March 2002

(Amount in Rupees Lakh)

RURAL

SEMI-URBAN

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

133,90,822

34739,75

28643,33

59,52,516

21146,50

17853,18

1.

Direct Finance

130,31,344

31274,80

26430,59

58,10,732

18030,73

15387,14

2.

Indirect Finance

3,59,478

3464,95

2212,74

1,41,784

3115,77

2466,04

II.

INDUSTRY

18,38,791

29776,78

20689,33

9,10,846

44702,26

30736,61

1.

Mining & Quarrying

2,099

1211,82

804,74

2,808

1332,25

872,22

2.

Manufacturing & Processing

18,05,330

23059,01

16474,26

8,75,863

38963,74

26700,92

3.

Electricity, Gas & Water

327

4568,97

2603,99

631

3092,84

2012,49

4.

Construction

31,035

936,98

806,34

31,544

1313,44

1150,99

III.

TRANSPORT OPERATORS

2,98,991

1845,86

1341,36

1,83,432

1933,16

1453,77

IV.

PROFESSIONAL AND OTHER SERVICES

6,36,717

2993,16

1752,91

4,19,139

3802,80

3065,00

V.

PERSONAL LOANS

39,18,171

13606,21

11434,69

39,10,731

20231,26

17009,60

1.

Loans for Purchase of Consumer Durables

3,60,306

1041,71

801,90

3,42,382

1059,33

795,65

2.

Loans for Housing

2,92,206

3562,60

3159,87

4,80,297

7606,67

6694,22

3.

Rest of the Personal Loans

32,65,659

9001,90

7472,92

30,88,052

11565,26

9519,73

VI.

TRADE

31,25,378

17768,59

14447,17

18,11,094

12137,34

10188,50

1.

Wholesale Trade

99,386

10780,89

8946,89

88,324

3616,65

3079,03

2.

Retail Trade

30,25,992

6987,70

5500,27

17,22,770

8520,69

7109,47

VII.

FINANCE

23,759

2382,29

1994,23

24,603

774,69

605,77

VIII.

ALL OTHERS

19,30,227

10188,37

7409,88

18,24,657

11471,31

9243,91

TOTAL BANK CREDIT

251,62,856

113301,01

87712,89

150,37,018

116199,33

90156,34

OF WHICH: 1. Artisans and Village & Tiny Industries

10,36,118

1823,84

1469,92

2,91,483

1981,99

1606,15

2. Other Small Scale Industries

5,62,787

3266,39

2608,44

4,20,260

6734,13

5418,86

URBAN

METROPOLITAN

No. of

Credit

Amount

No. of

Credit

Amount

OCCUPATION

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

8,64,054

9285,43

7707,49

1,43,792

13586,88

9804,55

1.

Direct Finance

8,07,240

4569,03

3903,34

90,796

2195,38

1709,35

2.

Indirect Finance

56,814

4716,40

3804,15

52,996

11391,50

8095,21

II.

INDUSTRY

6,45,642

67854,83

52632,13

8,37,222

229296,06

167567,44

1.

Mining & Quarrying

2,321

1498,95

878,32

1,892

16776,10

9099,09

2.

Manufacturing & Processing

6,14,660

60180,38

46851,92

8,13,246

183501,68

136044,87

3.

Electricity, Gas & Water

925

3129,06

2374,14

1,493

15701,00

11833,71

4.

Construction

27,736

3046,45

2527,75

20,591

13317,29

10589,77

III.

TRANSPORT OPERATORS

1,13,256

1691,25

1290,78

61,550

6980,28

5237,37

IV.

PROFESSIONAL AND OTHER SERVICES

2,70,175

8727,92

6129,21

1,59,300

21259,87

16754,43

V.

PERSONAL LOANS

37,23,165

26206,71

22017,85

60,42,138

47905,76

32055,87

1.

Loans for Purchase of Consumer Durables

3,29,490

1252,54

969,33

1,81,664

814,10

646,83

2.

Loans for Housing

5,88,641

11051,44

9790,41

4,55,171

15344,92

13181,42

3.

Rest of the Personal Loans

28,05,034

13902,74

11258,12

54,05,303

31746,73

18227,62

VI.

TRADE

8,96,238

23426,01

19368,97

3,29,325

65454,40

56867,41

1.

Wholesale Trade

90,220

14170,38

11865,72

92,869

56143,39

49612,00

2.

Retail Trade

8,06,018

9255,64

7503,25

2,36,456

9311,02

7255,40

VII.

FINANCE

27,282

1508,55

1216,35

25,117

45052,61

33797,36

VIII.

ALL OTHERS

11,21,036

16494,83

13394,21

9,29,213

41196,23

32282,44

TOTAL BANK CREDIT

76,60,848

155195,54

123756,99

85,27,657

470732,10

354366,86

OF WHICH

: 1. Artisans and Village & Tiny Industries

92,801

1713,51

1396,48

34,598

1386,39

1127,87

2. Other Small Scale Industries

3,27,657

11239,77

8982,89

2,62,094

18690,29

14960,11