Table No. 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

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Table No. 5.5 Population group and bank group-wise classification of outstanding credit of scheduled commercial banks according to occupation

RURAL
(Amount in ` Lakh)
OCCUPATION		STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	49,49,116	39650,14	33379,07	108,62,225	83459,20	74982,62
	1. Direct Finance	48,61,383	35913,05	30712,14	101,15,152	73299,00	66086,71
	2. Indirect Finance	87,733	3737,09	2666,93	7,47,073	10160,20	8895,91
II.	INDUSTRY	1,10,839	63940,28	21888,33	2,62,067	77039,32	56458,13
	1. Mining & Quarrying	1,821	703,75	429,09	2,536	3063,29	2842,72
	2. Food Manufacturing & Processing	30,064	2776,41	1929,45	59,528	7310,31	5377,66
	(a) Rice Mills, Flour & Dal Mills	7,213	1062,34	795,46	22,147	1939,58	1421,94
	(b) Sugar	113	307,63	227,30	184	2123,46	1494,66
	(c) Edible Oils & Vanaspati	1,472	443,89	202,17	8,018	1291,05	1046,84
	(d) Tea Processing	83	38,08	24,16	1,484	374,55	175,04
	(e) Processing of Fruits & Vegetables	374	40,49	28,55	414	62,88	49,87
	(f) Others	20,809	883,98	651,81	27,281	1518,79	1189,32
	3. Beverage & Tobacco	567	682,71	554,24	560	542,13	381,82
	4. Textiles	20,159	3047,89	2371,55	39,407	6713,87	5207,97
	(a) Cotton Textiles	2,431	511,77	387,20	5,257	4004,78	2991,94
	(b) Jute & Other Natural Fibre Textiles	1,667	54,34	48,08	2,461	104,13	83,55
	(c) Handloom Textiles & Khadi	5,627	103,99	80,19	9,925	116,63	90,48
	(d) Other Textiles & Textile Products	10,434	2377,79	1856,08	21,764	2488,32	2042,00
	5. Paper, Paper Products & Printing	2,576	870,70	674,12	3,505	1004,39	795,46
	6. Woods and Wood Products	4,432	116,34	93,69	9,442	205,50	170,84
	7. Leather & Leather Products	1,932	123,53	83,69	3,381	98,52	80,01
	8. Gems and Jewellery	618	138,80	120,31	5,573	95,98	82,34
	9. Rubber & Plastic Products	1,533	650,54	436,30	2,418	1184,87	880,39
	10. Chemicals & Chemical Products	2,412	1873,54	1366,69	4,944	3399,42	2050,97
	(a) Heavy Industrial Chemicals	163	258,82	198,94	294	1199,24	831,72
	(b) Fertilisers	93	114,57	59,38	337	753,47	448,45
	(c) Drugs & Pharmaceuticals	374	424,44	329,59	929	369,62	291,42
	(d) Non-Edible Oils	149	52,16	44,96	129	46,20	33,21
	(e) Other Chemicals & Chemical Products	1,633	1023,56	733,82	3,255	1030,88	446,17
	11. Petroleum, Coal Products & Nuclear Fuels	134	680,28	625,98	323	2908,15	1415,70
	12. Manufacture of Cement & Cement Products	2,923	697,44	414,28	3,323	3160,94	1880,89
	13. Basic Metals & Metal Products	3,990	5151,18	3529,64	8,137	13884,78	9705,71
	(a) Iron & Steel	945	4152,08	2668,64	818	9491,67	6325,31
	(b) Non-Ferrous Metals	327	267,63	205,51	287	1822,32	1551,41
	(c) Metal Products	2,718	731,47	655,49	7,032	2570,79	1828,99
	14. Engineering	7,692	35035,12	1814,77	32,162	3970,74	2676,36
	(a) Heavy Engineering	606	492,31	319,24	1,737	584,53	363,57
	(b) Light Engineering	5,388	33255,07	555,88	25,780	1915,17	1159,05
	(c) Electrical Machinery & Goods	1,330	1047,87	744,18	3,398	959,68	707,64
	(d) Electronic Machinery & Goods	368	239,88	195,48	1,247	511,36	446,10
	15. Vehicles, Vehicle Parts & Transport Equipments	889	982,74	604,56	4,980	1138,14	753,45
	16. Other Industries	26,834	1490,61	955,39	65,874	2556,86	1930,92
	17. Electricity, Gas & Water	239	3656,39	2571,51	427	11730,52	9437,10
	(a) Electricity Generation & Transmission	109	3270,36	2230,75	196	10857,81	8613,86
	(b) Non-Conventional Energy	31	263,71	229,75	70	227,69	190,53
	(c) Gas, Steam & Water Supply	99	122,32	111,02	161	645,02	632,70
	18. Construction	2,024	5262,32	3313,06	15,547	14070,91	10787,83
	(a) Other than Infrastructure	500	1261,92	815,50	7,512	2301,87	1982,91
	(b) Infrastructure Construction	1,524	4000,39	2497,56	8,035	11769,04	8804,91
III.	TRANSPORT OPERATORS	29,724	1391,24	1014,10	59,816	2105,86	1858,53
IV.	PROFESSIONAL AND OTHER SERVICES	64,740	4119,12	2943,87	3,74,833	14862,39	11763,54
	1. Professional Services	2,818	155,10	127,87	81,034	4680,27	3317,53
	2. Tourism, Hotel & Restaurants	7,422	1329,90	895,35	20,437	672,13	597,07
	3. Recreation services	1,745	37,03	28,12	2,530	641,43	534,09
	4. IT and Telecommunications	372	576,69	441,16	545	587,98	348,14
	5. Others	52,383	2020,42	1451,37	2,70,287	8280,58	6966,71
V.	PERSONAL LOANS	16,62,514	30160,61	23202,67	17,59,691	25545,62	21016,30
	1. Housing	3,30,381	12902,90	10203,67	3,70,665	11246,33	9609,46
	2. Consumer Durables	38,175	247,22	187,42	58,772	415,66	319,11
	3. Vehicles	1,09,829	2622,32	2011,50	1,05,188	1465,21	1198,25
	4. Education	79,787	2049,68	1379,08	2,52,283	3974,01	3153,67
	5. Personal Credit Cards	2	5	5	1,68,219	670,53	560,06
	6. Others	11,04,340	12338,44	9420,95	8,04,564	7773,89	6175,76
VI.	TRADE	4,17,528	16458,99	7783,12	9,09,776	24311,07	21885,01
	1. Wholesale Trade	5,411	10512,45	2987,01	38,836	14004,96	13763,85
	2. Retail Trade	4,12,117	5946,54	4796,11	8,70,940	10306,11	8121,16
VII.	FINANCE	12,124	2208,79	1896,35	77,272	3447,64	2722,32
VIII.	ALL OTHERS	17,542	261,67	224,24	6,39,406	5734,80	4364,50
	TOTAL BANK CREDIT	72,64,127	158190,85	92331,75	149,45,086	236505,91	195050,95

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
RURAL
(Amount in ` Lakh)
OCCUPATION		FOREIGN BANKS			REGIONAL RURAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		7	8	9	10	11	12
I.	AGRICULTURE	23	128,72	60,84	81,63,608	40858,27	34063,23
	1. Direct Finance	15	115,87	53,00	80,28,666	39173,35	32671,50
	2. Indirect Finance	8	12,85	7,85	1,34,942	1684,92	1391,73
II.	INDUSTRY	1,627	4187,09	3198,39	4,33,490	2371,25	1707,76
	1. Mining & Quarrying	21	38,83	38,83	771	57,05	41,50
	2. Food Manufacturing & Processing	53	74,59	51,12	1,05,115	633,98	324,50
	(a) Rice Mills, Flour & Dal Mills	48	44,57	36,64	18,041	181,72	136,51
	(b) Sugar	-	-	-	19	76	61
	(c) Edible Oils & Vanaspati	2	20,00	9,47	27,247	245,56	34,53
	(d) Tea Processing	-	-	-	1,692	16,96	15,64
	(e) Processing of Fruits & Vegetables	-	-	-	119	9,65	6,49
	(f) Others	3	10,02	5,01	57,997	179,32	130,72
	3. Beverage & Tobacco	33	374,69	359,45	97	5,79	4,40
	4. Textiles	113	160,33	112,15	33,219	217,91	169,83
	(a) Cotton Textiles	43	67,01	66,62	5,132	78,40	61,87
	(b) Jute & Other Natural Fibre Textiles	-	-	-	1,493	11,57	9,30
	(c) Handloom Textiles & Khadi	-	-	-	18,276	76,27	59,67
	(d) Other Textiles & Textile Products	70	93,32	45,53	8,318	51,67	38,99
	5. Paper, Paper Products & Printing	12	51,50	2,16	2,181	19,76	15,62
	6. Woods and Wood Products	-	-	-	9,211	44,51	34,70
	7. Leather & Leather Products	-	-	-	16,450	34,56	20,77
	8. Gems and Jewellery	-	-	-	34,842	89,57	76,87
	9. Rubber & Plastic Products	14	47,73	42,75	7,260	23,50	17,40
	10. Chemicals & Chemical Products	52	973,50	885,59	3,072	27,72	22,72
	(a) Heavy Industrial Chemicals	2	534,75	524,07	21	2,75	2,49
	(b) Fertilisers	3	45,50	38,35	1,277	7,25	5,80
	(c) Drugs & Pharmaceuticals	35	297,32	262,17	1,036	5,00	4,37
	(d) Non-Edible Oils	-	-	-	8	96	67
	(e) Other Chemicals & Chemical Products	12	95,93	60,99	730	11,75	9,39
	11. Petroleum, Coal Products & Nuclear Fuels	4	66,60	53,17	43	7,74	5,91
	12. Manufacture of Cement & Cement Products	5	87,00	80,22	1,350	15,67	13,21
	13. Basic Metals & Metal Products	70	429,65	246,49	3,125	33,57	24,60
	(a) Iron & Steel	7	33,83	8,39	36	3,24	2,43
	(b) Non-Ferrous Metals	35	332,79	205,54	11	41	26
	(c) Metal Products	28	63,03	32,56	3,078	29,92	21,91
	14. Engineering	163	344,27	189,42	6,224	52,62	45,38
	(a) Heavy Engineering	58	60,10	45,19	270	11,17	10,03
	(b) Light Engineering	70	142,99	66,46	2,441	17,53	15,65
	(c) Electrical Machinery & Goods	29	94,19	35,79	1,630	14,80	12,32
	(d) Electronic Machinery & Goods	6	46,98	41,98	1,883	9,12	7,38
	15. Vehicles, Vehicle Parts & Transport Equipments	121	1010,48	760,12	9,692	60,37	46,28
	16. Other Industries	59	139,87	106,82	1,82,709	555,39	415,61
	17. Electricity, Gas & Water	2	8,50	7,50	363	13,62	9,82
	(a) Electricity Generation & Transmission	1	1,00	-	9	54	49
	(b) Non-Conventional Energy	1	7,50	7,50	309	9,67	6,59
	(c) Gas, Steam & Water Supply	-	-	-	45	3,41	2,74
	18. Construction	905	379,55	262,61	17,766	477,93	418,63
	(a) Other than Infrastructure	11	59	17	8,180	404,15	356,18
	(b) Infrastructure Construction	894	378,96	262,45	9,586	73,78	62,45
III.	TRANSPORT OPERATORS	4	22	19	88,485	1016,26	777,47
IV.	PROFESSIONAL AND OTHER SERVICES	231	408,93	345,01	3,85,089	1601,79	1266,70
	1. Professional Services	26	41,98	1,07	1,12,520	457,43	345,23
	2. Tourism, Hotel & Restaurants	5	13	8	13,481	101,56	80,40
	3. Recreation services	9	1,94	1,58	9,446	34,44	30,90
	4. IT and Telecommunications	5	42,32	41,17	42	3,18	2,80
	5. Others	186	322,56	301,11	2,49,600	1005,18	807,38
V.	PERSONAL LOANS	4,493	137,51	31,42	13,85,119	9695,61	7435,16
	1. Housing	2	40	40	1,58,588	2497,23	2027,14
	2. Consumer Durables	-	-	-	1,50,123	1175,80	827,82
	3. Vehicles	9	25	4	56,336	455,64	339,63
	4. Education	-	-	-	28,069	320,37	260,72
	5. Personal Credit Cards	4,217	127,73	25,18	6	2	1
	6. Others	265	9,13	5,80	9,91,997	5246,56	3979,83
VI.	TRADE	207	310,05	205,88	12,62,226	5261,02	4072,18
	1. Wholesale Trade	106	115,95	72,77	73,362	473,70	376,71
	2. Retail Trade	101	194,10	133,11	11,88,864	4787,32	3695,48
VII.	FINANCE	42	77,06	55,40	5,55,163	3247,24	2426,13
VIII.	ALL OTHERS	280	303,71	241,03	10,55,632	4502,06	3668,07
	TOTAL BANK CREDIT	6,907	5553,29	4138,16	133,28,812	68553,50	55416,70

