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Table No. 5.5 - Population Group and Bank Group-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 5 of 5)

March 2001

ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


 

STATE BANK OF INDIA

NATIONALISED BANKS

 

AND ITS ASSOCIATES

   

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Out-

Accounts

Limit

Out-

 
 
 
 

standing


 
 

standing


 
 

1


2


3


4


5


6


  

I.

AGRICULTURE

53,04,774

17906,93

14565,67

82,14,209

31294,44

26489,23

  

1.

Direct Finance

52,67,631

15913,92

13131,84

80,98,403

23146,59

20555,69

  

2.

Indirect Finance

37,143

1993,01

1433,83

1,15,806

8147,86

5933,54

  

II.

INDUSTRY

13,11,707

95163,14

68222,34

18,82,438

140325,78

108481,48

  

1.

Mining & Quarrying

2,716

6300,11

4328,31

4,441

2841,18

1738,04

  

2.

Food Manufacturing & Processing

20,776

7866,80

5844,53

54,389

12957,97

10239,37

   

(a)

Rice Mills, Flour & Dal Mills

9,969

2154,54

1604,14

23,760

3909,47

2976,41

   

(b)

Sugar

361

1487,51

1064,49

716

2757,35

2422,61

   

(c)

Edible Oils & Vanaspati

2,732

1273,58

1106,34

7,397

1284,74

966,93

   

(d)

Tea Processing

232

277,72

210,30

1,032

1157,64

878,77

   

(e)

Processing of Fruits & Vegetables

215

93,38

70,34

772

462,04

375,39

   

(f)

Others

7,267

2580,08

1788,92

20,712

3386,74

2619,27

  

3.

Beverage & Tobacco

625

401,28

542,90

1,667

1549,18

1151,00

  

4.

Textiles

28,093

11035,06

8759,32

1,19,673

20437,70

15972,02

   

(a)

Cotton Textiles

6,726

4071,53

3203,43

20,984

7958,14

6414,33

   

(b)

Jute Textiles

208

105,85

84,06

421

234,64

175,06

   

(c)

Handloom Textiles & Khadi

2,115

263,04

356,94

8,478

470,58

392,70

   

(d)

Other Textiles

19,044

6594,64

5114,89

89,790

11774,34

8989,93

  

5.

Paper, Paper Products & Printing

7,419

1596,68

1270,11

28,082

3470,92

2855,15

  

6.

Leather & Leather Products

3,498

1417,00

1007,17

11,297

2132,28

1650,09

  

7.

Rubber & Rubber Products

3,415

1334,48

819,71

7,308

1898,70

1389,28

  

8.

Chemicals & Chemical Products

16,683

11718,89

8112,65

60,217

17147,62

12760,86

   

(a)

Heavy Industrial Chemicals

791

1198,92

627,00

3,244

2846,29

2218,27

   

(b)

Fertilisers

467

2256,22

1895,75

779

2764,16

1987,16

   

(c)

Drugs & Pharmaceuticals

3,061

2964,01

1811,84

13,638

4412,36

3205,84

   

(d)

Non-Edible Oils

243

157,07

121,71

418

357,93

289,92

   

(e)

Other Chemicals & Chemical Products

12,121

5142,67

3656,35

42,138

6766,88

5059,67

  

9.

Petroleum, Coal Products & Nuclear Fuels

789

4867,88

3178,68

1,899

9269,76

7015,31

  

10.

Manufacture of Cement & Cement Products

2,512

1866,00

1583,26

4,445

2268,67

1896,98

  

11.

Basic Metals & Metal Products

17,266

14398,23

8045,24

64,292

18668,91

15646,72

   

(a)

Iron & Steel

3,826

10587,76

5380,29

10,730

13546,49

11748,74

   

(b)

Non-Ferrous Metals

1,109

947,48

492,14

2,100

1249,28

938,51

   

(c)

Other Metal Products

12,331

2862,98

2172,81

51,462

3873,13

2959,47

  

12.

