(Amount in ` Million)

I. AGRICULTURE

365,376

777399.2

554848.7

58,969

511976.3

96286.3

1. Direct Finance

324,790

439779.8

334872.5

49,171

396958.3

50716.5

2. Indirect Finance

40,586

337619.4

219976.2

9,798

115018.0

45569.8

II. INDUSTRY

316,880

5125392.4

3460240.9

85,606

2222368.0

567323.2

1. Mining & Quarrying

9,557

150575.4

73639.1

2,184

40112.8

27228.6

2. Food Manufacturing & Processing

46,106

601948.0

405608.2

6,689

52769.6

38593.1

(a) Rice Mills, Flour & Dal Mills

20,130

224362.7

145568.6

1,836

14274.8

11295.8

(b) Sugar

930

136774.7

87815.1

119

4091.2

2731.4

(c) Edible Oils & Vanaspati

4,124

80066.7

57112.8

763

6811.2

5085.0

(d) Tea Processing

442

6637.1

5032.3

96

900.6

645.9

(e) Processing of Fruits & Vegetables

1,520

9744.3

7983.9

226

2967.3

2926.5

(f) Others

18,960

144362.6

102095.6

3,649

23724.5

15908.5

3. Beverage & Tobacco

3,344

67757.8

49599.2

614

35988.5

7412.8

4. Textiles

50,190

600943.8

466685.0

11,532

83046.8

55721.3

(a) Cotton Textiles

15,705

287171.5

222246.8

3,366

25067.6

19227.1

(b) Jute & Other Natural Fibre Textiles

1,166

9436.2

7162.9

466

2095.1

1404.7

(c) Handloom Textiles & Khadi

4,178

13138.2

11419.3

600

1743.3

1571.5

(d) Other Textiles & Textile Products

29,141

291197.8

225856.1

7,100

54140.8

33517.9

5. Paper, Paper Products & Printing

14,882

133713.5

93642.8

2,987

248218.0

15504.7

6. Woods and Wood Products

7,093

30257.2

23981.6

1,038

3306.3

2900.2

7. Leather & Leather Products

3,794

28208.9

23314.1

800

5300.3

3773.1

8. Gems and Jewellery

3,404

154460.7

99608.5

1,131

43295.0

27912.8

9. Rubber & Plastic Products

15,160

165025.5

109915.2

2,047

35036.2

12940.1

10. Chemicals & Chemical Products

20,769

457089.8

275783.7

3,162

368985.7

27939.3

(a) Heavy Industrial Chemicals

3,891

78451.4

43402.5

694

6834.9

4682.5

(b) Fertilisers

792

81638.5

27682.2

165

3969.7

1085.5

(c) Drugs & Pharmaceuticals

4,169

153811.0

100957.3

645

63731.3

8813.0

(d) Non-Edible Oils

852

12509.8

9980.1

88

1200.7

1153.5

(e) Other Chemicals & Chemical Products

11,065

130679.2

93761.7

1,570

293249.1

12204.8

11. Petroleum, Coal Products & Nuclear Fuels

1,983

268665.2

154775.6

641

88429.9

25329.5

12. Manufacture of Cement & Cement Products

7,109

71648.2

42913.0

891

27389.6

6672.8

13. Basic Metals & Metal Products

32,243

743035.8

526605.6

5,799

107239.5

52700.0

(a) Iron & Steel

14,731

511887.5

363355.5

2,192

52119.4

32123.7

(b) Non-Ferrous Metals

5,286

92315.5

63815.5

817

9547.5

6705.7

(c) Metal Products

12,226

138832.8

99434.6

2,790

45572.7

13870.6

14. Engineering

40,910

550021.9

400909.9

12,121

548550.9

66055.7

(a) Heavy Engineering

6,715

104272.8

68440.5

1,436

49391.5

5418.8

(b) Light Engineering

20,785

196464.0

147330.4

7,689

202603.6

31994.7

(c) Electrical Machinery & Goods

10,269

176437.1

130450.4

2,398

210809.0

22850.5

(d) Electronic Machinery & Goods

3,141

72847.9

54688.5

598

85746.8

5791.7

15. Vehicles, Vehicle Parts & Transport Equipments

7,853

187421.3

110832.6

1,482

47953.7

13636.4

16. Other Industries

36,378

181063.4

127508.7

15,515

77482.9

36220.4

17. Electricity, Gas & Water

1,880

214000.0

97501.4

577

75621.2

15830.6

(a) Electricity Generation & Transmission

708

192216.7

81676.5

257

41031.4

13847.8

(b) Non-Conventional Energy

279

13385.6

11818.8

49

3392.4

681.7

(c) Gas, Steam & Water Supply

893

8397.7

4006.0

271

31197.3

1301.2

18. Construction

14,225

519556.0

377416.7

16,396

333641.1

130951.6

(a) Other than Infrastructure

7,470

149652.0

108085.7

10,904

96703.2

50958.0

(b) Infrastructure Construction

6,755

369904.1

269331.0

5,492

236938.0

79993.6

III. TRANSPORT OPERATORS

9,605

112645.2

86655.1