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
RURAL
(Amount in ` Lakh)
OCCUPATION		PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		13	14	15	16	17	18
I.	AGRICULTURE	6,44,314	9240,39	7649,59	246,19,286	173336,73	150135,35
	1. Direct Finance	6,33,917	7133,34	5891,51	236,39,133	155634,62	135414,86
	2. Indirect Finance	10,397	2107,05	1758,08	9,80,153	17702,12	14720,49
II.	INDUSTRY	44,362	14508,17	7920,37	8,52,385	162046,11	91172,98
	1. Mining & Quarrying	312	1305,02	166,79	5,461	5167,95	3518,92
	2. Food Manufacturing & Processing	5,782	1281,57	754,18	2,00,542	12076,85	8436,91
	(a) Rice Mills, Flour & Dal Mills	467	91,21	70,88	47,916	3319,41	2461,44
	(b) Sugar	65	140,61	85,10	381	2572,46	1807,67
	(c) Edible Oils & Vanaspati	125	89,28	42,83	36,864	2089,77	1335,82
	(d) Tea Processing	210	69,26	61,73	3,469	498,86	276,57
	(e) Processing of Fruits & Vegetables	63	80,26	57,20	970	193,28	142,10
	(f) Others	4,852	810,95	436,44	1,10,942	3403,06	2413,31
	3. Beverage & Tobacco	87	196,06	75,90	1,344	1801,39	1375,81
	4. Textiles	11,077	1103,73	786,60	1,03,975	11243,73	8648,10
	(a) Cotton Textiles	808	429,43	315,91	13,671	5091,39	3823,54
	(b) Jute & Other Natural Fibre Textiles	127	3,03	2,17	5,748	173,07	143,10
	(c) Handloom Textiles & Khadi	4,501	48,91	32,53	38,329	345,80	262,87
	(d) Other Textiles & Textile Products	5,641	622,36	436,00	46,227	5633,46	4418,60
	5. Paper, Paper Products & Printing	438	375,25	195,24	8,712	2321,59	1682,60
	6. Woods and Wood Products	852	51,77	40,44	23,937	418,12	339,66
	7. Leather & Leather Products	515	103,49	72,02	22,278	360,10	256,49
	8. Gems and Jewellery	257	11,44	9,22	41,290	335,79	288,74
	9. Rubber & Plastic Products	660	137,67	83,95	11,885	2044,32	1460,79
	10. Chemicals & Chemical Products	784	593,58	307,98	11,264	6867,76	4633,94
	(a) Heavy Industrial Chemicals	42	82,73	28,46	522	2078,29	1585,69
	(b) Fertilisers	20	47,55	7,03	1,730	968,35	559,00
	(c) Drugs & Pharmaceuticals	175	114,46	76,01	2,549	1210,84	963,57
	(d) Non-Edible Oils	6	73	65	292	100,06	79,48
	(e) Other Chemicals & Chemical Products	541	348,10	195,82	6,171	2510,22	1446,19
	11. Petroleum, Coal Products & Nuclear Fuels	53	54,40	39,63	557	3717,17	2140,40
	12. Manufacture of Cement & Cement Products	902	70,11	53,76	8,503	4031,16	2442,36
	13. Basic Metals & Metal Products	1,599	1139,46	982,32	16,921	20638,63	14488,77
	(a) Iron & Steel	143	946,09	835,91	1,949	14626,92	9840,69
	(b) Non-Ferrous Metals	78	70,15	40,04	738	2493,30	2002,76
	(c) Metal Products	1,378	123,21	106,37	14,234	3518,41	2645,32
	14. Engineering	1,776	389,08	281,74	48,017	39791,84	5007,66
	(a) Heavy Engineering	159	21,01	15,33	2,830	1169,12	753,36
	(b) Light Engineering	540	104,65	62,60	34,219	35435,41	1859,64
	(c) Electrical Machinery & Goods	882	77,25	61,54	7,269	2193,80	1561,46
	(d) Electronic Machinery & Goods	195	186,17	142,27	3,699	993,50	833,20
	15. Vehicles, Vehicle Parts & Transport Equipments	943	524,80	254,65	16,625	3716,52	2419,07
	16. Other Industries	4,175	492,34	279,27	2,79,651	5235,07	3688,02
	17. Electricity, Gas & Water	206	1993,14	697,13	1,237	17402,17	12723,06
	(a) Electricity Generation & Transmission	171	1964,23	672,52	486	16093,94	11517,62
	(b) Non-Conventional Energy	7	16,93	16,67	418	525,50	451,04
	(c) Gas, Steam & Water Supply	28	11,98	7,94	333	782,73	754,39
	18. Construction	13,944	4685,26	2839,56	50,186	24875,97	17621,69
	(a) Other than Infrastructure	12,466	3061,21	1838,00	28,669	7029,75	4992,76
	(b) Infrastructure Construction	1,478	1624,05	1001,56	21,517	17846,22	12628,93
III.	TRANSPORT OPERATORS	90,136	6958,02	3785,95	2,68,165	11471,60	7436,23
IV.	PROFESSIONAL AND OTHER SERVICES	27,717	3161,10	2068,02	8,52,610	24153,34	18387,14
	1. Professional Services	4,771	780,15	487,73	2,01,169	6114,93	4279,43
	2. Tourism, Hotel & Restaurants	1,133	173,02	132,66	42,478	2276,74	1705,56
	3. Recreation services	136	12,84	10,79	13,866	727,67	605,48
	4. IT and Telecommunications	79	99,97	73,14	1,043	1310,14	906,41
	5. Others	21,598	2095,12	1363,70	5,94,054	13723,86	10890,27
V.	PERSONAL LOANS	5,69,727	18682,93	12593,27	53,81,544	84222,28	64278,83
	1. Housing	63,755	4126,49	3258,25	9,23,391	30773,34	25098,93
	2. Consumer Durables	34,852	451,35	328,80	2,81,922	2290,03	1663,15
	3. Vehicles	1,76,540	6250,18	3453,92	4,47,902	10793,60	7003,33
	4. Education	54,009	2103,01	1842,56	4,14,148	8447,07	6636,04
	5. Personal Credit Cards	8,329	259,35	43,21	1,80,773	1057,68	628,51
	6. Others	2,32,242	5492,55	3666,53	31,33,408	30860,57	23248,87
VI.	TRADE	88,979	4480,82	2969,88	26,78,716	50821,95	36916,07
	1. Wholesale Trade	6,229	830,75	659,88	1,23,944	25937,81	17860,22
	2. Retail Trade	82,750	3650,07	2310,00	25,54,772	24884,14	19055,85
VII.	FINANCE	5,421	1004,13	789,11	6,50,022	9984,86	7889,31
VIII.	ALL OTHERS	58,014	683,68	435,80	17,70,874	11485,93	8933,64
	TOTAL BANK CREDIT	15,28,670	58719,25	38212,00	370,73,602	527522,80	385149,55

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
SEMI-URBAN
(Amount in ` Lakh)
OCCUPATION		STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	49,33,333	47945,61	41029,13	58,43,599	56872,11	49698,15
	1. Direct Finance	48,38,846	43162,13	37026,07	54,22,634	46236,63	41090,30
	2. Indirect Finance	94,487	4783,48	4003,06	4,20,965	10635,48	8607,85
II.	INDUSTRY	1,69,994	33018,51	24032,89	2,83,041	58649,86	42140,85
	1. Mining & Quarrying	4,270	2695,22	2117,64	3,534	2489,28	1600,03
	2. Food Manufacturing & Processing	47,144	8655,95	6523,24	42,435	9972,71	7123,34
	(a) Rice Mills, Flour & Dal Mills	12,624	4242,26	3175,53	14,164	3215,34	2475,80
	(b) Sugar	218	512,24	407,99	194	2280,71	1605,88
	(c) Edible Oils & Vanaspati	2,626	913,45	663,15	2,715	849,15	540,16
	(d) Tea Processing	261	51,56	37,98	649	206,79	148,39
	(e) Processing of Fruits & Vegetables	712	214,71	154,69	479	126,72	90,21
	(f) Others	30,703	2721,72	2083,90	24,234	3294,00	2262,90
	3. Beverage & Tobacco	1,343	421,24	339,31	1,019	450,74	267,47
	4. Textiles	26,940	5976,65	4406,36	41,560	8804,33	5868,07
	(a) Cotton Textiles	4,599	2965,40	2300,90	10,411	5344,92	3684,49
	(b) Jute & Other Natural Fibre Textiles	738	79,37	61,10	1,105	130,35	109,99
	(c) Handloom Textiles & Khadi	5,743	208,39	165,06	8,217	321,65	261,06
	(d) Other Textiles & Textile Products	15,860	2723,49	1879,30	21,827	3007,41	1812,53
	5. Paper, Paper Products & Printing	5,089	1038,36	776,86	7,002	1871,94	1534,42
	6. Woods and Wood Products	5,785	310,32	250,47	9,463	495,67	393,61
	7. Leather & Leather Products	2,866	99,36	80,15	4,172	170,78	99,08
	8. Gems and Jewellary	1,175	80,11	66,66	2,522	168,02	153,44
	9. Rubber & Plastic Products	3,110	786,45	596,10	4,840	1063,68	839,84
	10. Chemicals & Chemical Products	6,828	2096,42	1515,67	8,160	3267,10	2041,15
	(a) Heavy Industrial Chemicals	545	315,58	245,72	676	670,85	444,16
	(b) Fertilisers	184	233,70	190,85	247	823,10	244,31
	(c) Drugs & Pharmaceuticals	702	292,80	214,38	2,539	928,96	684,13
	(d) Non-Edible Oils	442	189,57	124,61	150	71,88	60,03
	(e) Other Chemicals & Chemical Products	4,955	1064,78	740,11	4,548	772,32	608,51
	11. Petroleum, Coal Products & Nuclear Fuels	268	464,59	82,46	407	1632,45	1533,81
	12. Manufacture of Cement & Cement Products	4,283	720,65	389,51	3,311	543,90	429,45
	13. Basic Metals & Metal Products	6,919	3946,33	2714,36	17,543	6530,77	4874,55
	(a) Iron & Steel	1,700	2838,47	1912,64	1,883	4325,70	3247,94
	(b) Non-Ferrous Metals	598	570,52	387,53	583	370,50	297,15
	(c) Metal Products	4,621	537,33	414,19	15,077	1834,56	1329,46
	14. Engineering	12,239	2035,74	1570,47	35,997	4014,69	3016,68
	(a) Heavy Engineering	1,137	354,52	274,27	1,344	478,13	367,23
	(b) Light Engineering	8,674	946,58	691,02	27,274	1668,64	1220,35
	(c) Electrical Machinery & Goods	1,886	528,81	436,43	5,187	1686,34	1280,07
	(d) Electronic Machinery & Goods	542	205,83	168,75	2,192	181,58	149,03
	15. Vehicles, Vehicle Parts & Transport Equipments	1,117	376,56	234,81	5,165	1394,70	843,59
	16. Other Industries	35,282	1174,10	827,29	72,112	3928,14	2943,15
	17. Electricity, Gas & Water	490	393,84	261,40	599	4245,57	3352,15
	(a) Electricity Generation & Transmission	77	189,70	137,77	167	3841,92	3038,01
	(b) Non-Conventional Energy	85	115,22	66,09	104	307,99	229,69
	(c) Gas, Steam & Water Supply	328	88,92	57,54	328	95,66	84,45
	18. Construction	4,846	1746,61	1280,14	23,200	7605,41	5227,00
	(a) Other than Infrastructure	1,556	309,54	233,69	14,434	1937,02	1535,57
	(b) Infrastructure Construction	3,290	1437,07	1046,45	8,766	5668,39	3691,43
III.	TRANSPORT OPERATORS	34,189	1605,26	1223,18	54,140	1855,28	1507,65
IV.	PROFESSIONAL AND OTHER SERVICES	86,888	5266,52	3651,95	3,92,410	14869,75	11761,86
	1. Professional Services	7,095	323,85	255,42	81,677	2563,01	1958,97
	2. Tourism, Hotel & Restaurants	9,311	945,37	691,71	18,924	1239,88	1006,93
	3. Recreation services	3,032	120,49	88,40	3,826	108,27	85,42
	4. IT and Telecommunications	845	68,43	56,25	958	110,12	84,18
	5. Others	66,605	3808,38	2560,17	2,87,025	10848,47	8626,36
V.	PERSONAL LOANS	36,71,429	71483,64	54244,76	23,47,639	40956,12	33670,58
	1. Housing	7,36,189	31645,41	24879,90	5,44,710	20394,01	17225,82
	2. Consumer Durables	57,338	378,12	269,46	83,724	599,43	487,19
	3. Vehicles	2,35,554	5911,94	4508,66	1,51,652	2553,29	2105,03
	4. Education	2,74,566	6628,21	4606,90	3,11,905	5708,77	4618,75
	5. Personal Credit Cards	1	3	-	1,97,858	913,29	748,59
	6. Others	23,67,781	26919,93	19979,84	10,57,790	10787,33	8485,20
VI.	TRADE	5,91,873	15553,78	12210,01	7,91,173	22642,90	18566,20
	1. Wholesale Trade	15,077	3222,55	2335,75	52,775	6811,49	5902,55
	2. Retail Trade	5,76,796	12331,23	9874,25	7,38,398	15831,41	12663,65
VII.	FINANCE	16,574	485,58	418,02	58,205	2853,57	1328,03
VIII.	ALL OTHERS	51,866	778,60	687,62	6,29,893	7288,38	5822,26
	TOTAL BANK CREDIT	95,56,146	176137,50	137497,55	104,00,100	205987,97	164495,59