Engineering

20,288

10532,24

7580,45

70,757

15455,63

11204,98

   

(a)

Heavy Engineering

2,537

3562,83

2590,18

4,667

4641,67

3012,21

   

(b)

Light Engineering

6,758

1675,88

1191,99

37,695

3285,19

2443,47

   

(c)

Electrical Machinery & Goods

8,971

3431,07

2424,06

23,398

4666,04

3568,70

   

(d)

Electronic Machinery & Goods

2,022

1862,47

1374,22

4,997

2862,73

2180,60

  

13.

Vehicles, Vehicle Parts & Transport Equipments

10,234

3196,66

2323,05

21,077

4668,97

3346,26

  

14.

Other Industries

11,69,736

12583,42

10275,50

13,98,060

16773,80

13009,93

  

15.

Electricity, Gas & Water

763

5105,67

3817,72

1,571

7360,71

5766,17

   

(a)

Electricity Generation & Transmission

527

4908,95

3719,87

1,034

6883,26

5395,47

   

(b)

Non-Conventional Energy

75

102,71

45,15

107

121,76

102,40

   

(c)

Gas, Steam & Water Supply

161

94,02

52,70

430

355,68

268,29

  

16.

Construction

6,894

942,71

733,75

33,263

3423,78

2839,31

  

III.

TRANSPORT OPERATORS

88,823

2640,92

2159,93

2,45,869

4957,92

4007,74

  

IV.

PROFESSIONAL AND OTHER SERVICES

2,45,122

3512,65

2691,21

9,52,293

10862,95

8761,29

  

V.

PERSONAL LOANS

41,67,939

20358,54

17243,80

66,75,819

34486,58

30307,77

  

1.

Loans for Purchase of Consumer Durables

3,23,625

972,84

738,98

6,42,300

2084,86

1724,30

  

2.

Loans for Housing

8,07,989

8976,46

7978,80

12,37,237

14123,33

12684,62

  

3.

Rest of the Personal Loans

30,36,325

10409,24

8526,01

47,96,282

18278,39

15898,85

  

VI.

TRADE

9,84,818

29056,25

25398,65

20,85,427

55317,99

49565,70

  

1.

Wholesale Trade

1,24,258

20884,72

18659,57

2,89,799

41039,38

37540,25

  

2.

Retail Trade

8,60,560

8171,54

6739,08

17,95,628

14278,61

12025,45

  

VII.

FINANCE

4,698

5927,86

4407,62

25,373

14991,20

11758,24

 
 

VIII.


ALL OTHERS


6,84,189


11497,11


9411,31


20,19,067


26121,59


21958,22


  

TOTAL BANK CREDIT

127,92,070

186063,39

144100,53

221,00,495

318358,45

261329,67

OF WHICH:

1. Artisans & Village Industries

1,69,628

430,78

378,70

3,45,957

1113,19

994,46

 

2. Other Small Scale Industries


7,10,689


16090,42


12669,72


7,73,875


23386,08


18442,09


ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


 

FOREIGN BANKS


REGIONAL RURAL BANKS


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts

Limit

Out-

Accounts

Limit

Out-

 
 
 
 

standing


 
 

standing


 
 

7


8


9


10


11


12


I.

AGRICULTURE

391

415,71

265,51

57,10,234

8931,92

7665,04

  

1.

Direct Finance

345

167,57

148,53

56,01,711

8719,70

7491,82

  

2.

Indirect Finance

46

248,14

116,98

1,08,523

212,22

173,22

II.

INDUSTRY

26,627

41569,39

26157,24

12,44,337

1464,78

1207,29

  

1.

Mining & Quarrying

35

418,14

63,33

219

14,90

11,69

  

2.

Food Manufacturing & Processing

428

1214,19

738,43

8,434

87,45

71,29

   

(a)

Rice Mills, Flour & Dal Mills

12

6,11

3,26

2,748

44,08

36,67

   

(b)

Sugar

18

46,18

34,72

17

1,25

70

   

(c)

Edible Oils & Vanaspati

40

158,54

72,46

733

8,48

6,43

   

(d)

Tea Processing

106

299,01

174,53

2

24

21

   

(e)

Processing of Fruits & Vegetables

13

79,97

70,20

36

2,67

2,50

   

(f)

Others

239

624,38

383,26

4,898

30,72

24,78

  

3.

