
262667 |
42167 |
-1681 |
29 |
-81 |
VII. Operating Profit (I+II-III-IV) |
417068 |
343659 |
86553 |
-577 |
- |
-218 |
VIII. Profit (Loss) during the year |
129128 |
80991 |
44386 |
1104 |
-29 |
-137 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Krung Thai Bank |
Mashreqbank |
Mizuho Corporate Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(43) |
(44) |
(45) |
(46) |
(47) |
(48) |
|
Income |
||||||
I. Interest Earned |
1028 |
790 |
533 |
524 |
12904 |
9837 |
a) Interest/Discount on advances/bills |
76 |
53 |
135 |
125 |
10690 |
7930 |
b) Income on investments |
199 |
202 |
274 |
346 |
2051 |
1704 |
c) Interest on balances with RBI and other |
752 |
535 |
124 |
51 |
156 |
174 |
d) Others |
- |
- |
- |
2 |
7 |
29 |
II. Other Income |
94 |
108 |
1035 |
1312 |
3813 |
3726 |
a) Commission, exchange and brokerage |
50 |
54 |
839 |
1024 |
1695 |
1653 |
b) Net profit (loss) on sale of investments |
- |
-3 |
- |
22 |
- |
- |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
- |
1 |
- |
-138 |
-14 |
e) Net profit (loss) on exchange transactions |
44 |
58 |
149 |
71 |
2257 |
2086 |
f) Miscellaneous income |
- |
- |
46 |
195 |
- |
- |
Total (I+II) |
1122 |
898 |
1568 |
1836 |
16717 |
13563 |
Expenditure & Provisions |
||||||
III. Interest Expended |
455 |
366 |
15 |
11 |
5817 |
5058 |
a) Interest on deposits |
455 |
366 |
12 |
10 |
3927 |
4944 |
b) Interest on RBI/inter-bank borrowings |
- |
- |
4 |
- |
1246 |
6 |
c) Others |
- |
- |
- |
1 |
644 |
108 |
IV. Operating Expenses |
323 |
391 |
602 |
836 |
3621 |
4604 |
a) Payments to and provisions for employees |
63 |
71 |
254 |
306 |
1494 |
1811 |
b) Rent, taxes and lighting |
155 |
223 |
98 |
146 |
1089 |
1134 |
c) Printing and stationery |
2 |
2 |
9 |
7 |
27 |
31 |
d) Advertisement and publicity |
1 |
1 |
3 |
8 |
2 |
2 |
e) Depreciation on bank’s property |
28 |
20 |
46 |
42 |
149 |
702 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
3 |
2 |
2 |
2 |
15 |
15 |
h) Law charges |
- |
- |
13 |
12 |
12 |
7 |
i) Postage, telegrams, telephones, etc. |
5 |
5 |
40 |
34 |
35 |
36 |
j) Repairs and maintenance |
16 |
20 |
30 |
35 |
105 |
108 |
k) Insurance |
2 |
1 |
11 |
9 |
61 |
145 |
l) Other expenditure |
47 |
45 |
96 |
235 |
632 |
614 |
V. Net Interest Income (I-III) |
573 |
424 |
517 |
513 |
7087 |
4779 |
VI. Provisions and Contingencies |
158 |
63 |
405 |
562 |
3008 |
1847 |
VII. Operating Profit (I+II-III-IV) |
344 |
141 |
951 |
989 |
7279 |
3901 |
VIII. Profit (Loss) during the year |
186 |
78 |
546 |
427 |
4271 |
2054 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Oman International Bank |
Royal Bank of Scotland # |
Shinhan Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(49) |
(50) |
(51) |
(52) |
(53) |
(54) |
|
Income |
||||||
I. Interest Earned |
1452 |
1437 |
311967 |
212626 |
6387 |
6933 |
a) Interest/Discount on advances/bills |
7 |
8 |
230950 |
155210 |
4321 |
4469 |
b) Income on investments |
632 |
635 |
69116 |
56426 |
954 |
918 |
c) I nterest on balances with RBI and other |
813 |
794 |
1416 |
417 |
1108 |
1541 |
d) Others |
- |
- |
10485 |
573 |
4 |
4 |
II. Other Income |
255 |
1093 |
122511 |
74948 |
838 |
1259 |
a) Commission, exchange and brokerage |
33 |
33 |
62888 |
44779 |
360 |
481 |
b) Net profit (loss) on sale of investments |
- |
- |
-2369 |
435 |
12 |
10 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