7,967

118055.6

45711.8

IV. PROFESSIONAL AND OTHER SERVICES

80,710

502575.7

347995.4

77,831

949968.4

280106.7

1. Professional Services

12,339

71442.6

48676.3

10,047

146864.1

48068.9

2. Tourism, Hotel & Restaurants

7,449

29354.0

20615.5

5,185

81490.8

13315.3

3. Recreation services

1,723

21739.1

15508.3

1,202

9588.0

6864.9

4. IT and Telecommunications

4,128

59277.9

37657.3

1,612

63443.6

15520.5

5. Others

55,071

320762.1

225538.0

59,785

648582.0

196337.2

V. PERSONAL LOANS

-

-

-

610,282

712926.5

431894.2

1. Housing

-

-

-

111,196

226991.1

173162.5

2. Consumer Durables

-

-

-

3,325

1594.0

970.6

3. Vehicles

-

-

-

3,428

1233.9

828.0

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

492,333

483107.5

256933.0

VI. TRADE

543,656

3743582.1

1579641.7

196,968

898168.3

434742.1

1. Wholesale Trade

66,480

2092162.0

882354.4

30,554

364642.6

219508.2

2. Retail Trade

477,176

1651420.1

697287.3

166,414

533525.7

215233.9

VII. FINANCE

11,218

517716.0

278714.2

5,157

1382360.0

206140.1

VIII. ALL OTHERS

46,675

186442.0

125862.6

85,436

1470610.9

144922.3

TOTAL BANK CREDIT

1,374,120

10965752.7

6433958.5

1,128,216

8266434.0

2207126.8

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

1,475,468

2235193.6

766057.1

573,222

564451.6

443871.7

1. Direct Finance

1,393,622

846912.6

607414.0

542,759

393207.6

311559.9

2. Indirect Finance

81,846

1388281.0

158643.2

30,463

171244.0

132311.7

II. INDUSTRY

54,194

3692027.6

1626767.1

179,861

3893200.3

2398908.4

1. Mining & Quarrying

713

42361.6

37672.3

2,183

81231.1

62653.4

2. Food Manufacturing & Processing

4,041

187515.2

99144.7

13,982

151173.9

100386.5

(a) Rice Mills, Flour & Dal Mills

1,413

20487.5

17525.8

3,261

19763.1

14235.2

(b) Sugar

98

23375.5

21352.8

396

50384.4

42343.7

(c) Edible Oils & Vanaspati

355

83367.1

12666.2

664

23145.2

13041.9

(d) Tea Processing

128

1559.2

1200.1

93

1767.3

712.8

(e) Processing of Fruits & Vegetables

193

1539.9

1107.6

446

2967.2

2119.5

(f) Others

1,854

57186.0

45292.1

9,122

53146.7

27933.5

3. Beverage & Tobacco

660

31637.8

19939.1

989

94699.2

27214.6

4. Textiles

12,871

144971.9

91944.9

19,544

397388.6

202747.5

(a) Cotton Textiles

7,843

64415.8

52121.0

4,934

243894.7

96857.1

(b) Jute & Other Natural Fibre Textiles

292

793.3

611.2

257

2408.0

1476.8

(c) Handloom Textiles & Khadi

399

3864.8

1799.9

860

1235.5

955.5

(d) Other Textiles & Textile Products

4,337

75898.0

37412.8

13,493

149850.4

103458.2

5. Paper, Paper Products & Printing

1,425

54499.7

33880.3

4,305

89819.8

56249.5

6. Woods and Wood Products

329

1915.4

1666.1

845

4846.0

3373.8

7. Leather & Leather Products

876

7818.0

6187.3

983

3667.3

2540.2

8. Gems and Jewellery

1,024

25077.5

24055.7

950

7859.3

6189.9

9. Rubber & Plastic Products

1,192

37118.2

24829.2

3,634

46106.5

32656.1

10. Chemicals & Chemical Products

2,247

273942.9

118963.6

4,984

166597.9

114787.3

(a) Heavy Industrial Chemicals

336

21056.6

11570.9

913

23706.9

17262.3

(b) Fertilisers

80

34702.7

30232.1

181

33070.9

24837.8

(c) Drugs & Pharmaceuticals

821

128937.3

45459.6

1,134

62562.8

45539.1

(d) Non-Edible Oils

57

1240.5

1165.0

148

1588.4

1132.4

(e) Other Chemicals & Chemical Products

953

88005.9

30536.0

2,608

45668.9

26015.6

11. Petroleum, Coal Products & Nuclear Fuels

231

140946.4

125543.5

413

86929.1

73226.2

12. Manufacture of Cement & Cement Products

339

23628.1

13190.2

1,958

58864.9

44400.0

13. Basic Metals & Metal Products

3,263

494084.5

221983.9

6,632

464535.9

338874.3

(a) Iron & Steel

1,602

278225.2

168105.9

2,843

301614.4

218115.3

(b) Non-Ferrous Metals

493

97406.9

31236.6

1,037

108865.4

92966.4

(c) Metal Products

1,168