Beverage & Tobacco

140

570,32

354,76

50

2,91

1,73

  

4.

Textiles

1,009

3096,99

2029,13

2,364

22,18

18,12

   

(a)

Cotton Textiles

362

1428,20

938,01

240

3,91

2,94

   

(b)

Jute Textiles

7

1,82

1,70

6

28

35

   

(c)

Handloom Textiles & Khadi

2

6

6

220

1,85

1,54

   

(d)

Other Textiles

638

1666,90

1089,36

1,898

16,15

13,28

  

5.

Paper, Paper Products & Printing

311

495,39

295,19

614

10,14

8,30

  

6.

Leather & Leather Products

106

127,03

67,90

352

2,68

2,47

  

7.

Rubber & Rubber Products

156

339,86

235,56

126

1,83

1,63

  

8.

Chemicals & Chemical Products

1,599

6758,99

4463,28

846

10,97

9,53

   

(a)

Heavy Industrial Chemicals

299

968,61

766,53

1

5

2

   

(b)

Fertilisers

46

536,19

296,75

3

24

24

   

(c)

Drugs & Pharmaceuticals

527

2731,00

1702,62

173

2,18

1,85

   

(d)

Non-Edible Oils

6

7,15

1,59

5

16

15

   

(e)

Other Chemicals & Chemical Products

721

2516,04

1695,79

664

8,35

7,27

  

9.

Petroleum, Coal Products & Nuclear Fuels

168

2759,66

1517,73

13

73

52

  

10.

Manufacture of Cement & Cement Products

133

1071,15

787,99

444

5,47

4,49

  

11.

Basic Metals & Metal Products

614

1952,33

1208,11

1,344

14,78

12,70

   

(a)

Iron & Steel

267

930,60

688,08

11

1,52

1,34

   

(b)

Non-Ferrous Metals

89

518,47

200,23

17

80

76

   

(c)

Other Metal Products

258

503,27

319,79

1,316

12,45

10,60

  

12.

Engineering

2,446

10566,94

6384,36

2,305

26,31

21,53

   

(a)

Heavy Engineering

349

3067,67

1776,47

236

8,02

6,56

   

(b)

Light Engineering

1,108

2717,27

1635,20

1,248

11,75

9,46

   

(c)

Electrical Machinery & Goods

440

1815,13

1022,82

809

5,94

4,91

   

(d)

Electronic Machinery & Goods

549

2966,87

1949,87

12

60

60

  

13.

Vehicles, Vehicle Parts & Transport Equipments

660

3602,85

1985,59

2,602

28,33

21,70

  

14.

Other Industries

18,338

6399,43

4457,83

12,23,619

1214,72

1002,71

  

15.

Electricity, Gas & Water

105

1431,31

1007,65

14

99

83

   

(a)

Electricity Generation & Transmission

68

1242,24

924,44

2

7

7

   

(b)

Non-Conventional Energy

8

34,48

26,57

2

22

19

   

(c)

Gas, Steam & Water Supply

29

154,59

56,64

10

69

57

  

16.

Construction

379

764,81

560,41

991

20,41

18,04

III.

TRANSPORT OPERATORS

612

1028,59

806,24

2,70,931

950,08

688,57

IV.

PROFESSIONAL AND OTHER SERVICES

4,731

2359,88

1520,91

3,88,001

575,44

469,47

V.

PERSONAL LOANS

20,13,019

14893,15

8551,25

19,85,801

3967,00

3449,21

  

1.

Loans for Purchase of Consumer Durables

15,798

294,73

240,76

2,57,229

542,86

449,27

  

2.

Loans for Housing

35,376

2043,87

2011,95

1,94,196

921,02

824,74

  

3.

Rest of the Personal Loans

19,61,845

12554,55

6298,55

15,34,376

2503,12

2175,21

VI..

TRADE

11,623

3698,98

2718,36

20,01,805

2686,25

2234,41

  

1.