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
SEMI-URBAN
(Amount in ` Lakh)
OCCUPATION		FOREIGN BANKS			REGIONAL RURAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		7	8	9	10	11	12
I.	AGRICULTURE	23	7,43	4,93	23,51,716	10442,17	9141,74
	1. Direct Finance	10	3,68	3,68	23,15,149	10045,61	8817,01
	2. Indirect Finance	13	3,75	1,25	36,567	396,57	324,73
II.	INDUSTRY	672	1268,79	992,74	1,26,482	1037,48	824,44
	1. Mining & Quarrying	1	25	3	297	25,93	20,07
	2. Food Manufacturing & Processing	107	42,77	35,61	13,319	178,78	136,86
	(a) Rice Mills, Flour & Dal Mills	81	9,76	2,62	3,936	76,09	60,81
	(b) Sugar	-	-	-	4	20	19
	(c) Edible Oils & Vanaspati	-	-	-	591	10,08	6,27
	(d) Tea Processing	-	-	-	884	10,23	9,19
	(e) Processing of Fruits & Vegetables	-	-	-	35	1,56	1,16
	(f) Others	26	33,01	32,99	7,869	80,63	59,25
	3. Beverage & Tobacco	-	-	-	106	6,86	5,03
	4. Textiles	1	2	2	12,907	65,84	52,84
	(a) Cotton Textiles	1	2	2	1,215	13,80	10,31
	(b) Jute & Other Natural Fibre Textiles	-	-	-	539	3,41	2,73
	(c) Handloom Textiles & Khadi	-	-	-	4,981	22,37	18,04
	(d) Other Textiles & Textile Products	-	-	-	6,172	26,26	21,76
	5. Paper, Paper Products & Printing	39	22,65	18,60	1,139	13,71	10,74
	6. Woods and Wood Products	-	-	-	2,589	18,46	14,84
	7. Leather & Leather Products	1	28	28	4,941	14,57	7,66
	8. Gems and Jewellary	-	-	-	36,167	52,53	45,35
	9. Rubber & Plastic Products	15	156,33	130,14	1,363	10,66	8,39
	10. Chemicals & Chemical Products	221	198,55	132,17	2,304	20,76	16,25
	(a) Heavy Industrial Chemicals	-	-	-	9	8,19	6,33
	(b) Fertilisers	-	-	-	220	1,74	98
	(c) Drugs & Pharmaceuticals	1	7,50	1,49	1,567	4,33	3,49
	(d) Non-Edible Oils	-	-	-	2	6	4
	(e) Other Chemicals & Chemical Products	220	191,05	130,68	506	6,46	5,40
	11. Petroleum, Coal Products & Nuclear Fuels	1	192,00	150,56	16	1,41	97
	12. Manufacture of Cement & Cement Products	-	-	-	838	8,00	6,81
	13. Basic Metals & Metal Products	11	97,39	23,49	1,828	21,20	18,16
	(a) Iron & Steel	5	86,80	16,39	18	4,20	3,84
	(b) Non-Ferrous Metals	-	-	-	1	54	61
	(c) Metal Products	6	10,59	7,10	1,809	16,46	13,71
	14. Engineering	192	121,72	99,86	2,083	29,17	23,22
	(a) Heavy Engineering	9	16,36	16,09	55	2,81	2,21
	(b) Light Engineering	120	36,80	25,39	1,088	14,68	11,50
	(c) Electrical Machinery & Goods	61	66,60	57,59	460	5,30	4,40
	(d) Electronic Machinery & Goods	2	1,96	79	480	6,38	5,11
	15. Vehicles, Vehicle Parts & Transport Equipments	50	355,15	324,70	2,132	21,43	16,90
	16. Other Industries	9	16	13	34,834	194,02	149,01
	17. Electricity, Gas & Water	2	72,15	72,15	37	27,52	26,69
	(a) Electricity Generation & Transmission	1	16,41	16,41	15	2,34	1,69
	(b) Non-Conventional Energy	-	-	-	9	24,01	23,93
	(c) Gas, Steam & Water Supply	1	55,74	55,74	13	1,16	1,07
	18. Construction	22	9,39	5,02	9,582	326,62	264,65
	(a) Other than Infrastructure	1	2,89	27	5,174	271,19	219,94
	(b) Infrastructure Construction	21	6,50	4,75	4,408	55,43	44,71
III.	TRANSPORT OPERATORS	1	1,53	1,53	34,822	435,51	343,82
IV.	PROFESSIONAL AND OTHER SERVICES	39	156,94	139,31	1,58,532	877,60	720,63
	1. Professional Services	12	76,43	69,43	34,118	159,16	124,79
	2. Tourism, Hotel & Restaurants	-	-	-	6,237	69,48	56,83
	3. Recreation services	3	3	3	1,196	9,47	8,05
	4. IT and Telecommunications	1	90	90	37	3,17	2,81
	5. Others	23	79,58	68,95	1,16,944	636,32	528,15
V.	PERSONAL LOANS	9,679	99,37	76,96	7,49,908	5448,45	3999,02
	1. Housing	2	5	5	83,124	1499,59	1271,71
	2. Consumer Durables	-	-	-	62,973	492,21	337,23
	3. Vehicles	28	37	37	28,976	280,39	227,77
	4. Education	-	-	-	22,526	266,21	252,95
	5. Personal Credit Cards	-	-	-	25	6	6
	6. Others	9,649	98,95	76,53	5,52,284	2909,99	1909,30
VI.	TRADE	147	109,80	70,34	4,49,108	2680,49	2076,31
	1. Wholesale Trade	77	63,18	38,13	25,499	318,10	206,43
	2. Retail Trade	70	46,62	32,22	4,23,609	2362,38	1869,88
VII.	FINANCE	1	6,50	6,50	1,87,165	1124,33	823,21
VIII.	ALL OTHERS	2	36	35	3,21,409	2127,34	1866,01
	TOTAL BANK CREDIT	10,564	1650,72	1292,67	43,79,142	24173,37	19795,19

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
SEMI-URBAN
(Amount in ` Lakh)
OCCUPATION		PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		13	14	15	16	17	18
I.	AGRICULTURE	11,37,526	10607,19	8836,78	142,66,197	125874,52	108710,74
	1. Direct Finance	11,21,216	9177,84	7744,16	136,97,855	108625,89	94681,23
	2. Indirect Finance	16,310	1429,35	1092,62	5,68,342	17248,63	14029,51
II.	INDUSTRY	49,583	20612,73	12250,95	6,29,772	114587,37	80241,87
	1. Mining & Quarrying	463	1148,69	310,37	8,565	6359,38	4048,14
	2. Food Manufacturing & Processing	7,942	1700,10	1151,83	1,10,947	20550,30	14970,88
	(a) Rice Mills, Flour & Dal Mills	1,470	530,64	400,58	32,275	8074,09	6115,34
	(b) Sugar	18	35,72	35,77	434	2828,88	2049,83
	(c) Edible Oils & Vanaspati	744	208,81	158,49	6,676	1981,49	1368,07
	(d) Tea Processing	2,539	63,48	33,64	4,333	332,06	229,20
	(e) Processing of Fruits & Vegetables	105	54,23	38,33	1,331	397,22	284,40
	(f) Others	3,066	807,21	485,02	65,898	6936,56	4924,05
	3. Beverage & Tobacco	135	307,85	242,36	2,603	1186,70	854,18
	4. Textiles	9,742	2421,18	1698,45	91,150	17268,01	12025,73
	(a) Cotton Textiles	3,361	1800,52	1275,43	19,587	10124,65	7271,16
	(b) Jute & Other Natural Fibre Textiles	121	21,87	7,42	2,503	235,01	181,23
	(c) Handloom Textiles & Khadi	1,739	27,23	18,20	20,680	579,63	462,35
	(d) Other Textiles & Textile Products	4,521	571,56	397,40	48,380	6328,72	4110,99
	5. Paper, Paper Products & Printing	3,826	646,86	479,94	17,095	3593,50	2820,56
	6. Woods and Wood Products	1,765	167,02	136,60	19,602	991,47	795,52
	7. Leather & Leather Products	488	31,49	23,66	12,468	316,48	210,82
	8. Gems and Jewellary	490	30,66	26,23	40,354	331,32	291,68
	9. Rubber & Plastic Products	1,154	624,54	443,03	10,482	2641,66	2017,50
	10. Chemicals & Chemical Products	1,425	574,17	339,86	18,938	6157,00	4045,10
	(a) Heavy Industrial Chemicals	110	192,42	110,56	1,340	1187,03	806,77
	(b) Fertilisers	45	11,80	7,90	696	1070,33	444,04
	(c) Drugs & Pharmaceuticals	248	96,09	69,30	5,057	1329,68	972,79
	(d) Non-Edible Oils	25	5,97	4,71	619	267,47	189,40
	(e) Other Chemicals & Chemical Products	997	267,89	147,39	11,226	2302,48	1632,10
	11. Petroleum, Coal Products & Nuclear Fuels	73	331,06	91,67	765	2621,52	1859,47
	12. Manufacture of Cement & Cement Products	384	814,57	431,92	8,816	2087,12	1257,70
	13. Basic Metals & Metal Products	1,426	2219,94	1832,16	27,727	12815,62	9462,71
	(a) Iron & Steel	369	1789,90	1428,04	3,975	9045,08	6608,84
	(b) Non-Ferrous Metals	82	308,33	303,71	1,264	1249,89	989,01
	(c) Metal Products	975	121,70	100,41	22,488	2520,65	1864,86
	14. Engineering	1,525	365,26	279,01	52,036	6566,58	4989,24
	(a) Heavy Engineering	133	54,38	39,90	2,678	906,19	699,70
	(b) Light Engineering	831	122,54	86,00	37,987	2789,24	2034,26
	(c) Electrical Machinery & Goods	407	170,62	141,82	8,001	2457,67	1920,31
	(d) Electronic Machinery & Goods	154	17,72	11,29	3,370	413,48	334,97
	15. Vehicles, Vehicle Parts & Transport Equipments	451	103,00	73,70	8,915	2250,84	1493,70
	16. Other Industries	7,879	533,33	402,43	1,50,116	5829,75	4322,01
	17. Electricity, Gas & Water	134	6120,88	2653,84	1,262	10859,96	6366,23
	(a) Electricity Generation & Transmission	47	6040,72	2601,74	307	10091,10	5795,62
	(b) Non-Conventional Energy	41	71,37	44,68	239	518,58	364,39
	(c) Gas, Steam & Water Supply	46	8,80	7,42	716	250,28	206,22
	18. Construction	10,281	2472,14	1633,88	47,931	12160,16	8410,70
	(a) Other than Infrastructure	7,834	1592,67	1000,93	28,999	4113,32	2990,40
	(b) Infrastructure Construction	2,447	879,47	632,95	18,932	8046,85	5420,29
III.	TRANSPORT OPERATORS	55,921	3767,15	2017,66	1,79,073	7664,73	5093,85
IV.	PROFESSIONAL AND OTHER SERVICES	51,495	2936,32	2115,21	6,89,364	24107,13	18388,97
	1. Professional Services	4,251	514,18	357,93	1,27,153	3636,63	2766,55
	2. Tourism, Hotel & Restaurants	1,979	318,43	266,87	36,451	2573,16	2022,33
	3. Recreation services	526	44,14	39,50	8,583	282,40	221,41
	4. IT and Telecommunications	187	38,66	25,78	2,028	221,27	169,91
	5. Others	44,552	2020,92	1425,13	5,15,149	17393,67	13208,76
V.	PERSONAL LOANS	8,99,115	16728,58	12230,84	76,77,770	134716,16	104222,15
	1. Housing	1,18,286	6330,81	5088,63	14,82,311	59869,86	48466,11
	2. Consumer Durables	40,350	521,00	377,72	2,44,385	1990,76	1471,60
	3. Vehicles	1,98,737	3658,50	1983,90	6,14,947	12404,49	8825,72
	4. Education	37,813	1067,99	878,84	6,46,810	13671,19	10357,45
	5. Personal Credit Cards	4,133	118,64	19,69	2,02,017	1032,02	768,35
	6. Others	4,99,796	5031,65	3882,05	44,87,300	45747,86	34332,92
VI.	TRADE	1,22,861	6812,67	4915,30	19,55,162	47799,63	37838,16
	1. Wholesale Trade	10,299	2171,70	1532,78	1,03,727	12587,03	10015,64
	2. Retail Trade	1,12,562	4640,97	3382,52	18,51,435	35212,61	27822,52
VII.	FINANCE	7,400	689,13	538,47	2,69,345	5159,11	3114,23
VIII.	ALL OTHERS	3,77,534	2305,38	1873,24	13,80,704	12500,06	10249,49
	TOTAL BANK CREDIT	27,01,435	64459,16	44778,46	270,47,387	472408,72	367859,45

