Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997 (Part 2 of 5) - आरबीआय - Reserve Bank of India
Table No. 5.5 - Population Group and Bank Group - Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation - March 1997
(Part 2 of 5)
SEMI-URBAN | | (Amount in Rupees Lakh) | ||||||||||
STATE BANK OF INDIA | NATIONALISED BANKS | FOREIGN BANKS | ||||||||||
AND ITS ASSOCIATES | | | | | ||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | Standing | | | standing | | | standing | ||||
| | | | 1 | 2 | 3 | 4 | 5 | 6 | 7 | 8 | 9 |
I. | AGRICULTURE | 26,97,530 | 5182,64 | 4073,52 | 28,58,285 | 4474,68 | 4004,22 | - | - | - | ||
1. | Direct Finance | 26,74,974 | 4480,85 | 3693,02 | 28,27,168 | 4030,31 | 3677,77 | - | - | - | ||
2. | Indirect Finance | 22,556 | 701,79 | 380,50 | 31,117 | 444,37 | 326,44 | - | - | - | ||
II. | INDUSTRY | 4,58,684 | 6430,26 | 5320,48 | 4,77,759 | 8863,06 | 7149,58 | 164 | 460,74 | 406,62 | ||
1. | Mining & Quarrying | 2,180 | 134,66 | 104,85 | 2,018 | 432,72 | 293,76 | 5 | 12,62 | 8,03 | ||
2. | Food Manufacturing and Processing | 20,203 | 1394,40 | 1016,30 | 19,655 | 1803,01 | 1377,99 | 37 | 100,13 | 77,78 | ||
(a) | Rice Mills, Flour and Dal Mills | 6,101 | 321,31 | 251,41 | 6,541 | 430,78 | 342,04 | 2 | 1,22 | 1,22 | ||
(b) | Sugar | 183 | 306,39 | 260,98 | 308 | 587,91 | 497,82 | 1 | 1,09 | 3 | ||
(c) | Edible Oils and Vanaspati | 2,527 | 431,61 | 229,74 | 2,585 | 186,33 | 142,67 | - | - | - | ||
(d) | Tea Processing | 127 | 29,86 | 23,94 | 382 | 158,91 | 113,93 | 29 | 90,71 | 69,71 | ||
(e) | Processing of Fruits & Vegetables | 239 | 11,99 | 10,59 | 296 | 53,05 | 34,12 | 4 | 3,62 | 3,33 | ||
(f) | Others | 11,026 | 293,24 | 239,64 | 9,543 | 386,03 | 247,42 | 1 | 3,50 | 3,50 | ||
3. | Beverage and Tobacco | 669 | 30,85 | 22,49 | 1,062 | 106,53 | 83,00 | 1 | 1,50 | 1,50 | ||
4. | Textiles | 9,722 | 655,66 | 535,10 | 15,291 | 1422,99 | 1117,77 | 4 | 1,85 | 1,85 | ||
(a) | Cotton Textiles | 3,679 | 356,26 | 294,76 | 4,164 | 648,34 | 523,92 | 1 | 1,53 | 1,53 | ||
(b) | Jute Textiles | 146 | 2,34 | 2,05 | 230 | 50,49 | 34,63 | - | - | - | ||
(c) | Handloom Textiles & Khadi | 749 | 18,17 | 15,17 | 2,335 | 56,29 | 48,64 | - | - | - | ||
(d) | Other Textiles | 5,148 | 278,88 | 223,13 | 8,562 | 667,87 | 510,57 | 3 | 32 | 32 | ||
5. | Paper, Paper Products and Printing | 3,758 | 205,06 | 167,75 | 5,385 | 273,08 | 227,23 | 5 | 11,04 | 13,16 | ||
6. | Leather and Leather Products | 1,134 | 52,12 | 49,91 | 1,601 | 59,41 | 48,34 | 1 | 1,50 | 1,31 | ||
7. | Rubber and Rubber Products | 1,453 | 113,69 | 100,61 | 1,549 | 136,91 | 120,62 | 8 | 20,45 | 19,26 | ||
