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Table No 5.2 Organisation-wise classification of outstanding credit of scheduled commercial banks according to occupation

(Amount in ` Million)

OCCUPATION

CENTRAL GOVERNMENT DEPARTMENTS

GENERAL STATE GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I. AGRICULTURE

3,126

21986.4

15785.2

1,597

15870.6

11389.4

1. Direct Finance

2,232

4155.0

1354.7

1,506

1652.6

1326.2

2. Indirect Finance

894

17831.4

14430.5

91

14218.0

10063.2

II. INDUSTRY

1,295

227549.2

158179.7

408

193127.0

141368.9

1. Mining & Quarrying

14

233.7

28.9

7

4882.0

2662.2

2. Food Manufacturing & Processing

47

26512.6

26319.3

25

2053.8

1668.0

(a) Rice Mills, Flour & Dal Mills

12

26.0

11.9

5

1625.6

1500.4

(b) Sugar

4

246.0

105.2

-

-

-

(c) Edible Oils & Vanaspati

2

1.3

1.2

1

1.3

1.1

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

7

2.4

1.9

1

1.5

1.0

(f) Others

22

26237.0

26199.1

18

425.4

165.6

3. Beverage & Tobacco

5

1.8

1.6

2

901.0

880.6

4. Textiles

299

4272.5

2266.8

45

5330.2

245.9

(a) Cotton Textiles

220

652.3

225.3

8

5037.9

3.0

(b) Jute & Other Natural Fibre Textiles

-

-

-

1

0.4

0.4

(c) Handloom Textiles & Khadi

4

3062.6

1561.8

11

21.8

20.8

(d) Other Textiles & Textile Products

75

557.5

479.7

25

270.0

221.7

5. Paper, Paper Products & Printing

13

4677.0

1830.3

7

426.2

253.3

6. Woods and Wood Products

2

283.4

284.3

6

7.4

6.7

7. Leather & Leather Products

5

3.8

3.3

3

55.0

46.3

8. Gems and Jewellery

-

-

-

-

-

-

9. Rubber & Plastic Products

29

2538.6

2053.8

7

30.0

28.3

10. Chemicals & Chemical Products

17

3171.8

2953.7

9

3325.3

1436.8

(a) Heavy Industrial Chemicals

1

5.0

1.7

1

397.7

28.4

(b) Fertilisers

5

1759.0

1562.3

3

396.0

358.7

(c) Drugs & Pharmaceuticals

6

400.5

441.5

-

-

-

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

5

1007.2

948.2

5

2531.6

1049.8

11. Petroleum, Coal Products & Nuclear Fuels

22

49466.3

19249.1

5

582.1

289.4

12. Manufacture of Cement & Cement Products

6

919.8

870.1

1

20.0

-

13. Basic Metals & Metal Products

23

20776.1

15147.9

8

164.7

156.1

(a) Iron & Steel

16

15010.2

9474.8

2

8.9

2.9

(b) Non-Ferrous Metals

6

5761.9

5669.0

3

2.3

2.0

(c) Metal Products

1

4.0

4.0

3

153.5

151.3

14. Engineering

55

7424.9

6177.7

36

6580.9

7237.5

(a) Heavy Engineering

6

374.0

220.5

5

24.6

22.0

(b) Light Engineering

12

4353.1

4117.6

10

66.6

56.3

(c) Electrical Machinery & Goods

32

2372.3

1767.6

15

6481.1

7152.4

(d) Electronic Machinery & Goods

5

325.4

72.1

6

8.6

6.8

15. Vehicles,Vehicle Parts & Transport Equipments

21

2873.4

2084.4

25

1127.4

726.8

16. Other Industries

46

176.6

124.2

25

432.3

357.8

17. Electricity, Gas & Water

50

92302.8

68808.3

76

82043.1

54919.4

(a) Electricity Generation & Transmission

48

92273.8

68808.2

65

72254.5

47888.3

(b) Non-Conventional Energy

-

-

-

6

9374.8

6744.6

(c) Gas, Steam & Water Supply

2

29.0

0.1

5

413.8

286.5

18. Construction

641

11914.4

9976.1

121

85165.7

70453.8

(a) Other than Infrastructure

619

768.6

721.9

60

4559.8

3936.2

(b) Infrastructure Construction

22

11145.8

9254.2

61

80605.9

66517.7

III. TRANSPORT OPERATORS

2,139

158304.2

76312.3

75

4460.8

3199.8

IV. PROFESSIONAL AND OTHER SERVICES

142

15479.1

14228.9

234

3496.8

2550.5

1. Professional Services

7

7378.2

7376.1

6

16.1

11.9

2. Tourism, Hotel & Restaurants

12

20.8

7.8

8

100.6

98.5

3. Recreation services

6

7.4

7.0

3

1.9

0.9

4. IT and Telecommunications

3

71.7

54.8

2

4.3

2.2

5. Others

114

8001.0

6783.3

215

3373.8

2437.1

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

1,270

987053.2

488817.7

280

779431.6

105157.0

1. Wholesale Trade

349

741535.4

311045.6

141

773660.1

99832.6

2. Retail Trade

921

245517.7

177772.1

139

5771.5

5324.4

VII. FINANCE

81

67703.0

46007.2

81

31982.9

25579.2

VIII. ALL OTHERS

19,011

56641.6

40684.8

23,798

27866.4

18970.8

Total Bank Credit

27,064

1534716.6

840015.8

26,473

1056236.0

308215.6

See Notes on Tables.


TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

OCCUPATION

STATE GOVERNMENT DEPARTMENTAL COMMERCIAL UNDERTAKINGS

LOCAL AND QUASI-GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I. AGRICULTURE