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
URBAN
(Amount in ` Lakh)
OCCUPATION		STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	7,95,991	16077,94	13441,18	15,74,799	46660,22	39749,80
	1. Direct Finance	7,70,447	10390,02	8767,82	14,34,161	26332,95	22739,29
	2. Indirect Finance	25,544	5687,92	4673,36	1,40,638	20327,27	17010,51
II.	INDUSTRY	1,24,396	83060,79	56968,98	3,91,795	179458,55	123354,54
	1. Mining & Quarrying	2,743	3135,87	2191,09	3,162	2652,79	1983,38
	2. Food Manufacturing & Processing	22,370	15170,95	10455,62	44,320	14948,88	11261,40
	(a) Rice Mills, Flour & Dal Mills	5,699	4779,76	3902,52	6,938	3615,67	2938,49
	(b) Sugar	191	1632,23	1379,63	433	4710,75	3448,30
	(c) Edible Oils & Vanaspati	1,262	2532,11	1489,82	2,949	1167,27	875,85
	(d) Tea Processing	185	142,02	90,65	675	268,17	187,69
	(e) Processing of Fruits & Vegetables	480	351,53	262,90	338	144,93	99,55
	(f) Others	14,553	5733,29	3330,09	32,987	5042,10	3711,52
	3. Beverage & Tobacco	841	663,25	447,64	1,058	2120,81	1369,59
	4. Textiles	28,188	16968,21	12328,45	71,426	36310,60	21503,47
	(a) Cotton Textiles	6,097	9389,71	6716,49	20,637	18368,11	12821,94
	(b) Jute & Other Natural Fibre Textiles	1,331	134,96	101,80	1,176	363,62	316,24
	(c) Handloom Textiles & Khadi	2,757	431,65	347,64	5,291	921,55	711,30
	(d) Other Textiles & Textile Products	18,003	7011,89	5162,52	44,322	16657,32	7653,99
	5. Paper, Paper Products & Printing	5,111	2326,27	1775,49	11,505	4210,24	3007,81
	6. Woods and Wood Products	2,973	340,71	239,80	7,450	633,86	524,91
	7. Leather & Leather Products	1,218	214,38	187,19	4,660	670,78	472,13
	8. Gems and Jewellary	993	755,10	621,70	1,990	1397,66	647,05
	9. Rubber & Plastic Products	3,365	1897,21	1320,49	9,876	3001,37	2125,60
	10. Chemicals & Chemical Products	4,936	4730,20	3410,81	11,839	8825,14	4994,11
	(a) Heavy Industrial Chemicals	462	555,60	397,08	959	1428,01	1082,74
	(b) Fertilisers	198	636,03	526,90	409	564,17	411,07
	(c) Drugs & Pharmaceuticals	812	1489,12	1150,28	2,581	5226,96	2356,64
	(d) Non-Edible Oils	289	254,70	182,61	165	133,90	79,84
	(e) Other Chemicals & Chemical Products	3,175	1794,76	1153,94	7,725	1472,09	1063,82
	11. Petroleum, Coal Products & Nuclear Fuels	267	1651,97	689,59	608	755,04	471,51
	12. Manufacture of Cement & Cement Products	1,956	1051,21	657,81	3,612	1991,36	1520,08
	13. Basic Metals & Metal Products	14,589	14480,94	9597,15	58,081	27819,75	19365,60
	(a) Iron & Steel	3,406	11119,89	7463,08	5,254	19639,64	13404,65
	(b) Non-Ferrous Metals	1,487	2123,64	1291,29	1,654	1691,22	1158,43
	(c) Metal Products	9,696	1237,41	842,78	51,173	6488,89	4802,52
	14. Engineering	10,854	5954,19	3945,01	55,420	10497,97	7675,04
	(a) Heavy Engineering	1,033	1010,11	667,97	4,595	2236,34	1521,26
	(b) Light Engineering	7,254	2872,49	1660,89	34,569	4629,50	3376,41
	(c) Electrical Machinery & Goods	1,874	1387,50	1090,78	13,627	2577,12	1939,89
	(d) Electronic Machinery & Goods	693	684,09	525,37	2,629	1055,01	837,49
	15. Vehicles, Vehicle Parts & Transport Equipments	1,694	2932,92	1973,36	10,132	4011,23	3047,96
	16. Other Industries	18,305	1693,81	1221,61	64,439	9819,29	6824,12
	17. Electricity, Gas & Water	533	2706,50	2002,08	1,330	28385,69	21006,63
	(a) Electricity Generation & Transmission	185	2286,42	1812,26	630	26949,27	19845,68
	(b) Non-Conventional Energy	45	283,19	82,66	224	797,41	687,03
	(c) Gas, Steam & Water Supply	303	136,88	107,15	476	639,01	473,91
	18. Construction	3,460	6387,10	3904,10	30,887	21406,12	15554,15
	(a) Other than Infrastructure	1,206	1339,79	987,55	19,305	6877,06	5160,51
	(b) Infrastructure Construction	2,254	5047,31	2916,55	11,582	14529,05	10393,64
III.	TRANSPORT OPERATORS	27,899	1625,61	1263,81	55,325	3119,58	2327,01
IV.	PROFESSIONAL AND OTHER SERVICES	46,563	9189,82	6403,27	3,70,278	37306,42	28943,57
	1. Professional Services	4,259	592,21	442,88	70,141	5826,67	4793,17
	2. Tourism, Hotel & Restaurants	4,904	2135,81	1489,03	17,202	3743,72	2773,51
	3. Recreation services	1,467	267,97	168,21	2,905	542,81	426,26
	4. IT and Telecommunications	677	117,78	99,22	1,613	343,49	252,72
	5. Others	35,256	6076,04	4203,92	2,78,417	26849,72	20697,90
V.	PERSONAL LOANS	27,00,503	71411,99	53794,81	30,85,634	71340,36	58904,45
	1. Housing	7,18,210	39362,30	30774,12	8,08,126	39623,80	33874,81
	2. Consumer Durables	46,861	322,31	230,26	1,18,238	878,42	715,34
	3. Vehicles	2,81,825	7072,80	5241,87	2,25,799	4073,71	3328,07
	4. Education	1,81,732	5388,15	3688,14	3,18,624	7258,52	5936,18
	5. Personal Credit Cards	-	-	-	1,70,596	953,68	712,89
	6. Others	14,71,875	19266,44	13860,42	14,44,251	18552,23	14337,16
VI.	TRADE	2,52,269	77074,89	20078,04	7,44,195	40853,72	32292,77
	1. Wholesale Trade	12,890	65999,71	11206,56	54,362	9260,24	7235,03
	2. Retail Trade	2,39,379	11075,19	8871,47	6,89,833	31593,49	25057,73
VII.	FINANCE	4,628	2125,44	1825,67	40,732	10994,77	6322,54
VIII.	ALL OTHERS	25,252	498,00	405,33	5,71,652	18585,04	14499,54
	TOTAL BANK CREDIT	39,77,501	261064,48	154181,08	68,34,410	408318,66	306394,22

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
URBAN
(Amount in ` Lakh)
OCCUPATION		FOREIGN BANKS			REGIONAL RURAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		7	8	9	10	11	12
I.	AGRICULTURE	208	114,43	70,85	2,57,898	1616,15	1438,23
	1. Direct Finance	17	87,38	51,50	2,52,474	1448,47	1296,35
	2. Indirect Finance	191	27,05	19,35	5,424	167,68	141,88
II.	INDUSTRY	5,329	6878,38	4138,77	23,204	584,44	462,94
	1. Mining & Quarrying	18	34,55	21,15	66	11,82	8,74
	2. Food Manufacturing & Processing	241	383,24	194,79	2,397	66,00	38,01
	(a) Rice Mills, Flour & Dal Mills	92	121,29	51,64	821	33,46	17,82
	(b) Sugar	-	-	-	-	-	-
	(c) Edible Oils & Vanaspati	10	162,66	70,79	46	12,57	3,30
	(d) Tea Processing	-	-	-	7	3,86	4,09
	(e) Processing of Fruits & Vegetables	-	-	-	24	1,35	1,15
	(f) Others	139	99,29	72,36	1,499	14,76	11,66
	3. Beverage & Tobacco	26	1421,74	725,37	8	2,10	1,82
	4. Textiles	751	615,73	355,01	2,187	14,49	10,08
	(a) Cotton Textiles	482	316,61	155,19	171	3,92	2,80
	(b) Jute & Other Natural Fibre Textiles	-	-	-	74	43	26
	(c) Handloom Textiles & Khadi	-	-	-	776	3,85	2,73
	(d) Other Textiles & Textile Products	269	299,12	199,82	1,166	6,30	4,29
	5. Paper, Paper Products & Printing	63	44,70	27,01	211	5,80	4,15
	6. Woods and Wood Products	9	67,34	67,34	318	4,39	2,43
	7. Leather & Leather Products	15	39,85	28,17	274	1,05	76
	8. Gems and Jewellary	7	57	46	2,193	10,40	8,90
	9. Rubber & Plastic Products	257	100,20	56,48	188	5,15	3,79
	10. Chemicals & Chemical Products	210	499,93	346,10	223	9,07	6,78
	(a) Heavy Industrial Chemicals	147	77,61	62,87	10	2,51	1,44
	(b) Fertilisers	-	-	-	10	1,31	1,26
	(c) Drugs & Pharmaceuticals	10	297,50	227,21	134	1,11	72
	(d) Non-Edible Oils	-	-	-	1	16	15
	(e) Other Chemicals & Chemical Products	53	124,81	56,02	68	3,98	3,21
	11. Petroleum, Coal Products & Nuclear Fuels	19	92,33	55,86	9	88	66
	12. Manufacture of Cement & Cement Products	20	134,55	95,10	65	2,65	2,27
	13. Basic Metals & Metal Products	208	387,21	240,99	626	30,35	27,66
	(a) Iron & Steel	128	69,39	58,83	20	12,10	10,81
	(b) Non-Ferrous Metals	19	97,77	79,81	1	8	2
	(c) Metal Products	61	220,04	102,34	605	18,16	16,83
	14. Engineering	653	1142,32	834,45	357	12,61	9,95
	(a) Heavy Engineering	238	484,68	376,67	28	1,65	1,20
	(b) Light Engineering	298	314,01	190,95	168	5,43	4,74
	(c) Electrical Machinery & Goods	96	284,81	223,75	97	3,75	2,59
	(d) Electronic Machinery & Goods	21	58,83	43,08	64	1,77	1,42
	15. Vehicles, Vehicle Parts & Transport Equipments	299	633,46	397,05	894	7,33	5,30
	16. Other Industries	370	700,63	376,49	8,356	97,02	74,33
	17. Electricity, Gas & Water	1	18	18	15	50,72	50,57
	(a) Electricity Generation & Transmission	-	-	-	5	50,19	50,14
	(b) Non-Conventional Energy	-	-	-	6	43	35
	(c) Gas, Steam & Water Supply	1	18	18	4	10	8
	18. Construction	2,162	579,85	316,76	4,817	252,59	206,73
	(a) Other than Infrastructure	210	32,30	26,84	3,628	233,07	189,58
	(b) Infrastructure Construction	1,952	547,55	289,92	1,189	19,52	17,15
III.	TRANSPORT OPERATORS	115	52,53	31,43	8,993	163,85	128,23
IV.	PROFESSIONAL AND OTHER SERVICES	9,684	1308,78	1089,89	47,496	612,75	508,61
	1. Professional Services	678	211,01	189,56	10,594	134,16	112,87
	2. Tourism, Hotel & Restaurants	20	4,37	4,22	4,171	51,42	43,16
	3. Recreation services	58	6,41	6,03	514	2,80	2,56
	4. IT and Telecommunications	48	119,38	117,60	19	1,07	90
	5. Others	8,880	967,61	772,48	32,198	423,31	349,12
V.	PERSONAL LOANS	49,478	1785,30	1354,01	2,51,002	2899,06	2256,06
	1. Housing	5,025	986,86	783,34	52,296	1074,98	867,96
	2. Consumer Durables	1	10	10	28,738	247,02	160,53
	3. Vehicles	591	19,40	4,47	20,191	200,89	147,91
	4. Education	2	5	5	7,053	106,93	85,13
	5. Personal Credit Cards	425	3,15	53	15	4	3
	6. Others	43,434	775,74	565,52	1,42,709	1269,19	994,49
VI.	TRADE	3,963	1898,16	1551,76	1,20,540	1097,66	867,25
	1. Wholesale Trade	1,502	864,22	733,17	12,217	158,18	132,19
	2. Retail Trade	2,461	1033,95	818,59	1,08,323	939,47	735,05
VII.	FINANCE	58	1084,73	384,43	36,433	310,29	228,36
VIII.	ALL OTHERS	1,322	231,20	204,29	1,26,374	1276,98	1159,18
	TOTAL BANK CREDIT	70,157	13353,51	8825,44	8,71,940	8561,17	7048,86