8. | Chemicals and Chemical Products | 6,578 | 1005,34 | 836,89 | 8,080 | 1192,27 | 981,47 | 40 | 77,07 | 65,57 | ||
(a) | Heavy Industrial Chemicals | 732 | 146,29 | 101,44 | 723 | 209,12 | 162,70 | 5 | 7,98 | 5,39 | ||
(b) | Fertilizers | 206 | 56,91 | 56,38 | 174 | 160,44 | 121,38 | - | - | - | ||
(c) | Drugs and Pharmaceuticals | 910 | 128,39 | 101,53 | 1,217 | 168,81 | 142,74 | 6 | 34,05 | 33,60 | ||
(d) | Non-Edible Oils | 196 | 60,62 | 53,74 | 275 | 26,31 | 22,89 | - | - | - | ||
(e) | Other Chemicals & Chemical Products | 4,534 | 613,14 | 523,80 | 5,691 | 627,60 | 531,77 | 29 | 35,04 | 26,58 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 547 | 59,68 | 52,74 | 561 | 40,22 | 38,30 | - | - | - | ||
10. | Manufacture of Cement & Cement Products | 1,307 | 168,28 | 131,08 | 1,533 | 207,91 | 141,68 | - | - | - | ||
11. | Basic Metals & Metal Products | 6,639 | 790,65 | 728,34 | 9,773 | 992,63 | 880,88 | 7 | 15,14 | 14,53 | ||
(a) | Iron and Steel | 1,858 | 500,59 | 471,78 | 3,339 | 691,21 | 623,52 | 4 | 2,44 | 2,44 | ||
(b) | Non-Ferrous Metals | 440 | 130,89 | 120,71 | 565 | 77,41 | 64,03 | - | - | - | ||
(c) | Other Metal Products | 4,341 | 159,18 | 135,85 | 5,869 | 224,01 | 193,32 | 3 | 12,70 | 12,10 | ||
12. | Engineering | 6,459 | 693,92 | 551,90 | 9,039 | 736,60 | 614,71 | 17 | 58,64 | 54,46 | ||
(a) | Heavy Engineering | 771 | 141,11 | 104,61 | 1,026 | 155,01 | 111,76 | 4 | 12,68 | 13,60 | ||
(b) | Light Engineering | 2,838 | 103,98 | 79,87 | 3,918 | 191,91 | 157,62 | 6 | 7,25 | 7,14 | ||
(c) | Electrical Machinery & Goods | 1,524 | 325,45 | 270,70 | 2,324 | 249,82 | 215,34 | 2 | 11,89 | 9,47 | ||
(d) | Electronic Machinery & Goods | 1,326 | 123,38 | 96,71 | 1,771 | 139,86 | 129,99 | 5 | 26,83 | 24,26 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 2,644 | 79,63 | 59,47 | 3,684 | 183,03 | 140,60 | 13 | 45,48 | 42,03 | ||
14. | Other Industries | 3,92,702 | 955,74 | 889,81 | 3,94,220 | 1042,36 | 934,05 | 15 | 58,01 | 55,99 | ||
15. | Electricity, Gas & Water | 1,498 | 47,75 | 37,54 | 896 | 117,82 | 51,08 | 8 | 54,00 | 47,86 | ||
(a) | Electricity Generation & Transmission | 1,404 | 37,84 | 27,80 | 667 | 108,12 | 43,13 | 8 | 54,00 | 47,86 | ||
(b) | Non-Conventional Energy | 20 | 50 | 56 | 38 | 60 | 50 | - | - | - | ||
(c) | Gas, Steam & Water Supply | 74 | 9,41 | 9,17 | 191 | 9,10 | 7,45 | - | - | - | ||
16. | Construction | 1,191 | 42,83 | 35,71 | 3,412 | 115,56 | 98,10 | 3 | 3,31 | 3,30 | ||
III. | TRANSPORT OPERATORS | 1,08,611 | 629,07 | 496,08 | 1,30,577 | 689,33 | 572,28 | - | - | - | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 75,918 | 315,73 | 260,43 | 4,14,701 | 996,98 | 825,84 | 3 | 53 | 46 | ||