118452.5

22641.4

2,752

54056.1

27792.6

14. Engineering

5,279

349967.0

133977.1

9,644

221599.4

131463.0

(a) Heavy Engineering

901

92273.6

27292.4

2,156

72042.7

25889.6

(b) Light Engineering

2,424

63550.6

37257.3

5,062

58182.9

40522.3

(c) Electrical Machinery & Goods

1,604

158053.1

39579.5

1,754

60431.0

38148.6

(d) Electronic Machinery & Goods

350

36089.6

29847.9

672

30942.9

26902.4

15. Vehicles, Vehicle Parts & Transport Equipments

2,051

115958.7

78848.9

8,106

118488.7

74685.2

16. Other Industries

4,515

124078.7

28532.9

10,476

72646.3

47574.1

17. Electricity, Gas & Water

532

292345.9

225213.7

1,272

482489.6

371610.2

(a) Electricity Generation & Transmission

342

257463.0

205505.5

654

426655.6

325083.4

(b) Non-Conventional Energy

67

7968.2

6453.1

189

25551.8

18606.7

(c) Gas, Steam & Water Supply

123

26914.6

13255.2

429

30282.2

27920.1

18. Construction

12,606

1344159.9

341193.8

88,961

1344256.8

708276.7

(a) Other than Infrastructure

8,708

252285.9

72141.2

73,771

686164.8

198998.1

(b) Infrastructure Construction

3,898

1091874.1

269052.6

15,190

658092.0

509278.6

III. TRANSPORT OPERATORS

14,031

198682.5

166422.6

225,226

534953.6

282168.3

IV. PROFESSIONAL AND OTHER SERVICES

37,025

3032321.5

433501.3

92,513

2753381.8

785053.0

1. Professional Services

2,375

75093.1

18546.6

7,167

35565.4

28703.7

2. Tourism, Hotel & Restaurants

1,843

144624.8

22539.4

8,392

116779.1

69945.6

3. Recreation services

386

15629.2

11159.5

1,247

67657.3

29646.3

4. IT and Telecommunications

529

2467874.6

171775.6

1,794

1040178.1

173702.6

5. Others

31,892

329099.9

209480.2

73,913

1493201.9

483054.8

V. PERSONAL LOANS

1,889,273

901569.7

383570.7

1,743,802

1281875.9

923901.5

1. Housing

-

-

-

583,916

582137.5

462493.9

2. Consumer Durables

14,775

10110.5

8987.5

9,577

12942.2

9760.5

3. Vehicles

48,233

18387.6

13612.2

560,245

264767.8

160856.1

4. Education

-

-

-

199,534

91145.5

63592.0

5. Personal Credit Cards

1,131,923

372550.6

52612.2

-

-

-

6. Others

694,342

500521.1

308358.8

390,530

330882.9

227199.0

VI. TRADE

80,026

405642.3

265335.2

97,934

450519.3

160363.2

1. Wholesale Trade

6,326

199592.9

135398.7

7,151

265303.7

40048.8

2. Retail Trade

73,700

206049.4

129936.5

90,783

185215.6

120314.4

VII. FINANCE

5,849

1335889.0

732131.3

37,409

1707187.0

996738.7

VIII. ALL OTHERS

68,352

314827.4

249890.4

68,060

470415.2

238435.0

TOTAL BANK CREDIT

3,624,218

12116153.6

4623675.6

3,018,027

11655984.7

6229439.9

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

1,401,456

950528.5

763404.9

2,189

73054.8

38229.9

1. Direct Finance

1,338,645

740591.8

611573.5

1,528

53995.7

23336.5

2. Indirect Finance

62,811

209936.6

151831.3

661

19059.1

14893.4

II. INDUSTRY

320,321

9414003.8

6299509.0

36,535

2484233.8

685044.3

1. Mining & Quarrying

8,107

326395.4

245989.2

966

59680.5

25635.1

2. Food Manufacturing & Processing

35,009

333975.5

247758.9

3,110

276707.4

86124.5

(a) Rice Mills, Flour & Dal Mills

10,943

41673.8

31275.4

472

71925.4

31928.7

(b) Sugar

859

129710.9

97774.4

37

6636.8

4833.7

(c) Edible Oils & Vanaspati

2,052

41227.8

27495.7

214

21669.9

11011.4

(d) Tea Processing

333

3820.8

2782.6

95

13019.0

1983.3

(e) Processing of Fruits & Vegetables

1,369

9167.2

6936.7

173

9063.2

4512.3

(f) Others

19,453

108374.9

81494.1

2,119

154393.0

31855.1

3. Beverage & Tobacco

2,744

74918.6

58880.6

81

6448.3

3396.8

4. Textiles

46,884

755705.3

539588.2

17,293

1037850.2

161982.8

(a) Cotton Textiles

15,518

421576.1

307536.4

3,181

171877.6

48471.4

(b) Jute & Other Natural Fibre Textiles

1,002

11169.4

5613.6

301

1723.4

1283.6

(c) Handloom Textiles & Khadi

3,238

11736.7

8356.3

