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Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to occupation

(Amount in Rupees Lakh)

OCCUPATION

CENTRAL GOVERNMENT DEPARTMENTS

GENERAL STATE GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

1

2

3

4

5

6

I.

AGRICULTURE

6,144

5151,26

2811,36

312

3764,64

2790,62

 

1. Direct Finance

1,823

71,75

53,09

168

1219,87

876,86

 

2. Indirect Finance

4,321

5079,50

2758,27

144

2544,76

1913,76

II.

INDUSTRY

3,187

21489,61

17067,12

462

21354,37

15646,39

 

1. Mining & Quarrying

108

258,03

16,75

24

546,46

525,97

 

2. Food Manufacturing & Processing

340

103,93

36,06

21

241,80

158,89

 

(a) Rice Mills, Flour & Dal Mills

196

28,50

15,58

6

82,77

1,22

 

(b) Sugar

13

1,18

36

2

154,00

152,61

 

(c) Edible Oils & Vanaspati

22

11,79

6,95

3

2,11

1,91

 

(d) Tea Processing

2

50,22

5,51

-

-

-

 

(e) Processing of Fruits & Vegetables

7

1,21

1,08

-

-

-

 

(f) Others

100

11,03

6,58

10

2,92

3,16

 

3. Beverage & Tobacco

24

1,84

1,63

1

5,00

-

 

4. Textiles

630

253,81

1213,68

33

1121,51

161,95

 

(a) Cotton Textiles

249

50,57

34,78

11

1102,12

148,82

 

(b) Jute & Other Natural Fibre Textiles

2

22

15

1

7,00

6,56

 

(c) Handloom Textiles & Khadi

230

159,87

1153,80

13

9,33

4,01

 

(d) Other Textiles & Textile Products

149

43,15

24,95

8

3,06

2,56

 

5. Paper, Paper Products & Printing

81

41,59

35,23

6

24,68

14,87

 

6. Woods and Woods Products

29

5,05

2,15

1

1,85

1,65

 

7. Leather & Leather Products

9

10,97

2,60

2

5,65

4,13

 

8. Gems and Jewellary

2

20

14

1

3

3

 

9. Rubber & Plastic Products

44

118,51

92,79

4

61

56

 

10. Chemicals & Chemical Products

168

1198,87

878,71

14

409,20

290,59

 

(a) Heavy Industrial Chemicals

28

11,18

8,97

5

133,03

100,27

 

(b) Fertilisers

9

189,77

42,61

3

114,50

30,59

 

(c) Drugs & Pharmaceuticals

81

96,34

83,26

3

160,95

158,99

 

(d) Non-Edible Oils

4

1,33

1,29

-

-

-

 

(e) Other Chemicals & Chemical Products

46

900,26

742,58

3

72

74

 

11. Petroleum, Coal Products & Nuclear Fuels

37

3883,70

3237,74

-

-

-

 

12. Manufacture of Cement & Cement Products

28

3,16

1,67

5

83

1,43

 

13. Basic Metals & Metal Products

120

1506,76

987,85

30

1675,12

1193,92

 

(a) Iron & Steel

33

866,78

587,40

13

328,00

194,63

 

(b) Non-Ferrous Metals

22

511,59

329,19

-

-

-

 

(c) Metal Products

65

128,38

71,26

17

1347,12

999,29

 

14. Engineering

222

2446,44

1960,00

25

410,59

367,35

 

(a) Heavy Engineering

72

291,75

143,43

12

13,65

13,64

 

(b) Light Engineering

73

1975,73

1684,84

2

26,07

26,29

 

(c) Electrical Machinery & Goods

71

102,21

106,90

5

349,61

309,42

 

(d) Electronic Machinery & Goods

6

76,76

24,83

6

21,25

17,99

 

15. Vehicles, Vehicle Parts & Transport Equipments

19

246,14

92,64

16

25,52

25,35

 

16. Other Industries

393

249,23

161,09

30

372,80

321,93

 

17. Electricity, Gas & Water

67

7423,02

5215,00

65

9382,23

7474,49

 

(a) Electricity Generation & Transmission

56

7300,16

5103,43

57

9128,12

7236,35

 

(b) Non-Conventional Energy

5

22,35

11,21

-

-

-

 

(c) Gas, Steam & Water Supply

6

100,51

100,36

8

254,11

238,14

 

18. Construction

866

3738,36

3131,39

184

7130,49

5103,29

 

(a) Other than Infrastructure

654

650,78

224,69

123

750,92

487,29

 

(b) Infrastructure Construction

212

3087,57

2906,71

61

6379,57

4616,00

III.

TRANSPORT OPERATORS

424

6748,08

6362,92

20

478,83

445,69

IV.