393

90463.7

64728.0

1,071

51889.6

36890.5

1. Direct Finance

238

28600.6

14722.3

980

3638.0

3064.6

2. Indirect Finance

155

61863.0

50005.7

91

48251.6

33825.9

II. INDUSTRY

821

585648.2

415671.6

351

141205.9

114807.9

1. Mining & Quarrying

15

20902.5

14413.5

12

226.0

221.9

2. Food Manufacturing & Processing

33

18473.8

11544.7

35

415.4

92.0

(a) Rice Mills, Flour & Dal Mills

3

308.2

74.5

7

4.1

1.8

(b) Sugar

3

268.0

182.8

3

222.8

31.0

(c) Edible Oils & Vanaspati

1

180.0

180.2

-

-

-

(d) Tea Processing

-

-

-

-

-

-

(e) Processing of Fruits & Vegetables

20

17426.5

10848.4

2

0.4

0.2

(f) Others

6

291.2

258.8

23

188.0

59.0

3. Beverage & Tobacco

3

163.4

113.1

-

-

-

4. Textiles

169

34491.5

22590.1

50

221.4

208.6

(a) Cotton Textiles

156

34219.4

22399.9

6

76.2

76.1

(b) Jute & Other Natural Fibre Textiles

-

-

-

-

-

-

(c) Handloom Textiles & Khadi

5

104.8

65.1

8

117.4

107.3

(d) Other Textiles & Textile Products

8

167.3

125.2

36

27.8

25.2

5. Paper, Paper Products & Printing

15

1889.1

1596.5

13

365.1

329.4

6. Woods and Wood Products

1

4.0

3.3

11

4.1

3.9

7. Leather & Leather Products

-

-

-

2

2.4

1.5

8. Gems and Jewellery

-

-

-

2

1.4

1.2

9. Rubber & Plastic Products

5

201.7

122.7

1

1.0

0.4

10. Chemicals & Chemical Products

20

3138.1

1275.0

14

75.2

74.4

(a) Heavy Industrial Chemicals

9

282.0

184.0

-

-

-

(b) Fertilisers

5

2760.2

1019.3

1

70.0

70.0

(c) Drugs & Pharmaceuticals

2

74.3

59.0

1

1.5

1.0

(d) Non-Edible Oils

-

-

-

-

-

-

(e) Other Chemicals & Chemical Products

4

21.6

12.6

12

3.7

3.4

11. Petroleum, Coal Products & Nuclear Fuels

4

4239.8

2505.2

5

8011.4

7035.5

12. Manufacture of Cement & Cement Products

2

19.6

19.1

4

2.1

1.1

13. Basic Metals & Metal Products

40

2281.0

2171.2

9

204.3

165.5

(a) Iron & Steel

36

1935.8

1827.5

4

111.2

106.7

(b) Non-Ferrous Metals

-

-

-

2

52.5

18.1

(c) Metal Products

4

345.1

343.8

3

40.6

40.8

14. Engineering

50

8039.3

2195.2

43

276.3

235.0

(a) Heavy Engineering

2

7.9

4.0

1

0.3

0.1

(b) Light Engineering

17

263.8

223.8

25

219.3

186.8

(c) Electrical Machinery & Goods

21

7720.3

1962.7

3

12.8

10.5

(d) Electronic Machinery & Goods

10

47.3

4.8

14

43.9

37.6

15. Vehicles,Vehicle Parts & Transport Equipments

15

1377.2

1331.3

20

30.1

28.4

16. Other Industries

28

32767.3

31500.2

22

1519.3

419.5

17. Electricity, Gas & Water

306

371387.7

266475.1

57

91819.2

81225.2

(a) Electricity Generation & Transmission

291

347958.6

248784.0

56

91781.2

81208.7

(b) Non-Conventional Energy

4

7850.0

4483.5

-

-

-

(c) Gas, Steam & Water Supply

11

15579.2

13207.6

1

38.0

16.5

18. Construction

115

86272.2

57815.4

51

38031.4

24764.6

(a) Other than Infrastructure

13

18281.9

8300.3

16

7464.5

6408.9

(b) Infrastructure Construction

102

67990.3

49515.1

35

30566.8

18355.7

III. TRANSPORT OPERATORS

48

18011.9

13891.1

51

2632.7

1507.1

IV. PROFESSIONAL AND OTHER SERVICES

118

44893.2

38679.9

160

4695.9

3767.3

1. Professional Services

8

968.2

754.9

20

87.1

58.9

2. Tourism, Hotel & Restaurants

6

1939.4

1786.3

10

5.0

4.3

3. Recreation services

4

427.7

426.8

4

2.9

1.7

4. IT and Telecommunications

1

2000.0

606.2

3

210.9

101.8

5. Others

99

39557.8

35105.7

123

4390.0

3600.7

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

384

101074.1

64090.6

313

31256.4

26463.9

1. Wholesale Trade

94

76632.1

42825.3

82

28453.6

24422.2

2. Retail Trade

290

24442.0

21265.3

231

2802.9

2041.7

VII. FINANCE

98

38110.6

21763.8

68

28428.3

22872.9

VIII. ALL OTHERS

6,305

214254.9

197626.5

4,820