V. | PERSONAL LOANS | 13,39,290 | 3005,00 | 2571,10 | 10,80,528 | 2869,16 | 2587,45 | 305 | 1,84 | 1,60 | ||
1. | Loans for Purchase of Consumer Durables | 1,19,978 | 175,92 | 147,82 | 61,095 | 97,56 | 79,82 | 7 | 1 | - | ||
2. | Loans for Housing | 1,03,210 | 836,51 | 722,50 | 1,29,999 | 793,69 | 725,41 | 9 | 23 | 20 | ||
3. | Rest of the Personal Loans | 11,16,102 | 1992,57 | 1700,79 | 8,89,434 | 1977,91 | 1782,22 | 289 | 1,61 | 1,40 | ||
V I. | TRADE | 9,31,017 | 2757,73 | 2254,55 | 11,19,009 | 2684,65 | 2268,06 | 9 | 12,68 | 10,23 | ||
1. | Wholesale Trade | 53,415 | 761,48 | 591,59 | 38,909 | 695,57 | 536,88 | 9 | 12,68 | 10,23 | ||
2. | Retail Trade | 8,77,602 | 1996,25 | 1662,96 | 10,80,100 | 1989,09 | 1731,18 | - | - | - | ||
VII. | FINANCE | 810 | 101,06 | 61,16 | 1,994 | 293,26 | 221,12 | - | - | - | ||
VIII. | ALL OTHERS | 2,33,337 | 868,06 | 626,76 | 7,92,370 | 1442,77 | 1302,26 | 6 | 20,38 | 14,54 | ||
TOTAL BANK CREDIT | 58,45,197 | 19289,55 | 15664,08 | 68,75,223 | 22313,88 | 18930,80 | 487 | 496,17 | 433,45 | |||
OF WHICH: | 1. | Artisans & Village Industries | 1,68,611 | 234,78 | 209,35 | 1,60,820 | 216,36 | 194,35 | - | - | - | |
| | 2. | Other Small Scale Industries | 2,26,702 | 1966,71 | 1680,60 | 2,41,657 | 2704,30 | 2211,80 | 23 | 42,05 | 40,50 |
SEMI-URBAN | | (Amount in Rupees Lakh) | ||||||||||
REGIONAL RURAL BANKS | OTHER SCHEDULED | ALL SCHEDULED | ||||||||||
| COMMERCIAL BA NKS | COMMERCIAL BANKS | ||||||||||
No. of | Credit | Amount | No. of | Credit | Amount | No. of | Credit | Amount | ||||
OCCUPATION | Accounts | Limit | Out- | Accounts | Limit | Out- | Accounts | Limit | Out- | |||
| | Standing | | | standing | | | standing | ||||
| | | | 10 | 11 | 12 | 13 | 14 | 15 | 16 | 17 | 18 |
I. | AGRICULTURE | 8,30,670 | 629,02 | 560,19 | 2,76,651 | 558,51 | 505,89 | 66,63,136 | 10844,85 | 9143,82 | ||
1. | Direct Finance | 8,09,448 | 606,19 | 540,51 | 2,72,284 | 503,45 | 464,72 | 65,83,874 | 9620,80 | 8376,02 | ||
2. | Indirect Finance | 21,222 | 22,83 | 19,68 | 4,367 | 55,06 | 41,17 | 79,262 | 1224,05 | 767,80 | ||
II. | INDUSTRY | 1,58,481 | 137,58 | 121,72 | 46,328 | 1286,02 | 1071,30 | 11,41,416 | 17177,66 | 14069,69 | ||
1. | Mining & Quarrying | 302 | 3,70 | 3,14 | 490 | 26,65 | 21,20 | 4,995 | 610,35 | 430,97 | ||
2. | Food Manufacturing and Processing | 2,516 | 11,45 | 9,66 | 3,012 | 250,71 | 191,67 | 45,423 | 3559,71 | 2673,41 | ||
(a) | Rice Mills, Flour and Dal Mills | 217 | 5,04 | 4,23 | 1,000 | 60,31 | 48,07 | 13,861 | 818,66 | 646,97 | ||
(b) | Sugar | 4 | 18 | 14 | 17 | 17,55 | 17,57 | 513 | 913,12 | 776,54 | ||