PROFESSIONAL AND OTHER SERVICES

997

686,73

421,87

194

4302,00

2589,38

 

1. Professional Services

229

13,89

9,42

-

-

-

 

2. Tourism, Hotel & Restaurants

44

59,43

7,46

3

85

79

 

3. Recreation services

25

1,53

15

1

9

1

 

4. IT and Telecommunications

8

313,15

292,94

3

310,04

40,84

 

5. Others

691

298,73

111,90

187

3991,03

2547,75

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1. Housing

-

-

-

-

-

-

 

2. Consumer Durables

-

-

-

-

-

-

 

3. Vehicles

-

-

-

-

-

-

 

4. Education

-

-

-

-

-

-

 

5. Personal Credit Cards

-

-

-

-

-

-

 

6. Others

-

-

-

-

-

-

VI.

TRADE

2,703

22456,30

19126,57

325

28625,01

6883,33

 

1. Wholesale Trade

852

22155,78

18859,85

143

28336,20

6665,67

 

2. Retail Trade

1,851

300,52

266,71

182

288,81

217,66

VII.

FINANCE

469

4089,95

3486,90

38

1236,19

1021,26

VIII.

ALL OTHERS

1,895

995,60

566,46

954

1161,87

958,59

 

TOTAL BANK CREDIT

15,819

61617,52

49843,20

2,305

60922,92

30335,26


TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

STATE GOVERNMENT DEPARTMENTAL COMMERCIAL UNDERTAKINGS

LOCAL AND QUASI GOVERNMENT

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

7

8

9

10

11

12

I.

AGRICULTURE

264

10151,11

8732,42

565

2671,38

1967,49

 

1. Direct Finance

58

258,68

144,17

212

13,53

6,48

 

2. Indirect Finance

206

9892,43

8588,26

353

2657,85

1961,01

II.

INDUSTRY

651

26277,41

20502,31

1,192

12870,48

9996,95

 

1. Mining & Quarrying

11

274,07

223,19

10

8,78

4,08

 

2. Food Manufacturing & Processing

77

809,85

544,45

23

31,48

5,57

 

(a) Rice Mills, Flour & Dal Mills

14

6,09

2,08

7

1,56

1,13

 

(b) Sugar

1

3,35

3,32

-

-

-

 

(c) Edible Oils & Vanaspati

23

18,53

12,09

-

-

-

 

(d) Tea Processing

1

4,00

-

-

-

-

 

(e) Processing of Fruits & Vegetables

-

-

-

1

10

-

 

(f) Others

38

777,89

526,95

15

29,82

4,44

 

3. Beverage & Tobacco

1

21,38

21,31

1

4

-

 

4. Textiles

36

38,21

31,07

41

161,95

154,37

 

(a) Cotton Textiles

15

13,54

10,01

27

14,96

8,36

 

(b) Jute & Other Natural Fibre Textiles

1

4

2

-

-

-

 

  (c) Handloom Textiles & Khadi

6

21,09

18,30

12

146,86

145,89

 

(d) Other Textiles & Textile Products

14

3,54

2,74

2

13

12

 

5. Paper, Paper Products & Printing

23

167,33

111,65

2

38

7

 

6. Woods and Woods Products

4

44

39

3

17

9

 

7. Leather & Leather Products

-

-

-

1

3

2

 

8. Gems and Jewellary

1

7

-

-

-

-

 

9. Rubber & Plastic Products

2

1,44

32

4

47

46

 

10. Chemicals & Chemical Products

15

368,02

236,88

758

188,10

149,45

 

(a) Heavy Industrial Chemicals

1

10,00

-

746

29,60

28,13

 

(b) Fertilisers

3

244,05

138,24

9

158,21

121,24

 

(c) Drugs & Pharmaceuticals

1

45

1

1

20

-

 

(d) Non-Edible Oils

6

2,28

1,71

1

6

6

 

(e) Other Chemicals & Chemical Products

4

111,23

96,93

1

3

1

 

11. Petroleum, Coal Products & Nuclear Fuels

2

160,00

99,93

6

540,79

311,73

 

12. Manufacture of Cement & Cement Products

2

50,14

28,08

-

-

-

 

13. Basic Metals & Metal Products

19

329,28

299,78

12

117,01

102,79

 

(a) Iron & Steel

8

23,22

15,41

3

6,93

6,94

 

(b) Non-Ferrous Metals

3

1,39

1,16

-

-

-

 

(c) Metal Products

8

304,67

283,22

9

110,08

95,85

 

14. Engineering

19

338,72

115,24

18

121,13

132,86

 

(a) Heavy Engineering

3

63,10

63,00

8

108,62

124,93

 

(b) Light Engineering

2

75

31

3

4,80

1,40

 

(c) Electrical Machinery & Goods

8

266,04

45,50

3

6,48

6,40

 

(d) Electronic Machinery & Goods

6

8,84

6,43

4

1,23

14

 

15. Vehicles, Vehicle Parts & Transport Equipments

10

305,58

234,35

-

-

-

 

16. Other Industries

13

12,64

11,71

26

77,86

30,16

 

17. Electricity, Gas & Water

212

17444,30

13904,68

214

9710,19

7618,23

 

(a) Electricity Generation & Transmission

202

16888,05

13568,18

210

9461,24

7546,70

 

(b) Non-Conventional Energy

7

489,26

310,57

1

185,00

8,90

 

(c) Gas, Steam & Water Supply

3

67,00

25,93

3

63,95

62,63

 

18. Construction

204

5955,95

4639,28

73

1912,11

1487,06

 

(a) Other than Infrastructure

113

204,27

76,35

34

32,78

20,65

 

(b) Infrastructure Construction

91

5751,69

4562,92

39

1879,33

1466,41

III.

