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Table No.5.2 - Organisation-Wise Classification of Outstanding Credit of Scheduled Commercial Banks According to Occupation (Part 1 of 2)

March 2001

(Amount in Rupees Lakh)


  

CENTRAL GOVERNMENT

STATE GOVERNMENT

  

OWNED UNDERTAKINGS


 

OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

  

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


  

1

2

3

4

5

6


I.

AGRICULTURE

476

2008,24

1081,83

239

389,54

289,87

 

1. Direct Finance

242

100,29

58,35

71

127,11

101,63

 

2. Indirect Finance

234

1907,95

1023,47

168

262,43

188,24

II.

INDUSTRY

1,093

26736,35

16919,40

219

953,96

791,98

 

1. Mining & Quarrying

125

2360,96

1051,31

9

49,70

39,06

 

2. Food Manufacturing & Processing

63

822,38

594,93

26

114,68

90,79

 

(a) Rice Mills, Flour & Dal Mills

20

739,67

529,24

4

33,25

32,13

 

(b) Sugar

4

7,41

6,34

9

28,23

17,21

 

(c) Edible Oils & Vanaspati

5

2,66

1,55

4

6,27

4,12

 

(d) Tea Processing

3

10,35

10,35

 

(e) Processing of Fruits & Vegetables

 

(f) Others

31

62,31

47,45

9

46,93

37,32

 

3. Beverage & Tobacco

1

2,17

87

2

2,48

2,48

 

4. Textiles

73

420,68

490,52

13

10,90

11,19

 

(a) Cotton Textiles

56

377,87

252,47

7

6,72

8,03

 

(b) Jute Textiles

1

1,68

1,68

 

(c) Handloom Textiles & Khadi

2

9,00

215,97

4

3,99

3,09

 

(d) Other Textiles

14

32,13

20,40

2

20

8

 

5. Paper, Paper Products & Printing

13

33,90

15,71

14

12,76

11,90

 

6. Leather & Leather Products

 

7. Rubber & Rubber Products

4

17,56

19,65

6

2,46

96

 

8. Chemicals & Chemical Products

100

1255,46

1041,89

12

62,40

59,31

 

(a) Heavy Industrial Chemicals

6

36,91

23,67

4

5,33

2,77

 

(b) Fertilisers

65

1056,73

864,42

5

38,00

39,35

 

(c) Drugs & Pharmaceuticals

20

101,60

100,94

1

19,00

17,12

 

(d) Non-Edible Oils

1

10,00

6,10

 

(e) Other Chemicals & Chemical Products

8

50,23

46,76

2

7

7

 

9. Petroleum, Coal Products & Nuclear Fuels

71

5391,50

4289,60

4

58,10

35,02

 

10. Manufacture of Cement & Cement Products

11

18,30

14,55

11

14,42

13,24

 

11. Basic Metals & Metal Products

143

8534,33

3785,15

14

14,44

13,99

 

(a) Iron & Steel

108

7708,30

3489,83

9

4,04

5,02

 

(b) Non-Ferrous Metals

11

454,13

77,26

2

5,66

5,65

 

(c) Other Metal Products

24

371,90

218,06

3

4,73

3,31

 

12. Engineering

187

2642,74

1795,59

24

64,24

64,31

 

(a) Heavy Engineering

87

1068,23

754,63

2

55

56

 

(b) Light Engineering

40

752,66

482,45

10

34,43

34,55

 

(c) Electrical Machinery & Goods

38

582,96

454,04

7

14,17

14,10

 

(d) Electronic Machinery & Goods

22

238,88

104,48

5

15,09

15,10

 

13. Vehicles, Vehicle Parts & Transport Equipments

53

658,45

519,04

2

3,03

69

 

14. Other Industries

83

927,74

525,15

20

123,52

114,84

 

15. Electricity, Gas & Water

45

3086,12

2368,05

58

344,12

273,00

 

(a) Electricity Generation & Transmission

43

3011,07

2343,04

57

343,92

272,81

 

(b) Non-Conventional Energy

1

75,00

25,00

 

(c) Gas, Steam & Water Supply

1

5

1

1

20

18

 

16. Construction

121

564,06

407,40

4

76,72

61,21

III.

TRANSPORT OPERATORS

261

1132,91

905,42

30

243,74

156,30

IV.

PROFESSIONAL AND OTHER SERVICES

179

163,82

146,95

42

868,53

993,58

V.

PERSONAL LOANS

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

 

3. Rest of the Personal Loans

VI.

TRADE

594

34065,13

32742,16

78

7814,97

7762,73

 

1. Wholesale Trade

489

34058,84

32736,25

58

7701,23

7687,49

 

2. Retail Trade

105

6,29

5,92

20

113,74

75,25

VII.

FINANCE

1,282

7929,57

6287,45

30

275,30

173,33

VIII.

ALL OTHERS

666

2113,65

1616,54

170

224,26

141,47


TOTAL BANK CREDIT

4,551

74149,67

59699,76

808

10770,30

10309,27

OF WHICH : 1. Artisans & Village Industries

 

2. Other Small Scale Industries

35

2,15

1,49

1

15

12




   

STATE GOVERNMENT

QUASI GOVERNMENT

   

OWNED UNDERTAKINGS


BODIES


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

7

8

9

10

11

12


I.