26357.7

11996.0

Total Bank Credit

8,167

1092456.4

816451.5

6,834

286466.6

218305.6


TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

OCCUPATION

PUBLIC FINANCIAL CORPORATIONS

PUBLIC NON-FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I. AGRICULTURE

8,972

86170.7

44644.4

1,682

125362.4

83355.4

1. Direct Finance

7,842

40402.3

14562.6

1,354

66132.2

40292.5

2. Indirect Finance

1,130

45768.4

30081.8

328

59230.2

43062.9

II. INDUSTRY

1,967

264364.9

146234.6

18,373

6298399.9

3805062.2

1. Mining & Quarrying

49

14423.1

4410.6

267

175443.8

91685.0

2. Food Manufacturing & Processing

215

7580.7

7039.5

1,431

376040.8

247455.0

(a) Rice Mills, Flour & Dal Mills

59

1921.5

1776.6

220

37902.3

32534.3

(b) Sugar

21

3064.3

2971.7

473

133085.8

86929.7

(c) Edible Oils & Vanaspati

11

563.6

524.3

164

47126.4

25710.6

(d) Tea Processing

-

-

-

31

2699.0

2198.1

(e) Processing of Fruits & Vegetables

6

6.5

6.1

183

102102.5

65225.2

(f) Others

118

2024.8

1760.7

360

53124.7

34857.1

3. Beverage & Tobacco

14

1888.0

973.8

213

36364.7

23208.0

4. Textiles

212

10128.1

7225.7

3,258

444863.3

288702.3

(a) Cotton Textiles

68

4920.9

3124.0

2,148

285116.2

196612.9

(b) Jute & Other Natural Fibre Textiles

9

91.9

69.8

35

13471.7

2275.1

(c) Handloom Textiles & Khadi

15

32.8

31.8

41

2565.8

813.8

(d) Other Textiles & Textile Products

120

5082.5

4000.0

1,034

143709.6

89000.4

5. Paper, Paper Products & Printing

29

870.8

573.4

812

84864.3

55377.4

6. Woods and Wood Products

29

717.3

503.0

62

6736.3

4660.1

7. Leather & Leather Products

7

63.5

61.8

169

8189.1

6802.3

8. Gems and Jewellery

27

17494.1

2665.0

189

46951.8

32977.5

9. Rubber & Plastic Products

22

1204.3

1359.6

718

56691.4

39400.7

10. Chemicals & Chemical Products

99

18882.0

12406.9

2,544

457818.3

240496.9

(a) Heavy Industrial Chemicals

8

496.1

191.1

527

38292.0

25254.8

(b) Fertilisers

5

2670.0

1578.2

122

106623.1

58518.3

(c) Drugs & Pharmaceuticals

46

13156.8

8944.9

810

198000.7

91521.8

(d) Non-Edible Oils

4

293.9

119.9

52

7400.6

4059.0

(e) Other Chemicals & Chemical Products

36

2265.3

1572.8

1,033

107501.9

61143.0

11. Petroleum, Coal Products & Nuclear Fuels

11

19582.4

1002.2

359

538718.9

294879.0

12. Manufacture of Cement & Cement Products

16

1059.6

1007.0

309

103485.7

80256.7

13. Basic Metals & Metal Products

117

26905.3

12063.9

2,532

1172376.7

652265.5

(a) Iron & Steel

69

17215.3

10235.9

1,723

769624.1

499324.1

(b) Non-Ferrous Metals

12

1427.3

1025.2

345

226732.5

111204.7

(c) Metal Products

36

8262.7

802.8

464

176020.1

41736.7

14. Engineering

106

16493.8

4731.1

2,061

323116.0

249642.7

(a) Heavy Engineering

17

780.5

654.6

248

63323.4

52245.2

(b) Light Engineering

50

11238.8

406.3

959

94899.4

71567.2

(c) Electrical Machinery & Goods

26

433.7

342.4

630

96546.0

73565.7

(d) Electronic Machinery & Goods

13

4040.8

3327.8

224

68347.2

52264.6

15. Vehicles,Vehicle Parts & Transport Equipments

15

362.8

200.5

903

145363.0

91577.4

16. Other Industries

317

1732.1

667.2

512

106854.8

76012.0

17. Electricity, Gas & Water

44

58659.6

34772.4

636

1158801.2

636892.1

(a) Electricity Generation & Transmission

32

49071.1

30205.8

566

1100649.6

592059.4

(b) Non-Conventional Energy

8

7287.0

2272.4

23

11436.3

9722.6

(c) Gas, Steam & Water Supply

4

2301.5

2294.2

47

46715.2

35110.1

18. Construction

638

66317.4

54570.9

1,398

1055719.8

692771.7

(a) Other than Infrastructure

557

5796.2

4539.5

300

95142.5

71372.8

(b) Infrastructure Construction

81

60521.2

50031.5

1,098

960577.3

621398.8

III. TRANSPORT OPERATORS

