(Amount in Rupees Lakh)

OCCUPATION

PUBLIC & PRIVATE LTD. COMPANIES OTHER THAN GOVT. OWNED & / OR MANAGED COMPANIES & CORPORATIONS

PRIVATE SECTOR–OTHERS

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

19

20

21

22

23

24

I.

AGRICULTURE

14,573

27484,55

21597,12

1,28,029

24335,65

17792,96

1.

Direct Finance

2,096

6673,76

5297,91

93,911

13135,68

9499,65

2.

Indirect Finance

12,477

20810,79

16299,21

34,118

11199,98

8293,31

II.

INDUSTRY

1,34,638

663036,64

446113,26

3,67,219

174370,35

118238,23

1.

Mining & Quarrying

2,545

16578,14

10139,61

14,242

7468,86

5405,63

2.

Food Manufacturing & Processing

9,261

36629,09

25612,16

44,260

16569,00

11770,03

(a)

Rice Mills, Flour & Dal Mills

1,612

4051,06

3077,79

21,242

7712,42

5516,06

(b)

Sugar

845

11799,34

8384,93

317

531,47

356,70

(c)

Edible Oils & Vanaspati

1,258

4794,10

3437,73

3,624

1393,36

1055,07

(d)

Tea Processing

1,066

3084,21

2466,49

752

1329,60

652,30

(e)

Processing of Fruits & Vegetables

714

1423,20

845,88

1,391

351,75

259,08

(f)

Others

3,766

11477,18

7399,35

16,934

5250,41

3930,81

3.

Beverage & Tobacco

1,146

5056,67

3783,66

2,323

1545,13

1164,32

4.

Textiles

21,374

80694,66

54778,55

62,157

25860,00

19154,59

(a)

Cotton Textiles

8,718

40792,46

28365,33

17,961

8520,78

6486,46

(b)

Jute & Other Natural Fibre Textiles

388

1137,81

744,20

1,021

268,14

208,75

(c)

Handloom Textiles & Khadi

247

754,91

578,08

4,166

976,13

740,08

(d) Other Textiles & Textile Products

12,021

38009,49

25090,95

39,009

16094,95

11719,31

5.

Paper, Paper Products & Printing

5,465

15896,75

10680,73

16,760

5302,41

3973,35

6.

Leather & Leather Products

2,186

4003,45

2954,12

6,510

6936,16

4886,08

7.

Rubber & Plastic Products

5,921

11722,85

8616,85

14,897

4243,02

2994,38

8.

Chemicals & Chemical Products

16,773

78420,68

43409,16

18,138

7582,98

5664,58

(a)

Heavy Industrial Chemicals

3,260

15268,38

9299,26

3,734

1429,28

1054,88

(b)

Fertilisers

2,357

7795,89

6049,29

498

522,83

370,58

(c)

Drugs & Pharmaceuticals

4,820

34317,63

15087,75

3,091

1872,96

1397,29

(d)

Non-Edible Oils

191

1046,02

820,95

576

251,61

185,20

(e)

Other Chemicals & Chemical Products

6,145

19992,76

12151,91

10,239

3506,31

2656,63

9.

Petroleum, Coal Products & Nuclear Fuels

910

21394,18

16678,28

2,715

1734,05

1424,52

10.

Manufacture of Cement & Cement Products

1,684

11681,01

8296,34

5,993

1182,85

878,37

11.

Basic Metals & Metal Products

16,037

107455,45

72458,88

29,923

15973,93

9118,11

(a)

Iron & Steel

9,259

80888,65

54546,27

11,181

7292,69

4014,33

(b)

Non-Ferrous Metals

1,784

13155,13

8700,68

4,487

3885,26

1876,22

(c)

Metal Products

4,994

13411,68

9211,93

14,255

4795,98

3227,57

12.

Engineering

18,552

63598,87

41710,62

39,025

10067,17

7676,41

(a)

Heavy Engineering

4,245

17992,04

11361,32

9,817

2220,41

1699,06

(b)

Light Engineering

6,830

19899,52

12771,83

17,913

3970,52

2967,38

(c)

Electrical Machinery & Goods

4,865

13395,61

9644,61

7,765

2929,02

2210,03

(d)

Electronic Machinery & Goods

2,612

12311,71

7932,87

3,530

947,22

799,95

13.

Vehicles,Vehicle Parts & Transport Equipments

6,427

36450,02

22946,06

8,174

4382,50

3194,51

14.

Other Industries

10,907

61000,96

39045,46

67,365

34809,48

18818,75

15.