(c) | Edible Oils and Vanaspati | 116 | 1,44 | 1,22 | 639 | 52,63 | 47,49 | 5,867 | 672,01 | 421,12 | ||
(d) | Tea Processing | - | - | - | 16 | 3,28 | 3,24 | 554 | 282,76 | 210,82 | ||
(e) | Processing of Fruits & Vegetables | 24 | 43 | 41 | 39 | 4,59 | 3,91 | 602 | 73,68 | 52,36 | ||
(f) | Others | 2,155 | 4,37 | 3,66 | 1,301 | 112,35 | 71,39 | 24,026 | 799,49 | 565,60 | ||
3. | Beverage and Tobacco | 33 | 32 | 26 | 228 | 14,71 | 13,07 | 1,993 | 153,91 | 120,33 | ||
4. | Textiles | 490 | 4,41 | 4,02 | 4,242 | 394,95 | 329,75 | 29,749 | 2479,85 | 1988,48 | ||
(a) | Cotton Textiles | 93 | 1,79 | 1,72 | 1,921 | 260,61 | 224,84 | 9,858 | 1268,53 | 1046,77 | ||
(b) | Jute Textiles | 26 | 15 | 12 | 13 | 8,09 | 6,55 | 415 | 61,06 | 43,35 | ||
(c) | Handloom Textiles & Khadi | 58 | 49 | 43 | 136 | 12,65 | 11,26 | 3,278 | 87,61 | 75,49 | ||
(d) | Other Textiles | 313 | 1,98 | 1,74 | 2,172 | 113,61 | 87,11 | 16,198 | 1062,66 | 822,87 | ||
5. | Paper, Paper Products and Printing | 125 | 1,26 | 1,11 | 1,154 | 70,13 | 59,23 | 10,427 | 560,58 | 468,47 | ||
6. | Leather and Leather Products | 51 | 27 | 26 | 163 | 8,22 | 7,93 | 2,950 | 121,53 | 107,74 | ||
7. | Rubber and Rubber Products | 24 | 26 | 22 | 582 | 71,61 | 54,47 | 3,616 | 342,93 | 295,18 | ||
8. | Chemicals and Chemical Products | 107 | 1,31 | 1,03 | 1,370 | 79,37 | 70,02 | 16,175 | 2355,36 | 1954,98 | ||
(a) | Heavy Industrial Chemicals | 2 | 4 | 4 | 55 | 7,32 | 7,12 | 1,517 | 370,74 | 276,68 | ||
(b) | Fertilizers | 5 | 4 | 3 | 9 | 38 | 40 | 394 | 217,77 | 178,19 | ||
(c) | Drugs and Pharmaceuticals | 26 | 44 | 23 | 268 | 16,02 | 15,04 | 2,427 | 347,71 | 293,14 | ||
(d) | Non-Edible Oils | 8 | 5 | 5 | 59 | 5,78 | 5,30 | 538 | 92,76 | 81,98 | ||
(e) | Other Chemicals & Chemical Products | 66 | 75 | 69 | 979 | 49,86 | 42,16 | 11,299 | 1326,39 | 1124,98 | ||
9. | Petroleum, Coal Products & Nuclear Fuels | 5 | 3 | 1 | 57 | 10,44 | 10,32 | 1,170 | 110,37 | 101,37 | ||
10. | Manufacture of Cement & Cement Products | 49 | 54 | 39 | 265 | 6,71 | 5,89 | 3,154 | 383,44 | 279,04 | ||
11. | Basic Metals & Metal Products | 181 | 1,48 | 1,34 | 937 | 54,34 | 51,00 | 17,537 | 1854,23 | 1676,08 | ||
(a) | Iron and Steel | 31 | 31 | 29 | 337 | 38,72 | 37,10 | 5,569 | 1233,26 | 1135,13 | ||
(b) | Non-Ferrous Metals | 18 | 18 | 16 | 28 | 61 | 74 | 1,051 | 209,09 | 185,64 | ||
(c) | Other Metal Products | 132 | 99 | 89 | 572 | 15,00 | 13,16 | 10,917 | 411,88 | 355,32 | ||
12. | Engineering | 243 | 2,19 | 1,87 | 1,034 | 45,79 | 41,13 | 16,792 | 1537,14 | 1264,07 | ||
(a) | Heavy Engineering | 60 | 80 | 62 | 131 | 6,35 | 5,83 | 1,992 | 315,94 | 236,43 | ||