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
URBAN
(Amount in ` Lakh)
OCCUPATION		PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		13	14	15	16	17	18
I.	AGRICULTURE	6,93,274	15887,01	12868,43	33,22,170	80355,75	67568,48
	1. Direct Finance	6,82,011	11592,83	9893,94	31,39,110	49851,65	42748,90
	2. Indirect Finance	11,263	4294,17	2974,49	1,83,060	30504,11	24819,59

II.	INDUSTRY	1,04,495	48427,21	34838,34	6,49,219	318409,36	219763,57
	1. Mining & Quarrying	689	533,34	373,74	6,678	6368,38	4578,10
	2. Food Manufacturing & Processing	7,450	4052,35	2705,32	76,778	34621,42	24655,14
	(a) Rice Mills, Flour & Dal Mills	1,817	868,50	609,35	15,367	9418,67	7519,81
	(b) Sugar	55	336,52	167,81	679	6679,50	4995,75
	(c) Edible Oils & Vanaspati	1,419	649,80	510,05	5,686	4524,41	2949,80
	(d) Tea Processing	178	45,38	28,81	1,045	459,44	311,25
	(e) Processing of Fruits & Vegetables	123	71,37	55,20	965	569,18	418,80
	(f) Others	3,858	2080,78	1334,09	53,036	12970,22	8459,72
	3. Beverage & Tobacco	265	480,17	416,88	2,198	4688,06	2961,30
	4. Textiles	20,820	8434,80	5858,44	1,23,372	62343,83	40055,46
	(a) Cotton Textiles	9,328	5864,63	4079,82	36,715	33942,97	23776,23
	(b) Jute & Other Natural Fibre Textiles	277	77,49	53,53	2,858	576,50	471,84
	(c) Handloom Textiles & Khadi	2,059	92,15	56,47	10,883	1449,19	1118,14
	(d) Other Textiles & Textile Products	9,156	2400,54	1668,62	72,916	26375,17	14689,25
	5. Paper, Paper Products & Printing	1,935	843,54	659,98	18,825	7430,55	5474,44
	6. Woods and Wood Products	1,017	155,06	117,60	11,767	1201,35	952,09
	7. Leather & Leather Products	990	467,68	366,33	7,157	1393,74	1054,58
	8. Gems and Jewellary	996	715,22	641,16	6,179	2878,96	1919,26
	9. Rubber & Plastic Products	1,769	1039,89	708,94	15,455	6043,82	4215,30
	10. Chemicals & Chemical Products	8,741	3041,18	2298,17	25,949	17105,52	11055,97
	(a) Heavy Industrial Chemicals	233	376,38	275,35	1,811	2440,12	1819,48
	(b) Fertilisers	113	1219,13	1074,03	730	2420,64	2013,26
	(c) Drugs & Pharmaceuticals	760	623,26	426,34	4,297	7637,96	4161,19
	(d) Non-Edible Oils	25	20,64	9,36	480	409,39	271,96
	(e) Other Chemicals & Chemical Products	7,610	801,78	513,09	18,631	4197,42	2790,08
	11. Petroleum, Coal Products & Nuclear Fuels	193	3073,73	2224,38	1,096	5573,94	3442,00
	12. Manufacture of Cement & Cement Products	3,517	687,74	511,16	9,170	3867,50	2786,42
	13. Basic Metals & Metal Products	4,614	4192,17	2804,23	78,118	46910,41	32035,63
	(a) Iron & Steel	1,273	2382,24	1688,44	10,081	33223,27	22625,81
	(b) Non-Ferrous Metals	230	748,97	317,18	3,391	4661,67	2846,74
	(c) Metal Products	3,111	1060,97	798,61	64,646	9025,47	6563,08
	14. Engineering	7,045	1949,96	1365,39	74,329	19557,06	13829,84
	(a) Heavy Engineering	664	596,27	455,58	6,558	4329,05	3022,68
	(b) Light Engineering	5,366	726,32	513,61	47,655	8547,75	5746,59
	(c) Electrical Machinery & Goods	659	410,79	267,95	16,353	4663,97	3524,97
	(d) Electronic Machinery & Goods	356	216,58	128,24	3,763	2016,29	1535,60
	15. Vehicles, Vehicle Parts & Transport Equipments	1,884	1379,59	943,72	14,903	8964,53	6367,40
	16. Other Industries	16,855	2933,19	1742,01	1,08,325	15243,94	10238,55
	17. Electricity, Gas & Water	227	1267,40	1023,11	2,106	32410,49	24082,57
	(a) Electricity Generation & Transmission	94	986,04	852,79	914	30271,92	22560,87
	(b) Non-Conventional Energy	58	190,40	140,31	333	1271,43	910,35
	(c) Gas, Steam & Water Supply	75	90,96	30,02	859	867,13	611,35
	18. Construction	25,488	13180,19	10077,79	66,814	41805,85	30059,53
	(a) Other than Infrastructure	19,258	5772,73	4055,59	43,607	14254,96	10420,07
	(b) Infrastructure Construction	6,230	7407,46	6022,21	23,207	27550,89	19639,46
III.	TRANSPORT OPERATORS	1,28,266	10205,59	6549,44	2,20,598	15167,16	10299,92
IV.	PROFESSIONAL AND OTHER SERVICES	98,976	13796,89	11072,58	5,72,997	62214,66	48017,92
	1. Professional Services	5,508	1045,57	782,49	91,180	7809,63	6320,98
	2. Tourism, Hotel & Restaurants	4,289	828,86	579,30	30,586	6764,19	4889,22
	3. Recreation services	440	188,42	154,39	5,384	1008,40	757,44
	4. IT and Telecommunications	482	748,54	628,60	2,839	1330,26	1099,04
	5. Others	88,257	10985,50	8927,81	4,43,008	45302,17	34951,23
V.	PERSONAL LOANS	21,60,488	43047,31	30104,14	82,47,105	190484,01	146413,46
	1. Housing	2,56,609	22462,97	17764,32	18,40,266	103510,91	84064,56
	2. Consumer Durables	39,252	481,53	356,75	2,33,090	1929,37	1462,99
	3. Vehicles	10,22,212	8226,03	4178,38	15,50,618	19592,83	12900,71
	4. Education	33,630	1001,80	839,63	5,41,041	13755,45	10549,12
	5. Personal Credit Cards	28,253	821,60	163,46	1,99,289	1778,46	876,91
	6. Others	7,80,532	10053,39	6801,59	38,82,801	49916,98	36559,18
VI.	TRADE	1,41,703	16803,45	12757,07	12,62,670	137727,88	67546,89
	1. Wholesale Trade	22,107	6570,16	5286,95	1,03,078	82852,51	24593,91
	2. Retail Trade	1,19,596	10233,29	7470,12	11,59,592	54875,38	42952,97
VII.	FINANCE	5,284	4588,80	3614,26	87,135	19104,03	12375,27
VIII.	ALL OTHERS	11,55,303	7082,61	5361,22	18,79,903	27673,84	21629,56
	TOTAL BANK CREDIT	44,87,789	159838,86	117165,48	162,41,797	851136,69	593615,08

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
METROPOLITAN
(Amount in ` Lakh)
OCCUPATION		STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	23,849	6481,86	4443,70	1,56,424	49950,46	39606,12
	1. Direct Finance	21,791	1077,39	783,17	1,30,053	12539,72	9725,76
	2. Indirect Finance	2,058	5404,47	3660,53	26,371	37410,74	29880,36
II.	INDUSTRY	1,14,223	409482,44	258607,92	6,25,616	738194,06	518825,14
	1. Mining & Quarrying	1,525	16885,96	10695,78	2,278	21989,42	15311,37
	2. Food Manufacturing & Processing	7,458	20407,49	13858,18	40,060	27867,87	19828,45
	(a) Rice Mills, Flour & Dal Mills	1,187	2184,36	1663,65	7,688	4650,64	3323,00
	(b) Sugar	277	5593,92	4796,32	328	5562,40	4764,85
	(c) Edible Oils & Vanaspati	471	4830,52	2527,61	2,581	3956,44	2553,48
	(d) Tea Processing	156	441,23	319,33	4,278	1822,84	1205,17
	(e) Processing of Fruits & Vegetables	239	537,45	430,28	282	548,82	377,94
	(f) Others	5,128	6820,01	4120,99	24,903	11326,72	7604,01
	3. Beverage & Tobacco	491	2756,76	2243,05	718	4331,31	3797,16
	4. Textiles	19,341	35299,98	25739,85	1,58,765	56044,24	38195,31
	(a) Cotton Textiles	4,059	12878,91	9436,47	32,922	23479,68	15646,07
	(b) Jute & Other Natural Fibre Textiles	317	342,81	218,96	777	1068,32	472,43
	(c) Handloom Textiles & Khadi	1,080	1012,94	794,98	4,694	977,38	768,38
	(d) Other Textiles & Textile Products	13,885	21065,32	15289,44	1,20,372	30518,86	21308,43
	5. Paper, Paper Products & Printing	4,342	5417,93	3792,62	14,356	11279,33	9160,77
	6. Woods and Wood Products	874	818,07	628,91	11,276	1330,09	1028,51
	7. Leather & Leather Products	2,924	2224,28	1715,62	31,554	5729,21	3134,81
	8. Gems and Jewellary	9,023	19498,51	8760,95	42,947	24588,77	11700,06
	9. Rubber & Plastic Products	4,144	7258,55	4195,99	18,117	9897,91	7002,62
	10. Chemicals & Chemical Products	7,820	29665,72	17635,72	37,153	43885,67	24912,09
	(a) Heavy Industrial Chemicals	1,016	5388,14	3311,37	2,404	7694,06	4422,31
	(b) Fertilisers	163	2982,27	1813,18	1,042	3400,34	1713,51
	(c) Drugs & Pharmaceuticals	1,432	8190,91	5563,53	17,218	21685,95	11482,77
	(d) Non-Edible Oils	109	469,88	377,53	133	551,14	355,11
	(e) Other Chemicals & Chemical Products	5,100	12634,52	6570,12	16,356	10554,18	6938,39
	11. Petroleum, Coal Products & Nuclear Fuels	421	36592,46	27978,35	950	26220,38	19616,74
	12. Manufacture of Cement & Cement Products	578	4295,64	2893,24	4,428	15237,50	12398,60
	13. Basic Metals & Metal Products	11,226	61965,36	38051,47	53,125	117976,78	74080,94
	(a) Iron & Steel	3,989	50640,09	31057,65	6,357	71296,72	48343,09
	(b) Non-Ferrous Metals	1,277	7069,40	4119,55	1,878	9521,36	6606,98
	(c) Metal Products	5,960	4255,87	2874,27	44,890	37158,70	19130,88
	14. Engineering	17,440	30844,20	21113,67	84,953	64947,18	41357,80
	(a) Heavy Engineering	1,447	4402,48	3164,85	4,201	9429,23	7278,44
	(b) Light Engineering	10,720	14028,97	8893,88	51,393	28368,14	14077,12
	(c) Electrical Machinery & Goods	3,759	7288,04	5212,66	23,055	17574,17	11814,10
	(d) Electronic Machinery & Goods	1,514	5124,71	3842,29	6,304	9575,63	8188,14
	15. Vehicles, Vehicle Parts & Transport Equipments	8,130	15731,35	10812,69	14,978	26745,01	20026,39
	16. Other Industries	6,635	9954,24	6962,03	52,561	20591,06	14002,02
	17. Electricity, Gas & Water	680	35958,13	15780,95	2,447	108298,20	85120,71
	(a) Electricity Generation & Transmission	441	32803,49	13938,99	1,532	100662,88	78689,44
	(b) Non-Conventional Energy	81	1096,50	711,49	301	3912,11	3200,60
	(c) Gas, Steam & Water Supply	158	2058,14	1130,47	614	3723,21	3230,66
	18. Construction	11,171	73907,82	45748,87	54,950	151234,13	118150,78
	(a) Other than Infrastructure	955	10615,27	7210,49	14,226	30142,39	24193,52
	(b) Infrastructure Construction	10,216	63292,55	38538,38	40,724	121091,75	93957,26
III.	TRANSPORT OPERATORS	15,886	12718,73	9337,82	51,978	43090,28	37926,93
IV.	PROFESSIONAL AND OTHER SERVICES	28,430	31790,26	21014,06	2,48,042	170821,65	134468,10
	1. Professional Services	7,916	1171,91	776,18	43,325	18515,38	15953,49
	2. Tourism, Hotel & Restaurants	2,562	5977,27	4288,50	19,386	13731,86	10211,66
	3. Recreation services	986	1655,35	1232,80	3,742	7009,12	5617,13
	4. IT and Telecommunications	447	5986,77	2671,71	2,102	30852,68	23609,33
	5. Others	16,519	16998,96	12044,87	1,79,487	100712,60	79076,49
V.	PERSONAL LOANS	14,03,040	63010,60	47535,01	26,83,330	104121,45	86285,78
	1. Housing	4,50,255	43349,89	33752,54	7,83,483	70134,95	60437,95
	2. Consumer Durables	30,699	243,23	174,06	94,988	947,03	790,37
	3. Vehicles	1,99,185	5367,99	3992,51	1,82,350	4034,56	3297,37
	4. Education	1,04,497	4134,55	2735,40	2,26,394	6781,46	5516,33
	5. Personal Credit Cards	-	-	-	1,55,706	918,50	516,09
	6. Others	6,18,404	9914,94	6880,50	12,40,409	21304,95	15727,67
VI.	TRADE	76,542	69736,51	28689,44	3,82,749	109279,98	77918,27
	1. Wholesale Trade	7,861	56885,59	19453,21	1,07,844	64733,08	46879,93
	2. Retail Trade	68,681	12850,92	9236,23	2,74,905	44546,90	31038,35
VII.	FINANCE	1,570	26005,70	19152,64	27,770	164899,49	138853,54
VIII.	ALL OTHERS	11,054	1033,49	738,01	4,28,307	48087,80	38100,37
	TOTAL BANK CREDIT	16,74,594	620259,58	389518,61	46,04,216	1428445,16	1071984,26