419

15250.8

14206.6

577

343722.0

260231.2

IV. PROFESSIONAL AND OTHER SERVICES

22,856

67875.7

58498.3

1,671

423682.8

286759.5

1. Professional Services

142

806.2

817.2

83

19343.0

16840.3

2. Tourism, Hotel & Restaurants

64

3131.1

2571.4

345

53586.4

32632.8

3. Recreation services

23

414.5

214.2

76

17599.5

11403.7

4. IT and Telecommunications

33

15207.9

14240.4

119

149247.0

109516.5

5. Others

22,594

48316.0

40655.1

1,048

183906.8

116366.2

V. PERSONAL LOANS

-

-

-

-

-

-

1. Housing

-

-

-

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

2,059

28701.7

26108.7

1,813

588781.4

434676.5

1. Wholesale Trade

769

9144.9

7644.2

923

503716.9

375635.9

2. Retail Trade

1,290

19556.8

18464.5

890

85064.5

59040.6

VII. FINANCE

3,752

869897.0

649005.6

493

422269.4

296070.1

VIII. ALL OTHERS

13,193

1041027.9

39439.6

2,459

129828.1

88795.8

Total Bank Credit

53,218

2373288.7

978137.9

27,068

8332046.0

5254950.7


TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

OCCUPATION

CO-OPERATIVE SECTOR

PRIVATE FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I. AGRICULTURE

12,491

181982.3

125433.4

13,560

94951.9

68456.2

1. Direct Finance

7,090

49543.3

36694.7

11,635

57957.6

42201.9

2. Indirect Finance

5,401

132439.0

88738.7

1,925

36994.3

26254.3

II. INDUSTRY

1,971

147519.8

106020.6

21,258

1015709.5

501539.6

1. Mining & Quarrying

33

181.8

58.5

419

24384.8

4388.6

2. Food Manufacturing & Processing

742

45097.6

33731.7

2,082

97319.2

34658.6

(a) Rice Mills, Flour & Dal Mills

136

524.9

390.3

677

14262.6

8899.2

(b) Sugar

111

24005.4

15216.5

47

6979.6

6131.9

(c) Edible Oils & Vanaspati

96

2475.1

1587.7

271

9865.9

6573.9

(d) Tea Processing

30

369.9

254.5

52

1265.5

457.2

(e) Processing of Fruits & Vegetables

59

280.4

217.1

141

48055.1

1317.5

(f) Others

310

17441.9

16065.6

894

16890.5

11278.8

3. Beverage & Tobacco

7

557.2

152.2

206

14083.3

11101.1

4. Textiles

241

7414.9

4984.3

2,986

214602.1

55019.6

(a) Cotton Textiles

89

6796.3

4466.1

1,013

156404.8

31609.5

(b) Jute & Other Natural Fibre Textiles

15

270.7

215.8

65

9576.8

1061.8

(c) Handloom Textiles & Khadi

64

150.7

133.2

81

529.4

361.2

(d) Other Textiles & Textile Products

73

197.2

169.2

1,827

48091.1

21987.2

5. Paper, Paper Products & Printing

34

144.8

106.3

1,118

16387.8

8973.4

6. Woods and Wood Products

8

17.9

16.7

218

1963.0

1039.0

7. Leather & Leather Products

8

71.2

56.2

229

10879.0

1801.0

8. Gems and Jewellery

12

25.5

25.1

146

10755.1

7683.1

9. Rubber & Plastic Products

21

215.9

160.8

1,048

16498.3

8843.1

10. Chemicals & Chemical Products

69

62020.7

45538.8

1,586

40000.5

19692.9

(a) Heavy Industrial Chemicals

4

11447.5

7523.0

264

6904.9

3264.8

(b) Fertilisers

23

49379.3

36844.3

50

1172.9

552.5

(c) Drugs & Pharmaceuticals

11

249.0

188.9

463

14593.4

6874.2

(d) Non-Edible Oils

4

2.4

2.2

34

1294.9

845.5

(e) Other Chemicals & Chemical Products

27

942.5

980.4

775

16034.4

8155.9

11. Petroleum, Coal Products & Nuclear Fuels

3

61.2

59.1

118

16789.9

11661.7

12. Manufacture of Cement & Cement Products

22

22.7

14.5

315

19888.5

13621.1

13. Basic Metals & Metal Products

46

6896.4

5279.7

2,292

109411.7

66779.1

(a) Iron & Steel

24

6539.7

4951.1

843

64373.9

36660.9

(b) Non-Ferrous Metals

4

11.4

11.0

399

28232.9

19214.8

(c) Metal Products

18

345.3

317.6

1,050

16804.9

10903.4

14. Engineering

400

3442.7

2690.0

3,002

73477.8

51922.1

(a) Heavy Engineering

26

305.1

193.0

491

15146.9

9296.7

(b) Light Engineering

334

1982.5

1707.7

1,506

31538.4

24851.9

(c) Electrical Machinery & Goods

