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Table No. 4.2 - Interest Rate Range and Type of account-Wise Classification of Outstanding Loans and Advances of Scheduled Commercial Banks

 

             

(Amount in Rupees Lakh)

   

CASH CREDIT

OVERDRAFTS

 

DEMAND LOANS

                   

INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     

standing

   

standing

   

standing

 

1

2

3

4

5

6

7

8

9

Lessthan6%

12

6,33

4,81

10

7,01

85

19

1,88

2,03

6%andabovebutlessthan10%

2,968

7557,10

3928,04

6,630

1383,70

993,70

5,424

5604,17

4094,44

10%andabovebutlessthan12%

45,861

70222,23

51443,36

19,160

7912,31

4615,96

18,696

11406,28

7786,17

12%andabovebutlessthan13%

77,036

27082,87

16373,29

29,932

4539,45

3186,15

19,224

7420,85

5401,80

13%andabovebutlessthan14%

1,06,508

28981,21

21176,10

18,234

6536,11

4725,74

15,883

11398,85

9863,26

14%andabovebutlessthan15%

1,19,360

37658,08

29295,43

34,813

7961,84

5047,10

17,318

26694,57

21357,43

15%andabovebutlessthan16%

87,784

23178,60

19678,17

94,537

10053,89

8094,51

41,823

8858,17

6987,71

16%andabovebutlessthan17%

61,644

16232,86

12848,12

19,400

6757,90

5304,91

10,347

9468,33

8265,29

17%andabovebutlessthan18%

10,296

3624,53

2572,64

4,873

854,05

789,33

3,126

1293,70

1291,84

18%andabovebutlessthan20%

7,293

2783,65

2382,17

10,471

1716,94

1415,19

6,510

3806,72

3793,72

20%andabove

3,056

1300,24

1185,64

6,276

787,92

645,33

46,895

2404,69

1549,71

TOTAL LOANS &ADVANCES

5,21,818

218627,69

160887,76

2,44,336

48511,13

34818,77

1,85,265

88358,20

70393,41

 

 

MEDIUM TERM LOANS

LONG TERM LOANS

PACKING CREDIT

                   

INTEREST RATE RANGE

No. of

Credit

Amount

No. of

Credit

Amount

No. of

Credit

Amount

 

Accounts

Limit

Out-

Accounts

Limit

Out-

Accounts

Limit

Out-

     

standing

   

standing

   

standing

 

10

11

12

13

14

15

16

17

18

                   

Lessthan6%

276

18,36

13,07

24,167

1466,10

806,26

6%andabovebutlessthan10%

3,721

1932,37

953,52

1,17,960

10910,52

9019,65

10,127

15342,25

10875,24

10%andabovebutlessthan12%

45,479

15281,50

10439,19

4,56,306

54921,68

43582,20

4,243

11701,79

10061,24

12%andabovebutlessthan13%

63,394

8684,38

6266,19

2,45,624

38451,13

28764,04

722

1736,70

1032,25

13%andabovebutlessthan14%

45,579

13078,81

10325,64

2,17,262

43531,89

32875,13

705

532,80

454,38

14%andabovebutlessthan15%

50,224

13477,08

10507,95

1,86,087

50287,48

41726,05

873

971,40

680,94

15%andabovebutlessthan16%

87,496

9188,34

7174,59

1,74,011

33115,12

27210,10

488

700,46

627,38

16%andabovebutlessthan17%

22,698

8145,98

6567,91

59,068

15217,97

11250,31

3,260

5950,59

4030,77

17%andabovebutlessthan18%

5,007

1308,98

1142,69

20,793

5447,60

4364,17

303

179,76

132,22

18%andabovebutlessthan20%

18,271

2109,46

1792,35

57,842

9530,37

7322,76

157

129,68

108,01

20%andabove

10,511

1356,75

1095,68

10,996

3342,05

2437,81

TOTAL LOANS &ADVANCES

3,52,656

74582,01

56278,79

15,70,116

266221,92

209358,47

20,878

37245,43

28002,43

See Notes on Tables.

                 


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