Wholesale Trade

10,725

3096,20

2401,36

58,628

134,34

114,27

  

2.

Retail Trade

898

602,78

317,00

19,43,177

2551,91

2120,14

VII.

FINANCE

860

6887,63

3412,83

344

6,32

5,24

VIII.


ALL OTHERS


63,459


2630,69


1923,05


6,01,412


713,18


632,39


TOTAL BANK CREDIT

21,21,322

73484,02

45355,41

122,02,865

19294,97

16351,61

OF WHICH:

1. Artisans & Village Industries

1,288

2,52

2,43

7,88,856

708,10

579,46

 

2. Other Small Scale Industries


2,311


1490,34


1094,03


1,60,557


275,71


229,28


ALL-INDIA


 
 
 
 

(Amount in Rupees Lakh)


 

OTHER SCHEDULED

ALL SCHEDULED

 
 

COMMERCIAL BANKS


COMMERCIAL BANKS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

Item

  

Accounts

Limit

Out-

Accounts

Limit

Out-

No.

 
 
 
 

standing


 
 

standing


 
 
 

13


14


15


16


17


18


 

I.

AGRICULTURE

6,13,681

3425,47

2744,90

198,43,289

61974,48

51730,35

I

  

1.

Direct Finance

5,95,999

2561,06

2092,38

195,64,089

50508,85

43420,26

1

  

2.

Indirect Finance

17,682

864,40

652,52

2,79,200

11465,63

8310,08

2

II.

INDUSTRY

2,47,658

40393,80

32362,07

47,12,767

318916,89

236430,41

II

  

1.

Mining & Quarrying

679

494,70

376,68

8,090

10069,04

6518,04

1

  

2.

Food Manufacturing & Processing

10,476

3027,10

2349,08

94,503

25153,51

19242,71

2

   

(a)

Rice Mills, Flour & Dal Mills

3,106

625,31

454,80

39,595

6739,51

5075,28

2(a)

   

(b)

Sugar

141

383,44

330,15

1,253

4675,72

3852,67

2(b)

   

(c)

Edible Oils & Vanaspati

2,343

387,48

318,57

13,245

3112,82

2470,74

2(c)

   

(d)

Tea Processing

137

275,14

205,20

1,509

2009,75

1469,01

2(d)

   

(e)

Processing of Fruits & Vegetables

119

84,33

68,71

1,155

722,40

587,14

2(e)

   

(f)

Others

4,630

1271,41

971,65

37,746

7893,32

5787,87

2(f)

  

3.

Beverage & Tobacco

410

550,79

483,36

2,892

3074,48

2533,74

3

  

4.

Textiles

21,202

6528,38

5051,61

1,72,341

41120,31

31830,20

4

   

(a)

Cotton Textiles

8,623

3192,75

2500,46

36,935

16654,53

13059,17

4(a)

   

(b)

Jute Textiles

122

179,54

79,75

764

522,13

340,93

4(b)

   

(c)

Handloom Textiles & Khadi

647

75,13

45,89

11,462

810,67

797,13

4(c)

   

(d)

Other Textiles

11,810

3080,96

2425,51

1,23,180

23132,99

17632,96

4(d)

  

5.

Paper, Paper Products & Printing

4,778

968,86

778,60

41,204

6541,98

5207,34

5

  

6.

Leather & Leather Products

1,167

303,37

209,57

16,420

3982,36

2937,20

6

  

7.

Rubber & Rubber Products

1,563

523,09

426,00

12,568

4097,97

2872,18

7

  

8.

Chemicals & Chemical Products

7,638

5056,76

4096,18

86,983

40693,24

29442,50

8

   

(a)

Heavy Industrial Chemicals

556

529,46

443,39

4,891

5543,33

4055,21

8(a)

   

(b)

Fertilisers

248

867,39

789,41

1,543

6424,20

4969,30

8(b)

   

(c)

Drugs & Pharmaceuticals

1,478

1248,39

982,89

18,877

11357,94

7705,05

8(c)

   

(d)

Non-Edible Oils

92

22,42

19,75

764

544,73

433,12

8(d)

   

(e)

Other Chemicals & Chemical Products

5,264

2389,09

1860,75

60,908

16823,04

12279,83

8(e)

  

9.