19

415.4

223.7

727

17710.9

11071.0

(d) Electronic Machinery & Goods

21

739.6

565.6

278

9081.6

6702.6

15. Vehicles,Vehicle Parts & Transport Equipments

50

150.7

103.6

1,357

27359.7

12782.6

16. Other Industries

65

171.1

120.7

2,252

33706.9

19203.7

17. Electricity, Gas & Water

16

9967.1

4180.8

276

73557.5

44346.2

(a) Electricity Generation & Transmission

8

7041.6

3813.6

124

63128.2

36617.6

(b) Non-Conventional Energy

2

2920.0

361.6

91

8722.1

6770.3

(c) Gas, Steam & Water Supply

6

5.6

5.5

61

1707.2

958.3

18. Construction

194

11060.3

8741.8

1,608

214644.4

128022.8

(a) Other than Infrastructure

136

399.5

353.3

973

73167.6

41867.6

(b) Infrastructure Construction

58

10660.8

8388.5

635

141476.7

86155.2

III. TRANSPORT OPERATORS

3,683

3415.5

2555.0

1,620

54118.9

25067.2

IV. PROFESSIONAL AND OTHER SERVICES

2,137

18909.4

12601.4

7,846

163455.9

108679.2

1. Professional Services

84

577.4

438.6

962

8914.8

6748.1

2. Tourism, Hotel & Restaurants

53

171.7

130.6

1,032

33885.1

21635.8

3. Recreation services

16

40.1

20.3

188

10009.1

6553.6

4. IT and Telecommunications

10

16.3

10.3

246

2976.6

1780.1

5. Others

1,974

18103.9

12001.7

5,418

107670.2

71961.7

V. PERSONAL LOANS

49,340

209713.1

139751.6

-

-

-

1. Housing

49,340

209713.1

139751.6

-

-

-

2. Consumer Durables

-

-

-

-

-

-

3. Vehicles

-

-

-

-

-

-

4. Education

-

-

-

-

-

-

5. Personal Credit Cards

-

-

-

-

-

-

6. Others

-

-

-

-

-

-

VI. TRADE

3,107

48304.7

40912.4

15,313

241309.0

143589.5

1. Wholesale Trade

350

9973.3

6911.3

3,478

73822.2

37266.3

2. Retail Trade

2,757

38331.4

34001.1

11,835

167486.7

106323.2

VII. FINANCE

566

70199.1

40432.2

29,384

3754001.3

1717602.9

VIII. ALL OTHERS

27,894

110625.5

86406.9

51,158

171910.9

112894.7

Total Bank Credit

101,189

790669.3

554113.8

140,139

5495457.3

2677829.3


TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

OCCUPATION

PRIVATE NON-FINANCIAL CORPORATIONS

HOUSEHOLD SECTOR - INDIVIDUALS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I. AGRICULTURE

21,896

523429.9

375454.1

4,885,593

2475162.5

1974145.3

1. Direct Finance

15,585

283203.2

194674.6

4,704,986

2238851.8

1796827.9

2. Indirect Finance

6,311

240226.7

180779.4

180,607

236310.7

177317.5

II. INDUSTRY

220,361

16890121.8

10109783.5

358,273

3728234.5

1705636.8

1. Mining & Quarrying

3,511

420487.6

322065.1

6,660

53672.0

26412.8

2. Food Manufacturing & Processing

15,006

950537.9

605651.5

33,734

243158.4

92807.4

(a) Rice Mills, Flour & Dal Mills

3,451

219804.9

111032.8

9,395

66333.6

25039.7

(b) Sugar

1,122

230507.8

167529.4

387

23190.0

18418.7

(c) Edible Oils & Vanaspati

2,795

144629.6

90432.0

2,162

7852.6

6135.1

(d) Tea Processing

352

9525.5

6265.9

257

5395.9

1858.2

(e) Processing of Fruits & Vegetables

958

66552.1

43010.6

2,197

7323.5

3966.7

(f) Others

6,328

279518.1

187380.8

19,336

133062.7

37388.9

3. Beverage & Tobacco

1,719

183309.6

124530.2

2,250

11702.9

9275.9

4. Textiles

30,499

1646123.5

975483.4

48,566

1230450.0

164785.4

(a) Cotton Textiles

10,071

711023.3

451877.1

15,906

451377.0

83658.8

(b) Jute & Other Natural Fibre Textiles

502

51533.9

10377.1

876

2428.9

1203.4

(c) Handloom Textiles & Khadi

556

22758.5

10657.5

3,629

7088.2

3620.8

(d) Other Textiles & Textile Products

19,370

860807.8

502571.7

28,155

769555.9

76302.5

5. Paper, Paper Products & Printing

7,246

502189.2

203269.6

8,378

47450.1

33329.8

6. Woods and Wood Products

1,347

34219.0

26393.5

3,660

8091.0

6380.4

7. Leather & Leather Products

2,264

117325.7

53058.7

4,301

96016.5

9837.5