338

10980.2

2622.6

(d) Other Textiles & Textile Products

27,126

311223.0

218081.9

13,473

853269.0

109605.1

5. Paper, Paper Products & Printing

12,790

151745.6

104124.9

359

33342.8

7993.5

6. Woods and Wood Products

2,455

13737.7

9704.1

66

1049.1

746.2

7. Leather & Leather Products

2,060

32219.4

17314.7

4,041

130587.9

22155.0

8. Gems and Jewellery

1,497

16662.5

9153.5

997

86542.4

39546.1

9. Rubber & Plastic Products

9,593

112710.9

81623.5

621

23096.9

12833.0

10. Chemicals & Chemical Products

11,490

356350.2

221798.9

1,857

296839.3

114035.3

(a) Heavy Industrial Chemicals

2,074

52987.8

38691.4

387

25348.1

15342.4

(b) Fertilisers

415

50121.9

25301.4

14

1387.6

888.9

(c) Drugs & Pharmaceuticals

2,734

155513.2

90791.2

768

233570.0

76675.3

(d) Non-Edible Oils

419

4315.8

3093.4

17

1417.3

1077.3

(e) Other Chemicals & Chemical Products

5,848

93411.5

63921.5

671

35116.3

20051.4

11. Petroleum, Coal Products & Nuclear Fuels

1,192

307821.2

213027.5

115

59848.8

33447.2

12. Manufacture of Cement & Cement Products

4,829

220933.8

160049.1

64

2244.5

482.9

13. Basic Metals & Metal Products

18,175

1336078.0

852237.5

2,215

174171.4

78540.5

(a) Iron & Steel

8,468

1065819.4

687563.5

809

80428.9

40410.5

(b) Non-Ferrous Metals

2,563

147776.4

88653.5

424

67419.8

25052.1

(c) Metal Products

7,144

122482.2

76020.5

982

26322.7

13077.9

14. Engineering

28,761

444151.2

308308.3

2,107

103326.6

41615.7

(a) Heavy Engineering

7,461

60766.0

39699.1

459

14133.3

8754.9

(b) Light Engineering

14,985

183884.1

131535.1

1,043

33957.7

15865.1

(c) Electrical Machinery & Goods

4,775

147922.5

95729.4

482

49632.9

13197.5

(d) Electronic Machinery & Goods

1,540

51578.6

41344.7

123

5602.6

3798.2

15. Vehicles, Vehicle Parts & Transport Equipments

10,345

239791.5

172243.7

870

44925.5

23235.9

16. Other Industries

29,778

208931.2

139139.7

1,606

78721.0

17676.7

17. Electricity, Gas & Water

4,249

1986629.3

1207124.8

45

7909.6

1518.8

(a) Electricity Generation & Transmission

2,170

1856554.4

1117625.6

22

6642.3

576.0

(b) Non-Conventional Energy

915

70495.4

48649.5

12

1083.9

777.3

(c) Gas, Steam & Water Supply

1,164

59579.5

40849.7

11

183.4

165.6

18. Construction

90,363

2495246.5

1711441.9

122

60941.6

14078.4

(a) Other than Infrastructure

80,979

414984.0

311804.1

45

46279.4

6063.7

(b) Infrastructure Construction

9,384

2080262.5

1399637.9

77

14662.2

8014.7

III. TRANSPORT OPERATORS

369,386

692829.4

485445.1

47

2866.0

1916.2

IV. PROFESSIONAL AND OTHER SERVICES

213,606

2193734.9

1625740.1

1,158

193987.7

50907.2

1. Professional Services

23,935

71569.6

60878.5

172

19756.7

5318.0

2. Tourism, Hotel & Restaurants

19,860

357545.2

259687.7

24

993.2

692.8

3. Recreation services

3,525

81220.7

63597.8

31

2139.2

849.3

4. IT and Telecommunications

10,210

364034.7

271232.5

57

9884.1

6717.5

5. Others

156,076

1319364.7

970343.7

874

161214.5

37329.6

V. PERSONAL LOANS

6,446,654

4764748.1

3714156.8

-

-

-

1. Housing

3,478,439

3325154.1

2675425.6

-

-

-

2. Consumer Durables

30,158

15248.6

11641.7

-

-

-

3. Vehicles

1,260,527

538635.3

381687.1

-

-

-

4. Education

858,585

376191.1

282668.6

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

818,945

509519.1

362733.8

-

-

-

VI. TRADE

259,137

491236.9

364549.1

6,039

309686.4

104484.7

1. Wholesale Trade

17,005

136451.9

102933.1

3,867

246857.2

94080.5

2. Retail Trade

242,132

354785.0

261616.0

2,172

62829.2

10404.2

VII. FINANCE

36,274

1402524.7

1183501.6

48

13893.4

13226.3

VIII. ALL OTHERS

245,615

717750.5

588888.3

1,502

131383.6

26326.9

TOTAL BANK CREDIT

9,292,449

20627356.8

15025195.0

47,518

3209105.5

920135.5