- |
- |
d) Net profit (loss) on sale of land an other assets |
2 |
1 |
4 |
936 |
-1 |
- |
e) Net profit (loss) on exchange transactions |
71 |
27 |
56158 |
18644 |
452 |
750 |
f) Miscellaneous income |
150 |
1032 |
5829 |
10153 |
15 |
18 |
Total (I+II) |
1707 |
2530 |
434478 |
287573 |
7225 |
8192 |
Expenditure & Provisions |
||||||
III. Interest Expended |
921 |
848 |
143715 |
71412 |
2566 |
2221 |
a) Interest on deposits |
822 |
808 |
80071 |
51572 |
2370 |
2214 |
b) Interest on RBI/inter-bank borrowings |
99 |
39 |
38256 |
16052 |
188 |
5 |
c) Others |
- |
- |
25388 |
3788 |
8 |
1 |
IV. Operating Expenses |
608 |
657 |
149735 |
99628 |
1278 |
1327 |
a) Payments to and provisions for employees |
173 |
189 |
75145 |
41677 |
528 |
481 |
b) Rent, taxes and lighting |
51 |
52 |
9767 |
8876 |
406 |
392 |
c) Printing and stationery |
5 |
6 |
1719 |
1402 |
13 |
12 |
d) Advertisement and publicity |
7 |
2 |
5068 |
4232 |
8 |
8 |
e) Depreciation on bank’s property |
127 |
119 |
4367 |
3953 |
56 |
41 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
3 |
3 |
60 |
60 |
2 |
3 |
h) Law charges |
21 |
29 |
429 |
508 |
- |
3 |
i) Postage, telegrams, telephones, etc. |
23 |
20 |
4471 |
4086 |
61 |
62 |
j) Repairs and maintenance |
27 |
36 |
3868 |
5870 |
28 |
36 |
k) Insurance |
19 |
18 |
1908 |
1706 |
51 |
87 |
l) Other expenditure | 151 |
182 |
42934 |
27260 |
125 |
203 |
V. Net Interest Income (I-III) |
531 |
589 |
168252 |
141214 |
3821 |
4712 |
VI. Provisions and Contingencies |
-114 |
144 |
139089 |
127018 |
1451 |
2218 |
VII. Operating Profit (I+II-III-IV) |
178 |
1025 |
141028 |
116534 |
3381 |
4644 |
VIII. Profit (Loss) during the year |
293 |
881 |
1940 |
-10485 |
1929 |
2426 |
Note : # see ‘Explantory Notes’ |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Contd.) |
||||||
FOREIGN BANKS |
||||||
(Amount in ` lakh) |
||||||
Items |
As on March 31 |
|||||
Societe Generale |
Sonali Bank |
Standard Chartered Bank |
||||
2009 |
2010 |
2009 |
2010 |
2009 |
2010 |
|
(55) |
(56) |
(57) |
(58) |
(59) |
(60) |
|
Income |
||||||
I. Interest Earned |
15267 |
10856 |
137 |
114 |
564941 |
567489 |
a) Interest/Discount on advances/bills |
4757 |
2961 |
68 |
64 |
435822 |
417427 |
b) Income on investments |
10409 |
7846 |
49 |
47 |
124303 |
141244 |
c) Interest on balances with RBI and other |
53 |
35 |
16 |
3 |
2951 |
4497 |
d) Others |
47 |
14 |
4 |
- |
1866 |
4321 |
II. Other Income |
6878 |
906 |
463 |
496 |
309705 |
283762 |
a) Commission, exchange and brokerage |
2813 |
1167 |
370 |
406 |
176200 |
247564 |
b) Net profit (loss) on sale of investments |
-863 |
-414 |
- |
- |
-13487 |
-11111 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
25183 |
-34855 |
d) Net profit (loss) on sale of land and other assets |
1 |
8 |
- |
- |
149 |
155 |
e) Net profit (loss) on exchange transactions |
2266 |
725 |
67 |
69 |
59195 |
46607 |
f) Miscellaneous income |
2662 |
-580 |
26 |
21 |
62466 |
35401 |
Total (I+II) |
22145 |
11762 |
600 |
611 |
874646 |
851251 |
Expenditure & Provisions |
||||||
III. Interest Expended |
8017 |
4419 |
65 |
71 |
248962 |
178378 |
a) Interest on deposits |
5781 |
3815 |
40 |
49 |
196241 |
144160 |
b) Interest on RBI/inter-bank borrowings |
1227 |
167 |
- |
- |
36890 |
14968 |
c) Others |
1009 |
436 |
25 |
22 |
15831 |
19250 |
IV. Operating Expenses |