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
METROPOLITAN
(Amount in ` Lakh)
OCCUPATION		FOREIGN BANKS			REGIONAL RURAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		7	8	9	10	11	12
I.	AGRICULTURE	819	1278,98	595,84	8,559	80,39	62,41
	1. Direct Finance	68	493,22	166,96	8,417	76,44	60,00
	2. Indirect Finance	751	785,77	428,88	142	3,95	2,41
II.	INDUSTRY	29,175	159036,78	55398,39	1,403	27,65	22,71
	1. Mining & Quarrying	450	3440,36	2074,67	4	30	25
	2. Food Manufacturing & Processing	1,028	4712,04	1045,48	522	1,66	34
	(a) Rice Mills, Flour & Dal Mills	533	278,88	126,32	1	1	-
	(b) Sugar	20	61,45	32,07	-	-	-
	(c) Edible Oils & Vanaspati	44	1872,27	180,74	-	-	-
	(d) Tea Processing	5	36	36	-	-	-
	(e) Processing of Fruits & Vegetables	15	147,51	138,13	-	-	-
	(f) Others	411	2351,57	567,86	521	1,66	33
	3. Beverage & Tobacco	275	3520,78	2206,53	-	-	-
	4. Textiles	2,954	20572,70	3578,80	10	9	7
	(a) Cotton Textiles	938	3799,13	895,81	3	5	4
	(b) Jute & Other Natural Fibre Textiles	2	103,50	3,50	-	-	-
	(c) Handloom Textiles & Khadi	7	151,40	17,22	2	1	1
	(d) Other Textiles & Textile Products	2,007	16518,66	2662,27	5	3	2
	5. Paper, Paper Products & Printing	1,122	6553,16	2161,09	14	16	14
	6. Woods and Wood Products	47	201,21	41,12	-	-	-
	7. Leather & Leather Products	198	1012,93	336,88	222	64	56
	8. Gems and Jewellary	255	1186,18	688,27	144	83	88
	9. Rubber & Plastic Products	989	2108,88	1184,73	3	1	1
	10. Chemicals & Chemical Products	3,856	25394,76	10042,84	7	3	3
	(a) Heavy Industrial Chemicals	1,336	4092,00	1529,60	-	-	-
	(b) Fertilisers	54	486,94	232,36	-	-	-
	(c) Drugs & Pharmaceuticals	831	13411,85	5216,82	2	2	1
	(d) Non-Edible Oils	8	73,64	50,00	-	-	-
	(e) Other Chemicals & Chemical Products	1,627	7330,33	3014,06	5	2	2
	11. Petroleum, Coal Products & Nuclear Fuels	174	13016,55	3681,66	-	-	-
	12. Manufacture of Cement & Cement Products	113	1992,28	1100,97	-	-	-
	13. Basic Metals & Metal Products	3,086	18804,96	6857,91	5	2,10	1,78
	(a) Iron & Steel	632	6821,08	2072,91	-	-	-
	(b) Non-Ferrous Metals	536	8246,66	2787,16	-	-	-
	(c) Metal Products	1,918	3737,22	1997,85	5	2,10	1,78
	14. Engineering	4,337	18470,37	6798,21	13	70	49
	(a) Heavy Engineering	392	1731,11	902,36	1	20	17
	(b) Light Engineering	1,703	6099,72	2066,30	12	50	32
	(c) Electrical Machinery & Goods	1,789	9776,08	3332,85	-	-	-
	(d) Electronic Machinery & Goods	453	863,46	496,70	-	-	-
	15. Vehicles, Vehicle Parts & Transport Equipments	1,910	8756,32	5067,63	45	88	78
	16. Other Industries	2,494	10493,69	1688,39	272	7,56	6,52
	17. Electricity, Gas & Water	80	1288,84	859,60	-	-	-
	(a) Electricity Generation & Transmission	29	906,62	757,15	-	-	-
	(b) Non-Conventional Energy	3	132,00	10,59	-	-	-
	(c) Gas, Steam & Water Supply	48	250,22	91,86	-	-	-
	18. Construction	5,807	17510,76	5983,61	142	12,68	10,87
	(a) Other than Infrastructure	1,779	4233,56	2722,15	89	11,54	10,03
	(b) Infrastructure Construction	4,028	13277,20	3261,46	53	1,14	84
III.	TRANSPORT OPERATORS	1,314	2608,50	1845,05	1,251	15,86	12,62
IV.	PROFESSIONAL AND OTHER SERVICES	44,369	33263,74	21983,45	1,686	31,98	24,99
	1. Professional Services	11,029	6494,94	5830,27	978	14,01	11,81
	2. Tourism, Hotel & Restaurants	374	1592,15	1073,15	5	8	5
	3. Recreation services	650	776,81	508,62	20	14	8
	4. IT and Telecommunications	626	5395,07	3114,31	-	-	-
	5. Others	31,690	19004,76	11457,11	683	17,75	13,05
V.	PERSONAL LOANS	65,19,987	75207,33	33027,19	22,719	321,40	233,33
	1. Housing	92,272	19032,55	15293,75	5,306	125,52	102,62
	2. Consumer Durables	248	5,22	2,88	2,142	17,25	12,18
	3. Vehicles	3,405	96,48	41,37	2,391	18,95	13,38
	4. Education	9	5	5	716	11,89	8,23
	5. Personal Credit Cards	58,40,046	42718,23	8363,00	-	-	-
	6. Others	5,84,007	13354,80	9326,15	12,164	147,79	96,93
VI.	TRADE	2,33,661	31187,12	14593,22	5,108	73,05	62,71
	1. Wholesale Trade	28,275	16607,85	7016,88	43	2,20	2,01
	2. Retail Trade	2,05,386	14579,27	7576,35	5,065	70,85	60,70
VII.	FINANCE	4,138	27270,64	18853,46	3,323	34,57	19,49
VIII.	ALL OTHERS	13,360	11577,33	4402,51	6,742	76,84	62,75
	TOTAL BANK CREDIT	68,46,823	341430,42	150699,13	50,791	661,74	501,02

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
METROPOLITAN
(Amount in ` Lakh)
OCCUPATION		PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		13	14	15	16	17	18
I.	AGRICULTURE	3,72,525	28469,15	19175,65	5,62,176	86260,84	63883,73
	1. Direct Finance	3,65,210	20679,39	13268,69	5,25,539	34866,16	24004,59
	2. Indirect Finance	7,315	7789,76	5906,96	36,637	51394,69	39879,13
II.	INDUSTRY	3,52,281	190776,86	131199,77	11,22,698	1497517,78	964053,94
	1. Mining & Quarrying	565	4493,46	3136,05	4,822	46809,51	31218,12
	2. Food Manufacturing & Processing	15,682	9740,01	7121,32	64,750	62729,07	41853,78
	(a) Rice Mills, Flour & Dal Mills	1,989	1554,76	1235,47	11,398	8668,65	6348,44
	(b) Sugar	101	1222,79	932,67	726	12440,56	10525,91
	(c) Edible Oils & Vanaspati	1,618	1086,22	763,09	4,714	11745,45	6024,92
	(d) Tea Processing	439	1017,15	593,54	4,878	3281,58	2118,41
	(e) Processing of Fruits & Vegetables	104	441,85	368,42	640	1675,63	1314,77
	(f) Others	11,431	4417,24	3228,13	42,394	24917,20	15521,33
	3. Beverage & Tobacco	208	1779,03	1511,15	1,692	12387,88	9757,89
	4. Textiles	32,699	11496,01	7679,60	2,13,769	123413,02	75193,62
	(a) Cotton Textiles	15,057	4423,58	3162,04	52,979	44581,35	29140,43
	(b) Jute & Other Natural Fibre Textiles	219	204,02	169,83	1,315	1718,66	864,73
	(c) Handloom Textiles & Khadi	520	107,35	86,92	6,303	2249,08	1667,51
	(d) Other Textiles & Textile Products	16,903	6761,05	4260,81	1,53,172	74863,93	43520,96
	5. Paper, Paper Products & Printing	6,153	4202,69	3329,04	25,987	27453,28	18443,66
	6. Woods and Wood Products	1,671	789,62	555,26	13,868	3138,99	2253,80
	7. Leather & Leather Products	3,402	978,76	585,18	38,300	9945,82	5773,05
	8. Gems and Jewellary	9,989	2548,75	1815,11	62,358	47823,03	22965,27
	9. Rubber & Plastic Products	2,888	3890,57	2258,08	26,141	23155,92	14641,44
	10. Chemicals & Chemical Products	18,025	22548,37	15722,36	66,861	121494,55	68313,04
	(a) Heavy Industrial Chemicals	492	2213,27	1316,99	5,248	19387,47	10580,27
	(b) Fertilisers	245	6975,12	6497,33	1,504	13844,67	10256,37
	(c) Drugs & Pharmaceuticals	7,191	7267,23	4939,55	26,674	50555,96	27202,68
	(d) Non-Edible Oils	29	141,01	119,57	279	1235,67	902,20
	(e) Other Chemicals & Chemical Products	10,068	5951,74	2848,94	33,156	36470,78	19371,52
	11. Petroleum, Coal Products & Nuclear Fuels	305	8586,64	4031,04	1,850	84416,04	55307,79
	12. Manufacture of Cement & Cement Products	989	4735,39	3224,30	6,108	26260,82	19617,11
	13. Basic Metals & Metal Products	11,340	19352,77	12998,40	78,782	218101,97	131990,51
	(a) Iron & Steel	1,970	11840,98	7970,75	12,948	140598,88	89444,39
	(b) Non-Ferrous Metals	349	2074,99	1503,34	4,040	26912,41	15017,03
	(c) Metal Products	9,021	5436,80	3524,32	61,794	50590,69	27529,09
	14. Engineering	24,986	12962,71	6865,63	1,31,729	127225,15	76135,79
	(a) Heavy Engineering	1,028	1981,04	1264,61	7,069	17544,05	12610,42
	(b) Light Engineering	8,610	3451,31	2388,87	72,438	51948,64	27426,48
	(c) Electrical Machinery & Goods	2,275	4545,53	2443,42	30,878	39183,82	22803,04
	(d) Electronic Machinery & Goods	13,073	2984,83	768,73	21,344	18548,64	13295,86
	15. Vehicles, Vehicle Parts & Transport Equipments	10,530	16958,78	11577,99	35,593	68192,35	47485,47
	16. Other Industries	1,57,884	9534,56	6249,84	2,19,846	50581,12	28908,80
	17. Electricity, Gas & Water	349	9914,39	7253,83	3,556	155459,57	109015,08
	(a) Electricity Generation & Transmission	219	8504,87	6619,98	2,221	142877,85	100005,56
	(b) Non-Conventional Energy	54	609,00	394,91	439	5749,61	4317,60
	(c) Gas, Steam & Water Supply	76	800,53	238,93	896	6832,10	4691,92
	18. Construction	54,616	46264,32	35285,61	1,26,686	288929,72	205179,73
	(a) Other than Infrastructure	21,546	20389,21	15602,41	38,595	65391,96	49738,60
	(b) Infrastructure Construction	33,070	25875,12	19683,19	88,091	223537,75	155441,13
III.	TRANSPORT OPERATORS	2,24,151	22048,38	13805,03	2,94,580	80481,75	62927,46
IV.	PROFESSIONAL AND OTHER SERVICES	20,78,328	76728,64	43090,55	24,00,855	312636,26	220581,15
	1. Professional Services	80,199	6696,77	4954,63	1,43,447	32893,01	27526,37
	2. Tourism, Hotel & Restaurants	12,931	5298,80	3240,65	35,258	26600,16	18814,01
	3. Recreation services	1,048	2663,01	1897,99	6,446	12104,44	9256,61
	4. IT and Telecommunications	1,037	7551,94	5249,13	4,212	49786,46	34644,49
	5. Others	19,83,113	54518,12	27748,14	22,11,492	191252,19	130339,67
V.	PERSONAL LOANS	187,51,080	154359,52	76899,05	293,80,156	397020,30	243980,37
	1. Housing	4,60,502	49825,89	39090,21	17,91,818	182468,81	148677,08
	2. Consumer Durables	22,990	263,25	181,67	1,51,067	1475,97	1161,16
	3. Vehicles	12,69,311	17764,96	8559,84	16,56,642	27282,94	15904,46
	4. Education	1,06,752	3015,61	2577,76	4,38,368	13943,56	10837,76
	5. Personal Credit Cards	129,25,161	53606,70	10654,24	189,20,913	97243,43	19533,33
	6. Others	39,66,364	29883,11	15835,33	64,21,348	74605,59	47866,58
VI.	TRADE	2,12,559	67105,85	41917,36	9,10,619	277382,50	163181,00
	1. Wholesale Trade	29,091	28344,45	16180,70	1,73,114	166573,16	89532,72
	2. Retail Trade	1,83,468	38761,40	25736,66	7,37,505	110809,33	73648,29
VII.	FINANCE	23,973	55099,67	42881,28	60,774	273310,08	219760,41
VIII.	ALL OTHERS	30,93,775	32243,72	16873,54	35,53,238	93019,18	60177,19
	TOTAL BANK CREDIT	251,08,672	626831,79	385842,23	382,85,096	3017628,69	1998545,24