TRANSPORT OPERATORS

590

1146,23

843,42

48

341,34

258,98

IV.

PROFESSIONAL AND OTHER SERVICES

174

1851,59

1534,38

127

777,53

458,43

 

1. Professional Services

3

1,20

12

-

-

-

 

2. Tourism, Hotel & Restaurants

7

22,51

3,40

8

9,54

6,58

 

3. Recreation services

4

45,57

45,57

3

4,43

4,64

 

4. IT and Telecommunications

-

-

-

1

5

5

 

5. Others

160

1782,31

1485,30

115

763,51

447,17

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1. Housing

-

-

-

-

-

-

 

2. Consumer Durables

-

-

-

-

-

-

 

3. Vehicles

-

-

-

-

-

-

 

4. Education

-

-

-

-

-

-

 

5. Personal Credit Cards

-

-

-

-

-

-

 

6. Others

-

-

-

-

-

-

VI.

TRADE

319

32999,00

5077,20

265

1403,72

1143,64

 

1. Wholesale Trade

130

32809,56

4952,52

77

1232,99

1037,81

 

2. Retail Trade

189

189,43

124,68

188

170,73

105,84

VII.

FINANCE

75

2241,26

1905,25

39

1643,48

1074,86

VIII.

ALL OTHERS

208

8139,53

6986,73

307

1770,85

1676,04

 

TOTAL BANK CREDIT

2,281

82806,13

45581,72

2,543

21478,77

16576,40


TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

PUBLIC FINANCIAL CORPORATIONS

PUBLIC NON - FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

13

14

15

16

17

18

I.

AGRICULTURE

7,596

9752,76

6970,48

1,237

11782,86

8399,98

 

1. Direct Finance

2,797

161,28

132,67

544

449,12

295,15

 

2. Indirect Finance

4,799

9591,47

6837,81

693

11333,73

8104,83

II.

INDUSTRY

25,810

16390,16

11189,92

13,168

284371,73

189183,60

 

1. Mining & Quarrying

81

482,95

441,02

316

11619,49

6241,06

 

2. Food Manufacturing & Processing

596

330,11

262,12

1,150

15926,42

10240,39

 

(a) Rice Mills, Flour & Dal Mills

164

62,00

50,19

144

913,20

756,90

 

(b) Sugar

6

94,38

76,72

313

6294,03

4664,59

 

(c) Edible Oils & Vanaspati

28

58,96

56,76

151

2530,47

1684,84

 

(d) Tea Processing

2

1,08

1,31

89

474,19

308,24

 

(e) Processing of Fruits & Vegetables

18

3,12

2,53

30

134,63

79,86

 

(f) Others

378

110,56

74,61

423

5579,90

2745,94

 

3. Beverage & Tobacco

37

108,32

74,94

179

1308,60

1073,41

 

4. Textiles

1,005

391,40

298,81

1,993

20659,07

15061,09

 

(a) Cotton Textiles

481

182,02

165,25

964

11895,76

8605,20

 

(b) Jute & Other Natural Fibre Textiles

4

72

67

58

223,13

137,45

 

(c) Handloom Textiles & Khadi

48

4,11

3,35

34

73,23

66,95

 

(d) Other Textiles & Textile Products

472

204,56

129,54

937

8466,96

6251,48

 

5. Paper, Paper Products & Printing

114

188,21

162,48

438

2799,30

1964,16

 

6. Woods and Woods Products

36

18,38

14,34

102

487,30

335,21

 

7. Leather & Leather Products

255

122,09

88,47

159

626,09

473,22

 

8. Gems and Jewellary

20

27,86

25,46

133

1223,06

730,52

 

9. Rubber & Plastic Products

120

145,57

119,37

462

4122,73

2663,83

 

10. Chemicals & Chemical Products

219

853,61

604,49

1,828

21894,07

14425,47

 

(a) Heavy Industrial Chemicals

62

112,20

56,31

381

3438,27

2339,13

 

(b) Fertilisers

9

15,55

10,30

96

3694,66

2694,78

 

(c) Drugs & Pharmaceuticals

77

162,06

59,67

588

6204,91

4588,20

 

(d) Non-Edible Oils

4

3,26

2,73

47

477,75

271,94

 

(e) Other Chemicals & Chemical Products

67

560,54

475,48

716

8078,48

4531,42

 

11. Petroleum, Coal Products & Nuclear Fuels

17

10,06

1,26

247

39380,97

31536,42

 