8. Gems and Jewellery

3,757

523261.8

266142.1

3,555

31134.8

14916.2

9. Rubber & Plastic Products

8,918

298746.4

198159.5

8,388

39885.4

25388.0

10. Chemicals & Chemical Products

17,006

1252440.3

668511.9

8,541

126469.4

46019.2

(a) Heavy Industrial Chemicals

3,380

215679.6

119057.7

1,107

12634.6

5027.7

(b) Fertilisers

531

104215.7

61389.5

473

3032.7

1169.2

(c) Drugs & Pharmaceuticals

5,443

536851.0

281175.8

1,472

70834.1

17078.4

(d) Non-Edible Oils

244

15218.0

11281.2

514

2189.4

1817.3

(e) Other Chemicals & Chemical Products

7,408

380475.9

195607.7

4,975

37778.6

20926.6

11. Petroleum, Coal Products & Nuclear Fuels

1,457

489586.1

283538.2

684

72298.4

60508.9

12. Manufacture of Cement & Cement Products

2,207

261557.7

191434.4

5,665

24703.5

18584.2

13. Basic Metals & Metal Products

22,587

2601097.9

1582343.2

15,828

329850.5

206630.7

(a) Iron & Steel

13,064

1897653.5

1163932.8

6,413

207708.1

136840.6

(b) Non-Ferrous Metals

2,674

338303.7

204282.8

2,288

73367.3

38351.2

(c) Metal Products

6,849

365140.7

214127.7

7,127

48775.0

31439.0

14. Engineering

37,149

1685843.1

810040.6

58,647

173190.5

125287.3

(a) Heavy Engineering

4,106

243681.3

157421.2

6,985

22131.2

17539.5

(b) Light Engineering

23,351

445450.5

276452.4

43,831

73920.9

51269.6

(c) Electrical Machinery & Goods

7,282

747247.5

234443.6

5,740

51133.1

34270.6

(d) Electronic Machinery & Goods

2,410

249463.7

141723.5

2,091

26005.3

22207.6

15. Vehicles,Vehicle Parts & Transport Equipments

17,322

797770.2

405512.0

14,477

100489.4

54451.8

16. Other Industries

10,432

531749.4

254638.5

43,166

92956.3

61726.7

17. Electricity, Gas & Water

2,719

1542926.3

1056772.7

2,693

394065.5

274829.9

(a) Electricity Generation & Transmission

1,761

1397177.1

944417.4

1,054

357176.4

248931.6

(b) Non-Conventional Energy

473

82995.5

71008.3

795

21357.6

14251.3

(c) Gas, Steam & Water Supply

485

62753.8

41347.0

844

15531.4

11647.0

18. Construction

35,215

3050950.3

2082238.3

89,080

652649.9

474464.8

(a) Other than Infrastructure

24,262

669190.6

482036.6

69,830

162048.6

125947.5

(b) Infrastructure Construction

10,953

2381759.6

1600201.7

19,250

490601.2

348517.3

III. TRANSPORT OPERATORS

66,860

481726.3

320645.6

601,520

478999.2

329565.8

IV. PROFESSIONAL AND OTHER SERVICES

46,959

3474709.1

1939426.7

336,251

636940.3

447965.7

1. Professional Services

5,172

208237.3

116770.2

68,290

75534.8

49900.1

2. Tourism, Hotel & Restaurants

7,581

448909.9

290607.1

24,541

50735.1

35263.9

3. Recreation services

1,000

147201.6

105710.1

2,944

12686.2

10517.5

4. IT and Telecommunications

2,134

837395.3

444733.9

4,600

71887.3

44652.6

5. Others

31,072

1832965.1

981605.5

235,876

426096.8

307631.6

V. PERSONAL LOANS

-

-

-

11,494,811

8243116.4

5946176.7

1. Housing

-

-

-

4,369,082

4389962.5

3488688.2

2. Consumer Durables

-

-

-

68,914

46255.7

36573.4

3. Vehicles

-

-

-

1,978,352

895994.5

606411.6

4. Education

-

-

-

1,201,675

513441.3

377586.8

5. Personal Credit Cards

-

-

-

1,195,734

408812.4

50961.5

6. Others

-

-

-

2,681,054

1988649.9

1385955.3

VI. TRADE

61,964

2280051.3

1431680.4

616,352

971716.8

558990.5

1. Wholesale Trade

20,358

1148786.6

617350.5

44,427

263229.5

155673.6

2. Retail Trade

41,606

1131264.8

814329.9

571,925

708487.2

403316.9

VII. FINANCE

6,185

1136542.1

758541.1

56,476

388099.3

321774.0

VIII. ALL OTHERS

57,030

759322.6

368336.5

488,566

619072.0

407309.0

Total Bank Credit

481,255

25545903.2

15303868.0

18,837,842

17541341.0

11691563.8


TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2012

(Amount in ` Million)