Electricity, Gas & Water

2,769

38081,19

29527,52

5,964

7047,92

5141,08

(a)

Electricity Generation & Transmission

2,263

33984,91

26668,82

4,640

6156,51

4389,09

(b)

Non-Conventional Energy

185

1596,60

1308,98

324

463,41

405,70

(c)

Gas, Steam & Water Supply

321

2499,69

1549,72

1,000

428,00

346,29

16.

Construction

12,681

74372,67

55475,26

28,773

23664,89

16973,50

III.

TRANSPORT OPERATORS

3,897

11918,89

9676,65

11,446

2811,71

2227,16

IV.

PROFESSIONAL AND OTHER SERVICES

19,678

81754,02

57911,69

1,02,587

53291,98

38241,78

V.

PERSONAL LOANS

–

–

–

–

–

–

1.

Loans for Purchase of Consumer Durables

–

–

–

–

–

–

2.

Loans for Housing

–

–

–

–

–

–

3.

Rest of the Personal Loans

–

–

–

–

–

–

VI.

TRADE

31,834

76363,71

43623,74

4,22,417

82315,53

59912,91

1.

Wholesale Trade

13,411

28949,09

18749,91

99,420

31181,59

22677,75

2.

Retail Trade

18,423

47414,62

24873,83

3,22,997

51133,94

37235,16

VII.

FINANCE

4,647

82209,20

68071,95

7,114

7486,66

4829,96

VIII.

ALL OTHERS

1,53,146

12033,95

6282,07

2,13,871

20862,91

13493,57

TOTAL BANK CREDIT

3,62,413

954800,96

653276,48

12,52,683

365474,79

254736,58

OF WHICH :

1. Artisans and Village & Tiny Industries

1,170

297,50

238,94

31,906

4689,93

3643,49

2. Other Small Scale Industries

34,034

27739,70

21317,98

1,71,611

47291,99

34990,85

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

JOINT SECTOR UNDERTAKINGS

INDIVIDUALS – MALE

No. of

Credit

Amount

No. of

Credit

Amount

Accounts

Limit

Outstanding

Accounts

Limit

Outstanding

25

26

27

28

29

30

I.

AGRICULTURE

291

1173,50

1042,45

12,95,418

48429,35

42794,04

1.

Direct Finance

124

538,72

479,66

12,81,846

47707,02

42175,88

2.

Indirect Finance

167

634,78

562,79

13,572

722,33

618,16

II.

INDUSTRY

802

6911,24

4514,63

2,09,730

21142,63

16878,74

1.

Mining & Quarrying

27

184,72

62,96

8,657

544,93

459,80

2.

Food Manufacturing & Processing

100

563,44

161,48

14,396

2351,66

1800,92

(a)

Rice Mills, Flour & Dal Mills

30

384,88

63,17

5,850

1099,95

842,74

(b)

Sugar

11

118,89

51,98

145

61,31

36,81

(c)

Edible Oils & Vanaspati

13

4,28

1,40

1,106

169,75

121,10

(d)

Tea Processing

8

15,98

12,94

273

51,11

39,50

(e)

Processing of Fruits & Vegetables

1

24

24

759

101,18

78,83

(f)

Others

37

39,17

31,75

6,263

868,35

681,95

3.

Beverage & Tobacco

5

4,68

4,13

866

136,28

111,22

4.

Textiles

188

818,68

292,42

11,359

1869,05

1418,07

(a)

Cotton Textiles

44

280,30

235,33

4,116

831,73

629,11

(b)

Jute & Other Natural Fibre Textiles

2

10

6

329

53,52

37,06

(c)

Handloom Textiles & Khadi

8

5,50

5,40

1,156

82,11

63,85

(d)

Other Textiles & Textile Products

134

532,79

51,64

5,758

901,69

688,06

5.

Paper, Paper Products & Printing

15

13,75

4,80

3,228

520,98

376,55

6.

Leather & Leather Products

7

5,79

3,69

1,652

234,67

186,40

7.

Rubber & Plastic Products

12

65,17

32,43

2,410

351,04

276,18

8.

Chemicals & Chemical Products

60

889,96

580,28

3,513

545,06

429,89

(a)

Heavy Industrial Chemicals

20

309,40

250,70

–

–

–

(b)

Fertilisers

12

473,27

250,65

–

–

–

(c)

Drugs & Pharmaceuticals

13

72,20

65,78

788

124,87

102,03

(d)

Non-Edible Oils

–

–

–

118

28,21

21,17

(e)

Other Chemicals & Chemical Products

15

35,09

13,15

2,607

391,98

306,69

9.

Petroleum, Coal Products & Nuclear Fuels

17

774,50

331,47

316

48,52

39,33

10.

Manufacture of Cement & Cement Products

10

19,51

16,97

3,119

366,85

301,63

11.