AGRICULTURE

830

1400,17

960,80

925

1507,92

1038,53

 

1. Direct Finance

114

203,79

125,00

34

14,93

5,72

 

2. Indirect Finance

716

1196,39

835,79

891

1492,98

1032,81

II.

INDUSTRY

956

4948,87

3925,23

411

1913,45

1583,47

 

1. Mining & Quarrying

48

205,69

186,81

15

157,43

136,45

 

2. Food Manufacturing & Processing

82

216,66

161,37

10

44,83

34,26

 

(a)

Rice Mills, Flour & Dal Mills

4

32

32

1

15

16

 

(b)

Sugar

28

56,22

51,90

1

26

26

 

(c)

Edible Oils & Vanaspati

3

37

35

 

(d)

Tea Processing

4

18,89

19,59

 

(e)

Processing of Fruits & Vegetables

9

1,12

2,41

 

(f)

Others

34

139,75

86,80

8

44,42

33,83

 

3. Beverage & Tobacco

3

5,14

4,29

 

4. Textiles

121

200,31

116,04

21

24,24

20,11

 

(a)

Cotton Textiles

49

36,54

33,95

9

9,52

8,49

 

(b)

Jute Textiles

2

1,50

1,01

1

2,61

27

 

(c)

Handloom Textiles & Khadi

28

109,26

33,90

9

2,07

1,31

 

(d)

Other Textiles

42

53,02

47,18

2

10,04

10,03

 

5. Paper, Paper Products & Printing

35

49,67

43,31

4

6,26

11,55

 

6. Leather & Leather Products

3

1,02

1,13

2

15

14

 

7. Rubber & Rubber Products

6

7,54

2,89

 

8. Chemicals & Chemical Products

94

444,25

284,72

8

27,44

29,57

 

(a)

Heavy Industrial Chemicals

7

54,89

49,22

1

5

6

 

(b)

Fertilisers

30

280,35

168,23

6

27,24

29,41

 

(c)

Drugs & Pharmaceuticals

18

15,44

8,66

1

15

11

 

(d)

Non-Edible Oils

2

2,18

1,21

 

(e)

Other Chemicals & Chemical Products

37

91,40

57,41

 

9. Petroleum, Coal Products & Nuclear Fuels

6

116,53

110,91

4

1,17

1,29

 

10. Manufacture of Cement & Cement Products

11

24,98

20,82

 

11. Basic Metals & Metal Products

85

252,86

217,14

6

33,17

23,29

 

(a)

Iron & Steel

62

210,59

200,13

4

17

20

 

(b)

Non-Ferrous Metals

13

6,89

6,57

 

(c)

Other Metal Products

10

35,39

10,44

2

33,00

23,09

 

12. Engineering

190

382,82

370,75

5

4,24

3,79

 

(a)

Heavy Engineering

10

12,19

12,70

 

(b)

Light Engineering

14

26,67

22,62

1

35

2

 

(c)

Electrical Machinery & Goods

86

197,44

172,17

3

89

76

 

(d)

Electronic Machinery & Goods

80

146,52

163,26

1

3,00

3,01

 

13. Vehicles, Vehicle Parts & Transport Equipments

12

59,49

56,88

 

14. Other Industries

69

143,70

104,48

30

60,33

58,18

 

15. Electricity, Gas & Water

154

2720,21

2154,93

298

1518,82

1236,62

 

(a)

Electricity Generation & Transmission

149

2514,65

2009,56

297

1518,62

1236,60

 

(b)

Non-Conventional Energy

 

(c)

Gas, Steam & Water Supply

5

205,56

145,37

1

20

2

 

16. Construction

37

117,99

88,75

8

35,37

28,22

III.

TRANSPORT OPERATORS

184

807,80

585,02

31

70,37

42,92

IV.

PROFESSIONAL AND OTHER SERVICES

69

101,53

50,65

122

147,34

132,12

V.

PERSONAL LOANS

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

 

3. Rest of the Personal Loans

VI.

TRADE

 

143

2433,71

1893,14

127

365,93

282,04

 

1. Wholesale Trade

81

650,16

567,96

57

72,76

63,27

 

2. Retail Trade

62

1783,55

1325,18

70

293,18

218,77

VII.

FINANCE

202

1233,98

1021,59

52

546,28

503,86

VIII.

ALL OTHERS

365

1117,81

877,72

451

887,04

728,66


TOTAL BANK CREDIT

2,749

12043,86

9314,14

2,119

5438,34

4311,61

OF WHICH :

1. Artisans & Village Industries

  

2. Other Small Scale Industries




   

CO-OPERATIVE SECTORS

PUBLIC AND PRIVATE LTD. COMPANIES

      

NOT OWNED BUT MANAGED BY GOVT.


OCCUPATION

No. of

Credit

Amount

No. of

Credit

Amount

   

Accounts


Limit


Outstanding


Accounts


Limit


Outstanding


   

13

14

15

16

17

18


I.