12. Manufacture of Cement & Cement Products

82

108,52

39,17

208

3896,89

2399,40

 

13. Basic Metals & Metal Products

398

5455,79

3946,84

1,943

43967,55

25011,82

 

(a) Iron & Steel

281

2008,31

1574,43

1,321

37447,22

21153,18

 

(b) Non-Ferrous Metals

42

63,40

58,92

261

3030,44

1601,52

 

(c) Metal Products

75

3384,09

2313,49

361

3489,89

2257,12

 

14. Engineering

19,850

2690,69

996,45

1,532

19034,39

12961,02

 

(a) Heavy Engineering

21

11,34

10,74

256

3283,12

2214,93

 

(b) Light Engineering

19,737

2259,18

629,24

635

7597,25

4722,02

 

(c) Electrical Machinery & Goods

44

32,94

26,88

426

4705,31

3205,99

 

(d) Electronic Machinery & Goods

48

387,23

329,59

215

3448,71

2818,08

 

15. Vehicles, Vehicle Parts & Transport Equipments

51

552,75

312,66

541

10762,98

7846,34

 

16. Other Industries

280

104,72

88,18

425

4046,96

2948,31

 

17. Electricity, Gas & Water

42

1095,50

1193,63

357

31048,46

21393,52

 

(a) Electricity Generation & Transmission

34

1094,95

1193,39

291

29407,67

20150,36

 

(b) Non-Conventional Energy

1

6

5

23

1004,32

755,46

 

(c) Gas, Steam & Water Supply

7

50

19

43

636,47

487,70

 

18. Construction

2,607

3703,60

2520,23

1,155

51567,40

31878,41

 

(a) Other than Infrastructure

2,487

794,57

525,45

603

5176,54

4230,39

 

(b) Infrastructure Construction

120

2909,03

1994,78

552

46390,86

27648,02

III.

TRANSPORT OPERATORS

599

134,86

69,82

302

14282,37

12480,10

IV.

PROFESSIONAL AND OTHER SERVICES

2,321

2042,90

1646,94

2,386

27178,96

19795,55

 

 1. Professional Services

49

2,87

1,86

29

353,87

165,70

 

2. Tourism, Hotel & Restaurants

550

140,80

82,19

218

1728,57

918,53

 

3. Recreation services

73

12,66

7,92

41

842,04

769,60

 

4. IT and Telecommunications

86

280,81

250,06

100

3497,30

2054,32

 

5. Others

1,563

1605,77

1304,91

1,998

20757,18

15887,40

V.

PERSONAL LOANS

-

-

-

-

-

-

 

1. Housing

-

-

-

-

-

-

 

2. Consumer Durables

-

-

-

-

-

-

 

3. Vehicles

-

-

-

-

-

-

 

4. Education

-

-

-

-

-

-

 

5. Personal Credit Cards

-

-

-

-

-

-

 

6. Others

-

-

-

-

-

-

VI.

TRADE

4,868

5683,19

4136,07

2,149

64433,21

27471,45

 

1. Wholesale Trade

2,180

4921,97

3505,52

1,007

61674,83

25324,25

 

2. Retail Trade

2,688

761,22

630,55

1,142

2758,39

2147,20

VII.

FINANCE

5,041

50367,79

39814,75

289

12566,46

7906,51

VIII.

ALL OTHERS

12,905

1616,35

848,08

2,646

4622,84

3076,38

 

TOTAL BANK CREDIT

59,140

85988,01

64676,06

22,177

419238,42

268313,57


TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

 

 OCCUPATION

CO-OPERATIVE SECTOR

PRIVATE FINANCIAL CORPORATIONS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

67,583

29760,98

22683,98

4,740

4759,83

4076,37

 

1. Direct Finance

24,541

13536,99

11290,23

1,708

1883,55

1774,47

 

2. Indirect Finance

43,042

16223,99

11393,75

3,032

2876,28

2301,90

II.

INDUSTRY

7,701

10094,62

6685,77

28,037

30814,29

21929,54

 

1. Mining & Quarrying

82

79,77

68,46

517

439,60

283,67

 

2. Food Manufacturing & Processing

1,304

1486,85

1144,10

1,197

975,06

684,94

 

(a) Rice Mills, Flour & Dal Mills

821

501,37

395,17

332

248,28

216,95

 

(b) Sugar

37

459,61

374,07

14

197,57

63,93

 

(c) Edible Oils & Vanaspati

102

87,37

60,68

83

125,74

115,85

 

(d) Tea Processing

7

2,31

1,22

39

54,95

40,22

 

(e) Processing of Fruits & Vegetables

14

7,15

1,37

57

62,28

35,98

 

(f) Others

323

429,04

311,59

672

286,24

212,01

 

3. Beverage & Tobacco

21

26,94

20,40

101

347,12

290,80

 

4. Textiles

1,420

774,44

645,50

3,290

2077,27

1546,22

 

(a) Cotton Textiles

268

335,57

265,80

953

1056,09

871,87

 

