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Table No. 1.14 - Outstanding Credit of Scheduled Commercial Banks According to Type of Account

(Amount in Rupees Lakh)

TYPE OF ACCOUNT

No. of Accounts

Credit Limit

Amount Outstanding

 

1

2

3

Cash Credit

6,67,099

332144,05

174105,48

 

(11.0)

(24.2)

(18.3)

 

 

 

 

Overdraft

3,94,838

86582,65

50422,42

 

(6.5)

(6.3)

(5.3)

 

 

 

 

Demand Loans

5,04,147

126597,32

101678,08

 

 

 

 

 

(8.3)

(9.2)

(10.7)

 

 

 

 

Medium Term Loans

8,82,540

148368,63

123124,57

 

(14.6)

(10.8)

(12.9)

 

 

 

 

Long Term Loans

34,92,547

494558,70

400704,42

 

(57.8)

(36.1)

(42.1)

 

 

 

 

Packing Credit

24,588

51590,73

34747,95

 

(0.4)

(3.8)

(3.6)

 

 

 

 

Export Trade Bills Purchased

13,275

35443,65

14339,84

 

(0.2)

(2.6)

(1.5)

 

 

 

 

Export Trade Bills Discounted

10,337

26145,61

15789,98

 

(0.2)

(1.9)

(1.7)

 

 

 

 

Export Trade Bills Advanced Against

2,623

4406,41

2923,69

 

(–)

(0.3)

(0.3)

 

 

 

 

Advances Against Export Cash Incentives and Duty Drawback Claims

302

856,55

620,68

 

(–)

(0.1)

(0.1)

 

 

 

 

Inland Bills - Purchased

21,420

21967,97

10506,28

 

(0.4)

(1.6)

(1.1)

 

 

 

 

Inland Bills - Discounted

25,154

35909,67

19260,87

 

(0.4)

(2.6)

(2.0)

 

 

 

 

Advances Against Import Bills

3,788

3168,42

2265,60

 

(0.1)

(0.2)

(0.2)

 

 

 

 

Foreign Currency Cheques

1,775

2751,12

2098,03

TCs/DDs/MTs/TTs Purchased

(–)

(0.2)

(0.2)

TOTAL

60,44,433

1370491,48

952587,90

 

(100.0)

(100.0)

(100.0)

See Notes on Tables.

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