6552 |
6235 |
339 |
397 |
249970 |
241897 |
a) Payments to and provisions for employees |
3207 |
3339 |
202 |
256 |
105222 |
102455 |
b) Rent, taxes and lighting |
918 |
974 |
64 |
65 |
14627 |
14872 |
c) Printing and stationery |
40 |
31 |
5 |
5 |
4022 |
1932 |
d) Advertisement and publicity |
28 |
- |
2 |
2 |
28906 |
26961 |
e) Depreciation on bank’s property |
527 |
495 |
4 |
3 |
5572 |
5984 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
4 |
9 |
3 |
3 |
54 |
61 |
h) Law charges |
19 |
3 |
2 |
- |
3410 |
6720 |
i) Postage, telegrams, telephones, etc. |
219 |
163 |
25 |
29 |
7799 |
7879 |
j) Repairs and maintenance |
63 |
85 |
2 |
1 |
7413 |
5538 |
k) Insurance |
145 |
99 |
3 |
3 |
4555 |
5943 |
l) Other expenditure |
1382 |
1034 |
28 |
29 |
68393 |
63552 |
V. Net Interest Income (I-III) |
7250 |
6437 |
73 |
43 |
315979 |
389111 |
VI. Provisions and Contingencies |
3617 |
669 |
91 |
73 |
185037 |
218271 |
VII. Operating Profit (I+II-III-IV) |
7576 |
1109 |
197 |
142 |
375714 |
430975 |
VIII. Profit (Loss) during the year |
3959 |
439 |
106 |
69 |
190677 |
212704 |
Source : Annual accounts of banks. |
TABLE B2 : EARNINGS AND EXPENSES OF SCHEDULED COMMERCIAL BANKS - 2008 - 09 AND 2009 - 10 (Concld.) |
||||
FOREIGN BANKS |
||||
(Amount in ` lakh) |
||||
Items |
As on March 31 |
|||
State Bank of Mauritius |
UBS AG |
|||
2009 |
2010 |
2009 |
2010 |
|
(61) |
(62) |
(63) |
(64) |
|
Income |
||||
I. Interest Earned |
4452 |
4359 |
756 |
6072 |
a) Interest/Discount on advances/bills |
2902 |
3135 |
- |
- |
b) Income on investments |
809 |
637 |
64 |
5545 |
c) Interest on balances with RBI and other |
740 |
586 |
691 |
527 |
d) Others |
- |
1 |
- |
- |
II. Other Income |
307 |
457 |
- |
811 |
a) Commission, exchange and brokerage |
83 |
99 |
- |
- |
b) Net profit (loss) on sale of investments |
-68 |
-44 |
- |
217 |
c) Net profit (loss) on revaluation of investments |
- |
- |
- |
- |
d) Net profit (loss) on sale of land and other assets |
- |
-3 |
- |
- |
e) Net profit (loss) on exchange transactions |
12 |
38 |
- |
229 |
f) Miscellaneous income |
280 |
367 |
- |
364 |
Total (I+II) |
4759 |
4816 |
756 |
6883 |
Expenditure & Provisions |
||||
III. Interest Expended |
3054 |
3566 |
- |
1266 |
a) Interest on deposits |
2186 |
3165 |
- |
940 |
b) Interest on RBI/inter-bank borrowings |
868 |
398 |
- |
326 |
c) Others |
- |
3 |
- |
- |
IV. Operating Expenses |
622 |
717 |
2574 |
5805 |
a) Payments to and provisions for employees |
184 |
235 |
1390 |
2827 |
b) Rent, taxes and lighting |
27 |
71 |
775 |
1540 |
c) Printing and stationery |
5 |
5 |
5 |
17 |
d) Advertisement and publicity |
3 |
1 |
- |
3 |
e) Depreciation on bank’s property |
112 |
74 |
57 |
458 |
f) Directors’ fees, allowances and expenses |
- |
- |
- |
- |
g) Auditors’ fees and expenses |
3 |
5 |
14 |
17 |
h) Law charges |
- |
15 |
1 |
- |
i) Postage, telegrams, telephones, etc. |
31 |
30 |
19 |
66 |
j) Repairs and maintenance |
35 |
36 |
80 |
400 |
k) Insurance |
27 |
40 |
- |
1 |
l) Other expenditure |
195 |
205 |
232 |
476 |
V. Net Interest Income (I-III) |
1398 |
792 |
756 |
4807 |
VI. Provisions and Contingencies |
517 |
933 |
156 |
-293 |
VII. Operating Profit (I+II-III-IV) | 1083 |
532 |
-1818 |
-188 |
VIII. Profit (Loss) during the year | 566 |
-401 |
-1974 |
105 |
Source : Annual accounts of banks. |