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Table No 1.10 Population group-wise outstanding credit of scheduled commercial banks according to occupation

(Amount in ` Lakh)

OCCUPATION

RURAL

SEMI-URBAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I

AGRICULTURE

246,19,286

173336,73

150135,35

142,66,197

125874,52

108710,74

 

1. Direct Finance

236,39,133

155634,62

135414,86

136,97,855

108625,89

94681,23

 

2. Indirect Finance

9,80,153

17702,12

14720,49

5,68,342

17248,63

14029,51

II

INDUSTRY

8,52,385

162046,11

91172,98

6,29,772

114587,37

80241,87

 

1. Mining & Quarrying

5,461

5167,95

3518,92

8,565

6359,38

4048,14

 

2. Manufacturing & Processing

7,95,501

114600,03

57309,31

5,72,014

85207,87

61416,80

 

3. Electricity, Gas & Water

1,237

17402,17

12723,06

1,262

10859,96

6366,23

 

4. Construction

50,186

24875,97

17621,69

47,931

12160,16

8410,70

III

TRANSPORT OPERATORS

2,68,165

11471,60

7436,23

1,79,073

7664,73

5093,85

IV

PROFESSIONAL AND OTHER SERVICES

8,52,610

24153,34

18387,14

6,89,364

24107,13

18388,97

V

PERSONAL LOANS

53,81,544

84222,28

64278,83

76,77,770

134716,16

104222,15

 

1. Loans for Housing

9,23,391

30773,34

25098,93

14,82,311

59869,86

48466,11

 

2. Loans for Purchase of Consumer Durables

2,81,922

2290,03

1663,15

2,44,385

1990,76

1471,60

 

3. Rest of the Personal Loans

41,76,231

51158,91

37516,74

59,51,074

72855,55

54284,44

VI

TRADE

26,78,716

50821,95

36916,07

19,55,162

47799,63

37838,16

 

1. Wholesale Trade

1,23,944

25937,81

17860,22

1,03,727

12587,03

10015,64

 

2. Retail Trade

25,54,772

24884,14

19055,85

18,51,435

35212,61

27822,52

VII

FINANCE

6,50,022

9984,86

7889,31

2,69,345

5159,11

3114,23

VIII

ALL OTHERS

17,70,874

11485,93

8933,64

13,80,704

12500,06

10249,49

TOTAL BANK CREDIT

370,73,602

527522,80

385149,55

270,47,387

472408,72

367859,45


TABLE NO.1.10 - POPULATION GROUP-WISE OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS
ACCORDING TO OCCUPATION MARCH 2010

(Amount in ` Lakh)

OCCUPATION

URBAN

METROPOLITAN

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I

AGRICULTURE

33,22,170

80355,75

67568,48

5,62,176

86260,84

63883,73

 

1. Direct Finance

31,39,110

49851,65

42748,90

5,25,539

34866,16

24004,59

 

2. Indirect Finance

1,83,060

30504,11

24819,59

36,637

51394,69

39879,13

II

INDUSTRY

6,49,219

318409,36

219763,57

11,22,698

1497517,78

964053,94

 

1. Mining & Quarrying

6,678

6368,38

4578,10

4,822

46809,51

31218,12

 

2. Manufacturing & Processing

5,73,621

237824,64

161043,37

9,87,634

1006318,99

618641,01

 

3. Electricity, Gas & Water

2,106

32410,49

24082,57

3,556

155459,57

109015,08

 

4. Construction

66,814

41805,85

30059,53

1,26,686

288929,72

205179,73

III

TRANSPORT OPERATORS

2,20,598

15167,16

10299,92

2,94,580

80481,75

62927,46

IV

PROFESSIONAL AND OTHER SERVICES

5,72,997

62214,66

48017,92

24,00,855

312636,26

220581,15

V

PERSONAL LOANS

82,47,105

190484,01

146413,46

293,80,156

397020,30

243980,37

 

1. Loans for Housing

18,40,266

103510,91

84064,56

17,91,818

182468,81

148677,08

 

2. Loans for Purchase of Consumer Durables

2,33,090

1929,37

1462,99

1,51,067

1475,97

1161,16

 

3. Rest of the Personal Loans

61,73,749

85043,73

60885,92

274,37,271

213075,51

94142,13

VI

TRADE

12,62,670

137727,88

67546,89

9,10,619

277382,50

163181,00

 

1. Wholesale Trade

1,03,078

82852,51

24593,91

1,73,114

166573,16

89532,72

 

2. Retail Trade

11,59,592

54875,38

42952,97

7,37,505

110809,33

73648,29

VII

FINANCE

87,135

19104,03

12375,27

60,774

273310,08

219760,41

VIII

ALL OTHERS

18,79,903

27673,84

21629,56

35,53,238

93019,18

60177,19

TOTAL BANK CREDIT

162,41,797

851136,69

593615,08

382,85,096

3017628,69

1998545,24

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