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Table No. 1.10 - Population Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation
March 1998

 
 
 
 
 
 

(Amount in Rupees Lakh)


     

RURAL


SEMI-URBAN


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstand-

Accounts

Limit

Outstand-

       
 

ing


 
 

ing


 
 
 

1


2


3


4


5


6


I.

AGRICULTURE

142,52,137

20602,70

18127,79

62,61,685

11525,78

10129,19

 

1.

Direct Finance

140,73,109

19095,06

17001,47

61,80,117

10412,32

9313,12

 

2.

Indirect Finance

1,79,028

1507,65

1126,31

81,568

1113,46

816,08

II.

INDUSTRY

21,85,517

15429,05

12461,27

10,97,054

18669,92

15739,33

 

1.

Mining & Quarrying

4,760

531,05

477,04

4,706

525,87

425,25

 

2.

Manufacturing & Processing

21,76,405

14444,86

11628,11

10,82,694

17657,92

14908,53

 

3.

Electricity, Gas & Water

1,398

288,29

213,87

2,546

215,47

171,29

 

4.

Construction

2,954

164,86

142,25

7,108

270,67

234,26

III.

TRANSPORT OPERATORS

5,58,352

2046,00

1599,42

3,15,915

2065,32

1594,45

IV.

PROFESSIONAL AND OTHER SERVICES

9,24,772

1381,05

1161,08

5,87,435

1874,47

1572,27

V.

PERSONAL LOANS

27,86,125

5931,01

5275,92

30,05,645

8701,09

7719,56

 

1.

Loans for Purchase of Consumer Durables

1,82,095

288,27

242,42

2,47,015

435,32

371,21

 

2.

Loans for Housing

1,96,714

1346,82

1185,32

2,91,124

2500,06

2197,09

 

3.

Rest of the Personal Loans

24,07,316

4295,92

3848,17

24,67,506

5765,71

5151,25

VI.

TRADE

44,93,467

7686,43

7057,34

24,10,731

7781,27

6603,77

 

1.

Wholesale Trade

1,60,452

2756,54

2670,87

1,23,318

2144,04

1721,69

 

2.

Retail Trade

43,33,015

4929,89

4386,47

22,87,413

5637,23

4882,07

VII.

FINANCE

2,171

305,29

257,06

3,149

428,26

337,19

VIII. ALL OTHERS


15,58,541


2469,46


2192,25


14,01,235


3200,30


2814,53


TOTAL BANK CREDIT

267,61,082

55851,00

48132,14

150,82,849

54246,41

46510,29

OF WHICH:

1. Artisans & Village Industries

14,21,566

1060,49

957,00

4,40,375

580,75

527,29

 

2. Other Small Scale Industries


5,64,178


2800,12


2434,08


4,70,216


5970,51


5035,04


 
 
 
 
 
 
 
 
 
     

URBAN


METROPOLITAN


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

     

Accounts

Limit

Outstand-

Accounts

Limit

Outstand-

       
 

ing


 
 

ing


 
 
 

7


8


9


10


11


12


I.

AGRICULTURE

10,66,929

4453,73

3838,82

1,39,304

3736,04

3166,72

 

1.

Direct Finance

10,30,789

3273,81

2939,07

1,23,708

1453,11

1255,24

 

2.

Indirect Finance

36,140

1179,91

899,75

15,596

2282,93

1911,48

II.

INDUSTRY

6,87,430

36646,06

30271,32

3,98,414

129983,40

102624,03

 

1.

Mining & Quarrying

3,465

440,15

348,72

2,652

2245,07

1858,29

 

2.

Manufacturing & Processing

6,73,628

35227,65

29102,50

3,85,335

119176,84

93716,50

 

3.

Electricity, Gas & Water

3,154

393,86

283,20

2,468

4323,71

3420,90

 

4.

Construction

7,183

584,40

536,89

7,959

4237,78

3628,34

III.

TRANSPORT OPERATORS

1,84,077

1506,06

1220,76

84,275

2408,36

2053,87

IV.

PROFESSIONAL AND OTHER SERVICES

3,39,294

3394,35

3013,79

1,75,454

6663,25

5698,34

V.

PERSONAL LOANS

25,44,902

9567,79

8422,99

29,23,479

16199,89

13334,17

 

1.

Loans for Purchase of Consumer Durables

2,58,918

501,19

429,26

1,38,954

329,12

279,52

 

2.

Loans for Housing

3,22,941

3343,60

2978,28

2,69,385

3662,20

3270,82

 

3.

Rest of the Personal Loans

19,63,043

5723,00

5015,45

25,15,140

12208,56

9783,84

VI.

TRADE

10,89,085

9514,76

8033,47

4,08,211

28696,67

24109,85

 

1.

Wholesale Trade

84,523

4505,17

3782,77

79,723

23017,63

19305,93

 

2.

Retail Trade

10,04,562

5009,59

4250,71

3,28,488

5679,04

4803,91

VII.

FINANCE

4,729

910,19

731,97

9,801

13491,60

10910,58

VIII.


ALL OTHERS


9,86,059


4843,76


4270,88


6,98,582


15216,76


13600,48


TOTAL BANK CREDIT

69,02,505

70836,71

59803,99

48,37,520

216395,97

175498,03

OF WHICH:

1. Artisans & Village Industries

1,41,915

333,00

306,82

24,218

166,18

151,03

 

2. Other Small Scale Industries


3,67,216


9857,89


8295,96


2,03,760


16398,01


12863,21


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