(b) Jute & Other Natural Fibre Textiles

9

8,47

7,39

48

25,72

19,72

 

(c) Handloom Textiles & Khadi

145

24,15

19,74

271

53,99

48,21

 

(d) Other Textiles & Textile Products

998

406,24

352,56

2,018

941,48

606,41

 

5. Paper, Paper Products & Printing

203

38,27

30,90

937

777,03

522,54

 

6. Woods and Woods Products

139

16,33

13,25

260

51,17

45,56

 

7. Leather & Leather Products

48

15,82

13,00

259

159,12

101,92

 

8. Gems and Jewellary

99

462,49

397,17

123

345,03

168,95

 

9. Rubber & Plastic Products

235

125,50

77,92

1,004

384,71

279,05

 

10. Chemicals & Chemical Products

333

5092,26

2681,26

1,154

1289,39

909,84

 

(a) Heavy Industrial Chemicals

40

35,79

22,39

176

140,31

108,07

 

(b) Fertilisers

26

4927,77

2571,35

31

52,02

42,47

 

(c) Drugs & Pharmaceuticals

15

17,73

8,82

320

570,62

407,22

 

(d) Non-Edible Oils

25

28,63

17,87

26

8,03

6,22

 

(e) Other Chemicals & Chemical Products

227

82,34

60,83

601

518,41

345,85

 

11. Petroleum, Coal Products & Nuclear Fuels

59

9,48

7,23

64

78,79

65,31

 

12. Manufacture of Cement & Cement Products

824

118,01

96,14

307

440,42

372,37

 

13. Basic Metals & Metal Products

526

386,35

257,43

2,259

7026,57

5136,71

 

(a) Iron & Steel

347

225,97

172,96

774

2075,90

1546,37

 

(b) Non-Ferrous Metals

103

21,72

16,39

181

313,57

267,08

 

(c) Metal Products

76

138,65

68,09

1,304

4637,09

3323,25

 

14. Engineering

836

470,68

441,72

2,962

1931,29

1337,18

 

(a) Heavy Engineering

339

41,46

33,92

1,451

645,46

454,72

 

(b) Light Engineering

351

83,32

71,81

884

468,25

283,57

 

(c) Electrical Machinery & Goods

101

38,13

29,82

436

398,87

304,91

 

(d) Electronic Machinery & Goods

45

307,77

306,18

191

418,72

293,98

 

15. Vehicles, Vehicle Parts & Transport Equipments

138

238,88

231,81

317

2151,16

1703,44

 

16. Other Industries

591

196,08

154,44

12,139

2486,02

1725,44

 

17. Electricity, Gas & Water

49

66,08

54,58

157

2102,34

1130,89

 

(a) Electricity Generation & Transmission

5

47,63

39,63

88

1958,52

1051,70

 

(b) Non-Conventional Energy

23

11,66

10,86

17

134,85

72,31

 

(c) Gas, Steam & Water Supply

21

6,79

4,08

52

8,98

6,88

 

18. Construction

794

490,42

350,47

990

7752,19

5624,73

 

(a) Other than Infrastructure

693

216,74

179,75

536

2271,32

1601,75

 

(b) Infrastructure Construction

101

273,69

170,73

454

5480,87

4022,98

III.

TRANSPORT OPERATORS

194

44,74

40,15

1,724

555,46

431,74

IV.

PROFESSIONAL AND OTHER SERVICES

3,373

2454,45

1881,37

18,905

6895,91

4363,54

 

1. Professional Services

16

8,04

6,32

179

40,63

21,89

 

2. Tourism, Hotel & Restaurants

115

38,81

30,69

1,434

715,86

484,02

 

3. Recreation services

61

9,07

7,31

132

603,45

494,38

 

4. IT and Telecommunications

61

7,63

6,56

290

681,46

608,84

 

5. Others

3,120

2390,90

1830,49

16,870

4854,50

2754,41

V.

PERSONAL LOANS

1,56,943

93331,23

74780,15

-

-

-

 

1. Housing

1,56,943

93331,23

74780,15

-

-

-

 

2. Consumer Durables

-

-

-

-

-

-

 

3. Vehicles

-

-

-

-

-

-

 

4. Education

-

-

-

-

-

-

 

5. Personal Credit Cards

-

-

-

-

-

-

 

6. Others

-

-

-

-

-

-

VI.

TRADE

63,749

15266,67

11310,64

14,135

4024,94

2896,13

 

1. Wholesale Trade

3,173

1182,89

831,07

3,117

1933,21

1315,65

 

2. Retail Trade

60,576

14083,78

10479,58

11,018

2091,72

1580,48

VII.

FINANCE

919

6947,01

4954,23

3,134

108849,96

84142,07

VIII.

