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Table No. 1.9 - Outstanding Credit of Scheduled Commercial Banks According to Occupation

MARCH 2006

(Amount in Rupees Lakh)

OCCUPATION

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

I. AGRICULTURE

290,68,113

206863,11

172684,07

1.

Direct Finance

284,18,193

147317,94

124562,94

2.

Indirect Finance

6,49,920

59545,16

48121,13

II. INDUSTRY

33,41,325

852801,36

566215,95

1.

Mining & Quarrying

20,482

24364,95

16317,96

2.

Food Manufacturing & Processing

2,47,331

53882,23

36628,21

(a) Rice Mills, Flour & Dal Mills

1,14,823

12732,30

9265,66

(b) Sugar

1,443

9404,69

6751,57

(c) Edible Oils & Vanaspati

13,206

6815,28

4862,79

(d) Tea Processing

2,255

3910,24

3095,70

(e) Processing of Fruits & Vegetables

4,611

1535,84

1190,69

(f) Others

1,10,993

19483,88

11461,80

3.

Beverage & Tobacco

4,631

6200,75

4495,19

4.

Textiles

3,38,659

102024,90

66077,61

(a) Cotton Textiles

1,47,489

48985,60

32696,75

(b) Jute & Other Natural Fibre Textiles

33,162

1529,05

1072,56

(c) Handloom Textiles & Khadi

34,524

2847,74

1902,98

(d) Other Textiles & Textile Products

1,23,484

48662,51

30405,32

5.

Paper, Paper Products & Printing

49,886

18087,65

12777,03

6.

Leather & Leather Products

28,175

7797,17

4516,56

7.

Rubber & Plastic Products

41,850

15613,49

10933,86

8.

Chemicals & Chemical Products

1,23,628

80484,53

47750,37

(a) Heavy Industrial Chemicals

7,270

23329,60

12781,70

(b) Fertilisers

1,298

14597,20

9050,99

(c) Drugs & Pharmaceuticals

54,175

18773,90

12782,40

(d) Non-Edible Oils

855

711,41

459,48

(e) Other Chemicals & Chemical Products

60,030

23072,42

12675,80

9.

Petroleum, Coal Products & Nuclear Fuels

3,148

42912,70

22516,24

10.

Manufacture of Cement & Cement Products

19,421

12520,14

9014,36

11.

Basic Metals & Metal Products

1,00,122

114810,13

72990,00

(a) Iron & Steel

22,537

82103,25

54362,49

(b) Non-Ferrous Metals

6,812

13668,02

7363,92

(c) Metal Products

70,773

19038,86

11263,58

12.

Engineering

1,79,135

65376,50

43810,41

(a) Heavy Engineering

16,600

13767,26

8905,98

(b) Light Engineering

87,338

20721,13

13046,47

(c) Electrical Machinery & Goods

57,685

16493,94

11589,94

(d) Electronic Machinery & Goods

17,512

14394,17

10268,02

13.

Vehicles, Vehicle Parts & Transport Equipments

61,196

34202,89

23150,77

14.

Other Industries

17,49,403

99942,72

63867,79

15.

Electricity, Gas & Water

7,084

65053,09

48060,75

(a) Electricity Generation & Transmission

4,492

59389,70

43874,36

(b) Non-Conventional Energy

651

1588,13

1248,26

(c) Gas, Steam & Water Supply

1,941

4075,27

2938,14

16.

Construction

3,67,174

109527,52

83308,85

III. TRANSPORT OPERATORS

6,18,777

29826,21

23717,14

IV. PROFESSIONAL AND OTHER SERVICES

15,01,602

111233,20

81870,27

V. PERSONAL LOANS

362,27,040

466149,50

353225,38

1.

Loans for Purchase of Consumer Durables

14,64,004

9227,85

6714,60

2.

Loans for Housing

45,21,531

209235,24

182167,18

3.

Rest of the Personal Loans

302,41,505

247686,41

164343,60

VI. TRADE

59,34,611

227471,38

150196,87

1.

Wholesale Trade

4,17,386

115515,66

77517,58

OF WHICH : Food Procurement

259

52141,61

39942,62

2.

Retail Trade

55,17,225

111955,72

72679,29

VII. FINANCE

1,11,130

124310,07

95107,62

VIII. ALL OTHERS

86,32,783

99872,05

70824,84

TOTAL BANK CREDIT

854,35,381

2118526,88

1513842,13

OF WHICH : 1. Artisans and Village & Tiny Industries

11,35,036

9318,45

7290,12

2. Other Small Scale Industries

10,48,960

72847,25

55163,98

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