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

938

19600.0

11575.0

255

8233.8

3983.5

1. Direct Finance

743

11063.0

5932.9

177

4206.2

1850.7

2. Indirect Finance

195

8537.0

5642.1

78

4027.6

2132.8

II. INDUSTRY

9,613

376321.8

198322.6

15,598

1046893.7

206070.0

1. Mining & Quarrying

234

14275.7

6099.5

364

17039.6

8410.1

2. Food Manufacturing & Processing

825

35979.9

19869.6

1,175

28430.8

9457.5

(a) Rice Mills, Flour & Dal Mills

238

11121.9

7964.6

166

4231.0

2457.2

(b) Sugar

10

3292.5

1962.3

1

5.6

5.6

(c) Edible Oils & Vanaspati

55

4528.7

2129.7

41

5608.0

1963.9

(d) Tea Processing

34

511.4

524.5

43

588.8

767.3

(e) Processing of Fruits & Vegetables

38

993.5

256.1

60

1094.4

355.0

(f) Others

450

15531.8

7032.5

864

16903.1

3908.5

3. Beverage & Tobacco

25

1118.0

653.8

7

85.3

33.9

4. Textiles

3,764

114920.0

52194.0

6,381

105260.1

29451.6

(a) Cotton Textiles

848

40788.3

21483.8

1,181

52495.4

10539.2

(b) Jute & Other Natural Fibre Textiles

76

4961.4

1646.7

63

769.1

313.0

(c) Handloom Textiles & Khadi

66

743.8

272.1

40

980.2

602.7

(d) Other Textiles & Textile Products

2,774

68426.5

28791.4

5,097

51015.5

17996.7

5. Paper, Paper Products & Printing

98

2576.9

1489.4

242

204493.7

1756.0

6. Woods and Wood Products

85

1048.8

938.7

8

68.6

15.2

7. Leather & Leather Products

689

9553.4

4912.7

1,257

14325.9

4010.1

8. Gems and Jewellery

245

35979.1

28228.6

750

133486.1

49465.2

9. Rubber & Plastic Products

250

7434.1

3022.7

292

7072.1

2693.1

10. Chemicals & Chemical Products

1,169

39778.7

21717.1

1,607

179377.4

18027.0

(a) Heavy Industrial Chemicals

190

6625.6

3578.0

460

19719.9

3763.2

(b) Fertilisers

40

1835.3

1954.9

3

301.0

55.7

(c) Drugs & Pharmaceuticals

571

18122.0

9148.1

374

25659.7

6764.9

(d) Non-Edible Oils

20

1378.4

858.9

4

131.2

115.9

(e) Other Chemicals & Chemical Products

348

11817.5

6177.1

766

133565.6

7327.4

11. Petroleum, Coal Products & Nuclear Fuels

30

6998.5

6508.5

46

50669.7

21480.7

12. Manufacture of Cement & Cement Products

17

392.7

197.0

9

139.4

21.2

13. Basic Metals & Metal Products

724

58784.5

27961.6

1,416

206813.3

40416.0

(a) Iron & Steel

367

32656.6

18860.3

575

174310.8

27114.0

(b) Non-Ferrous Metals

164

7635.2

5171.2

139

7858.1

3564.7

(c) Metal Products

193

18492.7

3930.1

702

24644.4

9737.3

14. Engineering

896

23077.0

11662.9

791

27127.4

9072.9

(a) Heavy Engineering

421

4902.4

3338.4

209

2884.9

2283.6

(b) Light Engineering

286

11832.8

3295.8

346

13370.0

2993.5

(c) Electrical Machinery & Goods

159

4716.8

3295.7

189

8403.7

954.1

(d) Electronic Machinery & Goods

30

1625.0

1733.0

47

2468.8

2841.7

15. Vehicles,Vehicle Parts & Transport Equipments

170

3173.8

1891.8

876

58449.1

7087.2

16. Other Industries

336

5763.3

3278.1

333

9960.6

2700.2

17. Electricity, Gas & Water

11

5812.0

4627.5

7

1817.9

258.6

(a) Electricity Generation & Transmission

5

5579.9

4412.4

5

674.7

98.8

(b) Non-Conventional Energy

3

205.8

189.6

1

143.2

107.8

(c) Gas, Steam & Water Supply

3

26.3

25.5

1

1000.0

51.9

18. Construction

45

9655.5

3069.2

37

2276.5

1713.7

(a) Other than Infrastructure

22

1969.7

1107.7

18

157.0

35.5

(b) Infrastructure Construction

23

7685.8

1961.5

19

2119.5

1678.3

III. TRANSPORT OPERATORS

28

1415.6

1343.8

24

3222.6

2037.2

IV. PROFESSIONAL AND OTHER SERVICES

523

20288.6

13707.8

504

20971.0

16191.0

1. Professional Services

107

1441.4

966.4

289

1476.5

1321.0

2. Tourism, Hotel & Restaurants

18

1537.6

959.2

5

135.1

150.6

3. Recreation services

7

1259.4

626.3

4

109.0

29.7

4. IT and Telecommunications

17

226.8

132.1

12

79.7

47.8

5. Others

374

15823.3

11023.8

194

19170.6

14641.9