ALL OTHERS

882

280,28

180,82

25,285

3420,33

2050,63

 

TOTAL BANK CREDIT

3,01,344

158180,00

122517,10

95,960

159320,71

119890,01


TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

PRIVATE NON- FINANCIAL CORPORATIONS

HOUSEHOLD SECTOR INDIVIDUALS

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

12,365

27193,65

20833,79

20,84,563

82498,37

71490,42

 

1. Direct Finance

5,989

11609,11

7893,40

20,28,036

79033,42

68600,93

 

2. Indirect Finance

6,376

15584,53

12940,40

56,527

3464,95

2889,49

II.

INDUSTRY

1,99,302

969930,70

664240,97

3,72,916

39294,30

31375,37

 

1. Mining & Quarrying

3,450

25419,23

16659,82

4,923

251,21

209,45

 

2. Food Manufacturing & Processing

15,901

54965,88

35479,92

23,481

4073,72

3031,72

 

(a) Rice Mills, Flour & Dal Mills

2,734

11143,26

7322,30

7,670

1537,82

1196,38

 

(b) Sugar

1,101

14619,29

10975,60

318

122,89

90,15

 

(c) Edible Oils & Vanaspati

1,280

6432,03

4177,95

1,319

262,30

198,44

 

(d) Tea Processing

1,098

3793,26

2375,86

255

91,27

63,22

 

(e) Processing of Fruits & Vegetables

631

1479,72

897,16

1,268

226,48

147,67

 

(f) Others

9,057

17498,32

9731,04

12,651

1832,97

1335,86

 

3. Beverage & Tobacco

1,523

11297,27

7861,58

1,764

288,54

227,48

 

4. Textiles

31,896

107019,41

73237,22

37,008

5287,20

3598,67

 

(a) Cotton Textiles

9,790

49253,61

34878,96

15,131

2098,43

1421,83

 

(b) Jute & Other Natural Fibre Textiles

561

1209,94

890,60

629

90,06

64,35

 

(c) Handloom Textiles & Khadi

717

1519,07

1008,79

3,253

280,27

210,40

 

(d) Other Textiles & Textile Products

20,828

55036,78

36458,86

17,995

2818,44

1902,10

 

5. Paper, Paper Products & Printing

6,444

19022,62

13785,12

5,063

822,45

662,65

 

6. Woods and Woods Products

1,186

2311,75

1679,53

2,642

309,42

250,54

 

7. Leather & Leather Products

2,880

5935,22

3316,28

1,520

364,17

211,84

 

8. Gems and Jewellary

2,324

20989,80

12542,98

1,564

232,96

199,08

 

9. Rubber & Plastic Products

7,400

19813,48

11697,50

3,647

611,61

460,41

 

10. Chemicals & Chemical Products

16,553

79948,53

49749,35

5,076

1044,57

843,12

 

(a) Heavy Industrial Chemicals

3,988

15874,80

10139,51

-

-

-

 

(b) Fertilisers

649

6701,50

4296,64

-

-

-

 

(c) Drugs & Pharmaceuticals

5,049

27527,54

19124,12

903

342,98

278,06

 

(d) Non-Edible Oils

230

901,63

635,14

327

59,98

48,48

 

(e) Other Chemicals & Chemical Products

6,637

28943,05

15553,94

3,846

641,61

516,58

 

11. Petroleum, Coal Products & Nuclear Fuels

1,431

29986,54

20083,21

588

113,43

90,75

 

12. Manufacture of Cement & Cement Products

1,729

19767,16

14766,42

3,824

406,66

325,97

 

13. Basic Metals & Metal Products

24,379

189561,19

127919,12

7,548

1201,48

998,97

 

(a) Iron & Steel

13,131

104697,87

70568,60

715

226,81

172,91

 

(b) Non-Ferrous Metals

2,582

17492,28

11185,32

221

56,35

46,33

 

(c) Metal Products

8,666

67371,04

46165,19

6,612

918,32

779,74

 

14. Engineering

26,135

80293,21

56818,13

19,127

3501,06

2753,40

 

(a) Heavy Engineering

8,244

17771,95

12326,29

6,003

727,76

580,38

 

(b) Light Engineering

8,808

27186,00

18840,41

9,933

1889,99

1460,36

 

(c) Electrical Machinery & Goods

6,788

22515,20

16117,62

2,366

689,98

557,07

 

(d) Electronic Machinery & Goods

2,295

12820,06

9533,80

825

193,32

155,60

 

15. Vehicles, Vehicle Parts & Transport Equipments

8,319

50030,28

31848,39

3,219

285,17

218,01

 

16. Other Industries

24,912

36533,58

26271,60

1,40,606

10774,24

9041,28

 

17. Electricity, Gas & Water

2,329

54601,78

39884,85

980

212,75

196,38

 

(a) Electricity Generation & Transmission

1,385

47088,37

34698,12

-

-

-

 

(b) Non-Conventional Energy

356

4320,81

2849,94

477

142,36

117,66

 

(c) Gas, Steam & Water Supply

588

3192,61

2336,80

503

70,39

78,73

 

18. Construction

20,511

162433,78

120639,95

1,10,336

9513,64

8055,64

 

(a) Other than Infrastructure

11,104

48765,83

35593,98

98,835

7513,65

6393,80

 

(b) Infrastructure Construction

9,407

113667,95

85045,96

11,501

2000,00

1661,83

III.