OCCUPATION

HOUSEHOLD SECTOR - OTHERS

TOTAL

No.of Accounts

Credit Limit

Amount Outstanding

No.of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I. AGRICULTURE

172,021

474016.0

356290.5

5,400,355

4276060.3

3249548.9

1. Direct Finance

125,046

277442.5

207234.7

5,136,917

3157732.7

2424623.5

2. Indirect Finance

46,975

196573.5

149055.8

263,438

1118327.7

824925.4

II. INDUSTRY

435,143

2833021.1

2016688.0

1,070,330

32359606.0

19245961.5

1. Mining & Quarrying

11,110

61098.2

47671.9

22,301

778400.7

516408.5

2. Food Manufacturing & Processing

56,269

367849.1

271712.5

111,653

2140802.4

1339137.0

(a) Rice Mills, Flour & Dal Mills

24,220

179929.6

133022.3

38,654

523128.9

314655.0

(b) Sugar

416

18035.6

15348.6

2,633

443557.0

315638.3

(c) Edible Oils & Vanaspati

5,108

34103.1

23977.4

10,661

246875.2

155176.8

(d) Tea Processing

452

2530.4

1702.9

1,179

21807.1

12749.6

(e) Processing of Fruits & Vegetables

2,955

11568.0

8686.1

6,762

253535.3

135740.9

(f) Others

23,118

121682.3

88975.3

51,764

651898.9

405176.5

3. Beverage & Tobacco

3,588

22444.9

18041.0

8,049

271434.7

188286.5

4. Textiles

75,944

510674.4

287252.0

165,172

4113826.0

1812173.7

(a) Cotton Textiles

20,308

176029.1

127355.9

50,816

1835155.4

923374.5

(b) Jute & Other Natural Fibre Textiles

1,192

5356.9

3397.6

2,780

82760.2

18618.8

(c) Handloom Textiles & Khadi

4,017

10745.7

7890.1

9,054

47756.1

25741.7

(d) Other Textiles & Textile Products

50,427

318542.7

148608.4

102,522

2148154.3

844438.7

5. Paper, Paper Products & Printing

20,983

67787.4

50687.4

38,829

727461.6

356636.5

6. Woods and Wood Products

8,012

23230.7

16903.7

13,470

75357.3

56246.9

7. Leather & Leather Products

5,180

32859.3

22911.4

12,261

265882.2

94621.8

8. Gems and Jewellery

4,848

188781.8

104535.7

12,560

818903.8

429168.4

9. Rubber & Plastic Products

21,692

80616.0

58148.8

40,978

496994.0

333959.7

10. Chemicals & Chemical Products

21,223

120129.7

83732.4

51,426

2088281.3

1122796.0

(a) Heavy Industrial Chemicals

3,785

19427.5

13028.6

9,099

305687.3

173675.6

(b) Fertilisers

558

2261.9

1632.2

1,786

274350.2

164700.3

(c) Drugs & Pharmaceuticals

3,334

29438.6

22486.0

11,612

863692.3

428818.0

(d) Non-Edible Oils

854

4719.9

3929.8

1,708

31121.5

22057.1

(e) Other Chemicals & Chemical Products

12,692

64281.9

42655.9

27,221

613430.1

333545.0

11. Petroleum, Coal Products & Nuclear Fuels

2,196

28345.2

25547.8

4,878

1227688.5

706278.9

12. Manufacture of Cement & Cement Products

9,012

25418.7

20003.8

17,677

437370.9

325981.8

13. Basic Metals & Metal Products

35,715

286552.7

225008.5

79,335

4557758.8

2768816.1

(a) Iron & Steel

15,474

176906.0

146102.9

37,742

3157966.5

