March 2002

A. Population Group-Wise Bank Credit - Percentage Share According To Occupation

(Per cent)

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

OCCUPATION

1

2

3

4

5

I.

AGRICULTURE

32.7

19.8

6.2

2.8

9.8

1.

Direct Finance

30.2

17.1

3.2

0.5

7.2

2.

Indirect Finance

2.5

2.7

3.0

2.3

2.5

II.

INDUSTRY

23.6

34.1

42.5

47.3

41.4

1.

Mining & Quarrying

0.9

1.0

0.7

2.6

1.8

2.

Manufacturing & Processing

18.8

29.6

37.9

38.4

34.5

3.

Electricity, Gas & Water

3.0

2.2

1.9

3.3

2.9

4.

Construction

0.9

1.3

2.0

3.0

2.3

III.

TRANSPORT OPERATORS

1.5

1.6

1.0

1.5

1.4

IV.

PROFESSIONAL AND OTHER SERVICES

2.0

3.4

5.0

4.7

4.2

V.

PERSONAL LOANS

13.0

18.9

17.8

9.0

12.6

1.

Loans for Purchase of Consumer Durables

0.9

0.9

0.8

0.2

0.5

2.

Loans for Housing

3.6

7.4

7.9

3.7

5.0

3.

Rest of the Personal Loans

8.5

10.6

9.1

5.1

7.1

VI.

TRADE

16.5

11.3

15.7

16.0

15.4

1.

Wholesale Trade

10.2

3.4

9.6

14.0

11.2

2.

Retail Trade

6.3

7.9

6.1

2.0

4.2

VII.

FINANCE

2.3

0.7

1.0

9.5

5.7

VIII.

ALL OTHERS

8.4

10.2

10.8

9.2

9.5

TOTAL BANK CREDIT

100.0

100.0

100.0

100.0

100.0

OF WHICH:

1. Artisans and Village & Tiny Industries

1.7

1.8

1.1

0.3

0.9

2. Other Small Scale Industries

3.0

6.0

7.3

4.2

4.9

(Per cent)

B. Occupation-Wise Bank Credit – Percentage Share According To Population Group

RURAL

SEMI-URBAN

URBAN

METROPOLITAN

ALL-INDIA

OCCUPATION

7

8

9

10

I.

AGRICULTURE

44.8

27.9

12.0

15.3

100.0

1.

Direct Finance

55.8

32.4

8.2

3.6

100.0

2.

Indirect Finance

13.4

14.9

22.9

48.8

100.0

II.

INDUSTRY

7.6

11.3

19.4

61.7

100.0

1.

Mining & Quarrying

6.9

7.5

7.5

78.1

100.0

2.

Manufacturing & Processing

7.3

11.8

20.7

60.2

100.0

3.

Electricity, Gas & Water

13.8

10.7

12.6

62.9

100.0

4.

Construction

5.3

7.6

16.8

70.3

100.0

III.

TRANSPORT OPERATORS

14.4

15.6

13.8

56.2

100.0

IV.

PROFESSIONAL AND OTHER SERVICES

6.3

11.1

22.1

60.5

100.0

V.

PERSONAL LOANS

13.9

20.6

26.7

38.8

100.0

1.

Loans for Purchase of Consumer Durables

25.0

24.7

30.2

20.1

100.0

2.

Loans for Housing

9.6

20.4

29.8

40.2

100.0

3.

Rest of the Personal Loans

16.1

20.5

24.2

39.2

100.0

VI.

TRADE

14.3

10.1

19.2

56.4

100.0

1.

Wholesale Trade

12.2

4.2

16.1

67.5

100.0

2.

Retail Trade

20.1

26.0

27.4

26.5

100.0

VII.

FINANCE

5.3

1.6

3.2

89.9

100.0

VIII.

ALL OTHERS

11.9

14.8

21.5

51.8

100.0

TOTAL BANK CREDIT

13.4

13.7

18.9

54.0

100.0

OF WHICH:

1. Artisans and Village & Tiny Industries

26.2

28.8

24.9

20.1

100.0

2. Other Small Scale Industries

8.2

16.9

28.1

46.8

100.0