TRANSPORT OPERATORS

26,968

23337,04

18428,16

2,48,509

15096,98

11719,73

IV.

PROFESSIONAL AND OTHER SERVICES

44,428

186793,18

140838,68

2,53,899

22016,81

17086,74

 

1. Professional Services

8,057

29150,06

21471,04

40,776

3557,37

2896,42

 

2. Tourism, Hotel & Restaurants

4,492

18599,03

12209,07

13,538

1527,06

1229,89

 

3. Recreation services

1,310

8441,30

6623,92

2,676

398,60

337,49

 

4. IT and Telecommunications

2,150

29556,24

24011,21

2,912

354,88

266,69

 

5. Others

28,419

101046,56

76523,45

1,93,997

16178,90

12356,25

V.

PERSONAL LOANS

64

801,79

801,79

86,00,626

449991,00

337436,29

 

 1. Housing

17

242,73

242,73

33,42,431

220975,73

190283,27

 

2. Consumer Durables

2

23,33

23,33

88,731

3288,14

2543,31

 

3. Vehicles

4

71,54

71,54

18,69,094

74121,01

47194,89

 

4. Education

3

10,79

10,79

5,12,894

23099,37

16021,66

 

5. Personal Credit Cards

-

-

-

7,07,860

22087,64

4645,78

 

6. Others

38

453,40

453,40

20,79,616

106419,11

76747,40

VI.

TRADE

57,722

95700,87

63655,78

3,50,855

27802,66

22545,88

 

1. Wholesale Trade

23,561

50270,60

33499,99

31,990

4119,20

3310,40

 

2. Retail Trade

34,161

45430,27

30155,79

3,18,865

23683,46

19235,48

VII.

FINANCE

10,292

43260,06

33495,30

6,568

576,14

451,32

VIII.

ALL OTHERS

27,439

21149,73

14739,42

66,252

11518,29

9253,10

 

TOTAL BANK CREDIT

3,78,580

1368167,03

957033,89

119,84,188

648794,55

501358,85


TABLE NO. 5.2 – ORGANISATION–WISE CLASSIFICATION OF OUTSTANDING CREDIT 
OF SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION MARCH 2009

(Amount in Rupees Lakh)

OCCUPATION

HOUSEHOLD SECTOR OTHERS

TOTAL

No. of Accounts

Credit Limit

Amount Outstanding

No. of Accounts

Credit Limit

Amount Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

81,546

23010,28

17339,43

23,65,077

217143,05

172453,03

 

1. Direct Finance

53,561

13249,29

9683,76

22,08,346

126860,06

104248,21

 

2. Indirect Finance

27,985

9760,99

7655,67

1,56,731

90282,99

68204,82

II.

INDUSTRY

3,57,685

178622,14

118600,81

10,24,506

1637586,83

1121474,74

 

1. Mining & Quarrying

11,872

7147,75

4708,05

22,015

47844,07

30095,92

 

2. Food Manufacturing & Processing

44,645

19714,58

13669,88

91,933

101252,55

66938,11

 

(a) Rice Mills, Flour & Dal Mills

18,892

8384,72

6429,10

32,585

23810,44

16972,34

 

(b) Sugar

336

867,03

554,76

2,184

23372,09

17339,14

 

(c) Edible Oils & Vanaspati

3,381

1681,03

1303,69

6,450

11370,87

7763,54

 

(d) Tea Processing

489

342,34

242,82

2,028

4933,21

3073,81

 

(e) Processing of Fruits & Vegetables

1,307

416,16

293,31

3,498

2385,73

1506,23

 

(f) Others

20,240

8023,30

4846,21

45,188

35380,21

20283,05

 

3. Beverage & Tobacco

3,089

1120,49

916,49

6,867

14939,69

10729,23

 

4. Textiles

61,229

32934,98

17960,20

1,42,148

173483,57

115258,80

 

(a) Cotton Textiles

18,198

10978,59

7003,37

47,634

78365,16

54177,70

 

(b) Jute & Other Natural Fibre Textiles

1,006

318,23

235,36

2,416

1938,61

1409,45

 

(c) Handloom Textiles & Khadi

3,117

924,50

735,82

8,271

3287,61

3470,93

 

(d) Other Textiles & Textile Products

38,908

20713,65

9985,65

83,827

89892,18

56200,72

 

5. Paper, Paper Products & Printing

14,713

4445,72

3359,61

28,474

28712,21

20910,20

 

6. Woods and Woods Products

6,508

1302,54

1001,79

11,141

4554,37

3390,87

 

7. Leather & Leather Products

5,433

2871,24

1733,09

10,759

10462,35

6002,54

 

8. Gems and Jewellary

3,421

13829,96

6493,16

7,849

40204,98

21261,40

 