Basic Metals & Metal Products

82

948,45

705,42

4,492

659,10

523,60

(a)

Iron & Steel

47

665,24

495,65

416

96,24

80,13

(b)

Non-Ferrous Metals

25

279,27

209,30

117

21,24

17,91

(c)

Metal Products

10

3,95

47

3,959

541,63

425,56

12.

Engineering

84

190,73

167,43

10,759

1370,46

1040,14

(a)

Heavy Engineering

14

34,59

33,48

4,825

431,08

333,35

(b)

Light Engineering

32

24,76

20,49

3,073

503,10

376,72

(c)

Electrical Machinery & Goods

29

103,77

93,37

1,637

264,29

191,00

(d)

Electronic Machinery & Goods

9

27,61

20,10

1,224

172,00

139,07

13.

Vehicles,Vehicle Parts & Transport Equipments

29

29,83

23,29

1,694

160,84

130,21

14.

Other Industries

76

47,72

36,19

44,615

4154,23

3370,00

15.

Electricity, Gas & Water

23

1479,75

1448,48

515

126,85

102,21

(a)

Electricity Generation & Transmission

21

1464,42

1433,42

–

–

–

(b)

Non-Conventional Energy

1

15,00

14,73

131

87,41

68,65

(c)

Gas, Steam & Water Supply

1

33

33

384

39,44

33,56

16.

Construction

67

874,56

643,20

98,139

7702,09

6312,58

III.

TRANSPORT OPERATORS

14

5,57

4,47

1,30,223

6695,08

5882,05

IV.

PROFESSIONAL AND OTHER SERVICES

262

268,70

168,50

1,31,849

10304,14

7873,22

V.

PERSONAL LOANS

–

–

–

49,60,192

293638,82

235539,76

1.

Loans for Purchase of Consumer Durables

–

–

–

18,529

742,37

581,19

2.

Loans for Housing

–

–

–

23,10,387

163711,22

140434,20

3.

Rest of the Personal Loans

–

–

–

26,31,276

129185,23

94524,38

VI.

TRADE

316

307,61

126,55

2,16,926

21491,02

16425,86

1.

Wholesale Trade

81

60,76

22,97

46,217

4129,72

3406,56

2.

Retail Trade

235

246,85

103,58

1,70,709

17361,30

13019,30

VII.

FINANCE

56

249,79

231,15

5,057

393,44

268,55

VIII.

ALL OTHERS

404

96,08

52,38

1,43,601

17144,72

12810,09

TOTAL BANK CREDIT

2,145

9012,49

6140,14

70,92,996

419239,20

338472,31

OF WHICH :

1. Artisans and Village & Tiny Industries

22

2,47

1,85

34,476

2620,33

2079,84

2. Other Small Scale Industries

284

156,66

136,36

30,541

3989,74

3011,27

TABLE NO. 5.2 – ORGANISATION-WISE CLASSIFICATION OF OUTSTANDING CREDIT OF
SCHEDULED COMMERCIAL BANKS ACCORDING TO OCCUPATION
MARCH 2007

(Amount in Rupees Lakh)

OCCUPATION

INDIVIDUALS – FEMALE

TOTAL

No. of
Accounts

Credit
Limit

Amount
Outstanding

No. of
Accounts

Credit
Limit

Amount
Outstanding

31

32

33

34

35

36

I.

AGRICULTURE

1,02,544

3996,64

3483,64

16,38,457

164701,63

132151,29

1.

Direct Finance

98,560

3828,83

3327,95

15,21,939

92416,06

75297,36

2.

Indirect Finance

3,984

167,81

155,69

1,16,518

72285,57

56853,93

II.

INDUSTRY

27,829

2465,96

1944,64

7,75,047

1129838,15

731157,05

1.

Mining & Quarrying

952

87,98

76,66

27,367

36112,35

21930,58

2.

Food Manufacturing & Processing

2,025

276,68

211,77

72,996

62667,28

44174,30

(a)

Rice Mills, Flour & Dal Mills

671

71,02

54,06

30,273

14422,67

10405,05

(b)

Sugar

19

20,92

13,82

1,489

13478,05

9523,58

(c)

Edible Oils & Vanaspati

126

32,31

27,57

6,406

7085,21

5132,76

(d)

Tea Processing

46

8,45

6,12

2,348

5036,50

3683,38

(e)

Processing of Fruits & Vegetables

101

6,98

5,13

3,102

2052,01

1323,05

(f)

Others

1,062

137,02

105,08

29,378

20592,84

14106,48

3.

Beverage & Tobacco

103

10,53

7,86

4,640

7212,84

5435,42

4.