2009931.1

(b) Non-Ferrous Metals

6,246

47105.2

31281.3

11,999

721204.1

411265.3

(c) Metal Products

13,995

62541.5

47624.3

29,594

678588.3

347619.6

14. Engineering

61,034

211339.2

155220.9

162,862

2511041.1

1416671.3

(a) Heavy Engineering

8,712

32750.8

22552.8

20,641

378791.5

260333.0

(b) Light Engineering

38,957

104795.5

80621.4

109,212

769776.9

512216.5

(c) Electrical Machinery & Goods

10,660

53902.4

37296.9

25,207

984421.5

402409.0

(d) Electronic Machinery & Goods

2,705

19890.5

14749.8

7,802

378051.3

241712.9

15. Vehicles,Vehicle Parts & Transport Equipments

12,873

66264.6

44893.4

47,168

1146134.3

614070.8

16. Other Industries

48,433

144932.9

103704.0

108,135

949442.6

550162.7

17. Electricity, Gas & Water

2,360

48932.7

41624.4

9,261

3926908.2

2565939.1

(a) Electricity Generation & Transmission

648

32454.5

27109.8

4,663

3611985.2

2330600.0

(b) Non-Conventional Energy

412

6820.1

5572.5

1,822

158949.4

121330.8

(c) Gas, Steam & Water Supply

1,300

9658.1

8942.1

2,776

155973.6

114008.3

18. Construction

34,671

545763.6

439088.4

164,315

5825917.6

4048606.0

(a) Other than Infrastructure

22,976

212878.6

158059.0

120,206

1253477.2

906402.8

(b) Infrastructure Construction

11,695

332885.0

281029.4

44,109

4572440.4

3142203.2

III. TRANSPORT OPERATORS

86,015

150557.3

101373.8

764,917

1713463.7

1150099.5

IV. PROFESSIONAL AND OTHER SERVICES

155,596

746327.9

527316.2

599,555

5773524.5

3581432.2

1. Professional Services

17,665

73951.2

45129.8

93,419

404217.5

251579.4

2. Tourism, Hotel & Restaurants

18,210

79946.7

59725.2

52,452

675128.0

446333.7

3. Recreation services

2,444

13999.0

10529.9

7,051

203887.1

146771.5

4. IT and Telecommunications

4,680

13005.1

10107.3

11,886

1092175.4

625945.4

5. Others

112,597

565425.9

401824.1

434,747

3398116.5

2110802.3

V. PERSONAL LOANS

-

-

-

11,544,151

8452829.5

6085928.3

1. Housing

-

-

-

4,418,422

4599675.6

3628439.8

2. Consumer Durables

-

-

-

68,914

46255.7

36573.4

3. Vehicles

-

-

-

1,978,352

895994.5

606411.6

4. Education

-

-

-

1,201,675

513441.3

377586.8

5. Personal Credit Cards

-

-

-

1,195,734

408812.4

50961.5

6. Others

-

-

-

2,681,054

1988649.9

1385955.3

VI. TRADE

559,989

1425905.0

1054461.3

1,304,122

7535988.6

4411892.1

1. Wholesale Trade

79,623

540976.6

390528.8

152,008

4174959.1

2072720.2

2. Retail Trade

480,366

884928.4

663932.5

1,152,114

3361029.5

2339171.9

VII. FINANCE

10,562

79413.7

55917.9

185,374

7000588.8

4044732.9

VIII. ALL OTHERS

136,632

784638.2

280785.8

901,120

3995589.4

1696860.0

Total Bank Credit

1,555,958

6493879.1

4392833.5

21,769,924

71107650.8

43466455.5

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