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
ALL-INDIA
(Amount in ` Lakh)
OCCUPATION		STATE BANK OF INDIA AND ITS ASSOCIATES			NATIONALISED BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		1	2	3	4	5	6
I.	AGRICULTURE	107,02,289	110155,55	92293,08	184,37,047	236942,00	204036,69
	1. Direct Finance	104,92,467	90542,58	77289,21	171,02,000	158408,30	139642,06
	2. Indirect Finance	2,09,822	19612,97	15003,88	13,35,047	78533,70	64394,63
II.	INDUSTRY	5,19,452	589502,02	361498,12	15,62,519	1053341,79	740778,67
	1. Mining & Quarrying	10,359	23420,81	15433,59	11,510	30194,78	21737,50
	2. Food Manufacturing & Processing	1,07,036	47010,79	32766,49	1,86,343	60099,77	43590,86
	(a) Rice Mills, Flour & Dal Mills	26,723	12268,71	9537,16	50,937	13421,23	10159,23
	(b) Sugar	799	8046,02	6811,24	1,139	14677,32	11313,70
	(c) Edible Oils & Vanaspati	5,831	8719,97	4882,75	16,263	7263,92	5016,31
	(d) Tea Processing	685	672,90	472,12	7,086	2672,35	1716,29
	(e) Processing of Fruits & Vegetables	1,805	1144,19	876,42	1,513	883,34	617,58
	(f) Others	71,193	16159,00	10186,80	1,09,405	21181,60	14767,74
	3. Beverage & Tobacco	3,242	4523,96	3584,24	3,355	7444,99	5816,05
	4. Textiles	94,628	61292,73	44846,21	3,11,158	107873,04	70774,82
	(a) Cotton Textiles	17,186	25745,78	18841,06	69,227	51197,49	35144,45
	(b) Jute & Other Natural Fibre Textiles	4,053	611,49	429,93	5,519	1666,43	982,21
	(c) Handloom Textiles & Khadi	15,207	1756,96	1387,87	28,127	2337,20	1831,22
	(d) Other Textiles & Textile Products	58,182	33178,49	24187,34	2,08,285	52671,92	32816,95
	5. Paper, Paper Products & Printing	17,118	9653,26	7019,08	36,368	18365,89	14498,46
	6. Woods and Wood Products	14,064	1585,43	1212,87	37,631	2665,12	2117,87
	7. Leather & Leather Products	8,940	2661,55	2066,64	43,767	6669,29	3786,03
	8. Gems and Jewellary	11,809	20472,52	9569,62	53,032	26250,43	12582,90
	9. Rubber & Plastic Products	12,152	10592,75	6548,87	35,251	15147,82	10848,46
	10. Chemicals & Chemical Products	21,996	38365,88	23928,90	62,096	59377,32	33998,31
	(a) Heavy Industrial Chemicals	2,186	6518,13	4153,11	4,333	10992,16	6780,93
	(b) Fertilisers	638	3966,56	2590,31	2,035	5541,09	2817,34
	(c) Drugs & Pharmaceuticals	3,320	10397,27	7257,79	23,267	28211,49	14814,96
	(d) Non-Edible Oils	989	966,30	729,70	577	803,12	528,19
	(e) Other Chemicals & Chemical Products	14,863	16517,62	9197,99	31,884	13829,46	9056,89
	11. Petroleum, Coal Products & Nuclear Fuels	1,090	39389,30	29376,38	2,288	31516,02	23037,76
	12. Manufacture of Cement & Cement Products	9,740	6764,94	4354,84	14,674	20933,69	16229,02
	13. Basic Metals & Metal Products	36,724	85543,81	53892,63	1,36,886	166212,07	108026,80
	(a) Iron & Steel	10,040	68750,54	43102,01	14,312	104753,73	71320,98
	(b) Non-Ferrous Metals	3,689	10031,20	6003,89	4,402	13405,40	9613,97
	(c) Metal Products	22,995	6762,07	4786,73	1,18,172	48052,94	27091,84
	14. Engineering	48,225	73869,26	28443,92	2,08,532	83430,58	54725,88
	(a) Heavy Engineering	4,223	6259,41	4426,33	11,877	12728,23	9530,49
	(b) Light Engineering	32,036	51103,12	11801,66	1,39,016	36581,45	19832,92
	(c) Electrical Machinery & Goods	8,849	10252,22	7484,05	45,267	22797,32	15741,70
	(d) Electronic Machinery & Goods	3,117	6254,52	4731,88	12,372	11323,59	9620,76
	15. Vehicles, Vehicle Parts & Transport Equipments	11,830	20023,57	13625,42	35,255	33289,08	24671,39
	16. Other Industries	87,056	14312,76	9966,32	2,54,986	36895,34	25700,22
	17. Electricity, Gas & Water	1,942	42714,86	20615,93	4,803	152659,97	118916,59
	(a) Electricity Generation & Transmission	812	38549,98	18119,77	2,525	142311,88	110187,00
	(b) Non-Conventional Energy	242	1758,62	1089,99	699	5245,19	4307,86
	(c) Gas, Steam & Water Supply	888	2406,26	1406,18	1,579	5102,90	4421,73
	18. Construction	21,501	87303,84	54246,17	1,24,584	194316,57	149719,76
	(a) Other than Infrastructure	4,217	13526,53	9247,23	55,477	41258,34	32872,51
	(b) Infrastructure Construction	17,284	73777,32	44998,93	69,107	153058,23	116847,24
III.	TRANSPORT OPERATORS	1,07,698	17340,84	12838,91	2,21,259	50171,00	43620,13
IV.	PROFESSIONAL AND OTHER SERVICES	2,26,621	50365,71	34013,14	13,85,563	237860,20	186937,06
	1. Professional Services	22,088	2243,07	1602,35	2,76,177	31585,33	26023,16
	2. Tourism, Hotel & Restaurants	24,199	10388,35	7364,59	75,949	19387,60	14589,16
	3. Recreation services	7,230	2080,83	1517,53	13,003	8301,63	6662,90
	4. IT and Telecommunications	2,341	6749,67	3268,34	5,218	31894,27	24294,37
	5. Others	1,70,763	28903,80	20260,34	10,15,216	146691,37	115367,47
V.	PERSONAL LOANS	94,37,486	236066,84	178777,25	98,76,294	241963,55	199877,11
	1. Housing	22,35,035	127260,49	99610,23	25,06,984	141399,08	121148,04
	2. Consumer Durables	1,73,073	1190,87	861,20	3,55,722	2840,53	2312,02
	3. Vehicles	8,26,393	20975,05	15754,54	6,64,989	12126,76	9928,71
	4. Education	6,40,582	18200,59	12409,52	11,09,206	23722,76	19224,93
	5. Personal Credit Cards	3	8	5	6,92,379	3456,00	2537,62
	6. Others	55,62,400	68439,75	50141,71	45,47,014	58418,41	44725,79
VI.	TRADE	13,38,212	178824,18	68760,60	28,27,893	197087,67	150662,26
	1. Wholesale Trade	41,239	136620,30	35982,54	2,53,817	94809,77	73781,36
	2. Retail Trade	12,96,973	42203,88	32778,06	25,74,076	102277,91	76880,90
VII.	FINANCE	34,896	30825,52	23292,69	2,03,979	182195,47	149226,43
VIII.	ALL OTHERS	1,05,714	2571,76	2055,20	22,69,258	79696,03	62786,67
	TOTAL BANK CREDIT	224,72,368	1215652,41	773528,99	367,83,812	2279257,70	1737925,02