9. Rubber & Plastic Products

14,574

4085,58

2905,90

27,827

29589,63

18435,80

 

10. Chemicals & Chemical Products

16,838

6782,79

4992,21

43,556

120373,56

76476,79

 

(a) Heavy Industrial Chemicals

3,554

1355,09

860,52

9,018

21312,46

13746,90

 

(b) Fertilisers

379

246,09

219,35

1,283

16397,86

10213,08

 

(c) Drugs & Pharmaceuticals

2,723

2051,75

1591,77

9,937

37961,62

26731,35

 

(d) Non-Edible Oils

707

362,61

283,21

1,403

1934,79

1327,00

 

(e) Other Chemicals & Chemical Products

9,475

2767,26

2037,36

21,915

42766,81

24458,46

 

11. Petroleum, Coal Products & Nuclear Fuels

1,270

3202,11

2721,58

3,762

78613,45

58330,60

 

12. Manufacture of Cement & Cement Products

6,597

2333,45

1990,42

13,812

27640,36

20384,67

 

13. Basic Metals & Metal Products

28,434

17028,61

11812,63

66,250

271149,46

179324,74

 

(a) Iron & Steel

10,662

7356,91

5064,50

27,560

157373,26

102331,98

 

(b) Non-Ferrous Metals

4,041

2822,02

1605,44

7,497

24867,93

15310,25

 

(c) Metal Products

13,731

6849,68

5142,69

31,193

88908,27

61682,52

 

14. Engineering

46,018

11850,76

8362,37

1,17,336

124088,95

86898,74

 

(a) Heavy Engineering

7,492

2211,32

1515,11

24,001

25492,50

17777,49

 

(b) Light Engineering

28,709

5976,61

4040,99

69,449

47616,90

31851,89

 

(c) Electrical Machinery & Goods

7,505

2794,52

2114,11

17,881

32043,07

22906,68

 

(d) Electronic Machinery & Goods

2,312

868,31

692,16

6,005

18936,47

14362,69

 

15. Vehicles, Vehicle Parts & Transport Equipments

nts          7,678

4118,80

2904,96

20,601

69063,73

45681,64

 

16. Other Industries

57,017

15450,61

11408,44

2,38,010

70880,05

52613,60

 

17. Electricity, Gas & Water

2,058

10221,73

6563,96

6,732

146745,80

107259,11

 

(a) Electricity Generation & Transmission

776

8073,13

5873,95

3,197

133734,25

98976,97

 

(b) Non-Conventional Energy

337

519,68

407,26

1,278

6968,28

4647,07

 

(c) Gas, Steam & Water Supply

945

1628,92

282,76

2,257

6043,27

3635,07

 

18. Construction

26,291

20180,45

15096,08

1,65,434

277988,06

201482,00

 

(a) Other than Infrastructure

17,419

9988,25

7678,76

1,33,851

79356,50

59534,68

 

(b) Infrastructure Construction

8,872

10192,20

7417,32

31,583

198631,56

141947,31

III.

TRANSPORT OPERATORS

34,447

6053,47

4694,95

3,15,028

68371,60

55875,91

IV.

PROFESSIONAL AND OTHER SERVICES

1,82,069

56579,55

38699,09

5,20,780

325614,90

240154,16

 

1. Professional Services

13,276

4473,62

3021,81

63,243

37775,56

27730,76

 

2. Tourism, Hotel & Restaurants

11,668

4843,47

3698,65

32,334

28140,69

18908,99

 

3. Recreation services

2,176

1096,99

887,75

6,627

11649,40

9321,81

 

4. IT and Telecommunications

3,315

3523,56

2883,47

9,005

39091,03

30556,12

 

5. Others

1,51,634

42641,91

28207,41

4,09,571

208958,21

153636,49

V.

PERSONAL LOANS

95

54,14

54,14

87,57,728

544178,16

413072,36

 

1. Housing

1

91

91

34,99,392

314550,60

265307,06

 

2. Consumer Durables

-

-

-

88,733

3311,47

2566,64

 

3. Vehicles

-

-

-

18,69,098

74192,55

47266,43

 

4. Education

-

-

-

5,12,897

23110,17

16032,45

 

5. Personal Credit Cards

-

-

-

7,07,860

22087,64

4645,78

 

6. Others

94

53,22

53,22

20,79,748

106925,73

77254,02

VI.

TRADE

4,61,698

119427,74

87935,88

9,69,505

419837,01

253732,27

 

1. Wholesale Trade

74,915

38489,36

27557,25

1,42,793

248157,91

127683,26

 

2. Retail Trade

3,86,783

80938,38

60378,63

8,26,712

171679,10

126049,01

VII.

FINANCE

8,617

5831,41

3752,84

45,828

242563,32

185369,50

VIII.

ALL OTHERS

57,481

11950,07

8349,73

2,56,771

79478,44

55716,64

 

TOTAL BANK CREDIT

11,83,638

401528,78

279426,86

142,55,223

3534773,32

2497848,61

See Notes on Tables.

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