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

2,149

58163.0

33777.6

2,177

266293.6

21619.9

1. Wholesale Trade

1,069

50532.8

29696.3

1,475

260214.3

19231.2

2. Retail Trade

1,080

7630.2

4081.3

702

6079.3

2388.7

VII. FINANCE

458

4704.6

3731.0

221

7235.4

16237.3

VIII. ALL OTHERS

796

7489.8

2647.4

1,261

55795.2

12279.1

TOTAL BANK CREDIT

14,505

487983.4

265105.4

20,040

1408645.3

278418.1

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

55

1176.4

811.5

119

1699.0

1562.6

1. Direct Finance

39

318.0

169.3

54

1234.8

1196.5

2. Indirect Finance

16

858.4

642.2

65

464.2

366.1

II. INDUSTRY

1,039

44090.0

19281.6

433

262460.0

22064.8

1. Mining & Quarrying

41

1417.0

172.0

4

1021.5

716.3

2. Food Manufacturing & Processing

24

1718.4

650.5

38

4108.8

2573.5

(a) Rice Mills, Flour & Dal Mills

2

32.2

32.2

6

1019.3

113.1

(b) Sugar

6

118.2

95.0

-

-

-

(c) Edible Oils & Vanaspati

2

645.0

73.8

19

2358.3

1802.4

(d) Tea Processing

2

354.0

2.6

3

53.8

24.8

(e) Processing of Fruits & Vegetables

1

2.0

-

-

-

-

(f) Others

11

567.1

447.0

10

677.3

633.2

3. Beverage & Tobacco

1

100.0

37.4

1

500.0

410.4

4. Textiles

316

3851.0

1720.0

146

5401.5

3784.8

(a) Cotton Textiles

106

1365.2

401.8

54

2080.0

1580.3

(b) Jute & Other Natural Fibre Textiles

3

41.9

5.3

-

-

-

(c) Handloom Textiles & Khadi

6

121.3

13.0

3

50.2

33.0

(d) Other Textiles & Textile Products

201

2322.6

1300.0

89

3271.3

2171.5

5. Paper, Paper Products & Printing

17

66.3

24.3

4

378.4

378.2

6. Woods and Wood Products

1

5.7

2.7

1

14.0

7.4

7. Leather & Leather Products

36

509.2

144.5

8

131.2

83.3

8. Gems and Jewellery

214

22164.9

11977.3

59

159423.7

5418.3

9. Rubber & Plastic Products

16

626.9

310.1

9

426.5

443.7

10. Chemicals & Chemical Products

86

1540.3

852.0

33

2919.6

1423.5

(a) Heavy Industrial Chemicals

23

688.9

400.6

9

1192.9

452.6

(b) Fertilisers

-

-

-

1

574.9

465.9

(c) Drugs & Pharmaceuticals

14

479.9

353.4

18

1134.0

488.8

(d) Non-Edible Oils

1

17.0

8.7

-

-

-

(e) Other Chemicals & Chemical Products

48

354.5

89.2

5

17.9

16.3

11. Petroleum, Coal Products & Nuclear Fuels

44

65.4

44.3

1

900.0

900.0

12. Manufacture of Cement & Cement Products

-

-

-

5

64.1

64.1

13. Basic Metals & Metal Products

148

2293.8

1751.8

52

64047.5

4700.7

(a) Iron & Steel

117

2105.0

1612.6

28

61306.2

4199.1

(b) Non-Ferrous Metals

22

90.7

68.3

8

724.0

120.3

(c) Metal Products

9

98.1

71.0

16

2017.3

381.3

14. Engineering

47

8550.9

1099.8

26

9313.1

343.8

(a) Heavy Engineering

4

49.7

30.9

10

115.1

105.6

(b) Light Engineering

25

7379.0

564.5

10

114.2

67.7

(c) Electrical Machinery & Goods

17

1092.3

474.4

5

9070.8

165.4

(d) Electronic Machinery & Goods

1

30.0

30.0

1

13.0

5.1

15. Vehicles, Vehicle Parts & Transport Equipments

15

573.9

146.9

13

463.2

203.9

16. Other Industries

30

397.7

209.6

18

8592.3

435.9

17. Electricity, Gas & Water

-

-

-

8

223.1

48.0

(a) Electricity Generation & Transmission

-

-

-

8

223.1

48.0

(b) Non-Conventional Energy

-

-

-

-

-

-

(c) Gas, Steam & Water Supply

-

-

-

-

-

-

18. Construction

3

208.4

138.6

7

4531.3

129.0

(a) Other than Infrastructure

1

3.0

4.9

4

106.3

47.5

(b) Infrastructure Construction

2

205.4

133.6

3

4425.0

81.4

III. TRANSPORT OPERATORS

1

60.0

60.0

28

3618.1

2941.0

IV. PROFESSIONAL AND OTHER SERVICES

56

2032.5

1132.2

112

832.6

688.9

1. Professional Services

7

1196.9

612.2

63

178.8

161.2

2. Tourism, Hotel & Restaurants

1

9.5

9.5

4

71.9

19.4

3. Recreation services

-

-

-

2

91.5

90.8

4. IT and Telecommunications

1

10.0

9.5

2

16.6

13.1

5. Others

47

816.1

500.9

41

473.8

404.5