AGRICULTURE

2,557

1253,95

999,80

202

200,71

127,97

 

1. Direct Finance

877

264,96

224,46

96

25,40

21,36

 

2. Indirect Finance

1,680

988,99

775,34

106

175,31

106,61

II.

INDUSTRY

897

1020,75

762,98

2,902

7243,00

4797,76

 

1. Mining & Quarrying

34

6,74

6,28

81

369,26

226,65

 

2. Food Manufacturing & Processing

146

632,06

446,03

239

432,38

391,25

 

(a)

Rice Mills, Flour & Dal Mills

42

224,78

196,94

54

31,05

24,87

 

(b)

Sugar

34

165,17

170,27

22

227,01

211,17

 

(c)

Edible Oils & Vanaspati

10

2,17

1,46

41

61,53

64,77

 

(d)

Tea Processing

9

17,79

5,47

5

1,13

91

 

(e)

Processing of Fruits & Vegetables

10

37,46

35,44

6

17,43

14,97

 

(f)

Others

41

184,68

36,44

111

94,23

74,57

 

3. Beverage & Tobacco

21

83

83

26

32,66

12,80

 

4. Textiles

174

114,01

100,59

454

670,93

481,99

 

(a)

Cotton Textiles

52

35,47

25,15

255

371,79

228,53

 

(b)

Jute Textiles

1

50

45

8

46,24

8,47

 

(c)

Handloom Textiles & Khadi

70

30,54

30,07

7

1,99

1,71

 

(d)

Other Textiles

51

47,51

44,92

184

250,91

243,28

 

5. Paper, Paper Products & Printing

22

2,40

1,99

128

67,87

51,48

 

6. Leather & Leather Products

3

1,49

1,85

25

11,70

10,75

 

7. Rubber & Rubber Products

13

3,46

2,72

59

74,74

56,90

 

8. Chemicals & Chemical Products

31

106,07

67,54

330

955,47

755,27

 

(a)

Heavy Industrial Chemicals

1

45

36

58

48,82

34,71

 

(b)

Fertilisers

9

101,75

61,56

31

212,62

139,90

 

(c)

Drugs & Pharmaceuticals

6

31

54

68

49,74

47,88

 

(d)

Non-Edible Oils

4

2,28

2,14

 

(e)

Other Chemicals & Chemical Products

15

3,55

5,07

169

642,02

530,65

 

9. Petroleum, Coal Products & Nuclear Fuels

7

53,25

52,56

52

1094,59

476,16

 

10. Manufacture of Cement & Cement Products

4

58

24

36

74,98

56,64

 

11. Basic Metals & Metal Products

26

8,13

7,72

312

689,37

596,32

 

(a)

Iron & Steel

8

6,22

6,06

193

606,09

537,08

 

(b)

Non-Ferrous Metals

1

40

44

20

7,89

6,47

 

(c)

Other Metal Products

17

1,51

1,22

99

75,40

52,77

 

12. Engineering

27

5,22

3,87

359

1585,58

845,66

 

(a)

Heavy Engineering

2

3,03

2,05

86

843,50

445,65

 

(b)

Light Engineering

11

62

41

100

255,33

180,48

 

(c)

Electrical Machinery & Goods

10

1,32

1,15

84

252,72

72,15

 

(d)

Electronic Machinery & Goods

4

26

25

89

234,03

147,38

 

13. Vehicles, Vehicle Parts & Transport Equipments

7

2,31

1,56

98

122,69

108,33

 

14. Other Industries

337

55,87

50,13

539

488,71

366,55

 

15. Electricity, Gas & Water

31

4,86

4,34

33

399,71

193,29

 

(a)

Electricity Generation & Transmission

10

70

56

28

376,64

180,09

 

(b)

Non-Conventional Energy

3

10

7

1

1,07

94

 

(c)

Gas, Steam & Water Supply

18

4,06

3,71

4

22,00

12,26

 

16. Construction

14

23,47

14,72

131

172,37

167,72

III.

TRANSPORT OPERATORS

161

6,71

5,37

167

267,87

269,62

IV.

PROFESSIONAL AND OTHER SERVICES

134

40,08

28,42

392

419,11

329,72

V.

PERSONAL LOANS

6,998

4108,19

3426,56

 

1. Loans for Purchase of Consumer Durables

 

2. Loans for Housing

6,998

4108,19

3426,56

 

3. Rest of the Personal Loans

VI.

TRADE

 

1,117

310,84

231,54

1,912

587,66

365,22

 

1. Wholesale Trade

113

120,38

109,59

1,618

359,01

243,70

 

2. Retail Trade

1,004

190,46

121,96

294

228,64

121,52

VII.

FINANCE

4,264

1542,02

1150,69

134

546,87

457,88

VIII.

ALL OTHERS

249

180,34

114,14

394

340,27

269,81


TOTAL BANK CREDIT

16,377

8462,90

6719,52

6,103

9605,49

6617,98

OF WHICH :

1. Artisans & Village Industries

156

7,13

6,78

25

4,42

3,84

  

2. Other Small Scale Industries

350

95,81

89,06

876

328,39

259,71


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