Petroleum, Coal Products & Nuclear Fuels

344

1722,99

1458,41

3,213

18621,02

13170,65

9

  

10.

Manufacture of Cement & Cement Products

849

794,93

734,15

8,383

6006,22

5006,87

10

  

11.

Basic Metals & Metal Products

6,377

3178,48

2619,09

89,893

38212,73

27531,86

11

   

(a)

Iron & Steel

2,165

2169,38

1818,36

16,999

27235,75

19636,81

11(a)

   

(b)

Non-Ferrous Metals

282

208,47

154,74

3,597

2924,51

1786,38

11(b)

   

(c)

Other Metal Products

3,930

800,62

645,99

69,297

8052,46

6108,66

11(c)

  

12.

Engineering

11,129

5025,03

3776,77

1,06,925

41606,15

28968,10

12

   

(a)

Heavy Engineering

1,019

1267,09

1075,26

8,808

12547,28

8460,68

12(a)

   

(b)

Light Engineering

4,382

1071,79

732,01

51,191

8761,87

6012,12

12(b)

   

(c)

Electrical Machinery & Goods

4,022

1406,34

988,91

37,640

11324,52

8009,40

12(c)

   

(d)

Electronic Machinery & Goods

1,706

1279,82

980,60

9,286

8972,49

6485,90

12(d)

  

13.

Vehicles, Vehicle Parts & Transport Equipments

5,673

1590,63

1223,76

40,246

13087,44

8900,36

13

  

14.

Other Industries

1,67,085

6024,60

5026,37

39,76,838

42995,97

33772,35

14

  

15.

Electricity, Gas & Water

314

1627,54

1410,49

2,767

15526,21

12002,86

15

   

(a)

Electricity Generation & Transmission

175

1410,34

1248,97

1,806

14444,85

11288,83

15(a)

   

(b)

Non-Conventional Energy

46

64,41

55,03

238

323,58

229,34

15(b)

   

(c)

Gas, Steam & Water Supply

93

152,80

106,49

723

757,78

484,69

15(c)

  

16.

Construction

7,974

2976,54

2341,93

49,501

8128,26

6493,45

16

III.

TRANSPORT OPERATORS

37,259

1384,06

1038,13

6,43,494

10961,56

8700,62

III

IV.

PROFESSIONAL AND OTHER SERVICES

1,41,153

7204,06

5789,57

17,31,300

24514,98

19232,45

IV

V.

PERSONAL LOANS

14,29,910

7610,15

6388,08

162,72,488

81315,41

65940,11

V

  

1.

Loans for Purchase of Consumer Durables

1,09,232

392,15

309,79

13,48,184

4287,44

3463,09

1

  

2.

Loans for Housing

2,07,999

2304,33

1912,31

24,82,797

28369,01

25412,41

2

  

3.

Rest of the Personal Loans

11,12,679

4913,67

4165,99

124,41,507

48658,96

37064,60

3

VI..

TRADE

3,04,842

12742,76

9616,96

53,88,515

103502,24

89534,08

VI

  

1.

Wholesale Trade

51,071

7345,87

5411,07

5,34,481

72500,51

64126,51

1

  

2.

Retail Trade

2,53,771

5396,90

4205,89

48,54,034

31001,73

25407,57

2

VII.

FINANCE

5,393

9308,29

6871,70

36,668

37121,30

26455,63

VII

VIII.


ALL OTHERS


3,67,747


7681,66


6485,17


37,35,874


48644,22


40410,14


VIII


TOTAL BANK CREDIT

31,47,643

89750,24

71296,57

523,64,395

686951,07

538433,79

Total

OF WHICH:

1. Artisans & Village Industries

39,439

141,53

117,01

13,45,168

2396,12

2072,05

1

 

2. Other Small Scale Industries


1,03,986


6080,90


4500,56


17,51,418


47323,44


36935,68


2


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