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

604

9374.1

5580.3

87

74615.8

5267.3

1. Wholesale Trade

536

7072.1

5270.0

67

74138.2

4771.5

2. Retail Trade

68

2302.0

310.3

20

477.6

495.7

VII. FINANCE

4

600.9

2.0

12

1458.5

189.9

VIII. ALL OTHERS

71

785.1

609.6

45

376.2

360.4

TOTAL BANK CREDIT

1,830

58119.0

27477.1

836

345060.1

33075.0

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

2,493

20285.9

16200.8

798

9785.4

5941.3

1. Direct Finance

2,376

18091.1

14830.3

577

6444.7

3299.4

2. Indirect Finance

117

2194.8

1370.5

221

3340.7

2641.9

II. INDUSTRY

7,695

565646.0

254241.6

17,640

731511.6

300738.1

1. Mining & Quarrying

164

22032.7

15560.5

188

14726.2

4239.9

2. Food Manufacturing & Processing

263

9736.4

6589.9

1,140

7403.0

5184.7

(a) Rice Mills, Flour & Dal Mills

28

556.2

523.9

909

2394.8

2114.3

(b) Sugar

54

711.6

242.0

5

17.8

17.9

(c) Edible Oils & Vanaspati

12

1164.9

973.9

38

2288.2

1140.7

(d) Tea Processing

3

342.4

11.1

1

10.0

7.7

(e) Processing of Fruits & Vegetables

8

263.2

121.9

7

235.3

73.6

(f) Others

158

6698.0

4717.0

180

2456.9

1830.6

3. Beverage & Tobacco

90

4090.6

1379.3

136

8141.9

2899.0

4. Textiles

796

33075.1

19084.1

2,602

39204.9

17132.4

(a) Cotton Textiles

440

19475.3

10075.1

916

15760.3

8371.1

(b) Jute & Other Natural Fibre Textiles

5

17.4

13.9

40

223.1

198.0

(c) Handloom Textiles & Khadi

40

166.8

132.3

1

4.2

4.2

(d) Other Textiles & Textile Products

311

13415.6

8862.7

1,645

23217.2

8559.0

5. Paper, Paper Products & Printing

166

2104.5

848.8

670

11798.6

6302.4

6. Woods and Wood Products

105

450.4

236.1

104

3657.0

2989.6

7. Leather & Leather Products

229

1743.6

1087.8

79

14240.8

667.1

8. Gems and Jewellery

27

3634.5

2443.6

4

156.5

80.7

9. Rubber & Plastic Products

436

9514.3

5064.5

980

12057.6

8601.2

10. Chemicals & Chemical Products

891

23928.5

12426.8

2,345

49754.1

20555.7

(a) Heavy Industrial Chemicals

162

5635.5

2700.6

606

3294.3

2289.0

(b) Fertilisers

10

1615.1

882.1

11

253.2

96.6

(c) Drugs & Pharmaceuticals

305

8522.9

5367.6

201

8866.9

7161.3

(d) Non-Edible Oils

11

548.0

142.0

76

1016.8

638.3

(e) Other Chemicals & Chemical Products

403

7607.0

3334.5

1,451

36322.8

10370.4

11. Petroleum, Coal Products & Nuclear Fuels

51

22061.0

5216.8

133

17316.5

11844.1

12. Manufacture of Cement & Cement Products

71

7024.5

4360.9

60

4491.7

2782.5

13. Basic Metals & Metal Products

1,759

272238.5

96806.9

3,275

157246.9

61420.0

(a) Iron & Steel

1,097

229545.8

68374.5

1,809

88569.3

40348.9

(b) Non-Ferrous Metals

299

26677.9

20358.2

546

37758.9

9127.7

(c) Metal Products

363

16014.9

8074.2

920

30918.6

11943.4

14. Engineering

1,267

78919.1

33653.5

3,390

197329.1

53720.0

(a) Heavy Engineering

220

21766.6

10412.2

398

18053.6

6297.8

(b) Light Engineering

436

18800.0

9290.9

1,394

50875.4

20951.7

(c) Electrical Machinery & Goods

517

26208.9

12889.7

1,380

118863.8

20364.5

(d) Electronic Machinery & Goods

94

12143.5

1060.7

218

9536.4

6106.1

15. Vehicles, Vehicle Parts & Transport Equipments

627

5292.0

2384.1

1,025

89643.1

48717.7

16. Other Industries

293

5938.3

2810.4

832

15089.2

6130.7

17. Electricity, Gas & Water

56

19905.9

13843.1

56

19851.3

13222.8

(a) Electricity Generation & Transmission

43

19005.1

13356.2

38

18002.6

12475.9

(b) Non-Conventional Energy

6

67.4

45.8

15

1821.2

743.2

(c) Gas, Steam & Water Supply

7

833.3

441.1

3

27.6

3.7

18. Construction

404

43956.0

30444.6

621

69403.3

34247.5

(a) Other than Infrastructure

126

9570.8

2846.5

151

24202.6

3993.4

(b) Infrastructure Construction

278

34385.3

27598.1

470

45200.7

30254.1

III. TRANSPORT OPERATORS

429

3098.3

1822.7

89