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
ALL-INDIA
(Amount in ` Lakh)
OCCUPATION		FOREIGN BANKS			REGIONAL RURAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		7	8	9	10	11	12
I.	AGRICULTURE	1,073	1529,57	732,47	107,81,781	52996,99	44705,61
	1. Direct Finance	110	700,16	275,15	106,04,706	50743,86	42844,86
	2. Indirect Finance	963	829,42	457,32	1,77,075	2253,12	1860,75
II.	INDUSTRY	36,803	171371,04	63728,29	5,84,579	4020,81	3017,84
	1. Mining & Quarrying	490	3514,00	2134,68	1,138	95,11	70,55
	2. Food Manufacturing & Processing	1,429	5212,63	1327,00	1,21,353	880,42	499,71
	(a) Rice Mills, Flour & Dal Mills	754	454,50	217,22	22,799	291,28	215,14
	(b) Sugar	20	61,45	32,07	23	97	80
	(c) Edible Oils & Vanaspati	56	2054,93	261,00	27,884	268,20	44,09
	(d) Tea Processing	5	36	36	2,583	31,05	28,92
	(e) Processing of Fruits & Vegetables	15	147,51	138,13	178	12,55	8,80
	(f) Others	579	2493,88	678,22	67,886	276,37	201,96
	3. Beverage & Tobacco	334	5317,21	3291,35	211	14,75	11,25
	4. Textiles	3,819	21348,77	4045,98	48,323	298,33	232,82
	(a) Cotton Textiles	1,464	4182,76	1117,63	6,521	96,16	75,02
	(b) Jute & Other Natural Fibre Textiles	2	103,50	3,50	2,106	15,41	12,29
	(c) Handloom Textiles & Khadi	7	151,40	17,22	24,035	102,50	80,45
	(d) Other Textiles & Textile Products	2,346	16911,10	2907,62	15,661	84,25	65,06
	5. Paper, Paper Products & Printing	1,236	6672,01	2208,86	3,545	39,43	30,65
	6. Woods and Wood Products	56	268,55	108,45	12,118	67,36	51,97
	7. Leather & Leather Products	214	1053,05	365,33	21,887	50,82	29,75
	8. Gems and Jewellary	262	1186,75	688,73	73,346	153,33	131,99
	9. Rubber & Plastic Products	1,275	2413,14	1414,10	8,814	39,33	29,60
	10. Chemicals & Chemical Products	4,339	27066,74	11406,70	5,606	57,59	45,78
	(a) Heavy Industrial Chemicals	1,485	4704,36	2116,55	40	13,45	10,27
	(b) Fertilisers	57	532,44	270,71	1,507	10,30	8,04
	(c) Drugs & Pharmaceuticals	877	14014,17	5707,69	2,739	10,46	8,59
	(d) Non-Edible Oils	8	73,64	50,00	11	1,18	86
	(e) Other Chemicals & Chemical Products	1,912	7742,12	3261,76	1,309	22,20	18,02
	11. Petroleum, Coal Products & Nuclear Fuels	198	13367,49	3941,25	68	10,03	7,54
	12. Manufacture of Cement & Cement Products	138	2213,83	1276,30	2,253	26,32	22,30
	13. Basic Metals & Metal Products	3,375	19719,21	7368,88	5,584	87,21	72,20
	(a) Iron & Steel	772	7011,11	2156,52	74	19,55	17,09
	(b) Non-Ferrous Metals	590	8677,22	3072,51	13	1,03	88
	(c) Metal Products	2,013	4030,89	2139,85	5,497	66,64	54,23
	14. Engineering	5,345	20078,68	7921,94	8,677	95,10	79,04
	(a) Heavy Engineering	697	2292,25	1340,31	354	15,83	13,61
	(b) Light Engineering	2,191	6593,52	2349,09	3,709	38,14	32,21
	(c) Electrical Machinery & Goods	1,975	10221,69	3649,98	2,187	23,85	19,31
	(d) Electronic Machinery & Goods	482	971,23	582,55	2,427	17,28	13,91
	15. Vehicles, Vehicle Parts & Transport Equipments	2,380	10755,41	6549,50	12,763	90,01	69,27
	16. Other Industries	2,932	11334,35	2171,83	2,26,171	854,00	645,47
	17. Electricity, Gas & Water	85	1369,67	939,43	415	91,86	87,08
	(a) Electricity Generation & Transmission	31	924,03	773,55	29	53,07	52,32
	(b) Non-Conventional Energy	4	139,50	18,09	324	34,11	30,88
	(c) Gas, Steam & Water Supply	50	306,15	147,78	62	4,67	3,89
	18. Construction	8,896	18479,56	6568,00	32,307	1069,81	900,88
	(a) Other than Infrastructure	2,001	4269,35	2749,42	17,071	919,95	775,73
	(b) Infrastructure Construction	6,895	14210,21	3818,57	15,236	149,87	125,15
III.	TRANSPORT OPERATORS	1,434	2662,78	1878,20	1,33,551	1631,47	1262,15
IV.	PROFESSIONAL AND OTHER SERVICES	54,323	35138,39	23557,66	5,92,803	3124,13	2520,94
	1. Professional Services	11,745	6824,36	6090,33	1,58,210	764,77	594,70
	2. Tourism, Hotel & Restaurants	399	1596,66	1077,45	23,894	222,54	180,44
	3. Recreation services	720	785,19	516,26	11,176	46,85	41,59
	4. IT and Telecommunications	680	5557,68	3273,98	98	7,42	6,51
	5. Others	40,779	20374,51	12599,64	3,99,425	2082,55	1697,69
V.	PERSONAL LOANS	65,83,637	77229,50	34489,58	24,08,748	18364,52	13923,57
	1. Housing	97,301	20019,86	16077,55	2,99,314	5197,32	4269,44
	2. Consumer Durables	249	5,32	2,98	2,43,976	1932,29	1337,77
	3. Vehicles	4,033	116,50	46,25	1,07,894	955,87	728,68
	4. Education	11	10	9	58,364	705,40	607,03
	5. Personal Credit Cards	58,44,688	42849,11	8388,71	46	12	11
	6. Others	6,37,355	14238,61	9974,00	16,99,154	9573,52	6980,54
VI.	TRADE	2,37,978	33505,13	16421,21	18,36,982	9112,21	7078,45
	1. Wholesale Trade	29,960	17651,20	7860,95	1,11,121	952,18	717,34
	2. Retail Trade	2,08,018	15853,93	8560,26	17,25,861	8160,03	6361,11
VII.	FINANCE	4,239	28438,93	19299,80	7,82,084	4716,43	3497,20
VIII.	ALL OTHERS	14,964	12112,61	4848,18	15,10,157	7983,21	6756,01
	TOTAL BANK CREDIT	69,34,451	361987,95	164955,39	186,30,685	101949,78	82761,76

TABLE NO. 5.5 – POPULATION GROUP AND BANK GROUP–WISE CLASSIFICATION OF OUTSTANDING CREDIT OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION – MARCH 2010
ALL-INDIA
(Amount in ` Lakh)
OCCUPATION		PRIVATE SECTOR BANKS			ALL SCHEDULED COMMERCIAL BANKS
		No. of Accounts	Credit Limit	Amount Outstanding	No. of Accounts	Credit Limit	Amount Outstanding
		13	14	15	16	17	18
I.	AGRICULTURE	28,47,639	64203,74	48530,45	427,69,829	465827,85	390298,30
	1. Direct Finance	28,02,354	48583,40	36798,30	410,01,637	348978,31	296849,57
	2. Indirect Finance	45,285	15620,34	11732,15	17,68,192	116849,54	93448,72
II.	INDUSTRY	5,50,721	274324,97	186209,43	32,54,074	2092560,62	1355232,35
	1. Mining & Quarrying	2,029	7480,52	3986,95	25,526	64705,22	43363,28
	2. Food Manufacturing & Processing	36,856	16774,03	11732,65	4,53,017	129977,64	89916,70
	(a) Rice Mills, Flour & Dal Mills	5,743	3045,11	2316,28	1,06,956	29480,82	22445,03
	(b) Sugar	239	1735,64	1221,35	2,220	24521,40	19379,16
	(c) Edible Oils & Vanaspati	3,906	2034,11	1474,45	53,940	20341,13	11678,62
	(d) Tea Processing	3,366	1195,28	717,73	13,725	4571,94	2935,43
	(e) Processing of Fruits & Vegetables	395	647,71	519,15	3,906	2835,30	2160,07
	(f) Others	23,207	8116,19	5483,68	2,72,270	48227,04	31318,40
	3. Beverage & Tobacco	695	2763,12	2246,28	7,837	20064,02	14949,17
	4. Textiles	74,338	23455,72	16023,09	5,32,266	214268,58	135922,92
	(a) Cotton Textiles	28,554	12518,16	8833,19	1,22,952	93740,36	64011,35
	(b) Jute & Other Natural Fibre Textiles	744	306,41	232,96	12,424	2703,24	1660,89
	(c) Handloom Textiles & Khadi	8,819	275,64	194,12	76,195	4623,70	3510,88
	(d) Other Textiles & Textile Products	36,221	10355,51	6762,82	3,20,695	113201,28	66739,79
	5. Paper, Paper Products & Printing	12,352	6068,34	4664,21	70,619	40798,93	28421,25
	6. Woods and Wood Products	5,305	1163,47	849,91	69,174	5749,94	4341,07
	7. Leather & Leather Products	5,395	1581,42	1047,19	80,203	12016,13	7294,94
	8. Gems and Jewellary	11,732	3306,07	2491,72	1,50,181	51369,10	25464,95
	9. Rubber & Plastic Products	6,471	5692,67	3493,99	63,963	33885,72	22335,02
	10. Chemicals & Chemical Products	28,975	26757,30	18668,36	1,23,012	151624,83	88048,05
	(a) Heavy Industrial Chemicals	877	2864,81	1731,36	8,921	25092,91	14792,21
	(b) Fertilisers	423	8253,60	7586,28	4,660	18303,99	13272,67
	(c) Drugs & Pharmaceuticals	8,374	8101,04	5511,20	38,577	60734,44	33300,24
	(d) Non-Edible Oils	85	168,36	134,28	1,670	2012,59	1443,03
	(e) Other Chemicals & Chemical Products	19,216	7369,50	3705,24	69,184	45480,90	25239,89
	11. Petroleum, Coal Products & Nuclear Fuels	624	12045,83	6386,72	4,268	96328,67	62749,65
	12. Manufacture of Cement & Cement Products	5,792	6307,81	4221,14	32,597	36246,60	26103,59
	13. Basic Metals & Metal Products	18,979	26904,34	18617,11	2,01,548	298466,64	187977,61
	(a) Iron & Steel	3,755	16959,21	11923,13	28,953	197494,14	128519,73
	(b) Non-Ferrous Metals	739	3202,44	2164,28	9,433	35317,28	20855,54
	(c) Metal Products	14,485	6742,68	4529,70	1,63,162	65655,22	38602,35
	14. Engineering	35,332	15667,01	8791,76	3,06,111	193140,63	99962,54
	(a) Heavy Engineering	1,984	2652,70	1775,42	19,135	23948,41	17086,16
	(b) Light Engineering	15,347	4404,81	3051,07	1,92,299	98721,04	37066,96
	(c) Electrical Machinery & Goods	4,223	5204,20	2914,74	62,501	48499,27	29809,78
	(d) Electronic Machinery & Goods	13,778	3405,30	1050,53	32,176	21971,91	15999,63
	15. Vehicles, Vehicle Parts & Transport Equipments	13,808	18966,18	12850,06	76,036	83124,24	57765,64
	16. Other Industries	1,86,793	13493,42	8673,55	7,57,938	76889,86	47157,38
	17. Electricity, Gas & Water	916	19295,82	11627,90	8,161	216132,18	152186,93
	(a) Electricity Generation & Transmission	531	17495,86	10747,03	3,928	199334,82	139879,67
	(b) Non-Conventional Energy	160	887,70	596,58	1,429	8065,13	6043,39
	(c) Gas, Steam & Water Supply	225	912,26	284,29	2,804	8732,24	6263,87
	18. Construction	1,04,329	66601,91	49836,84	2,91,617	367771,70	261271,65
	(a) Other than Infrastructure	61,104	30815,82	22496,93	1,39,870	90789,99	68141,83
	(b) Infrastructure Construction	43,225	35786,09	27339,91	1,51,747	276981,71	193129,82
III.	TRANSPORT OPERATORS	4,98,474	42979,14	26158,08	9,62,416	114785,23	85757,45
IV.	PROFESSIONAL AND OTHER SERVICES	22,56,516	96622,95	58346,37	45,15,826	423111,39	305375,18
	1. Professional Services	94,729	9036,67	6582,79	5,62,949	50454,20	40893,33
	2. Tourism, Hotel & Restaurants	20,332	6619,11	4219,48	1,44,773	38214,26	27431,13
	3. Recreation services	2,150	2908,41	2102,67	34,279	14122,91	10840,95
	4. IT and Telecommunications	1,785	8439,10	5976,65	10,122	52648,13	36819,85
	5. Others	21,37,520	69619,65	39464,78	37,63,703	267671,89	189389,92
V.	PERSONAL LOANS	223,80,410	232818,34	131827,29	506,86,575	806442,75	558894,81
	1. Housing	8,99,152	82746,16	65201,42	60,37,786	376622,92	306306,68
	2. Consumer Durables	1,37,444	1717,12	1244,94	9,10,464	7686,13	5758,90
	3. Vehicles	26,66,800	35899,67	18176,03	42,70,109	70073,86	44634,22
	4. Education	2,32,204	7188,41	6138,80	20,40,367	49817,26	38380,37
	5. Personal Credit Cards	129,65,876	54806,28	10880,61	195,02,992	101111,59	21807,10
	6. Others	54,78,934	50460,70	30185,50	179,24,857	201131,00	142007,55
VI.	TRADE	5,66,102	95202,79	62559,61	68,07,167	513731,97	305482,12
	1. Wholesale Trade	67,726	37917,06	23660,31	5,03,863	287950,51	142002,49
	2. Retail Trade	4,98,376	57285,72	38899,30	63,03,304	225781,46	163479,63
VII.	FINANCE	42,078	61381,73	47823,11	10,67,276	307558,08	243139,23
VIII.	ALL OTHERS	46,84,626	42315,40	24543,81	85,84,719	144679,00	100989,88
	TOTAL BANK CREDIT	338,26,566	909849,06	585998,16	1186,47,882	4868696,90	3345169,32