Textiles

2,017

248,26

196,35

1,01,672

128724,95

86124,21

(a)

Cotton Textiles

719

106,04

78,80

33,376

60202,11

41193,41

(b)

Jute & Other Natural Fibre Textiles

23

2,05

1,44

1,872

1589,20

1093,02

(c)

Handloom Textiles & Khadi

293

19,29

15,33

6,139

2397,12

1733,01

(d)

Other Textiles & Textile Products

982

120,88

100,79

60,285

64536,51

42104,76

5.

Paper, Paper Products & Printing

416

44,90

35,12

27,391

24092,50

16469,21

6.

Leather & Leather Products

190

43,73

29,03

11,074

14686,51

8830,73

7.

Rubber & Plastic Products

279

33,45

27,05

25,030

19446,85

13686,24

8.

Chemicals & Chemical Products

459

52,09

41,27

42,131

103607,61

59192,97

(a)

Heavy Industrial Chemicals

–

–

–

7,578

24579,92

14622,36

(b)

Fertilisers

–

–

–

3,042

11766,69

8405,98

(c)

Drugs & Pharmaceuticals

76

13,04

11,17

9,660

38270,89

17807,74

(d)

Non-Edible Oils

17

1,14

92

948

1457,15

1109,34

(e)

Other Chemicals & Chemical Products

366

37,91

29,18

20,903

27532,96

17247,55

9.

Petroleum, Coal Products & Nuclear Fuels

30

4,00

2,28

4,286

74282,42

32765,33

10.

Manufacture of Cement & Cement Products

723

92,08

60,34

11,953

13943,87

10011,58

11.

Basic Metals & Metal Products

433

51,09

43,46

54,849

148842,89

95045,68

(a)

Iron & Steel

31

13,01

11,92

23,264

108288,47

68583,52

(b)

Non-Ferrous Metals

19

1,44

1,11

7,039

19256,70

11926,50

(c)

Metal Products

383

36,64

30,43

24,546

21297,72

14535,65

12.

Engineering

1,288

134,46

93,69

75,022

92848,77

59755,70

(a)

Heavy Engineering

708

54,24

37,46

20,533

24315,99

15612,01

(b)

Light Engineering

293

30,85

23,77

30,602

30390,63

20142,16

(c)

Electrical Machinery & Goods

128

32,56

18,99

15,773

23089,86

14079,33

(d)

Electronic Machinery & Goods

159

16,82

13,47

8,114

15052,29

9922,21

13.

Vehicles,Vehicle Parts & Transport Equipments

171

13,00

10,19

17,677

52779,76

31507,29

14.

Other Industries

4,188

372,21

290,79

1,30,184

121452,00

73733,15

15.

Electricity, Gas & Water

221

18,44

14,98

10,810

84050,42

66713,21

(a)

Electricity Generation & Transmission

–

–

–

8,038

75302,68

59987,53

(b)

Non-Conventional Energy

163

12,00

9,83

855

3152,38

2714,81

(c)

Gas, Steam & Water Supply

58

6,44

5,15

1,917

5595,36

4010,87

16.

Construction

14,334

983,05

803,80

1,57,965

145087,15

105781,44

III.

TRANSPORT OPERATORS

7,741

379,36

302,24

1,54,790

27625,19

22760,66

IV.

PROFESSIONAL AND OTHER SERVICES

33,954

2619,18

2099,71

2,93,695

163461,84

114026,24

V.

PERSONAL LOANS

8,85,575

57654,97

46850,13

59,02,700

395342,98

318450,21

1.

Loans for Purchase of Consumer Durables

4,239

178,25

149,93

22,768

920,62

731,13

2.

Loans for Housing

4,71,509

39521,67

33666,29

28,38,829

247282,09

210160,80

3.

Rest of the Personal Loans

4,09,827

17955,05

13033,90

30,41,103

147140,28

107558,28

VI.

TRADE

24,734

3179,91

2326,78

7,24,603

282588,29

183770,51

1.

Wholesale Trade

4,708

405,97

354,04

1,67,061

146364,67

97635,51

2.

Retail Trade

20,026

2773,94

1972,74

5,57,542

136223,62

86135,00

VII.

FINANCE

968

80,17

46,42

23,722

158770,16

123259,77

VIII.

ALL OTHERS

23,528

2663,62

2004,08

5,81,615

63930,77

42628,96

TOTAL BANK CREDIT

11,06,873

73039,81

59057,65

100,94,629

2386259,02

1668204,70

OF WHICH :

1. Artisans and Village & Tiny Industries

3,211

181,39

138,95

72,553

8241,84

6453,17

2. Other Small Scale Industries

3,732

377,58

292,28

2,50,757

87503,53

65761,10