62730.6

3631.9

IV. PROFESSIONAL AND OTHER SERVICES

1,925

34916.7

19401.7

1,715

60865.7

33329.0

1. Professional Services

173

3514.5

1358.3

697

7292.3

4457.9

2. Tourism, Hotel & Restaurants

39

85.4

63.8

6

192.5

110.8

3. Recreation services

276

1358.8

823.1

63

1386.5

1278.3

4. IT and Telecommunications

54

1758.9

551.1

160

23642.3

12614.6

5. Others

1,383

28199.1

16605.4

789

28352.0

14867.4

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

2,479

71711.1

39824.6

4,949

99521.4

56144.7

1. Wholesale Trade

1,248

53012.6

27403.9

1,764

59085.4

30080.2

2. Retail Trade

1,231

18698.5

12420.8

3,185

40436.1

26064.5

VII. FINANCE

558

1001858.7

4628.4

93

44903.9

33563.7

VIII. ALL OTHERS

3,224

35017.3

16692.8

1,222

81460.3

67157.4

TOTAL BANK CREDIT

18,803

1732534.0

352812.6

26,506

1090778.8

500506.2

TABLE NO. 5.1 – TYPE OF ACCOUNT-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2011

(Amount in ` Million)

I. AGRICULTURE

630

921.5

639.3

11

423.7

188.2

3,881,979

5174729.7

2703600.8

1. Direct Finance

131

572.1

380.1

10

423.3

187.8

3,654,622

2913798.9

1967320.0

2. Indirect Finance

499

349.4

259.2

1

0.4

0.4

227,357

2260930.8

736280.8

II. INDUSTRY

527

26048.8

4074.8

286

14862.3

11341.0

1,046,228

29899060.1

16053927.4

1. Mining & Quarrying

15

262.4

54.9

4

220.0

146.7

24,724

771351.9

508217.5

2. Food Manufacturing & Processing

14

93.8

59.9

22

1860.7

1438.6

112,438

1693421.4

1023440.2

(a) Rice Mills, Flour & Dal Mills

2

1.8

1.5

-

-

-

39,406

411844.5

265036.3

(b) Sugar

-

-

-

-

-

-

2,515

355119.3

259173.9

(c) Edible Oils & Vanaspati

1

52.6

18.9

1

20.9

18.8

8,341

272954.5

134534.9

(d) Tea Processing

-

-

-

-

-

-

1,273

29564.6

13695.0

(e) Processing of Fruits & Vegetables

-

-

-

-

-

-

4,041

38037.4

26393.2

(f) Others

11

39.4

39.5

21

1839.8

1419.8

56,862

585901.2

324606.9

3. Beverage & Tobacco

-

-

-

-

-

-

8,692

325485.9

171856.8

4. Textiles

126

2178.6

522.3

99

4233.9

2443.7

172,544

3328031.6

1645002.5

(a) Cotton Textiles

38

239.2

242.3

35

1209.6

591.0

54,165

1347416.9

799744.5

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

3,671

33638.3

19729.6

(c) Handloom Textiles & Khadi

3

1504.5

4.5

-

-

-

9,772

46269.5

27786.8

(d) Other Textiles & Textile Products

85

434.8

275.5

64

3024.3

1852.7

104,936

1900706.9

797741.6

5. Paper, Paper Products & Printing

7

25.1

19.8

3

56.0

4.2

37,955

932839.1

322218.6

6. Woods and Wood Products

1

24.0

24.0

2

6.5

6.1

12,133

60386.9

46591.8

7. Leather & Leather Products

-

-

-

16

383.2

144.6

14,868

248689.0

86334.5

8. Gems and Jewellery

10

800.8

484.3

40

3681.8

3444.1

10,352

693224.6

308008.6

9. Rubber & Plastic Products

11

388.6

153.3

13

1637.7

1294.1

34,254

458252.0

296379.7

10. Chemicals & Chemical Products

34

489.3

404.1

15

628.1

498.1

50,689

2218221.9

949212.5

(a) Heavy Industrial Chemicals

5

16.3

6.6

2

158.0

151.8

9,752

245717.2

144294.4

(b) Fertilisers

1

4.0

0.9

1

0.5

0.7

1,714

209475.2

113484.7

(c) Drugs & Pharmaceuticals

12

106.1

97.3

7

448.1

340.5

11,773

861465.4

397957.5

(d) Non-Edible Oils

1

10.0

3.8

-

-

-

1,694

25373.8

19369.3

(e) Other Chemicals & Chemical Products

15

352.9

295.5

5

21.5

5.1

25,756

876190.3

274106.6

11. Petroleum, Coal Products & Nuclear Fuels

3

64.6

51.8

2

7.6

4.6

4,885

1050724.0

671400.3

12. Manufacture of Cement & Cement Products

1

2.5

2.5

1

16.7

16.7

15,354

416840.7

275152.7

13. Basic Metals & Metal Products

60

983.8

1028.2

10

384.5

381.5

75,771

4081938.1

2305408.5

(a) Iron & Steel

38

920.5

818.4

5

195.3

192.4

34,681

2879704.3

1671194.4

(b) Non-Ferrous Metals

2

6.2

136.0

1

1.4

1.4

11,801

604084.0