(b) | Light Engineering | 62 | 47 | 44 | 322 | 8,40 | 7,07 | 7,146 | 312,01 | 252,13 | ||
(c) | Electrical Machinery & Goods | 66 | 46 | 41 | 304 | 25,78 | 23,79 | 4,220 | 613,41 | 519,72 | ||
(d) | Electronic Machinery & Goods | 55 | 46 | 39 | 277 | 5,26 | 4,44 | 3,434 | 295,79 | 255,79 | ||
13. | Vehicles, Vehicle Parts & Transport Equipments | 270 | 3,80 | 3,36 | 751 | 19,50 | 13,11 | 7,362 | 331,44 | 258,57 | ||
14. | Other Industries | 1,53,844 | 102,45 | 91,15 | 30,252 | 163,97 | 142,42 | 9,71,033 | 2322,53 | 2113,41 | ||
15. | Electricity, Gas & Water | 16 | 14 | 10 | 45 | 1,28 | 1,13 | 2,463 | 220,98 | 137,71 | ||
(a) | Electricity Generation & Transmission | 11 | 11 | 7 | 31 | 85 | 78 | 2,121 | 200,92 | 119,64 | ||
(b) | Non-Conventional Energy | 3 | 2 | 2 | 3 | 9 | 8 | 64 | 1,20 | 1,16 | ||
(c) | Gas, Steam & Water Supply | 2 | 1 | 1 | 11 | 33 | 27 | 278 | 18,86 | 16,90 | ||
16. | Construction | 225 | 3,97 | 3,80 | 1,746 | 67,63 | 58,97 | 6,577 | 233,30 | 199,88 | ||
III. | TRANSPORT OPERATORS | 43,288 | 125,24 | 104,09 | 33,681 | 370,23 | 300,72 | 3,16,157 | 1813,87 | 1473,17 | ||
IV. | PROFESSIONAL AND OTHER SERVICES | 93,106 | 78,17 | 70,58 | 44,119 | 182,28 | 157,20 | 6,27,847 | 1573,69 | 1314,52 | ||
V. | PERSONAL LOANS | 2,54,773 | 335,85 | 299,63 | 3,48,249 | 827,36 | 756,62 | 30,23,145 | 7039,21 | 6216,40 | ||
1. | Loans for Purchase of Consumer Durables | 33,988 | 40,10 | 34,66 | 24,556 | 35,99 | 27,53 | 2,39,624 | 349,57 | 289,83 | ||
2. | Loans for Housing | 19,182 | 89,07 | 85,19 | 29,756 | 215,98 | 191,94 | 2,82,156 | 1935,48 | 1725,23 | ||
3. | Rest of the Personal Loans | 2,01,603 | 206,69 | 179,77 | 2,93,937 | 575,39 | 537,16 | 25,01,365 | 4754,16 | 4201,35 | ||
V I. | TRADE | 4,27,802 | 347,08 | 310,88 | 1,13,043 | 964,00 | 791,58 | 25,90,880 | 6766,15 | 5635,30 | ||
1. | Wholesale Trade | 4,538 | 15,29 | 13,09 | 9,108 | 416,40 | 334,25 | 1,05,979 | 1901,42 | 1486,04 | ||
2. | Retail Trade | 4,23,264 | 331,79 | 297,79 | 1,03,935 | 547,60 | 457,33 | 24,84,901 | 4864,73 | 4149,26 | ||
VII. | FINANCE | 46 | 1,47 | 1,44 | 568 | 55,27 | 38,58 | 3,418 | 451,07 | 322,30 | ||
VIII. | ALL OTHERS | 1,54,459 | 122,64 | 112,27 | 2,92,618 | 412,59 | 370,99 | 14,72,790 | 2866,44 | 2426,82 | ||
TOTAL BANK CREDIT | 19,62,625 | 1777,07 | 1580,79 | 11,55,257 | 4656,27 | 3992,89 | 158,38,789 | 48532,93 | 40602,02 | |||
OF WHICH: | 1. | Artisans & Village Industries | 1,22,577 | 77,20 | 67,53 | 8,967 | 17,30 | 14,85 | 4,60,975 | 545,64 | 486,08 | |
| | 2. | Other Small Scale Industries | 30,991 | 36,48 | 33,12 | 22,669 | 484,29 | 383,96 | 5,22,042 | 5233,83 | 4349,98 |